Security First Credit Union Flushing MI | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Security, your trusted financial partner located at 220 E Main St, Flushing, MI 48433. Established in 1955, we have proudly served our community for over six decades. With a robust membership of 52,618 and total assets exceeding $639,832,112, we are committed to providing exceptional financial services tailored to meet your needs. At Security, we believe that every member deserves personalized attention and reliable support. Our team, led by CEO Jay Yax and Board President John Truchan, is dedicated to ensuring your financial journey is smooth and rewarding. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we have the expertise to help you succeed. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 5255 Security Park Blvd, Holly, MI 48442-9569. Our commitment goes beyond numbers; with total loans amounting to 29,134, total deposits of $9,885,244, and a net worth of $62,703,520, we strive to create a positive impact in the communities we serve. We also maintain a healthy cash reserve of $10,625,324, ensuring we are well-prepared to meet your financial needs. We invite you to explore our wide range of services designed just for you. For any inquiries or assistance, feel free to call us at 810-235-2322 or visit our website at Security Credit Union. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Join Us Today

At Security Credit Union, we invite you to experience more than just a bank; become part of a community that cares about your success. Whether you're looking for personal banking solutions or business services, we are here for you every step of the way. Visit us during our lobby hours Monday through Friday from 9:00 AM to 6:00 PM (and until 5:00 PM on Tuesdays through Thursdays) or utilize our drive-thru on Saturdays from 9:00 AM to 12:30 PM. Discover how being a member can open doors for you. Join us today and take the first step toward achieving your financial goals! For more information or assistance, feel free to call us at 810-235-2322 or visit us online at Security Credit Union.

Our Evolution

From humble beginnings as a small credit union, Security has embraced growth through innovation and community outreach. Our headquarters in Grand Blanc, MI, reflects our commitment to expanding access to financial resources in Genesee County. With modern banking technology at your fingertips like online banking and mobile applications we continue to adapt to meet your needs while ensuring that all facilities are ADA compliant. Throughout our history, we've partnered with local organizations to uplift those around us. Whether through educational programs or community events, we remain steadfast in supporting initiatives that enrich the lives of our members and neighbors alike.

Branch Location & Accessibility

Convenient Access and Amenities

At our Flushing branch, we prioritize your convenience. Our location offers ample parking for both personal vehicles and those with special accessibility needs. We take pride in ensuring our branch is ADA compliant, featuring ramps and accessible entry points so everyone can bank comfortably. We understand that your time is valuable. That's why we offer a drive-thru service for quick transactions without leaving your car. Plus, our ATM is available around the clock for your convenience.

Operating Hours

Our friendly team is ready to assist you during the following hours: Monday through Friday from 9:00 AM to 6:00 PM; Tuesday through Thursday, we're open until 5:00 PM; and on Saturdays, our drive-thru operates from 9:00 AM to 12:30 PM. Whether you need help opening an account or managing your loans, we're here when you need us.

Services Offered

At Security Credit Union, we provide a range of services designed with our members in mind. From personal banking options like checking and savings accounts to auto loans and mortgages, we aim to meet all your financial needs under one roof. Enjoy online and mobile banking services as well banking has never been easier! We invite you to come by our Flushing branch or give us a call at 810-235-2322 if you have any questions or need assistance. Your financial journey starts here with Security Credit Union!

Member Eligibility

Becoming a member of Security is like joining a close-knit family that cares about your financial well-being. If you're looking to unlock benefits and services tailored just for you, you're in the right place! Eligibility for membership is open to anyone who lives, works, worships, or attends school in the communities we serve. This means if you're part of our vibrant community around 220 E Main St Flushing Mi 48433, you can take advantage of all we have to offer. Plus, being a member gives you access to competitive rates on loans and savings, personalized service, and a range of banking products designed with your needs in mind. Getting started is simple! You can check the detailed eligibility criteria by visiting this link. When you're ready to open an account, just head over to our account opening page or give us a call at (810) 235-2322. We're excited to welcome you into our Security family!

Business Banking & Commercial Services

Loan Options Tailored for You

Imagine having access to capital that allows you to purchase new equipment, expand your team, or even open a new location. That's what our commercial loans are designed to do. We work closely with business owners to understand their needs and provide tailored solutions that fuel growth.

Merchant Services Made Easy

Managing transactions shouldn't be a hassle. Our merchant services simplify payment processing so you can focus on what you do best running your business. Whether it's accepting credit cards or setting up online payments, we have options that fit your operations seamlessly. If you're ready to take your business to the next level, visit us at 220 E Main St Flushing Mi 48433 in Flushing, MI, or call us at (810) 235-2322. Let's grow together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're looking to buy a new vehicle or refinance your current auto loan, our Auto Loans & Vehicle Financing options are designed with competitive rates and flexible terms. Picture driving off in that new car without the stress of high payments. With us, financing your dream vehicle is just a phone call away at 810-235-2322.

