SECNY Credit Union Skaneateles NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Secny, your trusted financial partner since 1971, located conveniently at 32 Fennell St, Skaneateles, NY 13152. With a dedicated team of 60 employees, we proudly serve over 16,000 members, providing a range of financial services designed to meet your needs. Our total assets amount to an impressive $284,844,413, showcasing our strong commitment to the financial well-being of our community. At Secny, we understand that banking is not just about numbers; it's about building relationships and supporting our members in achieving their financial goals. Whether you are looking for personal banking solutions, auto loans, mortgages, or business financing options, we're here to help. With total deposits of $19,428,160 and a net worth of $21,848,361, you can trust that your finances are in safe hands. Led by our CEO Courtney Fulmer and Board President Joseph Simmons, Secny is dedicated to serving you with integrity and care. We pride ourselves on being more than just a credit union; we are a community hub where you can feel valued and understood. While members can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 32 Fennell St, Skaneateles, NY 13152. Feel free to reach out to us at 315-554-8070 or explore our website at secny.org for more information about our services. Join us today and discover how Secny can help you navigate your financial journey with confidence!

Branch History & Mission

Community Commitment

Secny isn't just about numbers; it's about people. We are deeply rooted in Skaneateles and actively participate in local events and initiatives that strengthen our community bonds. Our partnerships with local organizations help us provide support where it's needed most. While members can visit us at 32 Fennell St for all their banking needs, official correspondence should be sent to the same address. If you have any questions or would like to learn more about joining Secny, please call us at 315-554-8070. We invite you to become part of the Secny family! Experience personalized service from a team that genuinely cares about your financial well-being. Join us today and discover how Secny can help you achieve your dreams!

Our Mission

The mission of Secny is simple yet profound: to empower individuals and families through accessible financial services while supporting the community we cherish. We believe that everyone deserves a chance to achieve their financial goals. That's why we prioritize not just lending and banking but also educational initiatives and community outreach efforts that make a real impact. We understand that in today's fast-paced world, convenience is key. That's why we offer online and mobile banking options alongside traditional services. Whether you're accessing your account from home or visiting us at our drive-thru service for quick transactions, we're here to make banking easier for you. Our ATM availability ensures that you can access your funds whenever you need them.

Branch Location & Accessibility

A Welcoming Community Space

While official correspondence should be sent to our mailing address at 32 Fennell St, Skaneateles, NY 13152, we invite you to visit us in person where you can experience our commitment to community-focused banking first-hand. Our team is eager to assist you with any inquiries or financial goals you may have. In summary, Secny is more than just a credit union; we're part of the Skaneateles community. Stop by today or give us a call we're here for you!

Convenient Access and Parking

At Secny, we prioritize your convenience. Our branch features ample parking space, making it easy for you to stop by without any hassle. We are committed to accessibility for everyone, including ADA-compliant features that ensure a smooth visit for all members.

Friendly Operating Hours

We understand that life can get busy! That's why we offer flexible hours to fit your schedule. Our lobby is open Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Unfortunately, we are closed on Sundays. If you have any questions or need assistance outside these hours, feel free to give us a call at 315-554-8070.

Services Tailored Just for You

When you visit Secny, you'll find a variety of services designed with our members in mind. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Our ATM is available on-site for withdrawals and balance checks anytime during operating hours. Plus, if you're looking for speedier service, our drive-thru banking offers an efficient way to handle deposits and withdrawals without leaving your car.

Member Eligibility

At Secny, we believe in building a strong community where everyone feels welcome and valued. If you're interested in becoming a member, the process is simple and friendly. To qualify, you need to either live, work, or worship in certain areas, or be part of specific organizations that we support. It's all about connecting with those who share our values and mission. For detailed eligibility information, feel free to check out our website at . Once you know you're eligible, opening an account is a breeze! You can start your membership journey right from the comfort of your home by visiting us online at https://online.secny.org/auth/enrollment . If you have any questions or need assistance, don't hesitate to give us a call at (315) 554-8070. We're here to help you take this exciting step towards financial empowerment at Secny, located at 32 Fennell St Skaneateles Ny 13152. Join us today and become part of something special!

