Seattle Metropolitan Credit Union Seattle WA | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Seattle Metropolitan, your trusted partner in financial wellness since 1933. Located at 1604 S Roberto Maestas Festival St, Seattle, WA 98144, we are proud to serve a vibrant community of over 56,000 members. Our commitment to providing exceptional service and financial solutions is evident in our total assets of $1,092,635,609 and a net worth of $131,502,405. At Seattle Metropolitan, we understand that banking needs vary from person to person. That's why we offer a range of services including personal and business banking solutions, auto loans, mortgage financing, and credit card options tailored just for you. With $92,788,991 in total deposits and over 30,417 loans issued, we have the resources to help you achieve your financial goals. Our dedicated team is led by CEO Richard Romero and Board President Robin Harmon, who share a passion for community engagement and member satisfaction. Our friendly staff is always ready to assist you during our lobby hours from 9:00 AM to 5:00 PM on weekdays and 10:00 AM to 2:00 PM on Saturdays. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address as our branch: 1604 S Roberto Maestas Festival St, Seattle, WA 98144-2718. For any questions or assistance, feel free to reach out at 206-398-5500 or fax us at 206-398-5516. Join us today and experience the difference with a credit union that truly cares about its members! Visit our website at Seattle Metropolitan for more information or to open an account online. Your journey towards financial empowerment starts here!

Branch History & Mission

At Seattle Metropolitan, we take pride in our rich legacy and community-centered approach. Established in 1933, our Beacon Hill branch has been a cornerstone of financial support for residents in Seattle, WA, for nearly a century. Located at 1604 S Roberto Maestas Festival St, our branch serves as a welcoming space where members can access essential financial services while feeling valued and understood. Over the years, we've experienced significant growth. Today, we proudly serve over 56,000 members and manage total assets exceeding $1 billion. This journey has been marked by key milestones that reflect our commitment to innovation and community engagement. From launching advanced online banking solutions to offering personalized financial education workshops, we have continuously adapted to meet the evolving needs of our members. Our mission is simple yet powerful: to empower individuals and families through accessible financial services while fostering a strong sense of community. We believe that everyone deserves the opportunity to achieve their financial goals without barriers. This commitment drives us to provide not only traditional banking services like checking and savings accounts but also auto loans, mortgages, and credit cards that come with rewards tailored for you. While you can visit us at our branch address, official correspondence should be sent to 1604 S Roberto Maestas Festival St, Seattle, WA 98144-2718 if different from the physical location. Our operating hours are designed with your convenience in mind: Monday through Friday from 9:00 am to 5:00 pm and Saturday from 10:00 am to 2:00 pm. In addition to our welcoming lobby and ATM availability, we prioritize accessibility for all members. Our branch is ADA compliant, ensuring everyone can comfortably use our facilities. We understand the importance of community outreach; that's why we partner with local organizations to support events that uplift residents in Seattle. As we look ahead, we're excited about what the future holds. We invite you to join our Seattle Metropolitan family today! Experience how our dedicated team can help you navigate your financial journey with ease and confidence. Visit us or call at 206-398-5500 to learn more about becoming a member and all the benefits that await you!

Branch Location & Accessibility

A Variety of Services at Your Fingertips

We pride ourselves on offering a range of services tailored to fit your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our ATM is available for quick cash withdrawals whenever you need it! While members can visit us at 1604 S Roberto Maestas Festival St Seattle Wa 98144, official correspondence should be sent to our mailing address at 1604 S Roberto Maestas Festival St, Seattle, WA 98144-2718. Feel free to give us a call at 206-398-5500 if you have any questions or need assistance before your visit. We look forward to welcoming you to the Seattle Metropolitan branch soon!

Convenient Access and Amenities

Parking is available nearby, ensuring that your visit is hassle-free. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate everyone. We want every member of our community to feel welcome and comfortable when they come to see us.

Operating Hours That Fit Your Schedule

At Seattle Metropolitan, we understand that life can be busy. That's why we offer flexible hours! You can visit us Monday through Friday from 9:00 AM to 5:00 PM, and on Saturday from 10:00 AM to 2:00 PM. Whether you need help with personal banking, loans, or just have questions about our services, we're here for you during these times.

