SECNY Credit Union Syracuse NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Secny, your trusted financial partner located at 4727 W Seneca Tpke, Syracuse, NY 13215. Since our establishment in 1971, we have dedicated ourselves to serving our community with integrity and commitment. With a growing membership of over 16,000 individuals, we strive to create a supportive environment that fosters financial well-being. At Secny, we are proud of our robust financial health, boasting total assets of $284,844,413 and total deposits amounting to $19,428,160. Our ability to manage resources effectively is reflected in our net worth of $21,848,361 and cash on hand totaling $2,204,755. We offer a range of services including personal and business banking solutions tailored to meet your needs. Our leadership team, led by CEO Courtney Fulmer and Board President Joseph Simmons, is passionate about making a positive impact on our members' lives. With a dedicated staff of 60 employees, we're here to provide personalized service and support. Whether you're looking for auto loans or savings accounts, you can count on us. We invite you to explore our services online at secny.org or reach out to us directly at 315-469-5599. Join us in shaping a secure financial future together!

Branch History & Mission

Join Us

As we continue this journey together into the future, we invite you to become a part of the Secny family. Experience firsthand the benefits of membership where your needs are prioritized. Visit us during our operating hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM to learn more about how we can assist you on your financial journey. For any inquiries or assistance, feel free to reach out at (315) 469-5599. Join us today and let's build a brighter future together!

Our Journey

Secny began as a small credit union with a vision to empower individuals and families by offering accessible financial solutions. As we evolved through the years, we've expanded our services to meet the diverse needs of our members. Today, we provide a wide range of options including personal banking, auto loans, mortgage financing, and business banking services. Our dedication to innovation is evident in our digital advancements such as online banking and mobile payments, ensuring that members can manage their finances conveniently. While members can visit us at 4727 W Seneca Tpke Syracuse Ny 13215, official correspondence should be sent to 4727 West Seneca Turnpike, Syracuse, NY 13215. We understand that accessibility is crucial for everyone; hence our branch complies with ADA standards, making it easier for all community members to utilize our services.

Our Mission

At Secny, our mission is simple yet profound: we strive to enhance the financial well-being of our members while contributing positively to the community around us. We believe that strong relationships are built on trust and transparency. Our team is dedicated to providing personalized service that meets your unique financial goals. We are not just about transactions; we focus on building partnerships within our community. Through various outreach programs and collaborations with local organizations, we aim to uplift those around us. Whether it's providing education on financial literacy or supporting local events, Secny is committed to making a difference.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance, don't hesitate to give us a call at 315-469-5599. We're excited to help you navigate your financial journey! Stop by Secny today and see how we can make banking easier for you.

Operating Hours

Our friendly team is here for you Monday through Friday from 8:30 AM to 5:00 PM and on Saturday from 9:00 AM to 12:00 PM. We're closed on Sundays, giving our staff a well-deserved break while ensuring you have plenty of time during the week to visit us.

Parking and Accessibility

We understand that accessibility is important for all our members. Our branch offers ample parking space with easy access to the entrance. The facility is ADA compliant, featuring ramps and other accommodations so everyone can enjoy a smooth banking experience.

Services Offered

At Secny, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, enjoy the convenience of ATM access right at our location for quick cash withdrawals and balance checks. While we currently do not have drive-thru banking available, we are committed to providing excellent service inside our branch where you can speak with knowledgeable staff about your financial goals.

Member Eligibility

At Secny, we're excited to welcome you into our community! Becoming a member is not just about opening an account; it's about joining a family that prioritizes your financial well-being. If you live, work, worship, or attend school in the Onondaga County area, you're likely eligible to join us. We believe in making banking accessible for everyone, so we invite you to check out the specific eligibility details on our website at . Once you've confirmed your eligibility, opening an account is straightforward and user-friendly. You can start the process online by visiting https://online.secny.org/auth/enrollment , or simply give us a call at (315) 469-5599 if you have any questions or need assistance. We're here to help you every step of the way as you embark on this journey with us at our branch located at 4727 W Seneca Tpke Syracuse Ny 13215. Join us today and experience the benefits of being part of Secny!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $80,253, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to process payments easily, track sales, and manage your cash flow all in one place. Our merchant services provide just that! By streamlining payment processing, we help you focus on what really matters serving your customers and growing your business. Whether you're a small shop or a large enterprise, our solutions adapt to meet your needs. Visit us at 4727 W Seneca Tpke Syracuse Ny 13215 in Syracuse, or call us at (315) 469-5599 to learn how our business banking and commercial services can support your journey toward success!

