Security First Credit Union Imlay City MI | Top Checking & Auto Loans

Introduction

Welcome to Security at our Imlay City Office, located at 337 E 1St St, Imlay City, MI 48444. Since our establishment in 1955, we have been dedicated to providing exceptional financial services tailored to meet the needs of our 52,618 members. With total assets amounting to $639,832,112, we are proud to be a trusted financial partner in the community. At Security, we understand that your financial journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business financing solutions. Our commitment to helping you achieve your financial goals is reflected in our total deposits of $9,885,244 and a robust net worth of $62,703,520. Under the leadership of CEO Jay Yax and Board President John Truchan, our team of 164 employees works diligently to ensure you receive personalized service and expert advice. We are also proud to maintain a strong cash position with $10,625,324 on hand, which allows us to support our members effectively. We invite you to visit us during our operating hours: Monday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12:30 PM for drive-thru services. You can also reach us by phone at 810-235-2322 for any inquiries or assistance. While we welcome walk-ins at our Imlay City location, please note that official correspondence should be sent directly to this address. We are excited to help you navigate your financial needs with confidence and care. For more information about our offerings or to start your membership journey today, visit us online at Security Credit Union.

Branch History & Mission

Commitment to Excellence

As technology evolves, so do we. Our focus on customer-centric initiatives ensures that members can manage their finances conveniently through online and mobile banking options. Additionally, we prioritize accessibility with ADA-compliant facilities and services like drive-thru banking for ease of transactions. While you can visit us at our main branch location for all your banking needs, official correspondence should be sent to our mailing address if different from the branch address. Feel free to contact us at 810-235-2322 for any inquiries or assistance you may need.

Join Us

At Security Credit Union, your financial well-being is our priority. We invite you to become part of our family and experience firsthand the benefits of membership. Together, let's build a secure financial future for you and your loved ones. Visit us today or explore more about becoming a member here.

Our Mission

The heart of Security Credit Union lies in our mission: to empower individuals and families by delivering personalized financial solutions. We believe that access to quality banking should be available to everyone. Whether it's through checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we aim to meet the diverse financial needs of our members. Our commitment extends beyond just banking; we actively engage in community outreach and support local initiatives that strengthen the fabric of Imlay City. By partnering with local organizations and participating in events, we strive to make a positive impact on the lives of those around us.

Branch Location & Accessibility

Convenient Access

We understand that your time is valuable. That's why we've designed our branch with accessibility in mind. You'll find ample parking right outside our door, along with features that comply with ADA standards to ensure everyone can access our services comfortably. Plus, if you prefer banking from your car, we offer a drive-thru service for quick deposits and withdrawals.

Get in Touch

We invite you to visit us today! Feel free to call us at 810-235-2322 if you have any questions before stopping by. At Security Credit Union, we're not just a bank; we're your community partner dedicated to supporting your financial journey. We look forward to welcoming you soon!

Operating Hours

Our friendly team is here to serve you during convenient hours: from 9 AM to 6 PM on Mondays and Fridays; 9 AM to 5 PM on Tuesdays, Wednesdays, and Thursdays; and we're open on Saturdays from 9 AM until 12:30 PM. Whether you need assistance with personal banking or wish to discuss loan options, we're ready to help.

Services Offered

At the Security Credit Union Imlay City Office, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it.

Member Eligibility

Joining the Security credit union family is like stepping into a warm and welcoming community, where your financial well-being is our priority. Becoming a member at our Imlay City branch, located at 337 E 1St St, MI 48444, is an easy and inclusive process. If you live, work, worship, or attend school in the area, you're already eligible to join us! We celebrate diversity and strive to serve everyone with open arms. For those who want to dive deeper into our membership criteria, feel free to visit this link for all the details. Once you're ready to take the plunge, opening an account is just as simple! With just a few steps online, you can start enjoying the many benefits of membership at Security. You'll find personalized services designed with your needs in mind. Should you have any questions or need assistance along the way, don't hesitate to reach out at 810-235-2322. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $77 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,691,630, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our merchant services make transactions easy for both you and your customers, ensuring that you can accept payments confidently and efficiently. Located at 337 E 1St St Imlay City Mi 48444 in Imlay City, MI, we invite you to visit us or call (810) 235-2322 to learn more about how our business banking solutions can empower your success.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash in a hurry? Our branch offers easy access through an ATM for withdrawals and balance checks. Plus, with our basic drive-thru banking services, you can handle deposits and simple transactions without leaving your car perfect for busy days! We invite you to experience all that Security has to offer. Our friendly staff is ready to assist you with any questions about our comprehensive range of services. Reach out by calling us at (810) 235-2322, or visit us at our branch in Imlay City. Let's work together toward achieving your financial goals!

