Seattle Metropolitan Credit Union Tacoma WA | Top Auto Loans & Business Banking

Introduction

Welcome to Seattle Metropolitan, your trusted financial partner located at 1724 E 44th St, Tacoma, WA 98404. Established in 1933, we have proudly served our community for decades, growing to a membership of over 56,393 individuals who rely on us for their banking needs. With total assets exceeding $1,092,635,609 and deposits amounting to $92,788,991, we are committed to providing you with the best financial solutions tailored just for you. At Seattle Metropolitan, we understand that every member's needs are unique. Our diverse range of services includes personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We also offer convenient online and mobile banking options to help you manage your finances on the go. While members can visit us at our Tacoma branch for face-to-face assistance, official correspondence should be sent to our mailing address: 1724 E 44th Stt, Tacoma, WA 98404-4611. If you have questions or need assistance, don't hesitate to call us at 206-752-9310. Under the leadership of our CEO Richard Romero and Board President Robin Harmon, we strive to create a welcoming environment where everyone feels valued. Our dedicated team of 177 employees works hard every day to support our members' financial journeys. Join us today and experience the difference a local credit union can make! For more information about our services or to become a member, visit us online at Seattle Metropolitan or stop by our branch during lobby hours from Monday through Friday from 9:00 AM to 5:00 PM. We look forward to serving you!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking. We prioritize accessibility with features like ATM availability for convenient cash access and digital services that allow members to manage their accounts anytime. While we currently do not offer drive-thru service or shared service centers, we ensure that every member receives prompt assistance from our friendly staff during lobby hours. As part of Seattle Metropolitan's ongoing efforts to support our members and the community at large, we continuously explore new ways to enhance our services and embrace technological advancements. We prioritize ADA compliance so that everyone can comfortably access our facilities and resources.

Join Us

If you're looking for a credit union that values you as an individual and supports your financial journey every step of the way, consider becoming part of Seattle Metropolitan. Experience firsthand how we blend traditional banking principles with modern convenience. We invite you to visit us at 1724 E 44th St, call us at 206-752-9310, or explore more about joining our family online at Seattle Metropolitan. Together, let's build a brighter financial future!

Our Mission

At Seattle Metropolitan, our mission is clear: we aim to empower individuals and families through financial education and personalized service. We believe in creating a supportive environment where members can achieve their financial goals whether that's buying a home, purchasing a vehicle, or saving for the future. We understand that financial services are about more than just transactions; they are about building relationships and fostering trust within the community. That's why we actively engage in local outreach initiatives and partnerships aimed at enhancing the lives of those we serve. From workshops on budgeting and saving to community events that bring people together, we are dedicated to making a positive impact.

Branch Location & Accessibility

Banking Made Easy

We offer a range of services to cater to your financial journey. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. You can also take advantage of our ATM services available on-site for quick cash withdrawals and balance checks. While we don't have drive-thru service at this location, our friendly staff is ready to assist you inside the branch with any questions or transactions you may need help with.

Convenient Access and Services

At Seattle Metropolitan Credit Union, we prioritize accessibility for all members. Our branch features ADA-compliant facilities, including ramps and accessible entrances, ensuring that everyone can comfortably access our services. There's ample parking available nearby, so you can easily find a spot when you visit. Our operating hours are designed with your busy schedule in mind. We're open Monday through Friday from 9:00 AM to 5:00 PM, providing plenty of opportunities for you to come in and take care of your banking needs.

Join Us Today!

We invite you to come experience the welcoming atmosphere at Seattle Metropolitan Credit Union's Salishan Branch. Feel free to give us a call at 206-752-9310 if you have any questions or need assistance before your visit. We look forward to serving you!

Member Eligibility

Becoming a member of Seattle Metropolitan is like opening the door to a welcoming community that truly cares about your financial well-being. If you're wondering whether you qualify, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our local area. This means that whether you're a long-time resident or just starting out in Tacoma, you can join us and enjoy all the benefits we have to offer. As a member, you gain access to personalized banking services and competitive loan rates designed to help you thrive. To start your journey with us, simply check out our eligibility criteria at https://www.seattlecu.com/why-seattle-credit-union#join for the most up-to-date information. When you're ready, opening an account is easy just visit our account opening page at https://seattlecu.onlinebank.com/registrationdisclosure .aspx . If you have any questions along the way, don't hesitate to give us a call at (206) 752-9310. We're excited to welcome you to the Seattle Metropolitan family!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $165,288,531, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Our merchant services make everyday transactions easier for business owners. Imagine accepting payments from customers seamlessly, whether they are shopping online or visiting your store. With our innovative solutions, you can focus more on what you do best running your business while we handle the payment processing. Visit us at 1724 E 44Th St Tacoma Wa 98404 in Tacoma, WA, or call us at (206) 752-9310 to learn more about how our business banking services can support your success. Together, we can build a brighter future for your business!

