Seattle Metropolitan Credit Union Lynnwood WA | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Seattle Metropolitan, your trusted financial partner located at 19718 Highway 99 Ste 101, Lynnwood, WA 98036. Since our establishment in 1933, we have been dedicated to providing exceptional service and support to our community. With a strong membership base of over 56,393 individuals, we take pride in being a cornerstone for personal and business banking needs. At Seattle Metropolitan, we understand that navigating financial decisions can be daunting. That's why we offer a variety of services designed to make banking simple and accessible. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, our goal is to empower you with the tools you need for financial success. As of now, our total assets stand at an impressive $1,092,635,609, with total deposits reaching $92,788,991. Under the leadership of our CEO Richard Romero and Board President Robin Harmon, our team of 177 employees is committed to ensuring that you receive personalized attention and expert guidance every step of the way. We also maintain a solid net worth of $131,502,405 and have a cash reserve of $2,998,086 on hand to support our operations and members effectively. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 19718 Highway 99 Ste 101, Lynnwood, WA 98036-6046. Our commitment goes beyond just numbers; it's about building relationships within the community. We're here to help you achieve your financial goals whether you're looking for personal banking solutions or business loans with a balance of $183,264,574 in net member business loan balances. Explore what Seattle Metropolitan has to offer by visiting us or calling us at 206-398-5895 today! Let us show you how we can support your journey toward financial wellness.

Branch History & Mission

At Seattle Metropolitan, we pride ourselves on a rich legacy that stretches back to our founding year of 1933. Nestled in the heart of Lynnwood, Washington, our branch at 19718 Highway 99 Ste 101 has been a cornerstone of the community for decades. Over the years, we've grown alongside our members, adapting to their needs and evolving our services to provide not just financial support but also a sense of belonging. Our mission is clear: to serve our members with integrity and compassion while fostering financial literacy and stability in our community. With a total membership of over 56,393, we understand that every member's journey is unique. Whether you're opening your first savings account or seeking assistance with home financing, we're here to guide you every step of the way. Our commitment extends beyond banking; we actively engage in community outreach and partner with local organizations to support those in need. While you can visit us at our physical location in Lynnwood, official correspondence should be sent to 19718 Highway 99 Ste 101, Lynnwood, WA 98036-6046 if needed. Our branch offers convenient operating hours from Monday to Friday, 9:00 AM - 5:00 PM, and on Saturday from 10:00 AM - 2:00 PM, making it easy for you to reach us when you need assistance. Seattle Metropolitan boasts impressive financial strength, with total assets amounting to $1,092,635,609. This foundation allows us to offer various services tailored to meet your needs ranging from personal banking options like checking and savings accounts to auto loans and mortgages. We are proud of our technological advancements that make banking more accessible; enjoy features like online banking and mobile payments at your fingertips. Moreover, we understand the importance of accessibility. That's why we provide ATM services for quick cash withdrawals and balance checks right within your neighborhood. While we do not have drive-thru banking at this branch, we ensure that all member services are designed with your convenience in mind. As we look ahead, we invite you to join our growing family at Seattle Metropolitan Credit Union. Experience firsthand how we prioritize not only your financial growth but also the well-being of the community around us. Together, let's build a brighter future for everyone. For more information or to become a member today, call us at 206-398-5895 or visit us online at Seattle Credit Union. Join us on this journey towards financial empowerment!

Branch Location & Accessibility

Contact Us

Have questions? Feel free to reach out! You can call us at 206-398-5895 for any inquiries. We look forward to welcoming you into our branch and helping you achieve your financial goals. Stop by today!

Convenient Access

We strive to make your visit as smooth as possible. Parking is readily available, and our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to welcome everyone. We're committed to making your banking experience enjoyable and hassle-free.

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 10:00 AM to 2:00 PM. Whether you need assistance during the week or prefer weekend banking, we've got you covered!

Services Offered

At the Lynnwood branch, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks. While we currently do not have drive-thru service or shared service center availability, our friendly staff is always ready to assist you in person.

