Security Service Springville UT Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to Security Service, your trusted financial partner located at 645 S 1750 W, Springville, UT 84663. Since our establishment in 1956, we have dedicated ourselves to providing exceptional banking services to our community. Our commitment to you is reflected in our impressive growth, serving over 760,148 members and managing total assets of $13,646,807,251. At Security Service, we understand that banking goes beyond numbers; it's about building relationships. With a net worth of $1,495,229,006 and total deposits reaching $1,151,145,295, we are well-equipped to meet your financial needs. Our robust portfolio includes a total of 452,459 loans and leases designed to support your goals whether that's purchasing a new home or financing your dream vehicle. We pride ourselves on our dedicated team of 1,969 employees, led by our experienced CEO James Laffoon and Board President Margie Langford. Together, they ensure that every member receives personalized service and guidance tailored to their unique circumstances. While you can visit us at our branch in Springville for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 691510, San Antonio, TX 78269. Discover how we can assist you in achieving your financial dreams. Feel free to reach out at 800-527-7328, or explore more about our services at www.ssfcu.org. Your journey towards better banking starts with us!

Branch History & Mission

A Commitment to Innovation

While we cherish our history, we also embrace the future. At Security Service, we are committed to providing modern banking solutions that meet the evolving needs of our members. From online banking and mobile payment options to electronic signatures and e-statements, we ensure that your banking experience is both convenient and secure. We understand that accessibility is key; however, please note that currently we do not offer ATM services or drive-thru banking at this branch location.

Join Us

As we continue our journey forward from our headquarters in San Antonio, TX, we invite you to become part of our growing family here at Security Service. Experience firsthand how we blend tradition with innovation while keeping your best interests at heart. For inquiries or assistance, don't hesitate to reach out via phone at 800-527-7328. Join us today and discover what it means to be part of a community-focused credit union dedicated to your success!

Our Mission

The mission of Security Service is simple yet powerful: to provide exceptional financial services while fostering community growth and support. We strive to empower our members with the tools they need to achieve their financial goals whether that's saving for a home, financing a vehicle, or starting a new business. Our array of services includes personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. But we don't stop there. We believe in giving back to the community that has supported us throughout the years. Our outreach efforts include partnerships with local organizations and initiatives that enhance the quality of life for residents in Springville and beyond.

Branch Location & Accessibility

Accessibility Features

At Security Service, we prioritize accessibility. Our branch is equipped with features to ensure everyone can visit us comfortably. We have ample parking available, including spots for those with disabilities. Our facility complies with ADA standards, providing ramps and easy access points for all members.

Get in Touch

If you have questions or need assistance before visiting us, feel free to call our friendly team at 800-527-7328. We look forward to welcoming you at the Security Service branch in Springville! Come see how we can help you thrive financially.

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Friday from 9:00 a.m. to 5:30 p.m., and on Saturdays from 9:00 a.m. until 1:00 p.m. Whether you need assistance with personal banking or business services, we're ready to help during these hours.

Services Offered

At Security Service, we offer a range of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our dedicated team is ready to assist you in achieving your financial goals. Although we currently do not have an ATM or drive-thru services at this location, our staff is always available inside the branch to provide personalized service.

Member Eligibility

At Security Service, we believe in creating a welcoming community where everyone can thrive. If you're looking to become a member, we're excited to share that eligibility is quite inclusive! Individuals who live, work, or worship in our local area are welcome to join us. Additionally, family members of current members can also become part of our supportive network. This means that whether you're just starting your financial journey or looking for a place that understands your unique needs, you'll find a home here at Security Service. Becoming a member comes with numerous advantages, including access to personalized financial services and competitive rates on loans and accounts. The process is straightforward just visit us at 645 S 1750 W Springville Ut 84663 or give us a call at (800) 527-7328 for any questions you might have. For detailed eligibility criteria, feel free to check out our website at https://www.ssfcu.org/membership. And when you're ready to open an account, you can find all the information you need at https://www.ssfcu.org/business/get-started. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Lending Options That Empower

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,350,216,370, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine having a reliable partner that makes everyday transactions smoother. Our merchant services offer the tools you need to accept payments efficiently, ensuring that you can focus on what matters most growing your business. From credit card processing to online payment solutions, we provide everything necessary to enhance your customer's experience. Visit us at 645 S 1750 W Springville Ut 84663 in Springville, UT, or give us a call at (800) 527-7328. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Solutions for Growth

Running a business comes with its own set of challenges. At Security Service, we support local entrepreneurs with our business banking services, including merchant services and business loans designed to help you thrive. Our team is ready to assist you in selecting the right financial products to ensure your business's success.

Convenient Banking Options

With technology playing such a significant role in how we manage our finances today, we've made sure that our online and mobile banking platforms are user-friendly and secure. You can easily check balances, make payments, and even send money to friends using our person-to-person payment feature. While we currently do not have ATMs or drive-thru services available at this location, our lobby hours are convenient: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. We invite you to visit us or give us a call at 800-527-7328 if you have any questions about how we can assist you further. Discover how Security Service can support your financial journey today!

Loans that Fit Your Life

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options are here to help you manage those costs effectively. You can borrow what you need without the hassle often associated with traditional lenders. For those who enjoy rewarding their spending habits, our credit cards with rewards offer cash back on everyday purchases. This means that every time you swipe your card for groceries or gas, you're earning points toward future rewards!

Personal Banking Made Easy

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer checking and savings accounts that fit various lifestyles. With features like online banking and mobile apps, you can easily track your spending, transfer funds, and pay bills from anywhere. If you're thinking about buying a car, consider our auto loans and vehicle financing options. We provide competitive rates that make it easier to drive away in the car of your dreams without breaking the bank. Similarly, if you're looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing services are tailored to help you find the best solution for your financial situation.

Digital & Online Banking

Key Features

With our user-friendly online banking platform available at https://www.ssfcu.org/, you can access your accounts 24/7. This means you can check your balance, transfer funds, and pay bills anytime, anywhere. Our electronic signature authorization allows you to complete transactions securely without needing to visit a branch. Plus, with e-statements available, you can say goodbye to paper clutter while keeping track of your account activity effortlessly. For those who love using their smartphones, our mobile application makes banking even more accessible. You can make person-to-person transfers easily with just a few taps on your screen. Additionally, our mobile payments feature allows you to pay for purchases directly from your phone no wallet needed!

Security and Accessibility

Your security is our top priority. We implement strong measures to protect your personal information while you enjoy the ease of online banking. With features like electronic signature authorization and real-time alerts for account activity, you can bank with peace of mind. Whether you're looking to manage daily expenses or save for a future goal, Security Service's digital services empower you to take charge of your financial journey in a straightforward way. Explore all these great features today by visiting us online at https://www.ssfcu.org/!

Financial Strength

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. With $106,428 in used auto loans and $11,293,252,261 in total loans and leases, we're here to help you achieve your dreams whether it's buying a car or financing other important purchases.

Member-Centric Savings

Members' savings are secured through $4,624,627,893 in share certificates and $992,133,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $495,096, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,929 full-time employees and 40 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $1,458,379,006 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial needs effectively.

Solid Foundation

With a net worth of $1,495,229,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $49,925,167. Total Share and Deposit Accounts: 1,512,805, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Security Service is your trusted partner. Visit us at 645 S 1750 W Springville Ut 84663 or call (800) 527-7328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,207,358,480 in used vehicle loans and $1,414,364,989 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $1,350,216,370 provide the capital needed to grow and expand. Whether you need funds for inventory or equipment, we're here to support your business ambitions. At Security Service, we are committed to helping our members find the right loan solutions tailored just for them. If you're interested in learning more about our loan offerings or checking your eligibility for any of these products, feel free to reach out at (800) 527-7328 or visit us at 645 S 1750 W Springville Ut 84663 in Springville, UT. For more insights and financial data regarding our performance, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,024,516,580, make buying or refinancing simple. We offer various mortgage products tailored to fit your needs, along with refinancing options that can help lower your monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $298,758,667 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying the freedom of not needing collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By adhering to strict compliance measures, LendMesh guarantees that users receive accurate information they can trust.

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to transparency: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each offer is backed by real data, making it easier for users to compare options confidently. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means users can focus solely on finding the best rates without worrying about hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Whether you're looking for a mortgage or an auto loan, you'll always see current offers. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of using LendMesh as a comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*