Seaport Credit Union Elizabeth NJ | Best Auto Loans & Business Banking

Introduction

Welcome to Seaport Federal Credit Union, your trusted financial partner since 1969. Located at 5080 McLester St, Elizabeth, NJ 07201, we have proudly served our community for over five decades, providing a wide range of banking services tailored to meet your needs. With a dedicated membership of 5,454 and total assets exceeding $95 million, we are committed to supporting our members' financial journeys. At Seaport, we believe in making banking simple and accessible. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our team is here to help. We also offer business banking solutions to empower local entrepreneurs and small businesses. Our leadership team, headed by CEO Elaine Thompson and Board President Brian Cashin, is deeply invested in fostering strong relationships within the community. Our staff of 21 employees works diligently to ensure that you receive the best service possible every time you visit. While members can visit us at our branch location, official correspondence should be sent to the same address: 5080 McLester St, Elizabeth, NJ 7201. Feel free to reach out at 908-558-6124 or visit us online at seaportfcu.org for more information about our services. Join us today and experience the Seaport difference where your financial well-being is our top priority!

Branch History & Mission

Community Commitment

Seaport is not just about transactions; it's about building relationships. We actively engage with local organizations and participate in outreach programs that benefit our community. Whether it's sponsoring local events or partnering with schools for financial education initiatives, we strive to give back to those who have supported us throughout our journey. As we continue into the future, we remain committed to embracing digital advancements while ensuring ADA compliance so that all our members can access our services comfortably and efficiently. Our dedicated team is here to guide you every step of the way. We invite you to join Seaport Federal Credit Union today! Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community-focused family. For more information or to open an account, please call us at 908-558-6124 or visit our website at seaportfcu.org. Together, let's navigate your path toward financial success!

Our Mission

At Seaport Federal Credit Union, our mission is clear: to empower our members through accessible financial services while fostering community growth and support. We are dedicated to providing a welcoming environment where everyone feels valued and appreciated. By offering competitive rates and personalized service, we aim to help our members achieve their financial goals whether that's purchasing a new vehicle or saving for a dream home. While you can visit us at our branch location in Elizabeth, all official correspondence should be sent to the same address: 5080 McLester St, Elizabeth, NJ 7201. We believe in making banking easy and convenient for our members. That's why we offer ATM services for quick cash withdrawals and balance checks along with online and mobile banking options for managing finances on-the-go.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can visit comfortably. If you prefer banking on the go, we also offer ATM services at this location for your convenience.

Operating Hours

Our doors are open to serve you during convenient hours: Monday, Wednesday, and Friday from 8 AM to 3 PM, and Tuesday and Thursday from 8 AM to 5 PM. Whether you're stopping by before work or on your lunch break, we strive to accommodate your schedule.

Services Offered

At Seaport Federal Credit Union, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your financial goals. Plus, with online and mobile banking available, managing your finances has never been easier.

Visit Us Today!

We invite you to come by our branch or give us a call at 908-558-6124 if you have any questions or need assistance. Our dedicated team is eager to assist you with all of your banking needs. Experience the difference at Seaport Federal Credit Union today!

Member Eligibility

Joining Seaport feels like becoming part of a warm and welcoming family, where your financial well-being is the top priority. If you're looking to become a member, it's simple! You can qualify if you live, work, worship, or attend school in the area surrounding our branch at 5080 Mclester St Elizabeth Nj 07201. This inclusive approach means that many people in our community can benefit from the personalized services we offer. Not only will you gain access to a variety of financial products designed with your needs in mind, but you'll also enjoy the support of a dedicated team committed to helping you succeed. To get started on your membership journey, feel free to reach out at (908) 558-6124 for any questions or guidance. For more details about eligibility criteria and how to apply, check out our website at https://seaportfcu.org/newmembers/ . When you're ready to open your account, simply follow this link: https://app.consumer.meridianlink.com/apply.aspx?lenderref=seaportfcu080923&list=xasast . Joining us at Seaport is not just about banking; it's about building relationships and enhancing your financial future together!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced market, having reliable merchant services is crucial. Think about how easy it is for customers to pay when you offer diverse payment options. Our merchant services streamline transactions, allowing you to focus more on serving your customers rather than managing complex payment processes. Located at 5080 Mclester St Elizabeth Nj 07201 in Elizabeth, NJ, we're here to help local businesses like yours succeed. Contact us at (908) 558-6124 today and discover how we can partner with you on your journey to success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local business owners, we offer specialized business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're committed to providing the support you need to thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Seaport offers robust online and mobile banking features. You can manage your accounts from anywhere at any time check balances, transfer funds, or deposit checks all at the touch of a button. Plus, with ATM access, withdrawing cash has never been easier.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They not only help build your credit but also offer perks that can save you money on future purchases. Whether it's cash back or travel rewards, we've got options that cater to different lifestyles.