Business Banking & Commercial Services

Merchant Services that Empower

In addition to loans, we offer essential merchant services tailored to meet your business needs. Imagine being able to accept payments seamlessly from customers while managing your finances all in one place. Our solutions simplify transactions so you can focus on what you do best running your business. Located at 32 Fennell St Skaneateles Ny 13152 in Skaneateles, NY, we're ready to help you navigate your financial path. Contact us today at (315) 554-8070 and discover how Secny can support your business's success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $80,253, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We understand that sometimes you need quick access to cash or wish to perform simple transactions without stepping inside. Our ATM and cash withdrawal services, alongside basic drive-thru banking for deposits and withdrawals, ensure that getting your money is as easy as possible. At Secny, we strive to blend traditional banking values with modern technology for an effortless experience. If you're ready to take control of your financial future or have any questions about our offerings, don't hesitate to reach out at (315) 554-8070. We look forward to serving you! Visit us today at 32 Fennell St Skaneateles Ny 13152 in Skaneateles, NY or explore more about what we offer by checking out our website at Skaneateles. Let's work together towards achieving your financial goals!

Business Banking Services

For our business members, we offer comprehensive solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools and support to help your business thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms. Access your accounts anytime, anywhere check balances, transfer funds, or pay bills with just a few taps on your smartphone. You can also enjoy features like mobile payments and person-to-person transfers for quick transactions with friends or family.

Credit Card Rewards

Our credit cards come with exciting rewards programs that allow you to earn points for every purchase. Whether it's for travel, dining, or everyday shopping, these rewards can add up quickly, giving you more value from your spending.

Personal Banking Solutions

For individuals and families, our personal banking options are designed to simplify your financial life. We offer checking and savings accounts that help you manage everyday expenses while earning interest on your savings. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it easy to drive away in the car you want without breaking the bank. When it comes to securing a home, look no further than our mortgage loans and refinancing services. We guide you through the process to find the best rates that fit your budget. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services can provide the relief you need.

Digital & Online Banking

Key Features

At Secny, we offer an array of features designed to enhance your banking experience. Enjoy the convenience of e-statements available for all members, making it easier to track your financial activity without the clutter of paper statements. If you're busy and on the move, our mobile application lets you manage your accounts directly from your smartphone. You can also take advantage of mobile payments to make purchases quickly and securely. Sending money to friends or family has never been simpler with our person-to-person transfer feature. Whether it's splitting a dinner bill or sending a gift, you can do it instantly through our app. Plus, if you need to sign documents quickly, we offer electronic signature authorization another way we keep things simple and efficient for you.

Security You Can Trust

Security is a top priority at Secny. We implement strong measures to protect your personal information and transactions so you can bank with confidence. Our user-friendly interface ensures that even those who may not be tech-savvy can navigate their accounts easily. Experience the ease and security of digital banking with Secny today! Visit us online at https://secny.org/ to get started.

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees ready to serve you with a knowledgeable team.

Growing Member Base

Our total share accounts stand at 29,858, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $49,037,732. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Secny is your trusted partner. Visit us at 32 Fennell St Skaneateles Ny 13152 or call (315) 554-8070 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $21,848,361 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $1,177 in used auto loans and $156,257,133 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $42,711,177 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,848,361, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $767 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,466,905 in used vehicle loans and $7,121,568 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options that fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $80,253 provide the capital needed to grow and expand. We work closely with you to understand your business needs and tailor our offerings accordingly.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,584,601 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to give you more for your spending while keeping your financial management straightforward.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,276,336, make buying or refinancing simple. We offer competitive rates and flexible terms to make your journey toward homeownership as smooth as possible.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new ones, our team is here to guide you through the process. We're committed to finding solutions that work best for your situation. If you have any questions or would like to learn more about our loan products, please feel free to reach out at 315-554-8070 during our operating hours: Monday - Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take the next step toward achieving your financial aspirations!

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SECNY FEDERAL CREDIT UNION