Seasons Credit Union Middletown CT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Seasons, your trusted financial partner located at 524 S Main St, Middletown, CT 06457. Since our establishment in 1935, we have dedicated ourselves to providing exceptional service and fostering strong relationships with our members. With a total membership of 12,826, we pride ourselves on being a community-focused credit union that truly understands your needs. At Seasons, we believe in the power of local banking. Our total assets of $169,045,803 reflect our commitment to your financial well-being. We offer a range of services tailored to help you achieve your goals, whether you're looking for personal loans, auto financing, or business banking solutions. Currently, we have 12,255 loans and leases outstanding and total deposits of $4,538,277, ensuring that we can support our members every step of the way. Our leadership team is here to guide us toward continued success. Under the direction of CEO Keith Wiemert and Board President James Misenti, we strive to maintain a strong net worth of $12,271,453 while ensuring that our financial health translates into better rates and services for you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 524 South Main Street, Middletown, CT 6457. We invite you to explore all that Seasons has to offer by visiting our website at seasonsfcu.org or calling us directly at 860-346-6614. Our friendly staff is here Monday through Friday from 8:30 AM to 4:30 PM, ready to assist you with any questions or services you may need. Let us help you make the most of your financial journey!

Branch History & Mission

Community Focus

Seasons is more than just a financial institution; we are a part of the fabric of Middletown. Our outreach programs and partnerships with local organizations help support various initiatives aimed at enhancing the quality of life in our community. Whether it's through financial literacy workshops or sponsorships for local events, we strive to make a positive impact. We are proud to offer modern conveniences like ATM access and shared service center availability for our members. Our lobby hours are Monday through Friday from 8:30 AM to 4:30 PM an accommodating schedule designed with your needs in mind. As we look ahead to the future, we remain committed to innovation while ensuring compliance with ADA standards so that all members can access our services comfortably. We invite you to join us at Seasons! Experience firsthand how our dedicated team works tirelessly to meet your financial needs while supporting the community you love. Together, let's build a brighter financial future! For more information or to become a member today, call us at 860-346-6614 or visit our website.

Our Mission

Our mission is simple yet profound: to provide accessible financial services while fostering a sense of community among our members. At Seasons, we believe that everyone deserves the opportunity to thrive financially. We offer a range of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We also support our members through online and mobile banking platforms that make managing finances easier than ever. While members can visit us at 524 S Main St for assistance or to learn about our offerings, official correspondence should be sent to our mailing address at 524 South Main Street, Middletown, CT 6457.

Branch Location & Accessibility

Call to Action

We invite you to come see us at Seasons in Middletown! Whether you have questions about our services or need assistance with your accounts, feel free to give us a call at 860-346-6614 or drop by during our operating hours. We're excited to help you achieve your financial goals!

Nearby Landmarks and Accessibility Features

Located near several local landmarks, our branch is easy to find. If you're familiar with the area, you'll notice we're close to [insert nearby landmark], making it a convenient stop on your way. We offer ample parking for our members and are proud to be ADA compliant, featuring ramps and accessible entrances to welcome everyone.

Operating Hours & Services

We understand that life can get busy! That's why we've designed our operating hours to fit your schedule. You can visit us Monday through Friday from 8:30 AM to 4:30 PM. We know how important it is for you to manage your finances effectively, so our dedicated team is ready to assist you during these hours. At Seasons, we offer a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our ATM is readily available for quick cash withdrawals and balance checks.

Member Eligibility

At Seasons, we believe that everyone deserves to be part of a supportive community where their financial goals can flourish. If you're looking to become a member, it's simple! You can join us if you live, work, worship, or attend school in the areas we serve. We welcome individuals from all walks of life, and our diverse membership means there's a place for you here. By becoming a member at Seasons, you not only gain access to great financial services but also join a network dedicated to your success. Getting started is just as easy as it sounds! You can find detailed eligibility information on our website at http://www.seasonsfcu.org/membership/. If you're ready to open an account, simply follow this link: https://online.seasonsfcu.org/apply/v2/get-started. Should you have any questions or need assistance, feel free to give us a call at (860) 346-6614. We're excited to welcome you into our community at Seasons, located at 524 S Main St Middletown Ct 06457!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine being able to accept payments seamlessly from customers, whether online or in-store. This not only enhances customer satisfaction but also boosts your sales potential. Visit us at 524 S Main St Middletown Ct 06457 in Middletown, CT or call us at (860) 346-6614 to learn more about how we can assist you in reaching your business goals. Together, let's pave the way for your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our Auto Loans & Vehicle Financing solutions make it easy to get behind the wheel. With competitive rates and flexible terms, we help members like you secure the financing needed for new or used vehicles.