Comprehensive List Of Services

Accessibility

We also ensure easy access to cash through our ATM services available right at our branch. Whether you need cash for groceries or want to check your balance before making a purchase, we've got you covered with basic ATM access. At Secny, we're more than just a financial institution; we're a partner in your financial journey. We invite you to visit us or give us a call at 315-469-5599 to learn more about how we can assist you in achieving your financial goals. Experience the difference of personalized service at Secny!

Business Banking Services

For small business owners, Secny offers specialized business banking services including merchant services and business loans. We understand the unique challenges faced by entrepreneurs and are here to support your growth ambitions with financial products tailored specifically for businesses.

Credit Options

When it comes to credit cards, we have options that reward you for your spending. Our credit cards with rewards programs allow you to earn points on everyday purchases, making each transaction more beneficial. If you're facing challenges with debt, our personal loans for debt consolidation can provide the relief you need by combining multiple debts into one manageable payment.

Digital Banking Features

In today's fast-paced world, digital banking is essential. That's why Secny provides robust online and mobile banking services that let you manage your finances anytime, anywhere. From checking balances to transferring money with just a few taps on your phone, convenience is at the forefront of what we offer.

Personal Banking Solutions

Starting with personal banking, we offer a variety of checking and savings accounts designed to fit different lifestyles. Imagine having easy access to your funds while earning interest on your savings. With Secny, this is not just a dream; it's a reality. Our accounts come with features like online banking and mobile payments, making it simple for you to track your spending and manage your money from anywhere. For those considering major purchases, our auto loans and vehicle financing options make buying a new car hassle-free. You can find competitive rates that help you get behind the wheel without breaking the bank. Perhaps you're thinking about homeownership? Our mortgage loans and refinancing solutions are crafted to guide you through the process smoothly, ensuring that your transition into a new home is as stress-free as possible.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer money whenever it suits you. Plus, with features like electronic signature authorization, signing documents is quick and straightforward no need for paper forms or in-person visits. For those who prefer a paperless approach, we offer e-statements. These secure electronic statements not only help the environment but also provide you with easy access to your financial information right at your fingertips. Want to send money to friends or family? Our person-to-person transfer feature makes it simple. Just a few taps on your device, and you can send money quickly without the hassle of cash or checks.

Mobile Banking Made Easy

Don't forget about our mobile application! Available for download, it offers all the features of online banking while letting you manage your accounts on the go. Plus, if you're someone who loves the convenience of mobile payments, we've got you covered with that too. With these tools, managing your finances becomes an effortless task. Whether you're checking your balance during lunch or making a payment while waiting in line, you can do it all securely from your smartphone or tablet. In short, at Secny, we're dedicated to making banking easy and accessible so that you can focus on what truly matters in life. Join us today and experience the benefits of modern banking!

Financial Strength

Growing Together

The trust of our community is evident with 29,858 total share accounts, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $49,037,732 reinforce our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Secny is your trusted partner. Visit us at 4727 W Seneca Tpke Syracuse Ny 13215 or call (315) 469-5599 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investing in Your Future

With $21,848,361 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,177 in used auto loans and $156,257,133 in total loans and leases.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment reflects our dedication to creating value for every member.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $42,711,177 in share certificates, offering stable and rewarding financial growth opportunities. While we currently hold $0 in money market shares, our focus remains on maximizing your savings potential.

Solid Financial Health

With a net worth of $21,848,361, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $767 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,466,905 in used vehicle loans and $7,121,568 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $80,253 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and having access to quick funding can make all the difference.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,276,336, make buying or refinancing simple. We aim to provide you with the support needed for this significant milestone in life, ensuring you have access to the best possible rates.

Refinancing Options

If you're considering refinancing any existing loans, we have various options available. Our team is here to assist you in evaluating your current situation and finding solutions that may lower your payments or improve your financial standing. At Secny, we pride ourselves on being more than just a lender; we are your partner in achieving financial success. For any questions or personalized assistance regarding our loan products, feel free to reach out at (315) 469-5599, or visit us at our location at 4727 W Seneca Tpke Syracuse Ny 13215 in Syracuse, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey toward better financial health starts here!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,584,601 in loans helping members manage their finances effectively. These cards are designed to provide you with convenience and control over your spending without tying up your assets.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all loan offers displayed are fair and transparent. Users can trust that they are comparing legitimate offers from institutions that adhere to industry regulations.

SECNY FEDERAL CREDIT UNION