Member Eligibility

At Seattle Metropolitan, we believe that everyone deserves to be part of a welcoming community where financial growth and support go hand in hand. Becoming a member is an inclusive process, and we're excited to welcome you! If you're a resident of Washington, work for a participating employer, or are part of certain organizations, you can easily qualify for membership. Our aim is to make banking personal and accessible, ensuring that you feel right at home with us. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at https://www.seattlecu.com/why-seattle-credit-union#join . Opening an account is straightforward and can be done online; just visit https://seattlecu.onlinebank.com/registrationdisclosure .aspx to get started. If you have any questions or need assistance, don't hesitate to reach out at (206) 398-5895. We can't wait to have you join our community at 19718 Highway 99 Ste 101 Lynnwood Wa 98036!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, our merchant services offer practical tools that simplify payment processing. Imagine being able to accept various payment methods effortlessly, allowing you to focus more on serving your customers and less on transaction hassles. At Seattle Metropolitan, we make it easy for you to manage your cash flow effectively. Ready to take the next step? Visit us at 19718 Highway 99 Ste 101 Lynnwood Wa 98036 in Lynnwood, WA or give us a call at (206) 398-5895 to learn how we can support your business banking needs today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $165,288,531, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Community Commitment

Located at 19718 Highway 99 Ste 101 Lynnwood Wa 98036, we're proud to serve the community of Lynnwood with integrity and transparency. Our friendly staff is always ready to assist you during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. Feel free to give us a call at (206) 398-5895 if you have any questions or need assistance. At Seattle Metropolitan, we believe that everyone deserves access to quality financial services that fit their lifestyle. Explore all that we have to offer today! To learn more about opening an account or any specific service, visit us online at Lynnwood or stop by our branch!

Credit Cards and Business Banking

For those who enjoy rewards while spending, our Credit Cards with Rewards program allows you to earn points on everyday purchases. Every swipe gets you closer to exciting rewards! If you're a business owner, our Business Banking services include merchant services and business loans tailored for your unique requirements. We aim to support local businesses in their growth journey.

Digital Banking Features

In today's fast-paced world, we know how important it is to manage your finances on the go. Our Online & Mobile Banking platforms allow you to check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with our ATM & Cash Withdrawal Services, accessing cash is easier than ever just find one of our convenient ATMs near you!

Mortgage and Personal Loans

Homeownership is a significant milestone, and our Mortgage Loans & Refinancing services are here to assist you every step of the way. We take pride in offering competitive rates and personalized guidance throughout the mortgage process. If you're considering debt consolidation or need extra cash for unexpected expenses, our Personal Loans can offer the financial relief you need.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer Personal Banking options including checking and savings accounts designed to help you achieve your financial goals. Imagine having an account that not only keeps your money safe but also helps you grow it over time. When it comes to Auto Loans & Vehicle Financing, we provide flexible options that make purchasing a new or used car more affordable. Picture yourself driving off in the vehicle of your dreams without the stress of complicated loan processes.

Digital & Online Banking

Key Features

With our user-friendly mobile application, you can access your accounts from your smartphone or tablet. You can check balances, transfer funds, and pay bills with just a few taps. Plus, our mobile payments feature lets you make purchases directly from your device no wallet needed! If you prefer to manage your finances from a computer, our online banking service provides all the tools you need in one easy-to-use interface.

Security and Accessibility

Your security is a top priority for us. We use advanced technology to protect your personal information while offering features like electronic signature authorization to simplify transactions. You can also receive e-statements for quick access to your account statements without the clutter of paper. Our person-to-person transfers make it easy to send money to friends and family instantly, while keeping everything safe and secure. Whether it's splitting a bill or sending a gift, this feature adds flexibility to your financial life. At Seattle Metropolitan, we are committed to making banking as accessible as possible. With real-time account management, you can stay updated on your finances anytime, anywhere. Join us today at https://www.seattlecu.com and experience the ease of digital banking tailored just for you!

Financial Strength

At Seattle Metropolitan, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a strong and reliable foundation for your financial needs. With a net worth of $131,502,405, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,198 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $173,731,318 in share certificates and $175,292,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,304,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $74,985,863 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in the $7,595 in used auto loans and $895,161,532 in total loans and leases, which support members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 175 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 107,131, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Seattle Metropolitan is your trusted partner. Visit us at 19718 Highway 99 Ste 101 Lynnwood Wa 98036 or call (206) 398-5895 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,766,921 in used vehicle loans and $23,799,150 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easy for you to choose the right car that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $165,288,531 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges and our commercial loan solutions are crafted to support those ambitions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $31,236,354 in loans helping members manage their finances effectively. Whether it's for unexpected expenses or everyday purchases, our credit card options give you the freedom to spend responsibly.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $69,557,611, make buying or refinancing simple. We provide guidance through every step of the process so you can secure the best terms possible.

Refinancing Options

If you're looking to save on existing loans or improve your financial situation, ask us about refinancing options available across our loan products. Our team is here to help you explore eligibility criteria and find solutions that work for you. Our services are accessible at our branch located at 19718 Highway 99 Ste 101 Lynnwood WA 98036. Feel free to reach out at 206-398-5895 during our hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Seattle Metropolitan Credit Union, we're committed to providing transparent and helpful financial solutions tailored just for you.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh eliminates guesswork and provides accurate information that users can trust.

Seattle Metropolitan