Seattle Metropolitan Credit Union Seattle WA | Best Auto Loans & Business Banking

Introduction

Welcome to Seattle Metropolitan, your trusted partner in financial wellness since 1933. Located conveniently at 722 3Rd Ave, Seattle, WA 98104, we are proud to serve our vibrant community with a commitment to member-focused banking. With over 56,000 members and total assets reaching an impressive $1,092,635,609, we stand as a pillar of support in the heart of Seattle. At Seattle Metropolitan, we understand that each financial journey is unique. That's why we offer a variety of services tailored to fit your needs, from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team of 177 employees, led by CEO Richard Romero and Board President Robin Harmon, is here to ensure you receive the best service possible. While members can visit us at our downtown branch, official correspondence should be directed to the same address for convenience. With total deposits amounting to $92,788,991 and a solid net worth of $131,502,405, we strive to build lasting relationships based on trust and transparency. Our commitment extends beyond just banking; we are actively involved in uplifting our community through various programs designed to support local initiatives. Whether you're looking for competitive loan options or planning for your future with savings plans, we have the tools and expertise to guide you every step of the way. If you're ready to explore how we can help you achieve your financial goals, don't hesitate to reach out! Call us at 206-398-5674 or visit our website at seattlecu.com today. Together, let's make your financial dreams a reality!

Branch History & Mission

At Seattle Metropolitan, we take pride in our rich history that dates back to 1933. Established during a time of great economic challenge, our credit union was founded with a commitment to serve the community of Seattle and provide financial stability for all. Over the decades, we've grown alongside our members, adapting to their needs while staying true to our core mission: empowering individuals and families through accessible financial services and community support. Located at 722 3rd Ave, Seattle, WA 98104, our branch is easily accessible in the heart of downtown. With nearby landmarks like Pioneer Square and the Seattle Art Museum, we are more than just a place for banking; we are part of a vibrant community. Our commitment extends beyond traditional banking services. We understand that financial health is crucial for personal success and community growth. Today, Seattle Metropolitan proudly serves over 56,000 members, managing total assets exceeding $1 billion. Our mission emphasizes not just offering products like checking accounts, auto loans, and mortgages but also fostering a spirit of collaboration within our community. We believe that when our members succeed financially, it benefits us all. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM, ensuring that our services are available when you need them most. Whether you're visiting for an ATM transaction or to discuss loan options with one of our knowledgeable staff members, we're here to assist you every step of the way. While members can visit us at 722 3rd Ave, official correspondence should be sent to the same address. In addition to our physical presence, we embrace technology with features like online banking and mobile payments, making it easier for you to manage your finances on-the-go. We are committed to providing an inclusive environment and have taken steps towards ADA compliance to ensure everyone can access our services comfortably. Seattle Metropolitan actively participates in community outreach programs, partnering with local organizations to support initiatives aimed at improving financial literacy and fostering economic development in underserved areas. Through these efforts, we strive not only to enhance financial well-being but also to build lasting relationships within the neighborhoods we serve. We invite you to join Seattle Metropolitan today! Experience firsthand the difference a member-focused credit union can make in your financial journey. With personalized service and a shared commitment to community growth, together we can achieve more. Visit us online at Seattle Metropolitan or call us at 206-398-5674 for more information on how you can become part of our family.

Branch Location & Accessibility

Welcome to Seattle Metropolitan, your trusted credit union located right in the heart of Downtown Seattle! Our branch at 722 3Rd Ave is easy to find and conveniently situated near popular landmarks like Pike Place Market and the Seattle Art Museum. Whether you're a long-time member or new to our community, we are here to serve you with friendly faces and helpful services. While members can visit us at our physical location, official correspondence should be sent to our mailing address at 722 - 3rd Ave, Seattle, WA 98104. We understand that accessibility is key, which is why our branch is designed with features that make banking easy for everyone. You will find ADA-compliant ramps and ample parking nearby for your convenience. Our lobby hours are welcoming and straightforward: we are open Monday through Friday from 9:00 AM to 5:00 PM. Need cash in a hurry? We have an ATM available for quick access to your funds. Unfortunately, we do not offer drive-thru banking, but our staff is always ready to assist you inside the branch. At Seattle Metropolitan, we provide a wide range of services tailored to meet your financial needs from personal banking and auto loans to mortgage refinancing and business banking solutions. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 206-398-5674. We invite you to stop by and experience the friendly atmosphere and personalized service that sets us apart. Your journey towards better banking starts here!

Member Eligibility

At Seattle Metropolitan, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're wondering whether you can join us, it's simple! Anyone who lives, works, worships, or attends school in our community is eligible to become a member. This means that if you're part of the vibrant Seattle area, you can enjoy all the benefits we offer. Being a member at Seattle Metropolitan opens the door to personalized banking services, competitive loan rates, and a dedicated team ready to help you achieve your financial goals. Plus, our members enjoy exclusive access to various financial products designed with their needs in mind. Ready to take the next step? You can learn more about the eligibility requirements by visiting https://www.seattlecu.com/why-seattle-credit-union#join . If you're excited to open an account and start your journey with us, simply check out our easy online registration at https://seattlecu.onlinebank.com/registrationdisclosure .aspx . If you have any questions or need assistance, feel free to reach out to us at (206) 398-5674. We can't wait to welcome you into the Seattle Metropolitan family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $165,288,531, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services designed to simplify your day-to-day operations. Imagine having the ability to accept payments seamlessly from your customers, whether they prefer cash, credit, or mobile payments. This not only enhances customer satisfaction but also helps streamline your cash flow. With Seattle Metropolitan at your side, you're not just getting a bank; you're gaining a partner dedicated to helping your business thrive. Visit us at 722 3Rd Ave, Seattle, WA 98104 or call us at 206-398-5674 to learn more about how we can support your business goals!