Business Banking

For our business members, we offer comprehensive Business Banking services which include Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, our team can help secure the funding necessary for growth.

Convenient Access

Accessibility is key in today's fast-paced world. We've made it easier for you to manage your finances on-the-go through our Online & Mobile Banking platform. Plus, with ATM and cash withdrawal services available at multiple locations including ours, getting cash when needed is hassle-free. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle ideal for busy days when time is of the essence! As we continue to serve the Flushing community, we invite you to explore all that Security has to offer. Visit us online at securitycu.org or stop by our branch today! Let us assist you in achieving your financial goals because at Security, we believe in building brighter futures together.

Credit Cards with Rewards

To make everyday spending even more rewarding, consider our Credit Cards with Rewards. Not only do they offer great benefits like cashback and travel points, but they also come with no annual fees! This means every purchase contributes to something special for you.

Mortgage Loans & Refinancing

Homeownership is a significant milestone for many. Our team is here to guide you through the process with our Mortgage Loans & Refinancing services. We offer various mortgage options that can help you secure the best rates available in today's market, making your dream home more attainable.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer Personal Banking options that include both Checking and Savings Accounts tailored to fit your lifestyle. Imagine having easy access to your funds anytime you need them our online and mobile banking services allow you to check balances, transfer money, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation services, we provide solutions that can help you manage those costs effectively. Whether it's consolidating debt or funding a special project, we work with you to find the right loan amount and terms.

Digital & Online Banking

Key Features

One of the standout features of our online banking platform is the ability to view e-statements. No more waiting for paper statements in the mail; with just a few clicks, you can access your financial information securely and instantly. Plus, if you need to send money to friends or family, our person-to-person transfer service makes it simple and quick. For those who prefer using their mobile devices, Security offers a user-friendly mobile application that puts all these features right at your fingertips. While mobile payments are not currently available, our app provides a straightforward way to check balances, view transaction history, and manage your accounts on the move.

Security & Accessibility

Security is a top priority at Security. We use advanced encryption methods to protect your personal information while ensuring that you have easy access to your funds. Although we don't offer electronic signature authorization yet, rest assured that our online banking processes are designed with your safety in mind. With everything from account management to e-statements available online, you have real-time control over your finances without needing to visit a branch. Whether you're at home or out and about, managing your money has never been easier. Embrace the ease of modern banking today by visiting https://www.securitycu.org/ and discover how Security can help streamline your financial life!

Financial Strength

A Dedicated Team at Your Service

We pride ourselves on having 152 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with knowledgeable staff who care about your financial well-being. Our commitment extends beyond just numbers; it's about the personal touch we bring to every interaction.

Growing Together

Total Share Accounts stand at 87,815, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending at $537,935, we continue to create more opportunities for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving for a new car or planning your dream home purchase, Security is your trusted partner. Visit us at 220 E Main St Flushing MI 48433 or call us at 810-235-2322 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $91,220,584 in share certificates and $88,161,744 in money market shares, offering you stable and rewarding financial growth opportunities. Unlike traditional banks that may prioritize shareholder profits over member benefits, we focus our resources on you. With no non-member deposits reported, all our efforts are directed toward enhancing your banking experience.

Reinvestment in Services

With $37,354,953 in undivided earnings, we reinvest in innovative banking tools and stronger lending options. This commitment means you benefit from enhanced security measures and better service offerings designed to meet your evolving financial needs.

Strong Financial Position

With a net worth of $62,703,520, we maintain robust financial health. This strong position allows us to offer better rates, lower fees, and enhanced services tailored to our members. Our net worth ratio of 978 demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times.

Supporting Your Goals

Our lending capacity is also impressive; we have $10,802 in used auto loans and a total of $495,158,784 in loans and leases available. This enables us to support our members' financial goals across various sectors effectively. Our operational efficiency is reflected in our net income of $2,019,765, which empowers us to keep offering competitive loan rates and reliable financial products.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $169,790,235 in used vehicle loans and $40,175,133 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles so that you can drive away feeling satisfied with your choice.

Credit Lines

If you're looking for more flexible borrowing options, consider our credit lines totaling $175,271,875. This product allows you to access funds whenever you need them without the hassle of applying for a new loan each time. For business owners seeking growth opportunities, our outstanding commercial loans totaling $22,691,630 provide the capital needed to expand your business operations. At Security in Flushing (220 E Main St Flushing MI 48433), we prioritize your financial well-being. If you're interested in exploring refinancing options or checking eligibility for any of our products, feel free to give us a call at 810-235-2322. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're dedicated to providing you with not just loans but also support and guidance throughout your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,314,792, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,227,570 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can fit into your lifestyle while ensuring that managing your expenses remains straightforward.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. Each listing reflects current market conditions, allowing for informed decision-making.

SECURITY CREDIT UNION