Get Started Today!

We invite you to visit us at 5080 Mclester St Elizabeth Nj 07201 or call us at (908) 558-6124 for more information about how we can assist you in achieving your financial goals. At Seaport, we are dedicated to serving our members' needs with friendly service and personalized attention. Explore all that we have to offer by visiting our website at Seaport Federal Credit Union today!

Personal Banking Solutions

We offer various personal banking options tailored to fit your lifestyle. Our checking and savings accounts make it easy to manage your everyday finances, while our auto loans and vehicle financing provide affordable solutions for purchasing a new car or refinancing an existing loan. Imagine cruising down the road in your new vehicle, knowing you made a smart financial choice with our competitive rates. If you're considering buying a home or refinancing your current mortgage, our mortgage loans are designed with you in mind. We'll work together to find the right plan that suits your budget and goals. For those times when unexpected expenses arise, our personal loans and debt consolidation options can give you the relief you need without added stress.

Digital & Online Banking

Easy Access Anytime

Whether you're at home or out running errands, managing your finances has never been easier with Seaport. With our comprehensive suite of digital banking services, you have everything you need right at your fingertips. Join us today and experience the ease of banking on your terms!

Key Services Offered

With our 24/7 online banking, you can check your account balance, pay bills, and transfer funds any time you need, right from the comfort of your home or on the go. Our user-friendly mobile application enhances this experience even further, allowing you to manage your finances directly from your smartphone. For those who prefer going paperless, we provide e-statements that keep your financial documents organized and easy to access. Plus, our electronic signature authorization feature means you can sign important documents without the hassle of printing and mailing them.

Safe and Secure Transactions

Security is a top priority for us. Our online banking platform uses advanced encryption technology to protect your personal information. You can also enjoy the convenience of mobile payments, making it easy to pay for purchases securely with just a few taps on your phone. If you need to send money to family or friends, we offer person-to-person transfers as well, allowing you to share funds quickly and safely though please note this feature is currently unavailable at Seaport.

Financial Strength

Committed Team

We also take pride in having 18 full-time employees and 3 part-time employees. Our dedicated team is always ready to serve you with knowledgeable assistance tailored to your needs.

Growing Membership Base

Our commitment to our members is reflected in the trust shown by our community evidenced by the 8,349 total share accounts that we manage. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Seaport is your trusted partner. Visit us at 5080 Mclester St Elizabeth Nj 07201 or call (908) 558-6124 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Reinvestment for Growth

With $13,581,433 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $679 in used auto loans and $45,800,821 in total loans and leases available.

Secure Savings Options

Members' savings are secured through $10,436,983 in share certificates and $13,671,315 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $13,586,815, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,424 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,054,447 in used vehicle loans and $7,320,814 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find a loan that suits your budget and lifestyle.

Credit Lines

For those looking for additional flexibility, we provide credit lines totaling $6,000,000. This can be an excellent resource for managing cash flow or handling larger purchases without taking out a traditional loan. If you're considering refinancing or exploring eligibility options for any of our loan products, our team is ready to assist you. We believe that everyone deserves access to affordable financing solutions. Feel free to reach out at (908) 558-6124 or visit us at 5080 Mclester St Elizabeth Nj 07201, Elizabeth, NJ. Let's work together towards securing your financial future! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,244,634, make buying or refinancing simple. We guide you through every step of the process, ensuring you have access to the best terms available.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $2,630,093 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or want to make everyday purchases more manageable, our credit card options are designed with your needs in mind.

Loan Aggregator

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SEAPORT FEDERAL CREDIT UNION