Security Service McAllen TX Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Security Service, your trusted financial partner located at 621 E Pecan Blvd, Mcallen, TX 78501. Established in 1956, we have proudly served our community for over six decades, growing alongside our members and helping them achieve their financial goals. With a total membership of 760,148, we are committed to providing exceptional service and support tailored to your needs. At Security Service, we understand that each member is unique, which is why we offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our total assets stand strong at an impressive $13,646,807,251, reflecting our stability and reliability in the financial landscape. We manage over $1,151,145,295 in deposits and maintain a robust net worth of $1,495,229,006 to ensure your funds are secure. Our dedicated team of 1,969 employees, led by CEO James Laffoon and Board President Margie Langford, is here to guide you every step of the way. Whether you're looking to open a new account or need assistance with loans our expert staff is ready to help you navigate your options with ease. While members can visit us at our Mcallen branch for all their banking needs, official correspondence should be directed to our mailing address at PO Box 691510, San Antonio, TX 78269. We invite you to explore how Security Service can make a difference in your financial journey. Feel free to reach out via phone at 800-527-7328 or visit our website at www.ssfcu.org for more information. Join us today and experience the Security Service difference!

Branch History & Mission

Our Evolution

Over the years, Security Service has evolved from a small credit union into a prominent institution within Texas. We have consistently focused on meeting the needs of our members by expanding our services and embracing new technologies. Today, we offer a wide range of products including checking and savings accounts, auto loans, mortgages, and personal loans. Our commitment to innovation is evident through our mobile app and online banking services, which allow members to manage their finances conveniently from anywhere. Our branch in Mcallen is equipped with an ATM and drive-thru banking options for added convenience. We also operate as a shared service center, enabling members from partner credit unions to access essential services at our location. These advancements reflect our dedication to making banking easier for everyone in the community.

Our Mission

At the heart of Security Service is our mission: to empower individuals and families by providing reliable financial solutions while fostering growth in our communities. We believe that financial health is essential for personal well-being and community development. This commitment drives us to offer competitive rates, low fees, and excellent customer service. Our team is passionate about giving back. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on the lives of those we serve. Whether it's sponsoring educational initiatives or supporting local charities, we are dedicated to enriching our community. While you can visit us at 621 E Pecan Blvd, please note that official correspondence should be directed to our mailing address: PO Box 691510, San Antonio, TX 78269. We invite you to join Security Service today! Experience firsthand how we can help you achieve your financial goals while being part of a vibrant community-focused organization. Visit us or call us at 800-527-7328 for more information on how you can become a member. Together, let's build a brighter financial future!

Branch Location & Accessibility

Operating Hours

We're here for you during convenient hours! Our lobby is open from Monday to Friday from 9:00 a.m. to 5:30 p.m., and on Saturday from 9:00 a.m. to 1:00 p.m. If you're looking for drive-thru banking options, we've got you covered from Monday to Friday between 8:00 a.m. and 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m.

Services Offered

At our Security Service branch, we offer a wide range of services tailored to meet your needs. Whether you're interested in personal banking like checking and savings accounts or looking for auto loans and mortgage refinancing, we're here to help! You can also enjoy online and mobile banking features that make managing your finances easier than ever. Plus, with ATM availability and drive-thru services for simple transactions like deposits and withdrawals, getting what you need is quick and hassle-free. Our friendly team is ready to assist you with any inquiries or transactions you may have. Don't hesitate to reach out at 800-527-7328 if you have questions or want more information about what we offer. We invite you to visit us soon at the Security Service branch in McAllen! Your financial well-being is important to us, and we're excited to be part of your journey.

Member Eligibility

At Security Service, we believe that everyone deserves a chance to join a welcoming community where they can thrive financially. Becoming a member is easy and open to those who live, work, or worship in the areas we serve, as well as their family members. This means if you are part of our local community, you're likely eligible! Our members enjoy a variety of benefits including competitive loan rates, personalized service, and access to a range of financial products tailored just for you. If you want to learn more about eligibility criteria, feel free to check out the details at https://www.ssfcu.org/membership. When you're ready to open an account, the process is simple just visit us online at https://www.ssfcu.org/business/get-started or give us a call at (800) 527-7328 for assistance. We're excited to welcome you to our family at Security Service, located conveniently at 621 E Pecan Blvd Mcallen Tx 78501!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,350,216,370, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to our loan offerings, we provide merchant services that make everyday transactions easier for your business. Imagine accepting payments quickly and securely while focusing on what you do best running your business. From point-of-sale systems to mobile payment solutions, our services ensure that you can meet your customers' needs without a hitch. Located at 621 E Pecan Blvd Mcallen Tx 78501 in Mcallen, TX, we are here to partner with you on your journey toward success. Let us help you unlock your business potential!

