Security Service Harlingen TX Credit Union | Best Auto Loans & Business Banking

Introduction

At Security Service, located at 1410 N Ed Carey Dr, Harlingen, TX 78550, we understand that banking is not just about numbers; it's about people. Since our establishment in 1956, we've been committed to serving our community and providing financial solutions tailored to your needs. With a strong membership base of over 760,000 individuals and total assets amounting to an impressive $13,646,807,251, we take pride in being a trusted partner for our members' financial journeys. Our dedicated team, led by CEO James Laffoon and Board President Margie Langford, works tirelessly to ensure that you receive the best service possible. We offer a wide range of financial products, including auto loans, mortgages, personal loans, and credit cards with rewards. Whether you're looking to save for the future or secure a loan for your next big purchase, we're here to help you succeed. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to our mailing address at PO Box 691510, San Antonio, TX 78269. With total deposits reaching $1,151,145,295 and net worth standing at $1,495,229,006, we are well-equipped to support your financial goals. Our commitment extends beyond numbers; we aim to create lasting relationships within the community. We invite you to explore what we have to offer by visiting our website at www.ssfcu.org or giving us a call at 800-527-7328. Join us in building a brighter financial future together!

Branch History & Mission

At Security Service, we take pride in our rich history and unwavering commitment to our community. Since opening our doors in 1956, we have been dedicated to serving the residents of Harlingen, TX, and surrounding areas. Located at 1410 N Ed Carey Dr, our branch has become a trusted partner for financial needs, offering a range of services that empower individuals and businesses alike. Over the years, we have experienced remarkable growth. From our humble beginnings to now supporting over 760,000 members with total assets exceeding $13.6 billion, we have evolved alongside our community. Each milestone reflects not only our dedication to sound financial practices but also our commitment to enriching lives through education and support. Our mission is simple yet profound: We aim to provide exceptional financial services while fostering a sense of community among our members. Whether you are looking for personal banking options like checking and savings accounts or need assistance with auto loans or mortgages, we are here to help you achieve your financial goals. Our focus goes beyond transactions; we strive to create lasting relationships built on trust and transparency. In addition to traditional banking services, Security Service embraces technology to enhance your experience. Our digital platforms allow for convenient online and mobile banking, ensuring you can manage your finances anytime, anywhere. We are committed to accessibility and ADA compliance so that everyone in our community can benefit from our services. While members can visit us at 1410 N Ed Carey Dr for personal service, official correspondence should be sent to PO Box 691510, San Antonio, TX 78269. Our operating hours reflect our dedication to convenience: the lobby is open Monday through Friday from 9:00 am to 5:30 pm and Saturday from 9:00 am to 1:00 pm. Security Service is more than just a credit union; we are an active participant in the Harlingen community. Through various outreach programs and partnerships with local organizations, we work tirelessly to improve the lives of those around us. Our goal is to make a positive impact while helping you secure your financial future. We invite you to join us at Security Service and experience the benefits of being part of a supportive financial family. Together, let's build a brighter tomorrow! For more information on membership or services offered, please call us at 800-527-7328 or visit our website at https://www.ssfcu.org.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by Security Service in Harlingen! If you have any questions or want more information about our services before visiting, feel free to call us at 800-527-7328. We look forward to serving you and helping you achieve your financial goals!

Convenient Access and Features

At Security Service, we understand that accessibility is key. Our branch is designed with features that ensure everyone can access our services comfortably. We have ample parking available for your convenience, along with ADA-compliant ramps for easy entry.

Operating Hours That Work for You

We're here when you need us! Our lobby hours are Monday through Friday from 9:00 am to 5:30 pm and Saturday from 9:00 am to 1:00 pm. This means you can drop in after work or on weekends without any hassle. While we currently do not offer ATM services or drive-thru banking at this location, our friendly team is always ready to assist you inside.

Services Tailored for Your Needs

At our Harlingen branch, we provide a range of personal and business banking services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and much more. Whether you're looking to finance a new vehicle or manage your everyday banking needs, we have you covered.

