Security Service Mcallen TX Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Security Service at our Mcallen, TX branch, where community and commitment come together. Located at 7906 N 10Th St, Mcallen, TX 78504, we are proud to serve over 760,148 members with a variety of financial products tailored to meet your needs. Since our establishment in 1956, we have grown to manage a robust portfolio of assets totaling $13,646,807,251. At Security Service, we believe that every member deserves personalized attention and support. Whether you are looking for auto loans, mortgage options, or personal banking services, we are here to help you every step of the way. With total deposits reaching $1,151,145,295, and a net worth of $1,495,229,006, our financial strength reflects our dedication to serving you. Our leadership team is equally committed to fostering a welcoming environment. Under the guidance of CEO James Laffoon and Board President Margie Langford, we strive to make your banking experience smooth and rewarding. We employ nearly 2,000 dedicated individuals who work tirelessly to ensure that you receive exceptional service. While members can visit us at our branch for all their banking needs during lobby hours from Monday to Friday (9:00 a.m. - 5:30 p.m.) and Saturday (9:00 a.m. - 1:00 p.m.), official correspondence should be sent to our mailing address at PO Box 691510, San Antonio, TX 78269. Ready to take the next step in your financial journey? Call us today at 800-527-7328 or visit our website at www.ssfcu.org for more information about how we can assist you!

Branch History & Mission

Join Us

As we continue this journey together in McAllen and beyond, we invite you to experience the benefits of being part of Security Service. Explore our range of services designed for your financial success. Reach out today at 800-527-7328 or visit us online at Security Service for more information on how you can become a member and join our thriving family!

Our Journey

Our journey began with a simple mission: to provide accessible financial services tailored to the needs of our members. Since opening our doors at 7906 N 10th St, McAllen, TX 78504, we have focused on fostering strong relationships within our community. As we grew, so did our offerings from personal banking solutions like checking and savings accounts to auto loans and mortgages. Over the years, we've embraced innovation while maintaining our core values. We understand that today's members seek convenience and efficiency. That's why we've developed robust online and mobile banking services, allowing you to manage your finances anytime and anywhere. We also prioritize accessibility; our drive-thru service ensures you can conduct simple transactions without stepping inside.

Our Mission

At Security Service, our mission is clear: we strive to empower individuals and families through sound financial solutions while actively contributing to the community's growth. Our team is dedicated to providing personalized service that meets your unique needs. Whether you're seeking a loan or simply want to save for the future, we're here to help every step of the way. We believe in giving back. Through various partnerships and outreach programs, we engage with local organizations to support initiatives that uplift our community. From financial education workshops to sponsorships of local events, we aim to make a positive impact beyond banking. While members can visit us at 7906 N 10th St, official correspondence should be sent to PO Box 691510, San Antonio, TX 78269.

Branch Location & Accessibility

Get in Touch

Whether you need assistance or want to learn more about our services, feel free to give us a call at 800-527-7328. We invite you to stop by Security Service in McAllen today; we're excited to help you achieve your financial goals!

Operating Hours

At Security Service, we understand that life can be busy! That's why we offer flexible hours to fit your schedule. Our lobby is open Monday through Friday from 9:00 a.m. to 5:30 p.m. and on Saturday from 9:00 a.m. to 1:00 p.m. If you prefer drive-thru service, you can visit us Monday to Friday from 8:00 a.m. to 6:00 p.m. and Saturday from 9:00 a.m. to 1:00 p.m.

Services Offered

While you're here, explore our range of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We also cater to businesses with tailored banking solutions such as merchant services and business loans. Though we currently do not have ATM access at this location, our drive-thru is equipped for quick deposits, withdrawals, and simple transactions making your banking experience smooth and efficient.

Member Eligibility

Welcome to the community at Security Service! Becoming a member is more than just opening an account; it's about joining a supportive family that prioritizes your financial well-being. To qualify for membership, you'll want to check out our eligibility criteria, which are quite inclusive and designed with you in mind. Generally, anyone who lives, works, or worships in the area can join us. We also welcome family members of current members. For detailed information on eligibility, feel free to visit our website at https://www.ssfcu.org/membership. Joining Security Service opens up a world of benefits, from personalized banking services to competitive loan rates and financial guidance tailored just for you. The process is straightforward simply reach out to us via phone at (800) 527-7328, or start your account opening journey by visiting https://www.ssfcu.org/business/get-started. We're here to help every step of the way, ensuring you feel right at home as part of our growing family located at 7906 N 10Th St Mcallen Tx 78504.

