Security Service El Paso TX Credit Union | Best Auto Loans & Rewards Cards

Introduction

Welcome to Security Service, your trusted financial partner located at 545 N Americas Ave, El Paso, TX 79907. Established in 1956, we take pride in serving our vibrant community with a strong commitment to providing personalized banking solutions. With over 760,148 members and total assets of $13,646,807,251, we're dedicated to helping you achieve your financial goals. At Security Service, we understand that each member's needs are unique. Whether you're looking for a checking account, auto loans, or mortgage options, our knowledgeable team is here to guide you every step of the way. With total deposits reaching $1,151,145,295 and a net worth of $1,495,229,006, our solid financial foundation ensures that your funds are secure and working for you. Under the leadership of CEO James Laffoon and Board President Margie Langford, our mission remains clear: to empower you with the resources and support necessary for financial success. Our friendly staff is always ready to assist you during our lobby hours from Monday to Friday, 9:00 AM to 5:30 PM, and Saturdays from 9:00 AM to 1:00 PM. While members can visit us at our branch address, official correspondence should be sent to PO Box 691510, San Antonio, TX 78269. We invite you to explore the range of services we offer on our website at ssfcu.org. Join us today and become part of a community-focused credit union where your financial well-being is our top priority! If you have any questions or need assistance, don't hesitate to call us at 888-772-9828. Your journey towards better banking starts here!

Branch History & Mission

Community Focus

We are dedicated to making a positive impact through various outreach programs that foster education and growth within our community. Whether it's hosting financial literacy workshops or partnering with local organizations, we aim to be an active participant in enhancing the lives of those we serve.

Modern Banking Experience

In today's fast-paced world, we've embraced technology to make banking easier for you. From mobile banking options to online account management, we ensure that your experience with us is straightforward and convenient. We prioritize accessibility with ADA-compliant facilities and strive for excellent customer service in everything we do. As we look ahead, we invite you to join us on this journey of financial empowerment. Experience firsthand the benefits of being a member at Security Service. Together, let's build a stronger future for you and your family! For more information or to become a member today, please call us at 888-772-9828 or visit our website at Security Service. Your path to better banking starts here!

Our Mission

At Security Service, our mission goes beyond just banking. We strive to empower individuals and families by offering financial tools that promote economic well-being. We believe that everyone deserves access to fair and transparent financial services. That's why we focus on community support initiatives and partnerships that uplift those around us. Our team is committed to ensuring every member feels valued and understood. While you can visit us at 545 N Americas Ave, official correspondence should be sent to PO Box 691510, San Antonio, TX 78269 if needed.

Branch Location & Accessibility

Convenient Access and Parking

At Security Service, we understand that accessibility is key. Our branch features ADA-compliant facilities, ensuring that everyone can navigate comfortably. Ample parking is available right outside our doors, so you won't have to worry about finding a spot. If you prefer to conduct your banking on the go, please note that we currently do not offer ATM services or drive-thru banking.

Friendly Hours Just for You

We are here for you during convenient hours! Visit us Monday through Friday from 9:00 a.m. to 5:30 p.m., and on Saturdays from 9:00 a.m. to 1:00 p.m. Whether you're looking to open a new account, apply for a loan, or just have questions about your finances, our friendly team is ready to assist you. While members can visit us at 545 N Americas Ave, official correspondence should be sent to PO Box 691510 in San Antonio if needed.

Let's Connect!

We invite you to come by and see how Security Service can help you achieve your financial goals. For any inquiries before your visit, feel free to call us at 888-772-9828. Our dedicated staff looks forward to welcoming you and providing personalized service tailored just for you!

Member Eligibility

Becoming a member of Security Service is like joining a close-knit family where everyone looks out for one another. If you're interested in membership, you'll find that eligibility is quite welcoming! Generally, anyone who lives, works, worships, or attends school in the area can join us. Our community-focused approach means we're dedicated to providing you with personalized service and financial solutions that truly fit your needs. To learn more about specific eligibility details and any updates, please visit our membership page. Opening an account is simple and designed to be hassle-free. You can start this process by visiting our account opening page or giving us a call at (888) 772-9828. We're here to help you every step of the way as you embark on this journey with Security Service located at 545 N Americas Ave El Paso Tx 79907! Join us today and experience the benefits of being part of a supportive community that cares about your financial well-being.

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

We believe in fostering a thriving business community. While we focus on our members, we also support the broader community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various needs.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $1,350,216,370, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer robust merchant services that make daily transactions easier for businesses. Imagine processing payments seamlessly while offering your customers multiple payment options all backed by personalized support from our team at Security Service, located at 545 N Americas Ave El Paso Tx 79907, El Paso, TX. Let us be your partner in success! Visit us today or call us at (888) 772-9828 to explore how we can assist your business in achieving its goals.

Comprehensive List Of Services

Accessibility

While we currently do not have ATM services available at this branch, our team is ready to assist you during our lobby hours Monday through Friday from 9:00 a.m. to 5:30 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m. to ensure you get the cash withdrawal services you need. At Security Service, we are committed to making banking as accessible as possible for everyone in El Paso and beyond. If you have questions about any of our services or wish to learn more about how we can help you achieve your financial goals, please don't hesitate to reach out! You can call us at 888-772-9828 or visit our website at https://www.ssfcu.org. Explore all the possibilities with us today!

Business Banking

We understand that businesses have unique banking needs. Our Business Banking services include merchant services and business loans that can help your venture thrive. Whether you're just starting out or looking to expand, we're here to provide support every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features so you can manage your finances from anywhere at any time. With options for mobile payments and person-to-person transfers, accessing your account is easy and secure.

Personal Banking

Managing your money should be straightforward and convenient. That's why we offer Personal Banking services, which include checking and savings accounts designed to help you save effectively while enjoying easy access to your funds. For those considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it simple to get behind the wheel without breaking the bank. We also provide Mortgage Loans & Refinancing solutions that can help you secure a home or lower your monthly payments on an existing mortgage. For unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services are here to assist you in navigating life's financial hurdles. Plus, with our Credit Cards with Rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

At Security Service, we understand that convenience and security are key to managing your finances effectively. That's why we offer a comprehensive range of digital and online banking services designed to keep you connected and in control, no matter where you are. With our user-friendly online banking platform available at https://www.ssfcu.org/, you can easily access your accounts 24/7. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, with features like electronic signature authorization, you can complete transactions quickly and securely without the need for paper forms. We also provide e-statements for easy record-keeping. You'll receive your account statements electronically, saving you time and helping the environment by reducing paper waste. And if you're always on the go, our mobile application makes it simple to manage your finances right from your smartphone. For those who enjoy making quick payments, our mobile payments feature allows you to make purchases directly from your device. This is perfect for busy lifestyles when every second counts! Additionally, our person-to-person transfer service lets you send money to friends and family instantly, making it easier than ever to share expenses or settle debts. Security is paramount in all our online services. We use advanced measures to protect your information and ensure that all transactions are safe and secure. With Security Service's digital banking options, you can feel confident knowing that your financial details are protected while enjoying the convenience of real-time account management. In short, at Security Service in El Paso, TX, we're committed to providing accessible and user-friendly digital banking solutions that meet your needs. Explore all that we have to offer today at https://www.ssfcu.org/!

Financial Strength

Building Trust Together

Total Share Accounts stand strong at 1,512,805, showing a robust member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $49,925,167. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Security Service is your trusted partner. Visit us at 545 N Americas Ave El Paso Tx 79907 or call (888) 772-9828 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $4,624,627,893 in share certificates and $992,133,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $495,096, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,929 full-time employees and 40 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $1,458,379,006 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your needs; with $106,428 in used auto loans and $11,293,252,261 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $1,495,229,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $2,207,358,480 in used vehicle loans and $1,414,364,989 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to make your car-buying experience as smooth as possible.

Credit Lines

For those needing additional flexibility in their finances, our total credit lines amounting to $4,480,188,058 provide an excellent option for managing cash flow. These lines can be used for various purposes from unexpected expenses to planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,024,516,580, making buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we can tailor solutions to meet your needs.

Refinancing Options

If you're looking at ways to lower your monthly payments or access cash from your existing loans, we have refinancing options available. This could be an ideal solution if you're seeking more favorable terms on any of our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goals may be, Security Service is dedicated to providing you with the resources and support necessary to succeed. Visit us today or check out our website at https://www.ssfcu.org for more information on how we can assist you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $298,758,667 in loans helping members manage their finances effectively, our credit cards come with rewards that can enhance your spending power.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers when exploring loan options. The reliability of the information is paramount, as it helps consumers make informed decisions without hidden surprises.