Seasons Credit Union Middletown CT | Affordable Auto Loans & Business Banking

Introduction

At Seasons, we believe in building a brighter financial future for our members and the community. Located at 635D S Main St, Middletown, CT 06457, our branch has been serving the local community since 1935. With a dedicated team of 39 employees, led by CEO Keith Wiemert and Board President James Misenti, we are committed to providing exceptional service tailored to your financial needs. With over 12,826 members, we take pride in fostering strong relationships and supporting each individual's unique journey. Our total assets amount to an impressive $169,045,803, reflecting our stability and commitment to our members' financial wellbeing. We currently hold $4,538,277 in deposits, ensuring that your hard-earned money is safe and secure with us. While you can visit us at our Middletown branch, please note that any official correspondence should be directed to our mailing address: 524 South Main Street, Middletown, CT 6457. Whether you're looking for personal banking options like checking accounts or auto loans, or business services including merchant services and business loans, Seasons has you covered. Our members enjoy access to online and mobile banking, making it easier than ever to manage your finances on the go. We invite you to explore all that we have to offer by visiting our website at Seasons FCU or giving us a call at 860-346-6614. Join us today and experience the difference of a credit union that truly values its members!

Branch History & Mission

Seasons has been a cornerstone of the Middletown community since it first opened its doors in 1935. With a rich history spanning nearly nine decades, our branch, located at 635D S Main St, Middletown, CT 06457, has grown alongside its members. We are proud to serve over 12,826 members and manage assets totaling $169,045,803. Our commitment to providing quality financial services has been unwavering as we adapt to meet the needs of our community. Over the years, Seasons has evolved significantly. From humble beginnings, we have expanded our offerings and embraced technological advancements to better serve our members. Our mission is clear: to empower individuals and families by providing accessible financial services while fostering a spirit of community support. We believe that everyone deserves a chance to achieve their financial goals, and we strive to make that possible through personalized service and innovative solutions. At Seasons, we understand that convenience is key. Our branch features both ATM availability and drive-thru banking options for those on the go. For members needing assistance beyond regular hours, we offer shared service center access, ensuring you can reach us whenever you need help. While you can visit us at our main location for in-person services, official correspondence should be sent to 524 South Main Street, Middletown, CT 06457. Our operating hours reflect our commitment to accessibility: Monday through Wednesday from 8 AM to 4:30 PM, Thursday from 8 AM to 6 PM, Friday from 8 AM to 5 PM, and Saturday from 9:30 AM to 12:30 PM. These extended hours allow us to accommodate busy schedules while maintaining a focus on excellent member service. Seasons is more than just a financial institution; we are an active participant in the local community. We partner with various organizations and participate in outreach efforts aimed at enhancing the quality of life for residents in Middletown and beyond. Our goal is not only to provide financial products but also to support initiatives that foster growth and prosperity within our community. As we look toward the future, Seasons remains dedicated to enhancing member experiences through ongoing improvements in technology and service delivery. Whether it's through online banking or personalized loan options tailored to individual needs, we prioritize your financial well-being. Join us today at Seasons! Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community. Visit us online or contact us at 860-346-6614 for more information about membership benefits and services available at our branch. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Parking

At Seasons, we understand the importance of accessibility. Our branch is designed with ADA-compliant features, including ramps and spacious entryways to ensure everyone feels welcome. Ample parking is available right outside, making it easy for you to pop in and take care of your banking errands without any hassle.

Get in Touch

If you have any questions or need assistance, feel free to call us at 860-346-6614. Our friendly staff is eager to help! We invite you to stop by Seasons today where your financial success is our priority!

Operating Hours

We strive to accommodate your busy schedule with flexible hours. You can visit us Monday through Wednesday from 8 AM to 4:30 PM, Thursday from 8 AM to 6 PM, Friday from 8 AM to 5 PM, and Saturday from 9:30 AM to 12:30 PM. Our extended hours on Thursdays provide extra convenience for those who may need a little more time during the week.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. Enjoy personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide essential drive-thru banking services for quick deposits and withdrawals. For members interested in shared services, we partner with other credit unions to offer convenient access for basic transactions like deposits and withdrawals. Plus, our ATM is always available for quick cash withdrawals and balance checks.

Member Eligibility

At Seasons, becoming a member feels like joining a warm, welcoming family that truly cares about your financial well-being. If you're wondering whether you qualify, let me share that eligibility is quite simple and inclusive! You can join if you live, work, worship, or attend school in Middlesex County or if you have a family member who is already a member. This means that a wide variety of individuals can enjoy the benefits we offer, from personal banking services to loans and more. For all the details on our eligibility criteria, feel free to check out this page. Opening an account with us is easy and straightforward. Just visit this link to get started on your membership journey. If you have any questions or need assistance along the way, don't hesitate to reach out at (860) 346-6614. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine having the tools to streamline your payments and manage cash flow effortlessly. Our merchant services allow you to accept payments seamlessly, whether online or in-person. This means more time for you to focus on what truly matters growing your business. Located at 635D S Main St Middletown Ct 06457 in Middletown, CT, our team is ready to help you explore how our business banking solutions can meet your needs. Call us today at (860) 346-6614 and take the next step toward achieving your business goals!

