Security First Credit Union McAllen TX | Top Auto Loans & Business Banking

Introduction

Welcome to Security First, your trusted financial partner in the heart of McAllen, Texas! Located at 3700 N 12Th St, Mcallen, TX 78501, we have been serving our community since 1947. With a strong commitment to our members and a focus on community development, we pride ourselves on providing personalized banking solutions tailored to meet your needs. At Security First, we believe in fostering relationships that matter. Our dedicated team, led by CEO Andy Reed and Board President Cesar Aleman, is here to support you every step of the way. We currently serve over 42,000 members, offering a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, and more. With total assets reaching an impressive $502,370,385 and total deposits of $108,843,709, you can trust us to manage your finances securely. Our commitment goes beyond just numbers; it's about making a difference in our community. We are proud to support local initiatives and provide financial education to empower our members. Whether you're looking for competitive loan options or straightforward banking services, we're here for you. While members can visit us at 3700 N 12Th St, official correspondence should be sent to our mailing address: P.O. Box 4829, McAllen, TX 78502. Feel free to reach out to us at 956-661-4000 or explore more about what we offer at Security First. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Security First family. Experience firsthand how we blend tradition with innovation while prioritizing your financial well-being. Join us today and see how being a member can benefit you! For more information or assistance, feel free to call us at (956) 661-4000 or visit our website at Security First. Together, let's build a brighter future!

Our Journey

Over the years, Security First has evolved significantly. From humble beginnings, we have embraced innovation and technology to enhance the banking experience for our members. We are proud to offer modern conveniences such as online banking, mobile payments, and ATM access. Our commitment to accessibility is reflected in our ADA compliance efforts and customer-centric initiatives designed to meet the diverse needs of our members. Our journey is not just about numbers; it's about people. We believe in building relationships and supporting our community through various outreach programs. Whether it's sponsoring local events or partnering with organizations that make a difference, Security First is dedicated to enriching the lives of those around us.

Our Mission

At Security First, our mission is simple yet powerful: to empower our members financially while making a positive impact in the community. We strive to provide personal banking solutions that cater to every stage of life from checking and savings accounts to auto loans and credit cards with rewards. We are here to help you achieve your goals. While members can visit us at 3700 N 12Th St Mcallen Tx 78501, official correspondence should be sent to P.O. Box 4829, McAllen, TX 78502. Our team is available during lobby hours from Monday through Thursday from 9:00 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to 1:00 PM. For those who prefer drive-thru service, we're open Monday through Friday from 8:00 AM to 6:00 PM and Saturdays from 9:00 AM to 1:00 PM.

Branch Location & Accessibility

Connect With Us

If you have any questions or would like more information about our services, feel free to give us a call at 956-661-4000. Our dedicated staff is eager to assist you! We invite you to visit us today at 3700 N 12Th St, where community banking meets personalized service. Let us help you secure your financial future!

Easy Access and Amenities

We understand that convenience is key when managing your finances. That's why our branch offers ample parking spaces and features that ensure accessibility for everyone. If you require assistance, our team is always on hand to help you navigate our facilities. Plus, we are proud to be ADA compliant, featuring ramps and designated areas for those with mobility challenges. While members can visit us at 3700 N 12Th St, official correspondence should be sent to our mailing address: P.O. Box 4829, McAllen, TX 78502.

Operating Hours

Our friendly team is ready to assist you during the following hours: - Lobby: - Monday to Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 6:00 PM - Saturday: 9:00 AM - 1:00 PM - Drive-Thru: - Monday to Friday: 8:00 AM - 6:00 PM - Saturday: 9:00 AM - 1:00 PM

Services Offered

At Security First, we offer a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we strive to provide solutions that fit your lifestyle. If you're in need of quick cash or simple transactions, our drive-thru service and ATM access are here for you.

Member Eligibility

Joining the community at Security First is an exciting opportunity, and becoming a member is simpler than you might think! If you live, work, or worship in the area, you're likely eligible to join us. We welcome individuals from various backgrounds, making it easy for everyone to benefit from our services. At Security First, located at 3700 N 12Th St Mcallen Tx 78501, we pride ourselves on being more than just a financial institution; we're a supportive community that prioritizes your financial well-being. To get started, simply check out our eligibility details at https://www.securityfirstcu.com/membership-eligibility/ . Here you'll find all the specific criteria and discover just how easy it is to become part of our family. Once you're ready to open an account, visit us or call us at (956) 661-4000 for guidance on the next steps. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services are designed to simplify payment processing for your business. Whether you're a retail shop or an online store, we provide seamless transaction solutions that allow you to focus on what matters most growing your business. From accepting credit cards to managing payroll efficiently, our services are crafted with your needs in mind. Visit us at 3700 N 12Th St Mcallen Tx 78501 in Mcallen, TX, or call us at (956) 661-4000 to learn how we can support your business goals today!