Comprehensive List Of Services

Convenient Access Anytime

We know that convenience matters when it comes to banking. That's why at Seattle Metropolitan, you can access cash easily through our ATM services available at the branch. You can make withdrawals or check balances without needing to step inside during lobby hours (Monday - Friday from 9:00 AM - 5:00 PM). With easy access to all these services combined with our commitment to member satisfaction, Seattle Metropolitan is more than just a credit union; it's a partner in your financial journey. Ready to take control of your financial future? Visit us at Seattle Metropolitan or call us at 206-398-5674 today! Explore how we can help you achieve your dreams and build a secure financial foundation.

Empowering Businesses

For our business members, we understand the importance of having reliable banking solutions. Our Business Banking services include Merchant Services and Business Loans tailored to meet your unique needs. Whether you're starting a new venture or expanding an existing one, we are here to support your growth every step of the way.

Financing Your Dreams

Need a new vehicle? Our Auto Loans & Vehicle Financing options are tailored for everyone from first-time buyers to seasoned car owners. Picture driving away in that new car with manageable monthly payments that fit your budget. We also offer Mortgage Loans & Refinancing, helping you purchase the home of your dreams or refinance your existing mortgage for better rates.

Personal Banking Made Easy

Imagine having a checking account that fits your lifestyle perfectly. With our Personal Banking services, including Checking & Savings Accounts, you can easily manage your daily expenses and save for future goals. Our user-friendly Online & Mobile Banking platforms allow you to check balances, transfer funds, and pay bills from anywhere right from your smartphone!

Simplifying Borrowing

Life can throw unexpected expenses your way. That's why we provide Personal Loans & Debt Consolidation services, which can help ease financial burdens by combining multiple debts into one simple payment. And don't forget about our Credit Cards with Rewards! They not only offer flexibility but also give back as you spend.

Digital & Online Banking

Key Services

Our online banking service is available 24/7 at https://www.seattlecu.com , allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can even manage your e-statements effortlessly; gone are the days of sorting through piles of paper! Plus, if you need to sign documents quickly, our electronic signature authorization makes it simple and secure. For those on the go, our mobile application provides all the features you love about online banking right in your pocket. Need to make payments? Our mobile payments feature lets you do just that with ease. You can also send money directly to friends or family with our person-to-person transfer service perfect for splitting bills or sending gifts!

Security and Accessibility

Your security is our top priority. We've built our digital banking services with strong safeguards so you can feel confident managing your finances online. The interface is designed to be intuitive, ensuring that even if you're new to online banking, you'll find it straightforward and easy to navigate. Whether you're checking in from home or making transactions while out and about, Seattle Metropolitan has made it simple for you to stay connected with your finances. Join us today and experience the convenience of modern banking at your fingertips!

Financial Strength

At Seattle Metropolitan, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your finances are in safe hands with us. With a net worth of $131,502,405, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1198 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $173,731,318 in share certificates and $175,292,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,304,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $74,985,863 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $7,595 in used auto loans and a total of $895,161,532 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 175 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 107,131, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Seattle Metropolitan is your trusted partner. Visit us at 722 3Rd Ave Seattle WA 98104 or call 206-398-5674 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,766,921 in used vehicle loans and $23,799,150 in new vehicle loans already helping members get on the road. Whether you're buying a brand-new model or a reliable used vehicle, we have options to fit your budget.

Business Financing

For business owners looking to expand or invest in their operations, our outstanding commercial loans totaling $165,288,531 provide the capital needed to grow. We are committed to supporting local businesses and helping them thrive within our community. At Seattle Metropolitan, we also recognize that refinancing can be a smart choice for many borrowers. If you're considering refinancing an existing loan or exploring eligibility options for one of our products, our team is ready to assist you every step of the way. For more information about our loan offerings or to discuss which option may be right for you, please visit us at 722 3Rd Ave Seattle WA 98104 or give us a call at 206-398-5674. We're here Monday through Friday from 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $69,557,611, making it easier for you to invest in your future. Our experienced team is here to guide you through the process so you can focus on what matters most.

Personal and Unsecured Credit Card Loans

In addition to our auto and mortgage loans, we provide flexible terms on unsecured credit card loans, with a total of $31,236,354 in loans helping members manage their finances effectively. Whether it's for unexpected expenses or everyday purchases, our credit card options are designed to be accessible and convenient.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance guarantees that all offers presented are fair and transparent, allowing users to make informed choices without hidden surprises.

Seattle Metropolitan