Security First Credit Union Croswell MI | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Security, your trusted partner in financial well-being located at 5200 Peck Rd, Croswell, MI 48422. Since opening our doors in 1955, we've proudly served a growing community of 52,618 members with a commitment to excellence and member satisfaction. With total assets of $639,832,112 and deposits amounting to $9,885,244, we are dedicated to providing you with secure and reliable banking solutions tailored to meet your needs. At Security, we understand the importance of making informed financial decisions. That's why our experienced team is here to offer guidance on a variety of services including personal banking accounts, auto loans, mortgages, and business loans. With a robust loan portfolio of 29,134 loans and leases, we strive to support your aspirations while maintaining a strong net worth of $62,703,520. Our leadership reflects our community values; under the guidance of CEO Jay Yax and Board President John Truchan, we are not just a credit union but a vital part of the Croswell community. We take pride in our dedicated staff of 164 employees, who are ready to assist you with any questions or concerns you may have. While members can visit us at our branch location for all their banking needs, feel free to explore more about what we offer through our website: www.securitycu.org. You can also reach us by phone at 810-235-2322 during our convenient operating hours: Monday through Thursday from 9 AM to 5 PM and Fridays from 10 AM to 6 PM. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Community Commitment

We're proud of our rich history but even prouder of how we've adapted over the years. With advancements in technology, we provide online and mobile banking for convenience while ensuring ADA compliance for all our members. Our drive-thru service and ATM availability make banking easy and accessible. While members can visit us at 5200 Peck Rd, official correspondence should be sent to our mailing address if different from the branch address. We invite you to call us at 810-235-2322 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 10 AM to 6 PM. As we continue to grow, we remain focused on serving you better each day. Join us at Security Credit Union and discover how we can help you achieve your financial goals while being part of a supportive community network. Visit our website or apply for membership here. Together, let's build a brighter financial future!

Our Mission

At Security Credit Union, our mission is straightforward: we strive to empower individuals and families through quality financial services and unwavering support. We believe that everyone deserves access to the tools needed for financial success. This commitment goes beyond just banking; it extends into community outreach initiatives where we partner with local organizations to uplift those around us. Our services include personal banking options like checking and savings accounts, auto loans, mortgage solutions, and credit cards with rewards. We also cater to businesses with merchant services and business loans. All these offerings are designed with your needs in mind.

Branch Location & Accessibility

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: Monday through Thursday from 9 AM to 5 PM, and Friday from 10 AM to 6 PM. Whether you're looking to open a personal account, apply for an auto loan, or utilize our online banking services, we're here to help. In addition to our personal banking services including checking and savings accounts, mortgage loans, and credit cards with rewards we also offer business banking solutions and basic drive-thru service for quick transactions. Need cash? Our ATM is available for your convenience as well.

Parking and Accessibility Features

Our branch offers ample parking right outside, so you can pop in without any hassle. We are committed to ensuring everyone can access our services easily. The branch is ADA compliant, featuring ramps and accessible entrances for those who may need them.

Visit Us Today!

If you have any questions or would like more information about how we can assist you, please don't hesitate to call us at 810-235-2322. We invite you to visit Security Credit Union in Croswell today and experience the welcoming atmosphere and exceptional service that sets us apart. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Security is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the local community, you're likely already eligible to join us! We embrace everyone with open arms and offer a range of services designed to help you thrive. At Security, we prioritize your needs, providing personalized banking solutions that make life easier and more rewarding. For specific details on eligibility requirements, feel free to visit our website at https://www.securitycu.org/membership/. When you're ready to take the next step toward membership, opening an account is simple and straightforward. You can start the process online by visiting https://applynow.securitycu.org/, or if you prefer a personal touch, give us a call at (810) 235-2322. We're here to help you every step of the way! Come visit us at 5200 Peck Rd Croswell Mi 48422 we can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running a busy café. You need reliable ways to accept payments from customers without any hassle. Our merchant services can help you process transactions smoothly, so you can focus on what matters serving great food and building relationships with your customers. Located conveniently at 5200 Peck Rd Croswell Mi 48422, Croswell, MI, we invite you to explore how our dedicated team can assist you. Reach out to us at (810) 235-2322 or visit our website to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $77 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,691,630, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, Security offers robust banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the financial tools necessary for your success.

