Security Service Orem UT Credit Union | Best Auto Loans & Mobile Banking

Introduction

Welcome to Security Service in Orem, Utah! Located at 175 E 200 S, we are more than just a credit union; we are your financial partner dedicated to helping you achieve your goals. Established in 1956, our commitment to serving the community is reflected in our robust membership of over 760,148 individuals and families who trust us with their financial needs. At Security Service, we believe in building strong relationships with our members. That's why we offer a wide range of services, from personal banking solutions like checking and savings accounts to auto loans and mortgages. With total assets exceeding $13.6 billion and deposits totaling $1.15 billion, our solid financial foundation ensures that we can provide you with the best possible service and support. Led by our dedicated CEO, James Laffoon, and Board President, Margie Langford, our team of nearly 2,000 employees is here to assist you every step of the way. Whether you're looking for a personal loan or business financing options, we have you covered with over 452,459 loans available for our members. While you can visit us at our Orem branch for all your banking needs, if you need to send official correspondence, please direct it to our mailing address: PO Box 691510, San Antonio, TX 78269. With a net worth of approximately $1.5 billion and cash readily available at $45 million, Security Service is poised to support your financial journey confidently. We invite you to explore how we can help you thrive financially feel free to reach out via phone at 800-527-7328 or visit our website at Security Service for more information. Join us today and experience the difference that comes with being a part of the Security Service family!

Branch History & Mission

Community Engagement

We actively seek partnerships within Orem and beyond to promote local businesses and contribute positively to society. Our outreach programs aim to uplift those in need while fostering a sense of belonging among all members of our community. While members can visit us at our branch location for direct assistance, official correspondence should be sent to PO Box 691510, San Antonio, TX 78269. For any inquiries or assistance needed during our operating hours Monday through Friday from 9:00 a.m. to 5:30 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. please feel free to call us at 800-527-7328.

Looking Ahead

As we continue to innovate with digital advancements like online banking and mobile payments, we remain committed to accessibility for all members. We understand the importance of being adaptable in today's world while maintaining the personal touch that sets us apart. Join us at Security Service and experience firsthand the benefits of being part of a credit union that truly cares about your financial well-being. Together, let's build a brighter future!

Our Mission

At Security Service, our mission goes beyond just providing financial services. We strive to empower our members by offering resources that foster financial literacy and security. With over 760,000 total memberships and assets totaling more than $13.6 billion, we are dedicated to ensuring that each member feels valued and understood. Our focus is on delivering personalized experiences that cater to individual needs. From checking and savings accounts to auto loans and credit cards with rewards, we offer a wide range of services designed to enhance your financial journey. We believe in supporting not only our members but also the communities we serve through various outreach initiatives.

Branch Location & Accessibility

Operating Hours

We strive to provide flexible banking hours for our members. Our lobby is open Monday through Friday from 9:00 a.m. to 5:30 p.m., and on Saturdays from 9:00 a.m. to 1:00 p.m. Unfortunately, we do not have ATM services available on-site nor do we offer drive-thru banking at this location. However, our friendly staff is always ready to assist you inside the branch.

Services Offered

Security Service offers a wide range of personal and business banking services tailored just for you! From checking and savings accounts to auto loans and mortgages, we aim to support your financial journey every step of the way. You can also take advantage of our online and mobile banking features for convenient access anytime you need it. We invite you to stop by or give us a call at 800-527-7328 if you have any questions or need assistance. We look forward to serving you!

Member Eligibility

At Security Service, we believe that joining our community is a step toward a brighter financial future. If you're looking to become a member, you'll find that eligibility is straightforward and welcoming. Generally, anyone who lives, works, or worships in our local area qualifies to join. We also encourage family members of existing members to come aboard! This inclusive approach means more people can benefit from the personalized service and competitive rates that we offer. To explore the specific eligibility details and ensure you meet the requirements, please visit our website at https://www.ssfcu.org/membership. Once you're ready to take the next step, opening an account is simple just check out the information on how to get started at https://www.ssfcu.org/business/get-started. Should you have any questions or need assistance, don't hesitate to reach out to us at (800) 527-7328. We're excited to welcome you into our Security Service family located at 175 E 200 S Orem Ut 84058!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,350,216,370, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In today's fast-paced market, having reliable payment solutions is crucial. Our merchant services provide businesses the tools they need to accept payments easily, whether in-store or online. Imagine a local cafe seamlessly processing orders with mobile payments or a retail shop simplifying checkout with easy card transactions these are just some ways we empower businesses at Security Service. For more information about how we can support your business journey, visit us at 175 E 200 S Orem Ut 84058 in Orem, UT or contact us at (800) 527-7328. Let's work together to bring your business vision to life!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans provide flexible financing options that can fit any budget. Picture yourself behind the wheel of your dream car with manageable monthly payments tailored just for you. Whether you are purchasing a new vehicle or refinancing an existing loan, our team is here to guide you through the process.