Member Eligibility

Becoming a member of Seattle Metropolitan is like joining a family that truly cares about your financial well-being. If you're looking to be part of a supportive community, you're in the right place! At Seattle Metropolitan, membership is open to anyone who lives, works, or worships in our local area. We also welcome those related to current members, making it easy for you to join us and enjoy the many benefits we offer. From competitive rates on loans to personalized service, being a member means you're not just a number; you're part of something special. To get started on your membership journey, simply visit us at our branch located at 1604 S Roberto Maestas Festival St Seattle Wa 98144 or give us a call at (206) 398-5500. You can also check out our eligibility criteria in detail by visiting https://www.seattlecu.com/why-seattle-credit-union#join . When you're ready, opening an account is straightforward just head over to https://seattlecu.onlinebank.com/registrationdisclosure .aspx for all the information you need to take that first step toward joining our fantastic community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $165,288,531, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify everyday transactions. Imagine a busy Saturday at your local café; with our merchant solutions, you can accept payments quickly and securely, allowing you to focus on what really matters serving your customers. Our tools help streamline operations, so you can spend less time managing finances and more time growing your business. Come visit us at 1604 S Roberto Maestas Festival St Seattle Wa 98144 in Seattle, WA, or call us at (206) 398-5500 to learn how we can help your business thrive!

Comprehensive List Of Services

A Commitment to Accessibility

We also understand the importance of convenience in today's fast-paced world. With our digital banking options like online banking and mobile applications, managing your finances is at your fingertips. You can enjoy features such as person-to-person payments that allow you to send money easily to friends or family. If you have any questions or need assistance with any of our services, please don't hesitate to reach out! Call us at 206-398-5500 during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. Experience the difference with Seattle Metropolitan where community meets convenience! Visit us today or check out our website at Seattle Metropolitan for more information on how we can help you achieve your financial goals!

Convenient ATM Services

We know that sometimes you need cash in hand. Our branch offers ATM and cash withdrawal services, making it easy for you to access your money whenever you need it. Plus, our basic ATM access allows for quick withdrawals and balance checks without any hassle.

Credit Cards with Rewards

Looking for a credit card? Our credit cards come with rewards that can benefit you in everyday spending. Use them wisely, and watch how points can add up for future travel or shopping trips!

Flexible Lending Options

When it comes to financing, we understand that everyone's journey is different. That's why we provide a variety of loan options. Whether you're looking for an auto loan to purchase that new car or need a mortgage loan for your dream home, our team is ready to assist you. We also offer personal loans for debt consolidation, helping you simplify your finances by combining multiple debts into one manageable payment. For business owners, our business banking services include everything from merchant services to business loans designed to help your company thrive.

Personal Banking Made Easy

Our personal banking services are designed with your lifestyle in mind. We offer checking and savings accounts that help you manage your day-to-day finances effortlessly. Imagine having easy access to your funds through online and mobile banking, allowing you to check balances, make transfers, and pay bills from anywhere. With features like e-statements and mobile payments, managing your money has never been more convenient.

Digital & Online Banking

Key Features of Our Online Banking Services

With 24/7 access to your accounts through our online banking, you can check balances, transfer funds, and pay bills whenever it suits you. Our platform is user-friendly, ensuring that even those new to online banking can navigate it with ease. Plus, with electronic signature authorization available, you can sign documents securely without needing to visit a branch. Need to stay organized? Enjoy the benefits of e-statements which allow you to access your account statements anytime while reducing paper clutter. For those who prefer mobile transactions, our mobile application offers a variety of features including mobile payments and person-to-person transfers making it simple to send money to friends or family quickly.

Security You Can Trust

Your security is our top priority. We implement strong measures to protect your personal information and transactions. You can bank with confidence knowing that we prioritize safeguarding your data at every turn. In today's fast-paced world, accessibility is key. That's why we've made it possible for you to manage your finances in real-time whether you're out shopping or relaxing at home. With Seattle Metropolitan's digital banking services, you have the tools you need for effective financial management all in one place. Join us today and experience the ease of banking digitally with Seattle Metropolitan!

Financial Strength

At Seattle Metropolitan, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a safe and reliable banking experience, backed by strong financial health. With a net worth of $131,502,405, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1198 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $173,731,318 in share certificates and $175,292,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,304,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $74,985,863 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $7,595 in used auto loans and $895,161,532 in total loans and leases. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 175 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 107,131, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Seattle Metropolitan is your trusted partner. Visit us at 1604 S Roberto Maestas Festival St Seattle Wa 98144 or call 206-398-5500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,766,921 in used vehicle loans and $23,799,150 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easy for you to choose the right financing option.

Business Loans

For business owners, our outstanding commercial loans totaling $165,288,531 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to scale your existing business, our tailored solutions are here to support your ambitions. At Seattle Metropolitan, we believe that everyone deserves access to affordable financing options. If you have questions about eligibility or refinancing options, don't hesitate to reach out. You can contact us at (206) 398-5500 or visit us at our branch located at 1604 S Roberto Maestas Festival St Seattle Wa 98144 in Seattle, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can help you with your next loan today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $69,557,611, make buying or refinancing simple. We cater to both first-time buyers and those looking to refinance existing mortgages, ensuring that you have access to the funds needed for your dream home.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $31,236,354 in loans helping members manage their finances effectively, our credit cards come with features that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Seattle Metropolitan