Convenient Access

We understand that sometimes you need cash on the go. That's why we provide ATM services for withdrawals and balance checks whenever you need them. Plus, if you prefer face-to-face interactions but can't make it during regular hours, our basic drive-thru banking allows for deposits and simple transactions without stepping inside.

Get Started Today!

With so many convenient options available at Security, managing your finances has never been easier. If you have questions or want more information about any service we provide, don't hesitate to reach out at 810-235-2322 or visit us online at www.securitycu.org. We look forward to serving you!

Loans Made Easy

When it comes to financing your next vehicle, our auto loans and vehicle financing options are here to make the process straightforward. Picture yourself driving away in a new car without the stress of complicated paperwork. We also provide mortgage loans and refinancing solutions tailored to fit your lifestyle whether you're buying your first home or looking to refinance for better rates. If you're dealing with personal expenses or planning for big life changes, our personal loans and debt consolidation services can help lighten your load. And don't forget about our credit cards with rewards enjoy benefits every time you use them!

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts that help you manage your money effectively. Imagine having a hassle-free way to save for that dream vacation or simply build an emergency fund. With our user-friendly online and mobile banking options, you can easily check balances, transfer funds, and pay bills from anywhere.

Digital & Online Banking

At Security, we understand that managing your finances should be as easy and secure as possible. That's why we offer a suite of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, our tools make it simple for you to access your accounts anytime, anywhere. One of the standout features is our 24/7 online banking service available at https://www.securitycu.org/. This means you can check your account balances, pay bills, and transfer funds whenever it suits you. No more rushing to the bank before closing time! You also have the convenience of person-to-person transfers, allowing you to send money quickly to friends or family without any hassle. If you prefer keeping track of your statements electronically, we provide e-statements, which are not only eco-friendly but also help you stay organized. Just log in to your account to view them whenever needed. Although we currently do not support electronic signature authorization, we ensure all transactions remain secure. For those who are always on their smartphones, our mobile application is here to help. You can manage your finances with just a few taps whether you're checking your balance or making payments. Plus, while mobile payments aren't available at this time, we are constantly looking for ways to enhance your experience. With all these features combined, managing your finances has never been easier or safer. At Security, we prioritize accessibility and ease-of-use so that you can focus on what matters most in life. Join us today and take control of your financial journey!

Financial Strength

Commitment to Growth

Total Share and Deposit Accounts: 87,815, show a strong and growing member base that trusts us with their finances. This growth not only reflects the trust placed in us but also strengthens our ability to serve you better. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Security is your trusted partner. Visit us at 5200 Peck Rd Croswell Mi 48422 or call (810) 235-2322 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

With $37,354,953 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $10,802 in used auto loans and $495,158,784 in total loans and leases, we support your financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $450,893, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 152 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $91,220,584 in share certificates and $88,161,744 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $62,703,520, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $169,790,235 in used vehicle loans and $40,175,133 in new vehicle loans already helping members get on the road. We aim to make your car-buying experience straightforward and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $22,691,630 provide the capital needed to grow and expand. We understand that a solid financial foundation is crucial for success in any business venture.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,314,792, make buying or refinancing simple. We provide various solutions that can help you achieve that dream without the stress often associated with home buying.

Refinancing Options

If you're looking to refinance any existing loans or explore eligibility options for new financing solutions, we are here to assist. Our team will work closely with you to find the best rates and terms available based on your unique situation. At Security Credit Union, our goal is to empower our members through accessible financial products and services. For more information about our loan offerings or to discuss how we can help you reach your financial goals, please call us at 810-235-2322 or visit us online at www.securitycu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,227,570 in loans helping members manage their finances effectively. These cards can be an excellent option for those looking for convenience and rewards while maintaining control over their spending.

Loan Aggregator

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Ensuring Accurate Comparisons

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SECURITY CREDIT UNION - Croswell, MI

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