Secured Advantage Credit Union Iowa Park TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Secured Advantage, your trusted financial partner right here in Iowa Park, TX! Located at 903 W Highway St, Iowa Park, TX 76367, we have proudly served our community since 1959, providing a range of banking services designed with you in mind. With a total membership of 6,812 and assets exceeding $60.5 million, we are committed to supporting our members' financial journeys. At Secured Advantage, we understand that every member's needs are unique. That's why we offer personalized solutions, including auto loans, mortgages, credit cards with rewards, and business banking services. Our dedicated team of 12 employees, led by CEO Michal Parker and Board President David Wamer, is here to ensure you receive the best possible service. We take pride in our strong community roots and strive to make a positive impact. With total deposits amounting to $2,710,493 and a net worth of $7,594,691, we are financially sound and ready to assist you in achieving your goals. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 903 West Highway, Iowa Park, TX 76367. For any inquiries or assistance, feel free to reach out at 940-592-0206 or explore our website at securedadvantagefcu.com for more information about our services and how we can help you thrive financially. Join us today and experience the difference that comes from being part of a credit union that genuinely cares about its members!

Branch History & Mission

Community Focus

At Secured Advantage, we are more than just a bank; we are an integral part of the Iowa Park community. We actively engage in local events and initiatives aimed at improving the lives of our members and their families. Whether it's sponsoring community sports teams or participating in local charity events, our heart lies in supporting those around us. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address at 903 West Highway, Iowa Park, TX 76367.

Looking Ahead

As we move forward, we continue to embrace innovation while maintaining our core values of integrity and service. With advancements such as online banking and mobile payment options available for our members, we're making banking easier than ever before. Our commitment also extends to ensuring accessibility for all by adhering to ADA compliance standards. Join us at Secured Advantage where your financial well-being is our priority. Explore how we can help you achieve your dreams today! For more information or assistance, don't hesitate to call us at 940-592-0206 or visit our website. Together, let's secure a brighter future!

Our Story

Secured Advantage began as a small credit union with a big vision: to empower individuals and families through personalized financial services. Over the years, we have expanded our offerings and adapted to meet the evolving needs of our members. Today, we proudly hold total assets of $60,599,458, reflecting our commitment to sound financial management and growth. Our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community and belonging. We believe that everyone deserves access to quality banking solutions that enhance their lives. From personal checking accounts to auto loans and mortgage financing, we work diligently to offer products that make financial goals attainable.

Branch Location & Accessibility

Accessibility Features

At Secured Advantage, we prioritize accessibility. Our branch features ADA-compliant entrances and ample parking space to ensure all members can visit comfortably. If you prefer a drive-thru option, we've got that covered too! Our drive-thru banking allows for quick transactions without leaving your car, making your banking experience more convenient than ever.

Call to Action

Have questions or need assistance? Don't hesitate to reach out! Give us a call at 940-592-0206 or stop by our branch today. We look forward to welcoming you into the Secured Advantage family!

Operating Hours

We know life can get busy, which is why we offer flexible operating hours. Visit us Monday through Friday from 8:30 AM to 5:00 PM CST. Whether you're coming in early or catching us after work, we're here to assist you during those hours.

Services Offered

Our commitment to serving you goes beyond just traditional banking services. At Secured Advantage, you'll find a range of offerings tailored to meet your financial goals from personal checking and savings accounts to auto loans and mortgage refinancing. Plus, enjoy the convenience of online and mobile banking that fits into your lifestyle.

Member Eligibility

At Secured Advantage, we believe that becoming a member is like joining a caring family, where your financial well-being is our top priority. If you're looking to become part of this supportive community, it's easy! Generally, anyone who lives, works, or worships in the area can qualify for membership. We also welcome family members of current members, making it even more accessible for those you care about. To dive deeper into the specific eligibility requirements, feel free to check out this resource. Once you're ready to take the next step, opening an account with us is straightforward and welcoming. You can find all the details you need to get started on your membership journey at this link. If you have any questions or want to chat about what membership means for you, don't hesitate to give us a call at (940) 592-0206. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine a world where your payments are processed seamlessly, allowing you to focus on what really matters growing your business. Our merchant services provide you with the tools necessary to accept payments easily and efficiently, whether online or in-person. This means less time worrying about transactions and more time serving your customers. Visit us at 903 W Highway St Iowa Park Tx 76367 in Iowa Park, TX or call us at (940) 592-0206 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

We understand that sometimes you need cash on the go or quick access to your funds without stepping inside the branch. That's why we offer comprehensive ATM services for withdrawals and balance checks along with basic drive-thru banking for deposits and withdrawals.

