Security Service American Fork UT Credit Union | Affordable Auto Loans & Mobile Banking

Introduction

Welcome to Security Service, your trusted financial partner located at 124 N West State Rd, American Fork, UT 84003. Since our establishment in 1956, we have been dedicated to supporting our community with a wide range of financial services tailored to meet the needs of our members. With over 760,000 members and total assets reaching an impressive $13,646,807,251, we pride ourselves on being a pillar of stability and support for individuals and businesses alike. While you can always visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 691510, San Antonio, TX 78269. At Security Service, we understand that every member has unique financial goals. That's why we offer a variety of services including personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment extends beyond just providing loans; we aim to empower you through financial literacy and personalized service. Our dedicated team of 1,969 employees, led by CEO James Laffoon and Board President Margie Langford, is here to ensure you receive the best possible experience. We strive to build relationships based on trust and integrity while helping you achieve your financial aspirations. With total deposits exceeding $1,151,145,295 and a net worth of $1,495,229,006, you can have confidence in our ability to serve your banking needs securely. Whether you're looking for a new vehicle loan or seeking business financing solutions with our net member business loan balance of $1,377,781,039, we're here for you every step of the way. We invite you to explore all that Security Service has to offer. For any inquiries or assistance, feel free to give us a call at 800-527-7328 during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. Visit our website at ssfcu.org for more information on membership eligibility and how we can help you start your journey towards financial success today!

Branch History & Mission

Community Engagement

At Security Service, we understand that our strength lies in the communities we serve. We actively partner with local organizations to promote financial literacy and support various charitable initiatives aimed at improving lives right here in American Fork. We believe that together, we can create lasting change. If you're looking for a credit union that genuinely cares about its members and community, look no further! Join us at Security Service today and discover the benefits of being part of a cooperative that's dedicated to your success. Visit us at our branch or explore more about how you can become a member by calling us at 800-527-7328 or visiting our website.

Our Mission

The mission of Security Service is clear: we strive to provide high-quality financial products while supporting the communities we serve. We believe that banking should be more than just transactions; it should also foster relationships built on trust and understanding. Our commitment extends beyond standard banking services like checking and savings accounts, auto loans, and credit cards with rewards; we actively engage in community outreach programs that make a positive impact. As part of our dedication to member service, we have embraced digital advancements such as online banking and mobile payments. These tools make managing your finances easier than ever while ensuring that all members can access their accounts securely. We also prioritize inclusion by making our services ADA compliant and welcoming everyone into our facilities. Whether you need assistance with personal loans or business financing options, we're here to help you every step of the way.

Branch Location & Accessibility

Call to Action

Ready to explore how we can help you reach your financial goals? Give us a call at 800-527-7328 or stop by during our operating hours. We look forward to welcoming you into the Security Service family!

Operating Hours

We understand that life can get busy! That's why our lobby is open Monday through Friday from 9:00 a.m. to 5:30 p.m., and on Saturdays from 9:00 a.m. to 1:00 p.m. If you're looking for assistance outside these hours or prefer the convenience of online banking, we also offer robust digital options.

Services Offered

At Security Service, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we aim to support you in every step of your financial journey. For those interested in business banking, we also offer merchant services and business loans.

Member Eligibility

At Security Service, we believe that becoming a member means joining a caring community where your financial needs are prioritized. If you're looking to become part of our family, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in our service area. We welcome individuals from all walks of life and aim to provide a supportive environment for your financial journey. To explore the specific eligibility requirements, feel free to check out our detailed guide at https://www.ssfcu.org/membership. Starting your membership with us is a breeze! All you need to do is visit us at our branch located at 124 N West State Rd American Fork Ut 84003 or give us a call at (800) 527-7328 for any questions you might have. You can also find all the information on how to open an account by visiting this link: https://www.ssfcu.org/business/get-started. Joining Security Service not only grants you access to a range of financial services but also places you in a community focused on helping each other thrive. We can't wait to welcome you!

Business Banking & Commercial Services

Lending Solutions for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,350,216,370, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer robust merchant services that streamline your payment processing. Imagine being able to accept payments easily from your customers, whether they are shopping online or in-store. Our services are designed to fit seamlessly into your daily operations, allowing you to focus on what you do best running your business. Join us at Security Service, located at 124 N West State Rd American Fork Ut 84003 in American Fork, UT, and let us help you turn your business dreams into reality. For more information, call us at (800) 527-7328 or visit our website at https://www.ssfcu.org/.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream vehicle. We offer competitive rates and flexible terms, ensuring that you find a loan that fits your budget perfectly. Whether you're buying new or used, we're here to help you navigate the financing process smoothly.