Comprehensive List Of Services

Business Banking Made Easy

For business owners, our Business Banking services include essential tools like Merchant Services & Business Loans. We understand that running a business involves challenges, and we're here to support you every step of the way.

Convenient Digital Banking

In today's fast-paced world, having access to banking at your fingertips is crucial. Our robust Online & Mobile Banking features allow you to check balances, pay bills, and transfer funds anytime and anywhere. Plus, with features like ATM & Cash Withdrawal Services available at various locations, managing your cash has never been more convenient.

Credit Options Tailored for You

We know that having access to credit is essential for many of our members. That's why we offer Credit Cards with Rewards that not only help you make purchases but also earn points toward exciting rewards. This is just one way we strive to enhance your financial experience.

Personal Banking Solutions

Navigating your personal finances can be easier with our Personal Banking services. We offer flexible Checking & Savings Accounts that help you manage your money while earning interest. For those considering a new vehicle, our Auto Loans & Vehicle Financing options can make the process smooth and affordable, ensuring you drive away in the car you've always wanted. If homeownership is on your radar, our Mortgage Loans & Refinancing programs are tailored to fit various budgets and lifestyles. And if you're facing unexpected expenses, our Personal Loans & Debt Consolidation services can provide the financial relief you need without overwhelming fees.

Why Choose Us?

At Seattle Metropolitan, we prioritize accessibility and member satisfaction. Our branch hours are designed to fit into your busy schedule open Monday through Friday from 9:00 AM to 5:00 PM. You can reach us at 206-752-9310 for any inquiries or assistance needed. Join us today and discover how our comprehensive list of services can help you achieve your financial goals! Visit us online at Seattle Metropolitan or stop by the branch; we're excited to serve you!

Digital & Online Banking

Accessibility and Security

Security is at the heart of everything we do. Our digital services are equipped with robust security measures to protect your information. This means you can bank with confidence knowing that your data is safe. At Seattle Metropolitan, we aim to empower our members by providing accessible and easy-to-use tools for real-time account management. Experience the freedom of banking at your fingertips join us today!

Key Features

Our online banking system is user-friendly and packed with features that help you stay on top of your finances. You can view your account balances, transfer funds, and even manage your e-statements all from the comfort of your home or on the go. Plus, with electronic signature authorization, signing documents is a breeze, allowing you to complete transactions securely without needing to visit a branch. If you're looking for ways to simplify payments, our mobile payments feature lets you pay bills directly from your smartphone. Need to send money to a friend? Our person-to-person transfers make it easy and instant.

Mobile Application

Don't forget to check out our mobile application! It provides all the functionality of online banking right in your pocket. Whether you're checking balances or making payments, everything is just a tap away.

Financial Strength

At Seattle Metropolitan, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to building trust and ensuring that your financial needs are met with reliability and care. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $131,502,405, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,198 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $173,731,318 in share certificates and $175,292,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,304,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $74,985,863 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,595 in used auto loans and $895,161,532 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 175 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 107,131, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Seattle Metropolitan is your trusted partner. Visit us at 1724 E 44Th St Tacoma Wa 98404 or call (206) 752-9310 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,766,921 in used vehicle loans and $23,799,150 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a dependable used vehicle, our loan options can make your purchase more affordable. We also provide refinancing options for existing auto loans to help you save even more!

Business Financing

For business owners in our community, our outstanding commercial loans totaling $165,288,531 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational costs, we have financing solutions designed specifically for businesses. At Seattle Metropolitan Credit Union located at 1724 E 44th St Tacoma WA 98404, we are committed to providing personalized service and competitive rates across all our loan products. Have questions? Feel free to reach out at 206-752-9310 during our lobby hours from Monday to Friday between 9:00 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether it's your first loan or an additional one to support your growing needs, we're here to help you every step of the way!

Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $31,236,354 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to support your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $69,557,611, make buying or refinancing simple. We guide you through each step of the mortgage process to ensure you find a plan that fits your budget.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This compliance guarantees that all loan offers are fair and transparent, giving users confidence in their choices.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This verification process ensures that you receive reliable information with no hidden surprises. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can focus on what truly matters finding the best loan for your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly compare offers and select options that suit their financial situation best. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of our platform. Ready to take control of your borrowing decisions? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Seattle Metropolitan