Seattle Metropolitan Credit Union Seattle WA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Seattle Metropolitan, your trusted credit union located at 303 NE Thornton Pl, Seattle, WA 98125. Since our establishment in 1933, we have been dedicated to serving our community with a range of financial services designed to meet the unique needs of our members. With over 56,393 satisfied members and total assets of $1,092,635,609, we pride ourselves on building lasting relationships based on trust and support. At Seattle Metropolitan, we understand that managing your finances can be daunting. That's why we're here to provide guidance and solutions that fit your lifestyle. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our experienced team is ready to help you navigate your financial journey. While members can visit us at our branch address for in-person services, official correspondence should be sent to the same location: 303 NE Thornton PL, Seattle, WA 98125. Our commitment to accessibility means you can reach us easily by phone at 206-398-5575, whether you have questions about your account or need help with a loan application. With a strong net worth of $131,502,405 and total deposits reaching $92,788,991, Seattle Metropolitan is not just a financial institution; we're a community partner dedicated to improving the lives of those we serve. Under the leadership of CEO Richard Romero and Board President Robin Harmon, our team of 177 employees works tirelessly to ensure that every member feels valued and supported. Join us today and experience the difference! Visit our website at seattlecu.com or call us at 206-398-5575 to learn more about how we can help you achieve your financial goals. Your future starts here!

Branch History & Mission

Call to Action

We invite you to join Seattle Metropolitan Credit Union and become part of a community dedicated to your financial well-being. Experience firsthand how we can help you reach your goals with personalized service and a commitment to your success. Whether you're looking for savings options or need assistance with loans, we're here for you every step of the way. For more information about joining or accessing our services, please call us at (206) 398-5575 or visit us online at Seattle Metropolitan Credit Union. Together, let's build a brighter financial future!

Commitment to Innovation

As we continue into the future, embracing technology is crucial for enhancing member experience. Our digital advancements allow members to manage their finances conveniently through online banking and mobile applications. We ensure that all services are accessible, complying with ADA standards so everyone can benefit from what we offer.

Community Focus

At the heart of Seattle Metropolitan's mission is a genuine desire to uplift and support those around us. We believe that every member should have the opportunity to achieve their financial goals without barriers. Through various partnerships and outreach initiatives, we actively engage with local organizations to provide financial education and resources that foster economic stability. While members can visit us at 303 Ne Thornton Pl Seattle Wa 98125, official correspondence should be sent to 303 NE Thornton PL, Seattle, WA 98125 if it differs from our branch address. We are conveniently located near local landmarks which makes access easier for everyone in the area.

Our Story

Since our founding, we have witnessed many changes in the world around us, yet our core mission remains steadfast: to provide accessible and affordable financial services that empower our members. Over the years, we've expanded our offerings from basic savings accounts to a wide range of services including auto loans, mortgages, personal loans, and business banking solutions. This evolution reflects not just growth in numbers but also an unwavering dedication to meeting the diverse needs of our community.

Branch Location & Accessibility

Convenient Access and Features

At our Northgate branch, we prioritize accessibility for all our members. Our location is designed with your convenience in mind, including ADA-compliant features such as ramps and ample parking space. If you need to reach out to us by mail for any official correspondence, please use our mailing address: 303 NE Thornton PL, Seattle, WA 98125.

Operating Hours That Fit Your Schedule

We know that banking should fit into your busy life. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. This gives you flexibility whether you're managing personal accounts or seeking business services.

Services Tailored for You

Our branch offers a variety of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing options. Need cash? Our ATM is available for your convenience! While we don't have a drive-thru service at this location, our friendly staff is always ready to assist you inside. We invite you to stop by or give us a call at 206-398-5575 if you have any questions or need assistance. At Seattle Metropolitan, we're committed to making your banking experience as smooth and enjoyable as possible. We look forward to welcoming you!

Member Eligibility

At Seattle Metropolitan, we believe that becoming a member is like joining a close-knit family that supports each other through every financial journey. If you're wondering whether you can join us, the good news is that eligibility is pretty simple! To be part of our community, you just need to live, work, or worship in certain areas around Seattle or have a family member who is already a member. We want to ensure everyone feels welcome and included, so check out the detailed eligibility criteria here. Once you know you qualify, opening an account is a breeze! You can easily get started by visiting our website to complete your application online. If you have any questions or need assistance during the process, feel free to reach out at 206-398-5575. We're here to help you take this exciting step towards financial empowerment at Seattle Metropolitan!

Business Banking & Commercial Services

Empowering Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $165,288,531, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer comprehensive merchant services designed to streamline your operations. Imagine being able to accept payments seamlessly whether online or in-store allowing you to focus on what truly matters: growing your business. Our services help you manage transactions efficiently, ensuring you have more time for innovation and customer engagement. Visit us at 303 Ne Thornton Pl Seattle Wa 98125, Seattle, WA, or give us a call at (206) 398-5575. Let's take your business to new heights together!

