SECNY Credit Union Manlius NY | Affordable Auto Loans & Checking Accounts

Introduction

Welcome to Secny, your trusted financial partner located at 115 Fayette St, Manlius, NY 13104. Since our establishment in 1971, we have been dedicated to serving our community with integrity and commitment. With a membership base of over 16,000 members, we pride ourselves on providing personalized banking solutions that meet the unique needs of individuals and businesses alike. At Secny, we understand that financial decisions can be daunting. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgages designed to help you achieve your financial goals. With total assets exceeding $284 million and deposits of $19,428,160, our strong financial foundation allows us to support your journey toward financial well-being. Our leadership team is committed to fostering a welcoming environment where members can feel valued. Under the guidance of our CEO, Courtney Fulmer, and Board President, Joseph Simmons, we continuously strive to improve our offerings and enhance member satisfaction. While you can visit us at our branch in Manlius for all your banking needs, please note that official correspondence should be sent to the same address. Our friendly staff is here to assist you during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Feel free to give us a call at 315-682-1174 or send a fax to 315-469-5921 if you have any questions. We invite you to explore our services further by visiting our website at secny.org. Join us today as we work together toward building a brighter financial future!

Branch History & Mission

Community Focus

We understand that being part of a community means giving back. That's why Secny actively participates in various outreach programs and partnerships aimed at improving lives in Manlius and beyond. By supporting local events and initiatives, we aim to foster a sense of belonging among our members. While members can visit us at 115 Fayette St Manlius Ny 13104, official correspondence should be sent to 115 Fayette St, Manlius, NY 13104. You can reach us anytime at (315) 682-1174, as we're always here to assist you during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM.

Join Us

As we look forward to the future, we invite you to become part of the Secny family. Experience firsthand how our member-centric approach can help you achieve your financial goals while also being an active participant in your community. Join us today let's grow together! For more information or to open an account online, visit our website or click here.

Our Journey

From humble beginnings, Secny has evolved significantly over the years. Initially founded to provide local residents with accessible financial services, we have expanded our offerings to meet the diverse needs of our community. Today, we manage total assets of $}, which allows us to support various financial goals from personal banking and auto loans to business financing. Our commitment to the community is at the heart of everything we do. We are not just a financial institution; we are your neighbors. We believe in building strong relationships that help individuals and families thrive. Whether you need assistance with saving for your child's education or securing a loan for your first home, our knowledgeable team is here to guide you every step of the way.

Our Mission

At Secny, our mission is clear: to empower our members through personalized financial services while contributing positively to the communities we serve. We strive to create a welcoming environment where everyone feels valued and understood. As part of this mission, we offer a range of services including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. In addition to traditional banking services, we embrace digital advancements that make banking easier for you. Our online banking platform offers features like mobile payments and electronic statements so you can manage your finances wherever you are. Plus, with ADA compliance initiatives in place, we ensure that everyone can access our services comfortably.

Branch Location & Accessibility

Accessibility Features

At Secny, we believe that everyone deserves easy access to banking services. Our branch is equipped with ADA-compliant features including ramps and designated parking areas for individuals with disabilities. We prioritize making sure that every member feels welcome and comfortable when visiting us.

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours. You can stop by our lobby from Monday through Friday between 8:30 AM and 5:00 PM. For those busy Saturdays, we open our drive-thru from 9:00 AM until noon. Please note that we are closed on Sundays to allow our dedicated team some well-deserved rest.

Services Offered

At Secny, we offer a range of services tailored just for you! Whether you're looking for checking and savings accounts, auto loans, or personal loans, our friendly staff is ready to assist you. With ATM availability on-site, cash withdrawals and balance checks are quick and easy as well. Plus, if you're in need of drive-thru banking for simple transactions like deposits or withdrawals, we've got you covered there too! Feel free to give us a call at 315-682-1174 if you have any questions or need assistance before your visit. We invite you to come experience the community spirit at Secny where your financial journey begins!

Member Eligibility

Becoming a member of Secny is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or go to school in the area, you're likely already eligible to join us! We embrace anyone who shares our community spirit, making it simple for you to access a range of services designed with your needs in mind. The benefits of membership include personalized banking solutions and competitive rates that can help you achieve your financial goals. To get started on your membership journey, just visit us at 115 Fayette St Manlius Ny 13104, or feel free to give us a call at (315) 682-1174. You can also explore more about our eligibility criteria by checking out this link: . Once you're ready, opening an account is a breeze just follow the steps outlined here: https://online.secny.org/auth/enrollment . We can't wait to welcome you into the Secny family!