Business Banking

For our business members, we recognize how crucial reliable banking solutions are for success. That's why we provide a suite of business banking services including merchant services to help streamline transactions and business loans tailored to help your enterprise grow.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why at Secured Advantage, we emphasize our robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage accounts, pay bills, and even transfer money through our secure platform. Plus, with features like mobile payments and person-to-person transfers, handling finances has never been easier.

Personal Banking

For individuals and families, our personal banking services are structured to help you manage your finances effectively. With checking and savings accounts that fit various lifestyles, you can easily keep track of your money. Planning a new vehicle purchase? Our auto loans and vehicle financing options make it simple to drive off in your dream car without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services can assist you every step of the way, ensuring you get the best deal possible. If life throws unexpected expenses your way, our personal loans and debt consolidation options can provide the support you need. We also offer credit cards with rewards, allowing you to earn while you spend perfect for everyday purchases or special occasions.

Why Choose Us?

Located at 903 W Highway St Iowa Park Tx 76367, we're not just about financial transactions; we're about building lasting relationships with our members. Our team is committed to helping you reach your financial goals while providing friendly service every time you visit or call us at 940-592-0206. In conclusion, whether you're managing personal finances or running a business, Secured Advantage is here to support you with all your banking needs. Visit us today or explore more about our services online at securedadvantagefcu.com. Let us be part of your financial journey!

Digital & Online Banking

Easy Transactions

Need to send money to a friend or family member? Our person-to-person transfer feature allows you to send funds quickly and effortlessly. And if you're looking for a way to make purchases more convenient, you'll love our mobile payments feature that lets you pay directly from your device. In short, Secured Advantage combines accessibility with user-friendly features that help you stay in control of your finances. Dive into our digital banking world today and experience the ease of managing your money online!

Key Services

Our online banking platform, which you can explore at https://securedadvantagefcu.com/ , lets you check balances, pay bills, and transfer money with just a few clicks. Plus, if you're always on the go, our mobile application makes it even easier to manage your accounts right from your smartphone. Whether you're at home or out and about in Iowa Park, our services are right there with you.

Security and Convenience

We take security seriously. With electronic signature authorization available, you can sign documents safely without needing to visit the branch. Additionally, our e-statements mean you can view and manage your statements digitally, helping reduce paper clutter while keeping your information secure.

Financial Strength

Commitment to Innovation

With $5,501,447 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $10,235,084 in used auto loans and $34,190,634 in total loans and leases, making it easier for you to achieve what you want.

Growing Membership Base

We are proud of our growing member base with a total of 10,347 share accounts. This shows that many people trust us with their finances as they seek reliable banking solutions. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Secured Advantage is your trusted partner. Visit us at 903 W Highway St Iowa Park TX 76367 or call 940-592-0206 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $3,190,435 in share certificates and $14,988,986 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, which still allows us to offer competitive loan rates and solid financial products for our members. We take pride in having 11 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team.

Strong Financial Position

With a net worth of $7,594,691, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.53% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,554,584 in used vehicle loans and $6,212,715 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team will work with you to find the right financing solution.

Credit Options

For those who need additional flexibility in managing their finances, we also offer unsecured credit card loans. With a total of $1,764,087 in unsecured credit card loans available to our members, it's easier than ever to take control of your spending and enjoy financial peace of mind. In addition to these loan products, we have total credit lines reaching $5,000,000, providing ample resources for those who may need quick access to funds. If you're interested in refinancing options or want to explore eligibility requirements for any of our loan products, please visit our website or call us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Secured Advantage in Iowa Park, TX, we're committed to supporting our members every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,729,994, make buying or refinancing simple. We prioritize making home financing accessible and straightforward so that you can focus on what really matters building your future.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare their options and choose what works best for them. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is for finding competitive rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. Each lender listed on LendMesh has been verified to guarantee that you are viewing legitimate options without hidden agendas.

SECURED ADVANTAGE FEDERAL CREDIT UNION - Iowa Park, TX