Comprehensive List Of Services

Business Banking Services

We understand that running a business comes with its own set of challenges. Our business banking services, which include merchant services and business loans, are crafted to empower entrepreneurs. Whether you're just starting out or expanding an existing venture, we're here to support your growth.

Digital Banking Features

In today's fast-paced world, convenience is key. With our online and mobile banking, managing your finances has never been easier. You can check balances, transfer funds, and pay bills right from your smartphone or computer anytime, anywhere! Our ATM services also allow for quick cash withdrawals and balance checks without any hassle.

Get Started Today!

Ready to take the next step in your financial journey? We invite you to visit us at 303 Ne Thornton Pl Seattle Wa 98125 or give us a call at (206) 398-5575 for more information about how we can assist you. Our friendly staff is eager to help you navigate all the services available at Northgate Br. Join us today and discover how easy it is to achieve your financial goals!

Personal Banking Solutions

Managing your money should be simple and straightforward. That's why we offer a variety of personal banking options, including checking and savings accounts that fit different lifestyles. Imagine being able to easily track your spending while saving for future goals our accounts are designed with your needs in mind. For those considering a new vehicle or needing funds for an important purchase, our auto loans and vehicle financing provide competitive rates and flexible terms. Picture driving away in the car you've always wanted without breaking the bank! Plus, if you're thinking about homeownership or refinancing your current mortgage, our mortgage loans and refinancing options can guide you through the process with ease. If you find yourself facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation services can offer relief and help you regain control of your finances. Additionally, our credit cards with rewards let you earn points on everyday purchases, turning routine spending into exciting rewards.

Digital & Online Banking

Key Features

Our online banking offers a variety of user-friendly features that help you stay in control of your finances. With 24/7 access, you can check your balances, transfer funds, and pay bills whenever it suits you. Plus, if you prefer going paperless, our e-statements option allows you to receive your statements electronically saving you time and reducing clutter. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just a few clicks are all it takes! And for those who enjoy shopping on the go, our mobile payments feature allows you to make secure purchases directly from your smartphone.

Security and Accessibility

Security is a top priority for us. With electronic signature authorization available, signing documents is not only easier but also safer than ever. Our mobile application enhances your banking experience further by providing real-time account management right at your fingertips. In today's fast-paced world, having immediate access to your finances can make a huge difference. At Seattle Metropolitan, we're committed to providing tools that empower you to manage your money efficiently while keeping your information secure. Join us today and experience the convenience of digital banking with Seattle Metropolitan!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 107,131, demonstrating a strong and growing member base that trusts us with their finances. We believe that our commitment to transparency and member support sets us apart as your trusted partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Seattle Metropolitan is here to assist you every step of the way. Visit us at 303 Ne Thornton Pl Seattle Wa 98125 or call 206-398-5575 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $173,731,318 in share certificates and $175,292,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,304,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to focus on providing solid financial products for our members without sacrificing quality or service. We take pride in having 175 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Services

With $74,985,863 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,595 in used auto loans and an impressive $895,161,532 in total loans and leases.

Strong Financial Position

With a net worth of $131,502,405, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,766,921 in used vehicle loans and $23,799,150 in new vehicle loans already helping members get on the road. We have financed a total of $15,190 in auto loans. Whether it's for a brand-new model or a reliable used vehicle, we're here to help make it happen.

Credit Lines and Business Loans

For those needing extra flexibility or capital for business growth, our total credit lines amount to $423,216,334. Additionally, our outstanding commercial loans totaling $165,288,531 provide vital funding for business owners looking to expand operations or invest in new opportunities. At Seattle Metropolitan, we're committed to providing personalized service and expert guidance every step of the way. If you're interested in refinancing options or want to know about eligibility requirements for any of these products, feel free to reach out. You can visit us at 303 Ne Thornton Pl Seattle Wa 98125 or give us a call at 206-398-5575 during our operating hours: Monday - Friday from 9:00 am - 5:00 pm and Saturday from 10:00 am - 2:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can assist you with your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $69,557,611, making buying or refinancing simple. We are dedicated to guiding you through the process with ease so you can enjoy the benefits of owning your own home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $31,236,354 in loans helping members manage their finances effectively, our credit cards come with rewards and no hidden fees. They are designed to support your everyday spending while giving you peace of mind.

Loan Aggregator

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Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly. Whether you're looking for a mortgage, auto loan, or personal loan, having access to real-time information allows you to compare options easily. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the effectiveness and reliability of our service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

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SEATTLE METROPOLITAN CREDIT UNION - Seattle, WA

Type of Loan Offerings

Home Equity Loans