Member Eligibility

At Security Service, we believe that becoming a member means joining a caring community where your financial well-being is our top priority. If you live, work, or worship in the area, you're likely eligible to join us! Our membership is open to individuals from various backgrounds, and we welcome you with open arms. To learn more about specific eligibility criteria, feel free to visit our detailed page at https://www.ssfcu.org/membership. Opening an account with us is a straightforward process, designed to make you feel right at home. Whether you're interested in checking accounts, savings options, or loans, we've got everything you need to help manage your finances better. If you're ready to take the next step or have any questions, don't hesitate to reach out to us at (800) 527-7328. We can't wait for you to experience all the benefits of being part of Security Service!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced market, having reliable merchant services is crucial. Picture this: a local cafe using our payment processing solutions to accept card payments quickly and securely. This not only enhances customer satisfaction but also streamlines their operations. Our merchant services are designed to empower businesses like yours, ensuring you have the support needed to focus on what matters most serving your customers. Whether you're looking for a loan or dependable merchant services, Security Service at 1410 N Ed Carey Dr Harlingen Tx 78550 in Harlingen, TX is here for you every step of the way. Let's build a prosperous future together!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,350,216,370, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime

In today's fast-paced world, convenience is key. That's why we offer multiple ways for you to access your accounts and manage your finances. With features like ATM cash withdrawal services available right at your fingertips through our digital banking platforms, you'll never be far from your money. If you're ready to take charge of your financial future or have questions about any of our services, don't hesitate to reach out! Call us at (800) 527-7328 or visit us at our branch in Harlingen, TX. At Security Service, we're dedicated to making banking easier and more accessible for everyone. Join us today!

Empowering Businesses

At Security Service, we also recognize the importance of supporting local businesses. Our Business Banking services include merchant services and business loans designed specifically for entrepreneurs. We want to see your business thrive and are committed to providing the financial tools necessary for success.

Financing Your Dreams

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing options are designed to help you hit the road with confidence. With competitive rates and flexible terms, you can drive away in the car you've always wanted without breaking the bank. Additionally, if home ownership is on your mind, our Mortgage Loans & Refinancing services offer various plans to suit different budgets and financial goals.

Personal Banking Made Easy

For those managing everyday expenses, our Personal Banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds through our user-friendly Online & Mobile Banking platforms. With just a few taps on your phone or clicks on your computer, you can check your balance, pay bills, and transfer money effortlessly.

Support for Your Financial Journey

Need extra cash for an unexpected expense? Our Personal Loans & Debt Consolidation services make it easy to manage your finances effectively. We understand that life can be unpredictable, and having access to funds when you need them is crucial. Plus, for those who like rewards with their spending, our Credit Cards with Rewards program offers benefits that make every purchase worthwhile.

Digital & Online Banking

Key Features

Our online banking platform is not just user-friendly; it's packed with features that cater to your needs. You can easily enroll in e-statements, which means you'll receive your account statements electronically no more paper clutter! Plus, with electronic signature authorization, signing documents is a breeze; you can do it securely without needing to visit a branch. For those who love using their smartphones, our mobile application makes banking even simpler. You can make mobile payments, ensuring that transactions are quick and convenient. Whether you're splitting a dinner bill with friends through person-to-person transfers or making everyday purchases, everything is just a tap away.

Security and Accessibility

Your security is our top priority. Our online banking services use advanced encryption technology to protect your information while providing easy access whenever you need it. Whether you're at home or out shopping, you can trust that your accounts are safe. With these digital tools at your fingertips, managing your finances has never been easier. Dive into the world of convenient banking with Security Service today and experience the freedom of real-time account management!

Financial Strength

At Security Service, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our commitment to maintaining strong financial health translates into better services for you. With a net worth of $1,495,229,006, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,624,627,893 in share certificates and $992,133,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $495,096, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,458,379,006 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $106,428 in used auto loans and $11,293,252,261 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,929 full-time employees and 40 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $49,925,167. Total Share and Deposit Accounts: 1,512,805, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Security Service is your trusted partner. Visit us at 1410 N Ed Carey Dr Harlingen Tx 78550 or call (800) 527-7328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,207,358,480 in used vehicle loans and $1,414,364,989 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, making it easier for you to find the right financing option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,350,216,370 provide the capital needed to grow and expand your business. We understand that every business is different; therefore, we work with you to create a loan structure that aligns with your objectives.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $298,758,667 in loans helping members manage their finances effectively, our credit cards come with various benefits tailored to meet your lifestyle needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,024,516,580. Whether you're a first-time buyer or looking to refinance an existing loan, our team is here to guide you through the process with competitive rates and flexible terms.

Refinancing Options

If you're considering refinancing any existing loans or need help assessing eligibility for our products, our dedicated team is ready to assist you. We aim to simplify the borrowing experience while ensuring you have access to funds when you need them. For any questions or assistance regarding our loan offerings at Security Service in Harlingen, please call us at 800-527-7328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan options can help set you on the path toward financial success today!

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers.