Security First Credit Union Weslaco TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Security First, your trusted financial partner at the Weslaco Branch, located at 2502 E Business 83, Weslaco, TX 78596. Established in 1947, our credit union has proudly served over 42,000 members, providing them with a range of financial services tailored to meet their needs. With total assets exceeding $502 million and total deposits amounting to $108,843,709, we are committed to fostering financial well-being within our community. While you can visit us directly at our branch location, please note that official correspondence should be sent to our mailing address: P.O. Box 4829, McAllen, TX 78502. Our dedicated team of 135 employees is here to assist you with personalized service and expert advice on everything from auto loans and mortgages to business banking solutions. Under the leadership of CEO Andy Reed and Board President Cesar Aleman, Security First focuses on building lasting relationships with our members. We understand that each member's financial journey is unique, which is why we strive to offer competitive loan options currently totaling over 16,290 loans and robust savings opportunities. At Security First, we believe in giving back to the community that supports us. With a net worth of $50,768,574 and cash reserves of $10,255,084, we are financially sound and ready to help you achieve your goals. We invite you to explore our offerings further by visiting our website at securityfirstcu.com. Whether you're looking for personal banking services or need assistance with business financing, we're here for you every step of the way. Don't hesitate to reach out by calling us at 956-661-4000 or stopping by during our lobby hours: - Monday - Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 6:00 PM - Saturday: 9:00 AM - 1:00 PM Join us in strengthening our community through financial empowerment today!

Branch History & Mission

Community Commitment

We take pride in being more than just a financial institution; we are an active part of the Weslaco community. Our commitment extends beyond banking as we regularly engage in outreach programs and partnerships aimed at uplifting those around us. Through various initiatives, we work hard to create opportunities for growth and support for everyone in the area. In recent years, we've embraced technology with online and mobile banking options that allow members to manage their finances anytime, anywhere. Our focus on accessibility also includes ADA compliance measures so everyone can enjoy our services without barriers. If you're seeking a credit union that values your needs and invests in your future, look no further than Security First. We invite you to join our family today and experience the numerous benefits we offer. Together, let's build a brighter financial future! For more information or to become a member, give us a call at 956-661-4000 or visit us online at securityfirstcu.com.

Our Mission

At Security First, our mission is clear: we aim to empower our members through accessible financial solutions while fostering a sense of community. We believe in building lasting relationships that go beyond mere transactions; we strive to support every member's financial journey. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our dedicated team is here to assist you every step of the way. While members can visit us at 2502 E Business 83, official correspondence should be sent to P.O. Box 4829, McAllen, TX 78502. We offer convenient operating hours, ensuring that we are available when you need us most: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our drive-thru service and ATM availability make banking with us even easier.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features and ramps to ensure that everyone can visit us comfortably. Ample parking is available right outside the entrance, so you won't have to worry about finding a spot during your visit.

Nearby Landmarks

Our branch is situated near several local landmarks, making it easy to find. You can spot us just a short drive away from the bustling downtown area and close to popular shopping destinations. This central location not only makes banking convenient but also allows you to take care of your errands with ease.

Operating Hours

At Security First, we understand that life can get busy. That's why we offer flexible hours tailored to meet your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. If you prefer using our drive-thru service, it's available Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM as well.

Services Offered

As part of our commitment to providing exceptional service, we offer a range of banking options including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. You can also enjoy the convenience of ATM services for withdrawals and balance checks anytime you need them. We invite you to visit the Security First Weslaco Branch today or give us a call at 956-661-4000 if you have any questions or need assistance. We look forward to serving you!

Member Eligibility

At Security First, we believe that joining our community is about more than just banking; it's about becoming part of a supportive family that looks out for you. If you live, work, or worship in the area, you're likely eligible to become a member! We welcome individuals from all walks of life, and the process to join us is straightforward and friendly. You can find detailed eligibility criteria at https://www.securityfirstcu.com/membership-eligibility/ we encourage you to take a moment to check it out. Once you're ready to make that leap into membership, opening an account is easy! Just visit us at our branch located at 2502 E Business 83 Weslaco Tx 78596 or give us a call at (956) 661-4000. We're here to help you every step of the way as you unlock the many benefits of being part of Security First. Whether it's access to better rates on loans or personalized financial advice, our goal is to ensure you feel valued and supported throughout your journey with us.

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services offer practical tools that make daily operations smoother. From payment processing solutions that let you accept credit cards with ease, to online banking features that keep your finances organized all designed with busy business owners in mind. Visit us at 2502 E Business 83 Weslaco Tx 78596 in Weslaco, TX or call us at (956) 661-4000 to explore how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive business banking solutions. From essential merchant services that help you process payments smoothly to various business loans, we understand that every business has unique needs. Our goal is to support local entrepreneurs with the tools they need to succeed.

Commitment to Community

At Security First, we are not just about banking; we are about building relationships within our community. Our friendly staff is here to assist you from Monday through Saturday so whether you prefer visiting us in person or taking care of business online, we're ready to help. If you're interested in learning more about how we can assist with your financial goals or want to open an account today, feel free to call us at 956-661-4000 or visit our website at securityfirstcu.com. Join us at Security First and let's achieve your financial dreams together!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can check balances, pay bills, and transfer money with ease. Our ATM services ensure that cash withdrawals are accessible whenever you need them, while our drive-thru service allows for quick deposits and withdrawals without stepping inside.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your day-to-day finances effortlessly. Imagine having easy access to your funds anytime you need them, whether you're making a quick purchase or saving for a vacation. Our auto loans and vehicle financing options make it simple for you to drive away in the car of your dreams without breaking the bank. For those significant milestones like buying a home, our mortgage loans and refinancing options provide flexibility and competitive rates. If you're facing unexpected expenses or planning a big purchase, consider our personal loans and debt consolidation services. They can help simplify your payments and reduce financial stress. Plus, don't forget about our credit cards with rewards, which allow you to earn benefits on everyday purchases.

Digital & Online Banking

At Security First, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle, ensuring you have access to your accounts anytime, anywhere. With our 24/7 online banking services at https://www.securityfirstcu.com/, you can check balances, pay bills, and transfer funds at your convenience. Whether you're at home or on the go, managing your money is just a few clicks away. Plus, our mobile application makes it even easier to stay connected with your accounts from your smartphone. Security is our top priority. Our online banking platform includes features like secure logins and real-time alerts to keep your information safe. You can feel confident knowing that your data is protected while you enjoy the flexibility of digital banking. One of the great features we offer is E-Statements, which allow you to view and manage your statements electronically. This not only helps reduce paper clutter but also means you can access important documents whenever you need them. In addition, if you're looking for a quick way to send money to friends or family, our person-to-person transfers make it simple and fast. For those who prefer using their phones for payments, you'll love our mobile payments feature. This allows you to make purchases directly from your mobile device with ease. At Security First, we're committed to providing an accessible and user-friendly banking experience that meets all your needs. To learn more about our digital banking services or to get started today, visit us at https://www.securityfirstcu.com/!

Financial Strength

At Security First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With robust financial health and a commitment to serving our community, we are dedicated to providing the best possible banking experience. Our net worth of $50,768,574 reflects our strong financial position, allowing us to offer competitive rates and services tailored to your needs. The net worth ratio of 10.11% further demonstrates our solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $121,864,438 in share certificates and $35,062,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $50,768,574 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity supports your financial goals with $341,641,999 in total loans and leases and $4,345 in used auto loans. Our operational efficiency is reflected in our net income of $0, which allows us to maintain competitive loan rates while providing solid financial products for our members. We also take pride in having 120 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In total, we proudly serve 70,981 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Security First is your trusted partner. Visit us at 2502 E Business 83 Weslaco TX 78596 or call 956-661-4000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $118,948,757 in used vehicle loans and $145,909,187 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make car ownership easier than ever.

Credit Lines

Our credit lines are designed to give you quick access to funds when you need them most. With a total of $90,268,416, these lines can serve as a safety net for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $214,646, make buying or refinancing simple. We're committed to helping you find the right mortgage solution that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing any of your existing loans, we offer various options that could lower your monthly payments or reduce the overall interest paid. Talk to one of our experts today about eligibility and how refinancing could benefit you. For more information about our loan products or to discuss your specific needs, feel free to reach out at (956) 661-4000. Our team is available during lobby hours from Monday through Friday, and we also provide drive-thru services for added convenience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Security First, we prioritize transparency and are here to guide you toward making informed financial decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,859,164 in loans helping members manage their finances effectively. These cards come with benefits that can help you build credit while enjoying rewards for everyday purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust that the information you receive is both reliable and up-to-date.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SECURITY FIRST FEDERAL CREDIT UNION - Weslaco, TX

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