Business Banking

For entrepreneurs and business owners, our Business Banking services offer essential tools such as merchant services and business loans. We understand the unique challenges faced by businesses today and are committed to helping them thrive.

Credit Cards with Rewards

With our Credit Cards with Rewards, you can earn points on everyday purchases. Whether it's groceries or gas, use your card and enjoy rewards that can be redeemed for travel, merchandise, or cash back.

Mortgage Loans & Refinancing

When it's time to buy a home or refinance your existing mortgage, our experienced staff is here to guide you through the process. We offer Mortgage Loans & Refinancing options that are designed to fit various budgets and financial situations.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to check balances, transfer funds, and pay bills anytime, anywhere. Plus, with ATM access available for withdrawals and balance checks, managing your finances has never been easier.

Personal Banking

Whether you're opening your first checking account or planning for retirement, our Personal Banking options include both checking and savings accounts tailored to fit your lifestyle. You can easily access your accounts online or through our mobile banking app, giving you the freedom to manage your money on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. We provide quick access to funds that can help you manage bills or combine multiple debts into one manageable payment.

Shared Branch Transactions

As a member of Seasons, you also have access to basic shared branch transactions through partner credit unions. This means you can perform deposits and withdrawals even when you're away from home. We invite you to experience all these services at Seasons located at 524 S Main St Middletown Ct 06457 in beautiful Middletown, CT. For more information or assistance, please call us at (860) 346-6614 or visit our website at Main Office. Your financial journey starts here!

Digital & Online Banking

Accessibility & Ease-of-Use

Our online banking services are designed with ease-of-use in mind. You can perform various tasks like checking recent transactions, transferring funds between accounts, and setting up automatic payments all in real time! This level of accessibility helps you stay on top of your finances without any extra effort. In addition to these features, we provide options for mobile payments, making it simple to shop or pay for services directly from your phone. Although this feature is currently not available at Seasons, we are continually looking to enhance our offerings based on member feedback. With our commitment to providing excellent digital banking services, managing your money has never been easier or safer. Join us today and experience the convenience of modern banking at Seasons!

Key Features

One of the standout features is our user-friendly mobile application, which allows you to manage your finances right from your smartphone. You can check your account balance, pay bills, and even transfer money to friends and family through our person-to-person transfer service. This means no more waiting in lines or dealing with paperwork everything can be done quickly and securely from the palm of your hand. Security is also a top concern for us. With electronic signature authorization available, you can sign documents safely without the hassle of printing them out. Plus, our e-statements feature provides a paperless way to keep track of your financial transactions while ensuring sensitive information remains protected.

Financial Strength

Commitment to Growth

With $11,147,748 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we have $3,433 in used auto loans and $117,002,149 in total loans and leases, supporting members' financial goals across various sectors.

Growing Membership Base

With a total of 30,652 accounts, it's clear that our member base is strong and growing. This trust reinforces our commitment to deliver quality service and reliable financial solutions. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Seasons is your trusted partner. Visit us at 524 S Main St Middletown Ct 06457 or call (860) 346-6614 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $37,748,804 in share certificates and $11,326,129 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $67,014 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $12,271,453, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.26% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,422,124 in used vehicle loans and $16,233,550 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, our flexible terms can help make it happen.

Credit Lines

For those who need additional flexibility, our credit lines totaling $27,919,028 provide access to funds when you need them most. This option allows you to borrow as needed while only paying interest on what you use. At Seasons, we are committed to supporting our community with accessible loan products tailored to fit individual needs. If you're interested in refinancing or exploring eligibility options for any of these products, please reach out to us at (860) 346-6614 or visit us at our branch located at 524 S Main St Middletown Ct 06457 in Middletown, CT. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,562,404, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our credit card options. We also offer flexible terms on unsecured credit card loans, with a total of $3,788,115 in loans helping members manage their finances effectively. Enjoy benefits that fit your lifestyle while keeping control over your spending.

Loan Aggregator

No Sponsored Listings

LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, ensuring that all users see a true comparison of available loan options without hidden agendas.

Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions. This real-time capability is essential in a rapidly changing financial landscape. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Loan offers on LendMesh come from legitimate financial institutions. This commitment to verified data fosters transparency and helps users trust the information they receive.

ELLAFI FEDERAL CREDIT UNION - Middletown, CT

Compare Loan Rates Near You

Loan rates in Middletown, CT (06457)