Seattle Metropolitan Credit Union Seattle WA

Introduction

Welcome to Seattle Metropolitan, your trusted partner in financial wellness! Located at 1910 1st Ave S, Seattle, WA 98134, we have been serving our community since 1933. With a strong commitment to our members, we proudly support over 56,000 individuals and families in the Seattle area. Our aim is to empower you with the tools and resources you need for a secure financial future. At Seattle Metropolitan, we understand that every member's needs are unique. That's why we offer a variety of services tailored just for you, whether you're looking for personal loans or savings options. As of now, our total assets have reached an impressive $1,092,635,609, and our total deposits stand at $92,788,991. With a net worth of $131,502,405, we ensure that your money is not just safe but also working hard for you. Our dedicated team consists of 177 employees, led by our CEO Richard Romero and Board President Robin Harmon. Together, they foster a welcoming environment where your financial goals take center stage. We pride ourselves on providing exceptional service and support to all our members. While members can visit us at 1910 1st Ave S, official correspondence should be sent to the same address for your convenience. Whether you're interested in exploring loan options currently totaling 30,417 across various types or simply want to learn more about what we offer, we're here to help. Feel free to reach out at (206) 398-5500 or explore our website at seattlecu.com for more information. Join us today and experience the benefits of being part of a community-focused credit union!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Seattle Metropolitan embraces digital advancements that enhance your banking experience while ensuring accessibility for everyone. Our online banking platform offers convenient features like mobile payments and electronic statements, making it easier than ever to manage your finances from anywhere. Although we currently do not have ATM availability or drive-thru banking at this location, we are constantly exploring ways to improve service access for our members. Our operating hours from Monday to Friday, 9:00 AM - 5:00 PM ensure that you have ample opportunity to meet with us when it's most convenient for you.

Join Us

As we look back on nearly 90 years of service, we remain dedicated to our mission of supporting both individual aspirations and community well-being. If you're looking for a credit union that truly values its members and actively contributes to the local community, consider joining Seattle Metropolitan today! Experience firsthand the benefits of being part of a cooperative that puts people first. For more information or to become a member, visit us online at Seattle Metropolitan or call us at 206-398-5500. Together, let's build a brighter financial future!

Our Mission

At the core of Seattle Metropolitan's mission is the desire to empower our members financially while uplifting our community. We believe in providing exceptional financial services that foster growth and stability for individuals and families alike. Our goal is not just to offer loans and accounts but to build long-lasting relationships that help our members achieve their dreams. With total assets exceeding $1 billion, we are committed to using these resources wisely to benefit our members. We focus on member-centric initiatives and community outreach programs that create real impact. Whether it's through educational workshops or local partnerships, we strive to make a difference in the lives of those around us.

Branch Location & Accessibility

Branch Features and Accessibility

Our branch is designed with your convenience in mind. While we currently do not offer ATM or drive-thru services, our lobby is open from Monday to Friday, 9:00 AM to 5:00 PM, providing ample time for you to visit us during your day. We are committed to accessibility, ensuring that all members can easily navigate our space with features such as ADA-compliant entrances and ramps. For any official correspondence, please note that while you can visit us at our physical address, mail should be directed to the same address: 1910 1st Ave S, Seattle, WA 98134-1406.

Come Visit Us!

At Seattle Metropolitan, we prioritize member service and look forward to assisting you with all your banking needs. Whether you're looking to open a new account or seek guidance on financial products, our friendly staff is here to help. Feel free to call us at 206-398-5500 if you have any questions or need assistance before your visit. We can't wait to see you!

Member Eligibility

At Seattle Metropolitan, we believe that becoming a member is like joining a caring family that supports each other financially. If you're interested in joining us, you'll be pleased to know that the eligibility requirements are simple and welcoming. Generally, if you live, work, worship, or attend school in the Seattle area, you can become a member. This means that many people are eligible to enjoy the benefits of our community-focused services. Becoming a member at Seattle Metropolitan opens up a world of advantages, including competitive rates on loans and savings accounts, personalized service, and access to financial education resources designed to empower you. If you're ready to take the next step toward membership, opening an account with us is straightforward. You can find all the details you need for eligibility and account setup at https://www.seattlecu.com/why-seattle-credit-union#join . If you have any questions or want assistance through the process, feel free to reach out to us at (206) 398-5500. We're here to help!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $165,288,531, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Empower

In addition to loans, our merchant services can streamline your operations. Imagine being able to accept payments easily while managing your cash flow effectively. Our tools help you focus on what matters most growing your business. Visit us at 1910 1St Ave S Seattle Wa 98134, Seattle, WA or give us a call at (206) 398-5500 to learn how we can help you reach your business goals.