Comprehensive List Of Services

Additional Services for Your Needs

We also provide basic drive-thru banking for quick transactions like deposits and withdrawals, as well as shared branch transactions for members of partner credit unions. For those who prefer using ATMs, our basic ATM access allows you to make withdrawals and check balances easily. With our friendly team ready to assist you, we invite you to visit us at 621 E Pecan Blvd Mcallen Tx 78501 or give us a call at (800) 527-7328. Explore all the ways Security Service can support your financial journey today! Don't hesitate; take the first step toward better banking by checking out our services online at https://www.ssfcu.org/.

Business Banking Support

For small business owners, we provide tailored support through our business banking services, including merchant services and business loans. We understand that running a business comes with its own challenges, which is why we're committed to helping you thrive financially.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Mccoll, we offer robust online and mobile banking features. You can access your account anytime, anywhere, whether it's checking balances or transferring funds with just a few taps on your phone. Our ATM and cash withdrawal services ensure that you have easy access to your money when you need it most.

Flexible Financing Solutions

Need some extra cash? Our personal loans and debt consolidation services can assist you in managing expenses effectively. Plus, with our credit cards that offer rewards, you can earn points on your everyday purchases making every dollar count.

Personal Banking Made Easy

Starting with personal banking, we offer a variety of checking and savings accounts designed to help you reach your financial goals. Imagine being able to manage your money effortlessly while earning interest on your savings. Our auto loans and vehicle financing options make it easier for you to drive home in a new car without breaking the bank. And if you're considering buying a home, our mortgage loans and refinancing solutions are here to help turn your dream into reality.

Digital & Online Banking

Key Features

Need to send money quickly? Our person-to-person transfer service makes it easy to send funds to friends and family with just a few taps. Plus, with our electronic signature authorization, you can complete transactions securely without needing to visit a branch. Keeping track of your statements is hassle-free with e-statements available for all members. This not only helps you stay organized but also reduces paper clutter at home. And if you're someone who loves the convenience of mobile payments, you'll be pleased to know that we support this feature too, making shopping easier than ever.

Security and Support

Your security is our priority. We use advanced technology to ensure that your personal information remains safe while you enjoy the flexibility of digital banking. Should you have any questions or need assistance, our dedicated support team is always here to help. Explore all that Security Service has to offer in digital banking today and take control of your financial future!

Financial Strength

Committed Team

We also take pride in having 1,929 full-time employees and 40 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our dedication to service extends beyond numbers; it's about building relationships with each member who walks through our doors.

Growing Together

Total Share Accounts: 1,512,805 show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $49,925,167 further emphasizes our readiness to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Security Service is your trusted partner. Visit us at 621 E Pecan Blvd Mcallen Tx 78501 or call 800-527-7328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $4,624,627,893 in share certificates and $992,133,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $495,096, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $1,458,379,006 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This approach allows us to adapt and grow alongside your needs.

Solid Foundation

With a net worth of $1,495,229,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. These figures are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Supporting Your Financial Goals

Our capacity to lend is significant with $106,428 in used auto loans and an impressive $11,293,252,261 in total loans and leases available. This means we are well-positioned to help you achieve your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which shows that we prioritize serving our members over profit margins.

Loan Offering

Additional Financing Options

For those considering expanding their business ventures, our outstanding commercial loans totaling $1,350,216,370 provide the capital necessary for growth and development. If you're interested in personal loans or debt consolidation options, we're here to help you find the right solution tailored to your unique situation. If you are looking into refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 800-527-7328 for more information or visit us at our branch located at 621 E Pecan Blvd, Mcallen TX 78501. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Security Service be your partner in achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,207,358,480 in used vehicle loans and $1,414,364,989 in new vehicle loans already helping members get on the road. We provide competitive terms for both new and used vehicles so you can drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $1,024,516,580, ensuring that your path to homeownership is smooth and straightforward.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $298,758,667 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have the support you need when unexpected expenses arise.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures that all loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means users can trust that they are receiving fair and transparent offers.

Benefits of Using LendMesh

One of the standout features of LendMesh is its Verified Data. All loan offers come from legitimate financial institutions, ensuring transparency and reliability in your comparisons. Additionally, LendMesh does not engage in Sponsored Listings; lenders are not prioritized based on paid promotions. This means users receive truly unbiased results. Another advantage is the Real-Time Rate Comparisons. The platform provides up-to-date loan rates from multiple institutions, allowing users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of using LendMesh as a tool for securing better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*