Seattle Metropolitan Credit Union Tacoma WA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Seattle Metropolitan, your trusted partner in financial services located at 824 Martin Luther King Jr Way Ste A, Tacoma, WA 98405. Since our establishment in 1933, we have been committed to serving our community and enhancing the lives of our 56,393 members. With a solid foundation of over $1 billion in assets and a strong net worth of $131,502,405, we are here to provide you with reliable financial solutions that suit your needs. At Seattle Metropolitan, we understand the importance of community. Our dedicated team of 177 employees, led by CEO Richard Romero and Board President Robin Harmon, works tirelessly to ensure that every member receives personalized service. We take pride in offering a wide range of products including auto loans, mortgages, personal loans, and credit cards with rewards. Our total loans amount to 30,417, demonstrating our commitment to supporting you on your financial journey. While members can visit us at our branch location for personal service, official correspondence should be sent to the same address: 824 Martin Luther King Jr Way Ste A, Tacoma, WA 98405-4186. We invite you to explore our services online at Seattle Metropolitan or give us a call at 206-398-5500 during our business hours: Monday to Friday from 9 AM to 5 PM and Saturday from 10 AM to 2 PM. Join us as we continue to grow together and make a positive impact in our community!

Branch History & Mission

At Seattle Metropolitan, we take pride in our rich history and unwavering commitment to the community. Founded in 1933, our branch has been a cornerstone of financial support for the residents of Tacoma, WA. Located at 824 Martin Luther King Jr Way Ste A, we're not just a place to bank; we are a part of the community's fabric, dedicated to enhancing the lives of our members. Over the decades, we have grown significantly, now serving over 56,393 members with total assets amounting to an impressive $1,092,635,609. From humble beginnings, we've evolved to offer a wide range of services tailored to meet the diverse needs of our members. Our mission is clear: to provide exceptional financial services while fostering a spirit of community support and empowerment. As we look back on our journey, we celebrate key milestones that reflect our growth and commitment. Our drive to enhance member experience has led us to embrace modern technology with features like online banking and mobile payments. We ensure that all members can access their accounts anytime, anywhere. Additionally, we are proud to be ADA compliant, making our services accessible to everyone. While you can visit us at our main branch address for all your banking needs, official correspondence should be sent to our mailing address: 824 Martin Luther King Jr Way Ste A, Tacoma, WA 98405-4186. We strive to create a welcoming environment where each member feels valued and understood. Our mission extends beyond just offering financial products; it's about building relationships within the community. We partner with local organizations and engage in outreach efforts that uplift those around us. Whether it's providing educational workshops or supporting local events, we aim to make a positive impact on Tacoma. We invite you to join us at Seattle Metropolitan and experience firsthand the benefits of membership. With operating hours from Monday through Friday between 9:00 AM and 5:00 PM and Saturday from 10:00 AM to 2:00 PM, our team is here to assist you every step of the way. Call us today at 206-398-5500 or visit our website for more information on how you can become part of something bigger your community-focused credit union!

Branch Location & Accessibility

Welcome to the Seattle Metropolitan branch located at 824 Martin Luther King Jr Way Ste A in Tacoma, WA. Nestled in the heart of Pierce County, our branch is easily accessible and conveniently situated near local landmarks, making your visit hassle-free. Whether you're stopping by for personal banking or exploring financing options, we're here to assist you with a smile. While you can reach us at our physical address, official correspondence should be sent to the same location: 824 Martin Luther King Jr Way Ste A, Tacoma, WA 98405-4186. Our branch is designed with your convenience in mind. We offer ample parking and ensure that our facilities are ADA compliant, providing ramps and other accessibility features for all members of our community. Our friendly team is ready to serve you during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. If you need assistance outside these hours, feel free to give us a call at 206-398-5500. In addition to traditional banking services like checking and savings accounts, we offer a variety of financial products including auto loans, mortgages, personal loans, and credit cards all aimed at helping you achieve your financial goals. Plus, with ATM availability on-site, accessing your funds is quick and easy. Please note that while we do not have drive-thru services or shared service centers available here, we are committed to providing a welcoming atmosphere where all your banking needs can be met effectively. We invite you to visit us soon at the Seattle Metropolitan branch! Experience personalized service and discover how we can help you thrive financially.

Member Eligibility

Becoming a member of Seattle Metropolitan is like joining a caring family that prioritizes your financial well-being. If you're looking to enjoy personalized service and a range of financial products designed just for you, this is the place to be! To qualify for membership, you'll need to meet some simple criteria. Generally, anyone who lives, works, worships, or attends school in the area is eligible. This means if you're part of the Tacoma community or nearby regions, we'd love to have you on board! For the full details about eligibility requirements, please check out this link. Once you're ready to take the next step, opening an account is easy and straightforward. You can start the process online by visiting [this page]( https://seattlecu.onlinebank.com/registrationdisclosure .aspx ) or give us a call at (206) 398-5500 if you have any questions. Our friendly team is here to guide you through every step. Join us at Seattle Metropolitan, located at 824 Martin Luther King Jr Way Ste A Tacoma Wa 98405, and experience the benefits of being part of our supportive credit union community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $165,288,531, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine running your business without the hassle of complicated payment systems. Our merchant services offer straightforward solutions that allow you to accept payments easily, whether online or in-person. This means more time for you to focus on what really matters growing your business. Located conveniently at 824 Martin Luther King Jr Way Ste A Tacoma Wa 98405, Tacoma, WA 98405, we invite you to visit us or call (206) 398-5500 during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. Let's work together to make your business dreams a reality!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we provide robust Business Banking solutions including Merchant Services and tailored Business Loans. Whether you're just starting out or looking to grow your existing venture, we're here to support your business journey every step of the way.

