Security Service El Paso TX Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Security Service, your trusted partner in financial services located at 12370 Montwood Dr, El Paso, TX 79928. Established in 1956, we have proudly served our community for over six decades, building lasting relationships with our members. With a total membership of 760,148 and assets exceeding $13.6 billion, we are committed to providing personalized banking solutions that meet the diverse needs of our community. At Security Service, we understand that banking is more than just numbers; it's about people and their dreams. Our dedicated team, led by CEO James Laffoon and Board President Margie Langford, strives to create a welcoming environment where every member feels valued. We offer a variety of financial products, including checking and savings accounts, auto loans, mortgages, and business banking services, all designed to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 691510, San Antonio, TX 78269. Our branch operates Monday through Friday from 9:00 am to 5:30 pm and on Saturday from 9:00 am to 1:00 pm. With total deposits amounting to $1.15 billion and a robust net worth of $1.5 billion, you can trust that your finances are in good hands. Whether you're looking for personal loans or business financing solutions our experienced staff is here to guide you every step of the way. Ready to take the next step? Give us a call at 888-772-9828 or visit our website at https://www.ssfcu.org today! Join us on this journey toward financial success; together, we can achieve great things!

Branch History & Mission

Commitment to Innovation

As we move forward in this digital age, Security Service remains committed to providing modern banking solutions. With features like online banking, mobile payments, and person-to-person transfers available to our members, managing finances has never been easier or more convenient. We also prioritize ADA compliance to ensure accessibility for everyone who walks through our doors.

Join Us Today!

We invite you to become part of the Security Service family! Experience firsthand how we can help you achieve your financial goals while being a part of a community-focused credit union. Visit us during our operating hours Monday through Friday from 9:00 am to 5:30 pm and Saturday from 9:00 am to 1:00 pm to learn more about what we can offer you. Let's build a brighter future together! For more information or assistance, feel free to call us at 888-772-9828 or explore our website at https://www.ssfcu.org/.

Our Mission

At Security Service, our mission is clear: to empower individuals and businesses through exceptional financial services while contributing positively to our community. We strive to provide a range of offerings, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our goal is to ensure that every member feels valued and supported. In addition to financial services, we actively engage in community outreach efforts. We believe in giving back and supporting local initiatives that uplift those around us. This commitment is reflected in our partnerships with various organizations aimed at enhancing the quality of life for all residents. While members can visit us at 12370 Montwood Dr El Paso Tx 79928, official correspondence should be sent to PO Box 691510, San Antonio, TX 78269 if needed.

Our Story

From humble beginnings, Security Service has evolved into a vital financial institution within the El Paso area. Founded with a commitment to providing accessible financial services, we have consistently focused on meeting the needs of our members. Our journey reflects not just growth in numbers but also in our ability to adapt and innovate. As we progressed through the decades, we embraced advancements in technology while ensuring that personal service remains at the heart of what we do. Our branch is not just about transactions; it's about building relationships and fostering community spirit. We understand that each member's financial journey is unique, and we're here to support them every step of the way.

Branch Location & Accessibility

Call to Action

We invite you to come by our Montwood branch soon! Experience firsthand how we can assist you in achieving your financial goals. Whether you're opening a new account or exploring loan options, we're eager to welcome you into the Security Service family!

Local Landmarks and Accessibility

Situated near popular spots in El Paso, you can find us just a short drive from the vibrant shopping areas and local parks. Ample parking is available right outside our branch, making it easy for you to stop by without any hassle. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entryways to ensure that everyone can visit us comfortably.

Operating Hours

We understand that your time is valuable. That's why we offer convenient operating hours! Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 1:00 PM. If you have any questions or need assistance outside these hours, feel free to reach out to us at 888-772-9828; we're always here to help.

Services Offered

At Security Service, we pride ourselves on providing a wide range of banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our experienced staff is ready to assist you every step of the way. While we currently do not have ATM services or a drive-thru option at this location, our dedicated team is more than happy to help with cash withdrawal services inside the branch. While members can visit us at 12370 Montwood Dr, official correspondence should be sent to PO Box 691510, San Antonio, TX 78269 if necessary.

Member Eligibility

Welcome to the family at Security Service! We're excited to share how you can become a member of our vibrant community. Membership is open to anyone who lives, works, or worships in certain areas, as well as their family members. This means that if you're part of the El Paso community or have loved ones who are, you can join us at our branch located at 12370 Montwood Dr El Paso Tx 79928. Being a member at Security Service not only gives you access to our wide range of financial services but also connects you with a supportive network that cares about your financial well-being. Joining is easy! To learn more about the specific eligibility criteria, please visit https://www.ssfcu.org/membership. If you're ready to take the next step and open an account, we've made that simple too just head over to https://www.ssfcu.org/business/get-started for guidance on getting started. If you have any questions, feel free to reach out to us at (888) 772-9828. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Sense

Running a business means managing multiple tasks daily. Our merchant services simplify payment processing, allowing you to focus on what matters most serving your customers. Picture this: a customer walks into your store and makes a purchase effortlessly with just a swipe or tap. That's the convenience our services provide. Located at 12370 Montwood Dr El Paso Tx 79928 in El Paso, TX, we invite you to explore how our tailored solutions can help your business thrive. Let's work together to turn your vision into reality!

