Security Service Payson UT Credit Union | Affordable Auto Loans & Checking

Introduction

Welcome to Security Service in beautiful Payson, UT! Located at 1322 W Turf Farm Way, our branch has proudly served the community since 1956, making us a trusted partner for over six decades. With a commitment to providing exceptional financial services, we currently support a thriving membership of 760,148 individuals and families. At Security Service, we understand that your financial journey is unique. That's why we offer a variety of products tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our total assets have reached an impressive $13,646,807,251, reflecting our strength and stability in the industry. Our leadership team is dedicated to ensuring you receive the best service possible. Under the guidance of CEO James Laffoon and Board President Margie Langford, our team of 1,969 employees is here to assist you with all your financial questions. Whether you're looking to consolidate debt or secure financing for your next big purchase, we have resources ready to help. While you can visit us at our Payson location for all your banking needs, any official correspondence should be sent to our mailing address: PO Box 691510, San Antonio, TX 78269. We invite you to experience the difference that comes with being a member of Security Service. Feel free to call us at 800-527-7328 or explore more about what we offer by visiting our website at ssfcu.org. Let us be your trusted partner on your path to financial success!

Branch History & Mission

At Security Service, we take pride in our rich legacy of serving the community since our establishment in 1956. Located at 1322 W Turf Farm Way, Payson, UT 84651, our branch has grown alongside the vibrant community of Payson, making it a cornerstone for financial services and support. With over 760,000 members and total assets amounting to $13,646,807,251, we have consistently aimed to empower our members and foster financial well-being. Our mission is simple yet profound: to provide exceptional financial services while enhancing the lives of those we serve. We understand that each member has unique needs, whether it's personal banking solutions like checking and savings accounts or essential services such as auto loans and mortgages. Our commitment extends beyond just banking; we actively engage with the community through outreach programs and partnerships that uplift and support local initiatives. While members can visit us at 1322 W Turf Farm Way, official correspondence should be sent to PO Box 691510, San Antonio, TX 78269. Our lobby hours are convenient for all open Monday through Friday from 9:00 am to 5:30 pm, ensuring you have ample opportunity to access our services. Over the years, we've embraced digital advancements to make banking easier and more accessible. Our online and mobile banking platforms allow members to manage their finances anytime, anywhere. We also ensure ADA compliance so that everyone in our community can benefit from our services without barriers. At Security Service, we believe in giving back. Whether it's through financial literacy programs or supporting local events, we are dedicated to being a positive force in Payson. Our partnerships with various organizations help us extend our reach and impact even further. We invite you to join us on this journey! Experience firsthand how Security Service can help you achieve your financial goals while becoming part of a community-focused credit union that truly cares. For more information or to become a member today, please call us at 800-527-7328 or visit our website at ssfcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to all members of our community. The branch is ADA compliant, featuring ramps and ample parking spaces, ensuring that everyone can easily visit us. Whether you're coming in for personal banking or need assistance with loans, our friendly staff is here to help.

Operating Hours

Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, making it convenient for you to stop by after work or during lunch breaks. Although we currently do not have drive-thru services or ATMs at this location, our team is ready to assist you inside the branch.

Services Offered

At Security Service, we offer a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Whether you're looking for mortgage refinancing or business banking options, our knowledgeable staff will guide you through the process. While members can visit us at our physical address for all banking needs, if you need to send any official correspondence, please use our mailing address at PO Box 691510, San Antonio, TX 78269. We invite you to come by and see how we can assist you with your financial goals. If you have any questions or want more information about our services, feel free to give us a call at 800-527-7328. We look forward to welcoming you soon!

Member Eligibility

At Security Service, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. Whether you're looking for a new place to manage your money or seeking out loans and financial services, joining us is simple and welcoming. If you live, work, worship, or attend school in the communities we serve, you're likely eligible for membership! We also open our doors to family members of current members. This means you can enjoy all the benefits and personalized service that comes with being part of our community, such as competitive rates on loans and accounts designed to fit your needs. Getting started is easy! You can find detailed eligibility criteria by visiting us at https://www.ssfcu.org/membership. If you're ready to take the next step, check out our account opening details at https://www.ssfcu.org/business/get-started. Our friendly team is here to help you through the process feel free to reach out at (800) 527-7328 if you have any questions. We're excited to welcome you to Security Service, located at 1322 W Turf Farm Way Payson Ut 84651, where your financial future can flourish!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,350,216,370, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments from customers easily and efficiently. Our merchant services simplify transactions so you can focus on what matters most growing your business. Whether you're selling in-store or online, our solutions provide the tools you need for seamless payment processing. Located at 1322 W Turf Farm Way Payson Ut 84651 in Payson, UT, we're dedicated to fostering local businesses. Connect with us today to see how we can partner together for your success!

Comprehensive List Of Services

Additional Financial Services

For those unexpected expenses or consolidating debt, consider our Personal Loans & Debt Consolidation services. We offer straightforward loans with clear terms that can help relieve financial stress. And don't forget about our Credit Cards with Rewards! These cards not only give you purchasing power but also reward you for every dollar spent perfect for earning points on everyday purchases.

Business Banking Support

For our business members, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. Your business deserves the best tools available, and we're here to support its growth with personalized banking services.

Convenient Access

At Security Service, we prioritize convenience. Our Online & Mobile Banking features allow you to manage your accounts anytime and anywhere whether it's checking balances or transferring funds between accounts. Plus, enjoy hassle-free ATM & Cash Withdrawal Services when needed. Feel free to visit us at 1322 W Turf Farm Way Payson Ut 84651 in Payson, UT, or give us a call at (800) 527-7328 if you have any questions about our services or want assistance in choosing the right products for your financial goals. We invite you to explore all that we have to offer at Payson and become part of our growing community today!

Home Financing Options

When it comes to buying a home, we know how important it is to have flexible and affordable options. That's why we provide Mortgage Loans & Refinancing solutions tailored just for you. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer Personal Banking options, including Checking & Savings Accounts that help you keep track of your money effortlessly. Imagine having an account that not only lets you save but also offers competitive interest rates. You can easily access your funds with Online & Mobile Banking from anywhere, at any time. If you're thinking about getting a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing services are designed to fit your budget and lifestyle. We work with you to find the best loan terms so you can drive away with peace of mind.

Digital & Online Banking

Key Features

Our online banking platform, which you can access at https://www.ssfcu.org/, offers 24/7 services, allowing you to check balances, pay bills, and transfer funds whenever you need to. Need to send money to a friend or family member? Our person-to-person transfer feature makes it easy and quick no need for cash or checks! For those who prefer banking on the go, our mobile application is here to help. It includes all the features of online banking right at your fingertips. Plus, with mobile payments enabled, you can make purchases directly from your smartphone with ease.

Security and Accessibility

We prioritize your security at every step. Our electronic signature authorization ensures that your transactions are safe and valid. You can also opt for e-statements, which not only keep your personal information secure but also help you stay organized without the clutter of paper statements. Whether you're on a lunch break or lounging at home, managing your account is simple and straightforward with Security Service. Our user-friendly interface means that even those new to online banking will feel comfortable navigating their accounts. In summary, our digital and online banking services provide accessibility and real-time account management while keeping security at the forefront. Visit us today at https://www.ssfcu.org/ to explore all the ways we can support your financial needs!

Financial Strength

Growing Membership Base

We boast a robust membership base with a total of 1,512,805 share accounts, showing that more individuals trust us with their finances every day. Additionally, our net shares available for lending and investments stand at $49,925,167, further emphasizing our capability to support your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Security Service is your trusted partner. Visit us at 1322 W Turf Farm Way Payson Ut 84651 or call (800) 527-7328 to learn more about how we can help you achieve your financial goals.

Member-Centric Focus

Members' savings are secured through $4,624,627,893 in share certificates and $992,133,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $495,096, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,929 full-time employees and 40 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $1,458,379,006 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $106,428 in used auto loans and a total of $11,293,252,261 in loans and leases available.

Strong Financial Health

With a net worth of $1,495,229,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,207,358,480 in used vehicle loans and $1,414,364,989 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new or used vehicle, our flexible terms can accommodate your budget.

Commercial Loans

If you're a business owner looking to expand, our outstanding commercial loans totaling $1,350,216,370 provide the capital needed to grow and innovate. At Security Service, we strive to make borrowing accessible and straightforward. If you're interested in refinancing options or want to know about eligibility requirements, don't hesitate to reach out. Call us at (800) 527-7328 for more information or visit our website at https://www.ssfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can meet your needs today!

Credit Lines and Unsecured Loans

For those needing quick access to cash or managing everyday expenses, we offer credit lines totaling $4,480,188,058. Additionally, our flexible terms on unsecured credit card loans, with a total of $298,758,667, can help you manage your finances effectively without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,024,516,580, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the process.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through direct sourcing of data from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers that reflect current market conditions. One key benefit of using LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring transparency and trust in the comparison process. Additionally, LendMesh stands out because it features no sponsored listings. Unlike many other platforms, lenders are not prioritized based on paid promotions LendMesh's goal is to provide unbiased results that genuinely reflect the best options available. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions that fit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*