Business Banking Services

For our business members, we know that having reliable financial support is crucial. That's why we offer specialized business banking services, including merchant services for seamless transactions and business loans tailored to grow your company. Our team is committed to helping local businesses thrive in the community.

Convenient Digital Banking

In today's fast-paced world, convenience is key. At Imlay City Office, we provide robust online and mobile banking options so you can manage your finances anytime, anywhere. With features like person-to-person payment services and access to account statements at your fingertips, handling money matters has never been easier.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer a variety of personal banking services to make your life easier. From checking and savings accounts to help you manage your everyday spending, to auto loans and vehicle financing for those exciting new purchases, we aim to provide options that fit your lifestyle. If you're considering buying a home or refinancing your current mortgage, our mortgage loans come with competitive rates and personalized service to guide you through the process. In addition, if you're facing unexpected expenses or looking to consolidate debt, our personal loans are here to help ease that burden. And for those who love rewards, check out our credit cards with rewards, designed to give you something back for your everyday purchases.

Digital & Online Banking

Key Features for You

Our online banking service lets you manage your money effortlessly. You can check balances, transfer funds, and pay bills all from the comfort of your own device. Plus, with our person-to-person transfer feature, sending money to friends or family is just a few clicks away. It's simple, quick, and ideal for those spontaneous moments when you need to share costs or settle up. If you prefer keeping track of your statements digitally, we offer e-statements for all members. This means no more paper clutter just easy access to your financial documents whenever you need them. And if you're always on the move, our mobile application makes it even easier to bank anytime, anywhere.

Security You Can Trust

We prioritize your security with every transaction. While we don't currently support electronic signature authorization, rest assured that our systems are designed with multiple layers of protection to keep your information safe. Your peace of mind is essential as you navigate your financial journey.

Stay Connected

With Security, you're never far from your financial needs. Our online banking services allow real-time management of your accounts, ensuring you're always in control. Whether it's checking account activity or making transfers between accounts, everything is made accessible and straightforward. Experience the ease of modern banking with us today! For more details on how to get started, visit https://www.securitycu.org/. Your financial well-being is our priority, and we're here to support you every step of the way.

Financial Strength

Commitment to Growth

With $37,354,953 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $10,802 in used auto loans and $495,158,784 in total loans and leases, we support your financial goals across various sectors.

Growing Trust

Total Share Accounts stand at 87,815, showcasing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) amount to $537,935, reinforcing our capacity to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Security is your trusted partner. Visit us at 337 E 1St St Imlay City Mi 48444 or call (810) 235-2322 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Approach

Members' savings are secured through $91,220,584 in share certificates and $88,161,744 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,019,765 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 152 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundations

With a net worth of $62,703,520, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $978 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $169,790,235 in used vehicle loans and $40,175,133 in new vehicle loans already helping members get on the road. We cater to all budgets and preferences, making it easier for you to find the right vehicle without breaking the bank.

Business Financing

For business owners, our outstanding commercial loans totaling $22,691,630 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we're here to support your business aspirations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,314,792, make buying or refinancing simple. We aim to provide tailored solutions that fit your unique situation and help you navigate the path to owning your dream home.

Refinancing Options

If you're interested in refinancing any existing loans or finding out more about eligibility options, don't hesitate to reach out. Our team is ready to assist you in exploring all available options that suit your financial situation. We believe that financial clarity is key to making sound decisions. That's why we encourage you to contact us at (810) 235-2322 or visit us at 337 E 1St St Imlay City Mi 48444 in Imlay City, MI for personalized assistance tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Together, let's take the next step towards achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,227,570 in loans helping members manage their finances effectively. This product can be a great way to cover unexpected expenses while enjoying the benefits of rewards and cash back.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve the interests of users. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions enable users to make well-informed choices quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This reflects the positive impact that informed choices can have on personal finances. Ready to find the best loan rates tailored to your needs? Compare real-time loan offers today at LendMesh and take control of your financial future. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By gathering information from trusted sources, LendMesh provides users with accurate loan comparisons that reflect current market conditions.

Security