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick deposits and withdrawals along with shared branch transactions for members of partner credit unions. This means even if you're traveling or away from home, you can still access your funds without any hassle. With dedicated staff ready to assist you at every step and the ability to conduct transactions online or via mobile devices, we strive to make banking as easy as possible. To learn more about how Seasons can support your financial journey or if you have any questions about our services, feel free to call us at 860-346-6614 or visit us at Seasons FCU. We look forward to helping you achieve your financial goals!

Business Banking Services

For local entrepreneurs, Seasons provides comprehensive Business Banking options including Merchant Services & Business Loans. We know how vital it is for small businesses to have reliable financial support, so we work closely with you to find the best solutions tailored to your business needs.

Credit Options with Benefits

Our Credit Cards with Rewards allow you to earn points on everyday purchases, making it easier to treat yourself or save for something special. Plus, managing these accounts is simple with our robust online platform.

Digital Banking Convenience

In today's fast-paced world, we prioritize convenience through our Online & Mobile Banking features. Access your accounts anytime from anywhere whether you're checking balances or transferring funds between accounts. Our digital banking tools also include ATM & Cash Withdrawal Services, allowing you to access your money whenever needed.

Personal Banking Solutions

For those just starting their financial journey, our Checking & Savings Accounts are designed to help you manage your money easily. Imagine opening an account that not only keeps your funds secure but also helps you grow them with competitive interest rates. If you're planning to purchase a car, our Auto Loans & Vehicle Financing options can make that dream a reality. With flexible terms and low rates, we ensure that your monthly payments fit comfortably within your budget. If home ownership is on your horizon, explore our Mortgage Loans & Refinancing services. We understand that buying a home can be overwhelming, which is why we offer personalized guidance throughout the entire process. Additionally, if you find yourself needing some extra cash for unexpected expenses, our Personal Loans & Debt Consolidation services can help simplify your finances and reduce stress.

Digital & Online Banking

Convenient Online Banking Services

Our online banking platform is available 24/7 at https://www.seasonsfcu.org/, allowing you to check your account balances, transfer funds, and pay bills from anywhere at any time. No more waiting in lines or rushing to the bank before closing hours; you can handle everything right from your computer or smartphone.

Effortless Money Management

Need to send money to a friend? Our person-to-person transfer feature makes it simple. You can send cash instantly using just their email or phone number no checks needed! Plus, our commitment to security means you can trust that your transactions are protected every step of the way. Whether you're making payments, checking statements, or transferring money, Seasons ensures that everything is straightforward and secure. Join us today and discover how our digital banking services can simplify your life!

Smart Features for Everyday Banking

With features like electronic signature authorization, signing documents is quick and secure. You can also opt for e-statements to go paperless and keep track of your financial activities with ease. Our mobile application provides access to all these features on the go, letting you stay in control no matter where life takes you.

Financial Strength

Commitment to Growth

With $11,147,748 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,433 in used auto loans and $117,002,149 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 30,652, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Seasons is your trusted partner. Visit us at 635D S Main St Middletown Ct 06457 or call (860) 346-6614 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Options

Members' savings are secured through $37,748,804 in share certificates and $11,326,129 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $12,271,453, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $726 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,422,124 in used vehicle loans and $16,233,550 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms make it easy for you to drive home in the car you want.

Credit Lines

If you're looking for extra flexibility, our total credit lines amounting to $27,919,028 give you access to additional funds without the need for a specific purpose upfront. It's an excellent option for those who want to manage unexpected expenses or consolidate debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,562,404, make buying or refinancing simple. We provide competitive rates and personalized service, ensuring you feel confident throughout the process.

Refinancing Options

For those already carrying debts or existing loans, we offer refinancing options that could help lower your monthly payments or adjust your loan terms. Our team is ready to discuss eligibility and guide you through the process if this is something you're considering. We invite you to visit us at our branch located at 635D S Main St Middletown Ct 06457 in Middletown, CT, or give us a call at (860) 346-6614 to learn more about how our loan products can benefit you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whatever your financial journey looks like, we're here to support you every step of the way with tailored solutions designed just for you!

Unsecured Credit Card Loans

Managing finances effectively is crucial for everyone, which is why we also offer flexible terms on unsecured credit card loans. With a total of $3,788,115 in loans available, you can enjoy peace of mind knowing you have access to funds when you need them.

Loan Aggregator

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Seasons