Our Commitment to Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small businesses, we understand how important reliable banking services are. Our Business Banking solutions include merchant services and business loans tailored to help you grow. This means you can focus on what matters most your business while we take care of the banking side.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Security First, we prioritize easy access through our Online & Mobile Banking platforms. You can manage your accounts from anywhere, pay bills, transfer funds, and even send money to friends and family with ease using our Person-to-Person payment service. Need cash on the go? Our ATM & Cash Withdrawal Services are available around the clock for quick access to your funds. And if you prefer personal interactions for simple transactions like deposits or withdrawals, our basic drive-thru banking is ready to serve you during convenient hours.

Get Started Today!

With so many services tailored just for you at Security First in Mcallen, TX, it's time to take control of your finances! Whether you're interested in personal accounts or business banking solutions, we're here to assist every step of the way. Give us a call at 956-661-4000 or visit us today to learn more about how we can help meet your financial needs! For more details about our offerings and membership eligibility, check out our website here. Your journey towards better financial health starts with us!

Personal Banking

Navigating your finances can be easy and rewarding with our Personal Banking options. We offer various Checking & Savings Accounts that cater to different lifestyles and savings goals. Imagine having an account that not only helps you manage daily expenses but also grows your savings effortlessly. If you're considering a new vehicle, our Auto Loans & Vehicle Financing make it simple to drive away in the car you want. With competitive rates and flexible terms, we ensure that your loan fits your budget. We also provide Mortgage Loans & Refinancing options, whether you're buying your first home or looking to lower your monthly payments through refinancing. For those unexpected expenses or plans that require quick cash, our Personal Loans & Debt Consolidation services offer you the financial flexibility you need. Plus, our Credit Cards with Rewards let you earn benefits on your everyday purchases while managing your credit effectively.

Digital & Online Banking

Key Features

Explore our user-friendly online banking options at https://www.securityfirstcu.com/ . With features like e-statements available for those who prefer paperless banking, you'll not only save time but also help the environment. Our mobile application makes it simple to manage your finances right from your smartphone perfect for busy days when you need to keep track of your spending on the fly. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly and securely send funds without any hassle. Plus, if you're a fan of mobile payments, you'll love our integration with various payment apps that make checking out easier than ever.

Security & Convenience

We prioritize your security with robust measures in place, so you can bank confidently online. While electronic signature authorization is not available, rest assured that we have other security protocols designed to keep your information safe. With our commitment to accessibility and ease-of-use, managing your accounts has never been more straightforward. Whether you're checking balances or setting up transfers, our digital tools empower you to take control of your finances anytime you need. Join us at Security First and experience the future of banking today!

Financial Strength

Committed Team

We also take pride in having 120 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedication translates into exceptional service that meets your needs every day.

Growing Membership Base

Total Share Accounts: 70,981, showing a strong and growing member base that trusts us with their finances. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Security First is your trusted partner. Visit us at 3700 N 12Th St Mcallen Tx 78501 or call 956-661-4000 to learn more about how we can help you achieve your financial goals.

Member Savings and Resources

Members' savings are secured through $121,864,438 in share certificates and $35,062,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $50,768,574 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $341,641,999 in total loans and leases and $4,345 in used auto loans.

Solid Financial Health

With a net worth of $50,768,574, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $118,948,757 in used vehicle loans and $145,909,187 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our loan options are designed to fit your budget.

Credit Lines

If you're looking for additional flexibility in your finances, consider our credit lines totaling $90,268,416. These can be an excellent way to manage cash flow while taking care of larger purchases or projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $214,646, make buying or refinancing simple. We aim to guide you through each step of the process so that you feel confident in your decision.

Refinancing Options

For those already holding loans with us or elsewhere and looking for better terms or lower rates, we have refinancing options available. We can help evaluate your current situation and see if we can offer solutions that save you money. For more information about our loan offerings or to get started today, please visit us at our branch located at 3700 N 12Th St, Mcallen Tx 78501, or give us a call at 956-661-4000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,859,164 in loans helping members manage their finances effectively. This can be a great option if you need to cover unexpected expenses without tying up your savings.

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SECURITY FIRST FEDERAL CREDIT UNION