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to expand your operations, hire new talent, or invest in innovative technology. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,350,216,370, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, seamless payment solutions are vital. Our merchant services simplify transactions so you can focus on what matters most running your business. From card processing to online payment solutions, we provide the tools you need to enhance customer satisfaction and increase sales. Visit us at 7906 N 10Th St Mcallen Tx 78504 in Mcallen, TX to discover how we can help your business thrive. For more information, call us at (800) 527-7328 or explore our offerings online at https://www.ssfcu.org/.

Comprehensive List Of Services

Additional Services

Our commitment doesn't stop there! At Security Service, we also offer basic drive-thru banking for quick deposits, withdrawals, and simple transactions ideal for those on the go! If you're ever unsure about which service suits you best, don't hesitate to call us at (800) 527-7328. We invite you to explore all that Security Service has to offer. Visit us today at 7906 N 10Th St Mcallen Tx 78504 in Mcallen, TX or check out our website at Trenton for more information about opening an account or applying for a loan. Your financial journey starts here! Let's build a brighter future together!

Business Banking

Small business owners will find valuable resources at Security Service as well. Our business banking services include merchant services and business loans designed to support your entrepreneurial journey. Whether you need funds to expand or tools to streamline transactions, we're here to assist.

Credit Cards

For those looking to make purchases more rewarding, our credit cards come equipped with various benefits and rewards programs. You can earn points for every dollar spent perfect for planning that vacation or simply enjoying everyday perks!

Digital Banking Features

In today's fast-paced world, we understand the importance of convenience. That's why we've embraced technology through online and mobile banking services. Access your accounts anytime, anywhere, manage transactions effortlessly, and even send money to friends with our person-to-person payment feature.

Loans and Financing

When it comes to financing, Security Service has you covered with competitive auto loans and vehicle financing options. Picture yourself driving off in your dream car while enjoying affordable monthly payments. We also provide mortgage loans and refinancing solutions that can help you secure a home or lower your current mortgage rate. If you're facing unexpected expenses, our personal loans and debt consolidation services can help ease your financial burden.

Personal Banking

Starting with personal banking, we offer various options such as checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a special occasion or just need a reliable account for daily expenses, our team is here to guide you through the process. Imagine having an easy-to-use savings account that grows alongside your financial goals.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Plus, our electronic signature authorization feature lets you sign documents securely from the comfort of your home. For those who prefer paperless options, e-statements are readily available, making it easy to keep track of your financial activity while reducing clutter. For members on the go, our mobile application brings banking right to your fingertips. Enjoy features like mobile payments for quick transactions and person-to-person transfers that make sending money to friends or family a breeze. With these tools, you can manage your money in real time without missing a beat.

Security and Accessibility

We prioritize your security with advanced encryption and safety measures to protect your information. Navigating our online services is user-friendly, ensuring that even those new to digital banking can feel confident using our resources. With everything from bill payments to mobile deposits at your disposal, you'll find that managing your finances has never been easier. Whether you're checking balances during lunch or transferring funds late at night, Security Service is here to support you every step of the way. Embrace the convenience of digital banking today!

Financial Strength

At Security Service, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to financial health, we ensure that our services are reliable and beneficial for all who walk through our doors. With a net worth of $1,495,229,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,624,627,893 in share certificates and $992,133,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $495,096, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is reflected in our $1,458,379,006 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $106,428 in used auto loans and $11,293,252,261 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,929 full-time employees and 40 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $49,925,167. Total Share and Deposit Accounts: 1,512,805, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Security Service is your trusted partner. Visit us at 7906 N 10Th St Mcallen Tx 78504 or call (800) 527-7328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,207,358,480 in used vehicle loans and $1,414,364,989 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Business Financing

If you're a business owner, our outstanding commercial loans totaling $1,350,216,370 provide the capital needed to grow and expand your operations. We understand the unique challenges of running a business and are committed to providing tailored solutions that meet your needs. At Security Service, we prioritize making lending accessible and straightforward. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to contact us at (800) 527-7328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you achieve your financial goals today!

Credit Lines and Unsecured Loans

For those looking for additional financial flexibility, we also offer credit lines totaling $4,480,188,058, which can help cover unexpected expenses or fund special projects. Additionally, our unsecured credit card loans, amounting to $298,758,667, come with flexible terms that help you manage your finances effectively without collateral.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,024,516,580, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is ready to assist you every step of the way.

Loan Aggregator

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