Comprehensive List Of Services

Community Engagement

At Seattle Metropolitan, we believe in giving back to the community. We regularly participate in local events and initiatives aimed at improving financial literacy among residents in Seattle and beyond. By joining us, you not only gain access to exceptional financial services but also contribute to building a stronger community.

Connect With Us

If you're ready to explore how our services can benefit you further or if you have questions about your financial journey, don't hesitate to reach out! Call us at 206-398-5500 during our lobby hours from Monday through Friday between 9:00 AM and 5:00 PM. You can also visit us at our branch location or check out more information on our website at Seattle Metropolitan. Join us today as we work together towards a brighter financial future!

Loans and Credit Options

When it comes to loans, we offer competitive rates and flexible terms to meet your borrowing needs. Whether you're thinking about buying a car or consolidating existing debt, it's vital to have access to affordable options. Our expert team can guide you through the loan application process, making it straightforward and hassle-free. We also provide credit options that empower our members to build their credit history responsibly. If you've ever been unsure about how to improve your credit score or what steps to take next, our staff is here to help with personalized advice.

Personal Banking

One of the key services offered at Seattle Metropolitan is personal banking. We provide various options that can help you manage your finances effectively. For instance, if you're looking to withdraw cash or check your balance on the go, our ATM services make accessing your funds quick and easy. In today's fast-paced world, digital banking has become essential. With our user-friendly online banking platform, you can securely manage your account anytime and anywhere. This means checking your statements or transferring funds from the comfort of your home or even while waiting in line at your favorite coffee shop.

Digital & Online Banking

Key Features

With our online banking services available at https://www.seattlecu.com , you can easily check your account balances, transfer funds, and pay bills all from the comfort of your own home or while out and about. Our user-friendly mobile application allows you to manage your finances right from your smartphone. Plus, with features like electronic signature authorization, signing documents is quick and secure. For those who prefer to go paperless, we offer e-statements, allowing you to view your account statements anytime without cluttering your mailbox. If you need to send money quickly to friends or family, our person-to-person transfer feature makes it simple and straightforward. Security is always a priority at Seattle Metropolitan. We utilize robust measures to protect your personal information while you enjoy the convenience of mobile payments and online transactions. Rest assured that your data is safe with us as you navigate through our services. In summary, whether you're using our mobile application or accessing your accounts online, Seattle Metropolitan provides an accessible way to manage your finances effectively. Join us today and experience how easy banking can be!

Financial Strength

Commitment to Growth

With $74,985,863 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $7,595 in used auto loans and $895,161,532 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Savings Security

Members' savings are secured through $173,731,318 in share certificates and $175,292,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,304,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 175 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $131,502,405, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,198 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Member Base

With a total of 107,131 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Seattle Metropolitan is your trusted partner. Visit us at 1910 1St Ave S Seattle Wa 98134 or call (206) 398-5500 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,766,921 in used vehicle loans and $23,799,150 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we have flexible terms that make it easy for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $165,288,531 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we are here to assist you every step of the way. At Seattle Metropolitan, we prioritize transparency and member satisfaction. For more information about our loan offerings or to see how you can apply for any of these products, feel free to reach out at 206-398-5500 or visit us at 1910 1st Ave S Seattle Wa 98134. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards achieving financial success starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $69,557,611, make buying or refinancing simple. We offer competitive rates and various plans tailored to fit your financial situation. If you're considering refinancing your existing mortgage, we can help you explore eligibility options that may lower your monthly payments or reduce your interest rate.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $31,236,354 in loans helping members manage their finances effectively. This option provides the convenience and security you need while allowing you to maintain control over your spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency guarantees that users receive fair and accurate offers. By focusing on reliable data from legitimate sources, LendMesh helps users feel confident in their choices.

Seattle Metropolitan