Convenient Access

We believe banking should be straightforward and accessible. That's why we also provide ATM & Cash Withdrawal Services, ensuring you have cash when you need it without hassle. Our ATM allows for basic functions like withdrawals and balance checks, making banking as convenient as possible. At Seattle Metropolitan, we're committed to ensuring that all members feel welcome and valued. If you're interested in learning more about any of these services or want to get started today, don't hesitate to reach out! Call us at 206-398-5500 or visit our website at seattlecu.com for more information. Your financial wellness is important to us let's take this journey together!

Credit Cards and Rewards

To enhance your everyday spending, we offer Credit Cards with Rewards. These cards not only help you build credit but also reward you for purchases with points that can be redeemed for various perks turning everyday spending into extraordinary benefits!

Loans and Financing

Thinking about buying a car or a new home? Our Auto Loans & Vehicle Financing options provide competitive rates that make owning a vehicle more affordable. For those ready to settle into their dream home, our Mortgage Loans & Refinancing services can guide you through the process smoothly. If you're facing unexpected expenses or need to consolidate debt, consider our Personal Loans & Debt Consolidation solutions as an effective way to regain control over your financial situation.

Personal Banking

Whether you're opening your first checking account or looking for ways to save for future goals, our Personal Banking services have you covered. We offer various Checking & Savings Accounts designed for different lifestyles and financial goals. Imagine having easy access to your funds through our convenient Online & Mobile Banking platforms, allowing you to manage your accounts anytime, anywhere.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check your balances, transfer funds, and pay bills at your convenience. You can also enjoy the ease of e-statements, which help you keep track of your financial activities without the clutter of paper. Plus, with electronic signature authorization, signing documents has never been simpler or more secure. For those on the go, our mobile application makes banking even more accessible. You can manage your account right from your smartphone and take advantage of mobile payments to make purchases quickly and easily. Need to send money to a friend? Our person-to-person transfer feature lets you do that in just a few taps.

Security and User-Friendly Design

We prioritize your safety with robust security measures that protect your information while ensuring a smooth user experience. Whether you're logging in from home or while out and about, rest assured that your transactions are secure. With all these tools at your fingertips, real-time account management becomes second nature. Whether you're checking your balance before shopping or transferring funds between accounts, everything is just a click away. Join us at Seattle Metropolitan and discover how our digital banking services can enhance your financial journey!

Financial Strength

Committed Team

We also take pride in having 175 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedication is reflected in our operational efficiency; although our current net income is $0 due to strategic investments for future growth, we remain steadfast in delivering competitive loan rates and solid financial products for our members.

Growing Member Base

Our total share accounts stand at 107,131, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $0, but this positions us perfectly to adapt swiftly as new opportunities arise. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Seattle Metropolitan is your trusted partner. Visit us at 824 Martin Luther King Jr Way Ste A Tacoma WA 98405 or call 206-398-5500 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $173,731,318 in share certificates and $175,292,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,304,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $74,985,863 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $7,595 in used auto loans and over $895 million in total loans and leases available to our members, our lending capacity supports your financial goals across various sectors.

Solid Foundation

With a net worth of $131,502,405, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1198 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,766,921 in used vehicle loans and $23,799,150 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles. Our application process is straightforward, ensuring you can focus on what matters most getting behind the wheel.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $165,288,531 provide the capital needed to expand your business operations. We understand the unique challenges faced by small businesses and are committed to offering support through tailored loan solutions.

Credit Lines and Unsecured Credit Card Loans

For those needing extra flexibility in managing their finances, we also offer substantial credit lines totaling $423,216,334. In addition, our unsecured credit card loans amounting to $31,236,354 provide an excellent way for members to manage expenses without needing collateral. With these offerings, you can enjoy peace of mind knowing that funds are available when you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $69,557,611, make buying or refinancing simple. We offer various mortgage products tailored to meet diverse financial situations. Whether you're a first-time homebuyer or looking to refinance your current mortgage for better terms, our dedicated team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages for better rates or terms, we encourage you to explore our refinancing options. Our knowledgeable staff can help determine eligibility and find solutions that fit your needs. For more information about our loan offerings or assistance with applications, please don't hesitate to reach out. You can visit us at 824 Martin Luther King Jr Way Ste A, Tacoma, WA 98405 or call us at 206-398-5500. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you in navigating your financial journey with confidence!

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Seattle Metropolitan