Tailored Commercial Loan Options

Imagine having the financial backing to pursue that big project you've been eyeing. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,350,216,370, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

If you're a business owner, we haven't forgotten about you! Our Business Banking services include everything from Merchant Services that simplify transactions to tailored Business Loans that support your growth. We understand the importance of managing cash flow and are committed to providing resources that make running a business smoother.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Security Service, we offer robust Online & Mobile Banking services. Check your balances, transfer funds, and even make payments all from your smartphone or computer. Plus, with features like ATM & Cash Withdrawal Services, accessing your money has never been easier. Whether you're visiting us in person or using our digital platforms, we're here to ensure your experience is smooth and enjoyable. If you'd like to learn more about how we can assist you with any of these services or if you have questions about membership eligibility, please don't hesitate to reach out at 888-772-9828. Join us at Security Service today and discover how we can support your financial journey!

Credit Cards

For those who enjoy rewards, our Credit Cards with Rewards program allows you to earn points on everyday purchases. Whether it's cash back or travel rewards, these cards are designed to give back while helping you build credit.

Financial Support

Sometimes life throws unexpected challenges your way. That's why we offer Personal Loans & Debt Consolidation options that can help ease financial burdens and give you peace of mind. Our friendly team is here to guide you through the process and help you find solutions that work for your unique situation.

Personal Banking

Whether you're just starting out or looking to manage your finances more effectively, our Personal Banking options have you covered. From Checking & Savings Accounts that help you save for emergencies or future purchases, to Auto Loans & Vehicle Financing designed to get you behind the wheel with ease, we strive to make banking simple and accessible. If you're considering buying a home, our Mortgage Loans & Refinancing services can assist you in finding the right fit for your budget.

Digital & Online Banking

At Security Service, we understand that managing your finances should be as easy as a few taps on your smartphone or clicks on your computer. That's why we offer a comprehensive suite of digital and online banking services designed for your convenience and security. With our 24/7 Online Banking services available at https://www.ssfcu.org/, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, it's all just a few clicks away. Plus, with features like E-Statements, you can go green by receiving your statements electronically, ensuring you have quick access to your financial records without the clutter of paper. Security is our top priority. Our online banking platform utilizes advanced security measures to keep your information safe. You can also take advantage of Electronic Signature Authorization, making it easier and quicker to sign documents securely without the need for printing. If you're always on the go, our Mobile Application lets you manage your finances right from your phone. It includes handy features like Mobile Payments, so you can make purchases directly from your device with ease. Plus, sending money to friends and family is simple with our Person-to-Person Transfers feature no more waiting in line at the bank! We believe in making banking accessible for everyone. With all these user-friendly tools at your fingertips, managing your money has never been more straightforward or secure. Visit us today and experience how Security Service makes digital banking work for you!

Financial Strength

A Team Dedicated to You

We also take pride in having 1,929 full-time employees and 40 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Together

With total share accounts reaching 1,512,805, we have a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $49,925,167, reinforcing our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Security Service is your trusted partner. Visit us at 12370 Montwood Dr El Paso Tx 79928 or call (888) 772-9828 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Reinvestment for Growth

Our commitment to our members is evident with $1,458,379,006 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $106,428 in used auto loans and $11,293,252,261 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Secure Savings for Members

Members' savings are secured through $4,624,627,893 in share certificates and $992,133,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $495,096, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,495,229,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're looking for more ways to finance your projects or consolidate debt, our credit lines amounting to $4,480,188,058 can be an excellent resource. At Security Service Credit Union in El Paso, TX, we prioritize your financial health and offer refinancing options for many of our products. If you're curious about eligibility or how our services can fit into your plans better, don't hesitate to reach out! To learn more about our offerings or start your application today, call us at 888-772-9828 or visit our website at https://www.ssfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,207,358,480 in used vehicle loans and $1,414,364,989 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, we have financing solutions tailored for you.

Business Financing

For business owners, our outstanding commercial loans totaling $1,350,216,370 provide the capital needed to grow and expand. Whether you need funds for equipment or working capital to support your operations, we're here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,024,516,580, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be overwhelming. We also offer flexible terms on unsecured credit card loans, with a total of $298,758,667 in loans helping members manage their finances effectively. This option allows you to make purchases without tying up your savings.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This powerful tool allows users to make informed financial decisions with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that users receive fair and transparent offers, removing the guesswork from finding a suitable loan. The benefits of using LendMesh are significant. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing genuine offers that reflect current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user gets the same access to information without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users stay informed and confident in their choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in helping individuals secure better rates efficiently. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*