Business Banking Services

For entrepreneurs and business owners, Security Service offers comprehensive business banking solutions including merchant services and business loans. Picture having the financial support you need to grow your business without hassle our team understands what it takes to succeed in today's economy.

Credit Cards with Rewards

Our credit cards not only provide flexibility but also reward you for your spending. Imagine earning points on every purchase points that can be redeemed for travel, merchandise, or cash back! It's more than just a card; it's a way to get rewarded while managing your everyday expenses.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make in life. At Security Service, we offer mortgage loans that make homeownership possible for many families. If you're already a homeowner, our refinancing options can help lower your monthly payments or access equity in your home. Imagine turning that extra space into a cozy office or funding a home renovation project all with the support of our experienced mortgage specialists.

Online & Mobile Banking

We know convenience is key in today's fast-paced world. That's why we provide robust online and mobile banking options that allow you to manage your finances anywhere, anytime. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier. If you're ready to explore all that Security Service has to offer or have any questions about our services, feel free to reach out at (800) 527-7328 or visit us at 175 E 200 S Orem Ut 84058 in Orem, UT. We're here to help you achieve financial success!

Personal Banking Solutions

For those looking to manage their everyday finances, our personal banking services include checking and savings accounts designed to help you reach your financial goals. Imagine having a checking account that fits your lifestyle whether it's making everyday purchases or saving for that special vacation. We also offer competitive interest rates on savings accounts to help your money grow over time.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, and that's where our personal loans come in handy. Whether it's medical bills, home repairs, or consolidating debt, we provide quick access to funds when you need them most. With straightforward terms and competitive rates, we're here to help ease your financial burdens.

Digital & Online Banking

Key Features for Your Convenience

Our online banking services are available 24/7, giving you the freedom to check balances, pay bills, and transfer money without waiting in line. You can also enjoy secure electronic signature authorization for signing documents digitally, which means no more printing or mailing forms just quick and easy approvals right from your device. If you prefer paperless options, you'll love our e-statements feature. Accessing your statements online not only helps you stay organized but also reduces clutter at home. Plus, you'll receive notifications when new statements are available, so you're always up to date.

Mobile Banking Made Easy

For those on the go, our mobile application makes banking even more accessible. With features like mobile payments, you can make purchases directly from your phone no need to carry cash or cards. Sending money to friends or family? Our person-to-person transfer service allows you to send funds quickly and securely with just a few taps.

Safe and Secure Banking

Security is a top priority at Security Service. We use advanced technology to protect your personal information while ensuring that your transactions remain safe. Our commitment to providing a secure banking experience means you can feel confident managing your money online. Whether you're at home or out and about, Security Service is here to support your financial needs with our comprehensive digital banking solutions. Experience the ease of managing your accounts today!

Financial Strength

Commitment to Growth

With $1,458,379,006 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $106,428 in used auto loans and $11,293,252,261 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 1,512,805, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $49,925,167, further showcasing our capacity to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Security Service is your trusted partner. Visit us at 175 E 200 S Orem Ut 84058 or call (800) 527-7328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $4,624,627,893 in share certificates and $992,133,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $495,096, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,929 full-time employees and 40 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,495,229,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,207,358,480 in used vehicle loans and $1,414,364,989 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $1,350,216,370 provide the capital needed to grow and expand. We recognize that every business has unique requirements, and we're here to support your entrepreneurial journey.

Credit Lines

Our credit line options give you easy access to funds whenever you need them. With a total of $4,480,188,058 available, you can enjoy peace of mind knowing that financial flexibility is just a request away. At Security Service, we strive to make the loan process as straightforward as possible. If you're interested in refinancing or want to learn more about eligibility options, don't hesitate to reach out. Call us at (800) 527-7328 or visit our website for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you meet your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,024,516,580, make buying or refinancing simple. We provide flexible terms to ensure you find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $298,758,667 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

LendMesh employs several practices to ensure the accuracy of its loan comparisons: - Verified Data: All loan offers are sourced from legitimate financial institutions, guaranteeing transparency in the options presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results that help users find the best fit for their needs. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions at any time, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how effective and user-friendly the platform is. For those ready to take the next step in finding competitive loan rates, compare real-time offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.