Business Banking & Commercial Services

Business Loans that Fuel Growth

Imagine having the financial backing you need to expand your operations, invest in new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $80,253, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Simplify Transactions

In today's fast-paced market, efficient payment processing can make all the difference. Our merchant services are designed to help you accept payments effortlessly, whether it's through credit cards, mobile payments, or online transactions. This allows you to focus on what you do best running your business. Located at 115 Fayette St Manlius Ny 13104, our team is ready to assist you with personalized service and expert guidance. Feel free to reach out at (315) 682-1174 for more information on how we can support your business needs!

Comprehensive List Of Services

Accessing Services Easily

We also offer basic drive-thru banking for quick transactions like deposits and withdrawals without needing to leave your car. Our friendly staff is always ready to assist you during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. At Secny, we strive to make banking straightforward and accessible for everyone in the community. If you'd like more information about our services or want assistance with any financial needs, don't hesitate to reach out at (315) 682-1174 or visit us online at Manlius. Join us today and experience the difference of personalized service!

Business Banking Services

For entrepreneurs and business owners, we provide robust Business Banking solutions including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to offer the financial tools necessary for growth and success.

Credit and Debt Management

Managing debt is crucial for financial health, and at Secny, we offer Personal Loans & Debt Consolidation options that allow you to simplify payments and potentially lower your interest rates. Plus, our Credit Cards with Rewards not only help you make purchases but also earn rewards on your spending, adding value back into your wallet.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we've integrated advanced Online & Mobile Banking features into our services. You can easily manage your accounts from anywhere transfer funds, pay bills, or check balances right from your smartphone or computer. Need cash? Our ATMs are available for quick withdrawals and balance checks anytime you need them.

Personal Banking Solutions

We understand that everyone has unique financial goals. That's why we offer Personal Banking options like checking and savings accounts designed to help you manage your money effectively. If you're looking to finance a new car, our Auto Loans & Vehicle Financing are here for you. We provide competitive rates and flexible terms, making it easier for you to get behind the wheel. Thinking about buying a home? Our Mortgage Loans & Refinancing services can guide you through the process with ease. Whether you're a first-time buyer or looking to refinance your existing mortgage, we're here to support you every step of the way.

Digital & Online Banking

Key Services

With our online banking platform available at https://secny.org/ , you can easily check your account balances, transfer funds, and pay bills anytime you need to. Our mobile application takes this convenience further, allowing you to bank right from your smartphone. Plus, if you ever need to send money quickly, our person-to-person transfer feature makes it as simple as a few taps on your screen.

Security and Ease of Use

Security is paramount when it comes to your financial information. That's why we utilize electronic signature authorization for certain transactions keeping your data safe while allowing for quick approvals. Additionally, e-statements are available so you can manage your paperwork digitally, reducing clutter and enhancing security. Our services don't just stop there; we also support mobile payments, making it easy for you to pay at stores without fumbling for cash or cards. With 24/7 online banking services available, you have the freedom to manage your finances whenever it suits you best. At Secny, we're committed to providing accessible and user-friendly digital banking solutions that fit into your lifestyle. Explore the full range of features today and experience banking made simple!

Financial Strength

Member Savings and Investments

Members' savings are secured through $42,711,177 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $21,848,361, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $767 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Services

With $21,848,361 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,177 in used auto loans and $156,257,133 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Member Base

Total Share Accounts stand at 29,858, showing a strong and growing member base that trusts us with their finances. This trust enables us to create even more opportunities for all our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Secny is your trusted partner. Visit us at 115 Fayette St Manlius Ny 13104 or call (315) 682-1174 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,466,905 in used vehicle loans and $7,121,568 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier than ever to drive home in a vehicle you love.

Business Loans

For business owners, our outstanding commercial loans totaling $80,253 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting your journey toward success.

Credit Card Loans

Managing everyday expenses can be challenging, but our flexible unsecured credit card loans are designed to help. With a total of $7,584,601 in loans assisting members, we provide options that allow you to handle your finances effectively while enjoying rewards and benefits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,276,336, make buying or refinancing simple. We offer various programs to fit different needs and budgets, ensuring that you find the right solution for your dream home.

Refinancing Options

If you're looking to lower your monthly payments or adjust your loan terms, we also offer refinancing options across various loan types. Speak with one of our friendly representatives at (315) 682-1174, and let us guide you through the process. At Secny, our mission is to empower our members with financial solutions that work for them. For more information about our loan products or to start an application, visit us at 115 Fayette St Manlius Ny 13104, Manlius, NY, or check out our website at https://secny.org/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!

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SECNY FEDERAL CREDIT UNION