Business Banking

If you're a business owner, our business banking services cater specifically to your needs. From merchant services that simplify transactions to business loans that support growth initiatives, we are committed to helping your business thrive.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! They allow you to earn points on everyday purchases, which can be redeemed for travel, merchandise, or cash back. It's an effortless way to earn while you spend.

Mortgage Loans & Refinancing

For those ready to invest in a home, our mortgage loans provide various options tailored to first-time buyers and seasoned homeowners alike. If you already own a home but are looking for better rates or terms, our refinancing services can help reduce your monthly payments or shorten the life of your loan. We'll work with you every step of the way to ensure you make informed decisions.

Online & Mobile Banking

We know how important convenience is in today's world. That's why our robust online and mobile banking platforms allow you access anytime, anywhere. With features like person-to-person payments and e-statements, managing your finances has never been easier. Whether you're visiting us at our branch located at 124 N West State Rd American Fork Ut 84003 in American Fork, UT, or reaching out via phone at (800) 527-7328, we're here to assist you in achieving your financial goals. Ready to explore what we have to offer? Visit us today or check out more details on our website: American Fork. Your financial journey starts here!

Personal Banking

Our personal banking services are tailored just for you. With checking and savings accounts, you can easily manage your money while earning interest on your savings. Imagine being able to track your spending and savings goals right from the convenience of your home with our online and mobile banking features. You can check balances, transfer funds, and even set up automatic payments with just a few clicks.

Personal Loans & Debt Consolidation

Life can be unpredictable, which is why we offer personal loans to help cover unexpected expenses or consolidate debt. With manageable repayment plans, these loans can ease financial stress and help you regain control over your finances.

Digital & Online Banking

Convenient Access to Your Accounts

With 24/7 online banking services available at https://www.ssfcu.org/, you can easily check your account balances, pay bills, and transfer money whenever it suits you. Whether you're at home or on the go, accessing your accounts is just a few clicks away. Plus, our mobile application allows for quick access right from your smartphone, ensuring that you're always connected to your finances.

Effortless Transactions

Need to send money to a friend? Our person-to-person transfers make it simple and fast. With just a few taps on your phone or clicks on your computer, you can transfer funds instantly. And if you love using mobile payments, you'll be pleased to know that we support this feature too, allowing you to make purchases directly from your device. In today's fast-paced world, managing your finances should be straightforward and hassle-free. At Security Service, we're committed to providing tools that empower you with real-time account management while ensuring that everything stays secure. Explore our digital banking options today and experience banking reimagined!

Secure and User-Friendly Features

Your security is our top priority. We offer electronic signature authorization, which simplifies the process of signing documents securely online. You can also opt for e-statements to keep track of your account activity without the clutter of paper statements another way we help protect your information while keeping things easy for you.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 1,512,805, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $49,925,167, further illustrating our capability to support your financial journey. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Security Service is your trusted partner. Visit us at 124 N West State Rd American Fork Ut 84003 or call (800) 527-7328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $4,624,627,893 in share certificates and $992,133,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $495,096, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,929 full-time employees and 40 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $1,458,379,006 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to providing various lending solutions; with $106,428 in used auto loans and $11,293,252,261 in total loans and leases, our lending capacity supports your financial goals across different sectors.

Solid Financial Health

With a net worth of $1,495,229,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,207,358,480 in used vehicle loans and $1,414,364,989 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that suit your needs.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,350,216,370 provide the capital needed to expand operations or invest in new projects. We understand the challenges businesses face and aim to support you with tailored solutions. At Security Service in American Fork (124 N West State Rd American Fork UT 84003), we're committed to providing exceptional service and support. If you're interested in refinancing options or want to learn more about eligibility requirements for any of our loans, feel free to reach out at 800-527-7328 during our lobby hours: Monday - Friday from 9:00 a.m. - 5:30 p.m., and Saturday from 9:00 a.m. - 1:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,024,516,580, make buying or refinancing simple. We provide guidance throughout the process and offer competitive rates that can fit within your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $298,758,667 in loans helping members manage their finances effectively. These cards come with various benefits and can be an excellent way to make purchases while building your credit history.

Loan Aggregator

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