Seaboard Credit Union Hermon ME | Affordable Auto Loans & Business Banking

Introduction

Welcome to Seaboard, your trusted financial partner in the heart of Hermon, Maine. Established in 1940, our credit union has proudly served the community for over 80 years, building a strong foundation based on trust and commitment. Located at 2410 Route 2, Hermon, ME 04401, we are dedicated to providing exceptional financial services to our 13,016 members. At Seaboard, we understand that every member has unique needs. That's why we offer a range of personalized banking solutions, from checking and savings accounts to auto loans and mortgages. With total assets reaching an impressive $223,062,041 and total deposits of $18,772,143, you can count on us to manage your finances with care and expertise. Our leadership team is committed to your success. Under the guidance of CEO Kyle Casburn and Board President Tony Manzo, our dedicated staff of 37 employees is here to help you navigate your financial journey. We believe in fostering relationships that go beyond transactions; we strive to be a part of your life story. While members can visit us at our branch location for face-to-face service, official correspondence should be sent to our mailing address: PO Box 6359, Bangor, ME 4401. We encourage you to reach out with any questions or to discuss how we can support your financial goals. You can contact us at (207) 848-9995 during our operating hours from Monday through Friday, 8:00 AM to 4:30 PM and Saturday from 8:00 AM to 12:00 PM. Explore all that Seaboard has to offer by visiting our website at www.seaboardfcu.com. Join us today and experience the difference a community-focused credit union can make in your financial life!

Branch History & Mission

At Seaboard, our roots run deep in the community of Hermon, ME. Established in 1940, we have proudly served our members for over 80 years. Our branch, located at 2410 Route 2 Hermon Me 04401, has grown alongside the people we serve, evolving to meet their needs and aspirations. Today, we are honored to support a vibrant membership of over 13,000 individuals who trust us with their financial journeys. Our mission is simple yet powerful: to provide accessible financial services while fostering community growth and support. We strive to make banking easy and efficient for everyone by offering a range of services including personal banking accounts, auto loans, mortgages, and business loans. Our commitment extends beyond just transactions; we aim to build lasting relationships that empower our members. While you can visit us at our Hermon location for all your banking needs, official correspondence should be sent to our mailing address: PO Box 6359, Bangor, ME 4401. This ensures that your inquiries and communications are handled promptly. Seaboard is not just about banking; it's about being part of the community. We actively engage in outreach programs and partnerships that uplift those around us. Whether it's through financial education workshops or local sponsorships, we believe in giving back and making a positive impact. In today's digital world, we've embraced technology to enhance your banking experience. From online and mobile banking to ATM access and drive-thru services, we ensure that our members can manage their finances conveniently and securely. Our branch is ADA compliant because we believe everyone deserves equal access to financial services. With total assets exceeding $223 million, Seaboard is stable and well-equipped to support our members' financial goals. We invite you to join us on this journey experience the benefits of becoming a member of Seaboard today! Visit our website at seaboardfcu.com or call us at 207-848-9995 for more information about membership options or any questions you may have. Join us at Seaboard where your financial success is our priority!

Branch Location & Accessibility

Call to Action

We invite you to stop by our Hermon location or give us a call at 207-848-9995. Let our friendly staff help you achieve your financial goals today! Visit us soon we can't wait to meet you!

Convenient Features

At Seaboard, we understand the importance of accessibility. Our branch is equipped with features that make banking easy for everyone. We offer ample parking and are fully compliant with ADA standards, ensuring a welcoming environment for all our members.

Operating Hours

Our team is here for you during convenient hours: Monday through Friday from 8:00 AM to 4:30 PM and Saturday from 8:00 AM to 12:00 PM. Whether you need to handle personal banking tasks or have questions about loans and services, we're available to assist you when it's most convenient for you.

Services Offered

Seaboard provides a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need quick access? Our ATM is available on-site for cash withdrawals and balance inquiries. Plus, enjoy the ease of drive-thru banking for deposits and simple transactions. If you're looking for shared services, we proudly offer basic transactions for partner credit union members as well.

Member Eligibility

Becoming a member of Seaboard is like joining a family that supports you through every financial step. If you're looking to join our welcoming community at Seaboard, located at 2410 Route 2 Hermon Me 04401, you'll find it's an easy process. Membership is open to anyone who lives, works, or attends school in our local area. Whether you're a student just starting out or someone looking to enhance your financial journey, we'd love to have you on board! To learn more about the specific eligibility criteria, please visit us at http://www.seaboardfcu.com/members/membership-application/. We believe everyone deserves access to friendly and personalized financial services, and being part of Seaboard means you can enjoy various benefits such as competitive loan rates, savings options, and community-focused services. Ready to get started? Opening an account is simple just check out the details here: https://seaboardfcu.financialhost.org/registration. If you have any questions, don't hesitate to call us at (207) 848-9995; we're here to help!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, our merchant services can simplify your payment processes. Imagine processing transactions smoothly while focusing on what matters most growing your business. With features like mobile payments and online banking, managing your finances becomes less of a chore and more of a streamlined experience. Located at 2410 Route 2 Hermon Me 04401 in Hermon, ME, our dedicated team is here to help you explore the right options for your business needs. Contact us today at (207) 848-9995 to learn how we can empower your business dreams!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $58 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,156,665, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATMs offer easy access for withdrawals and balance checks. If you're in a hurry but still need banking services, take advantage of our Basic Drive-Thru Banking for simple transactions like deposits and withdrawals. Additionally, we proudly participate in Shared Branch Transactions, allowing members from partner credit unions to perform deposits and withdrawals at our location without hassle.

Business Banking Services

For our business members, Seaboard offers comprehensive Business Banking solutions including Merchant Services & Business Loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your ambitions with the right financial products.

Credit Card Rewards

Looking for a way to earn rewards while spending? Our Credit Cards with Rewards program allows you to earn points for every purchase you make. These points can be redeemed for various perks, making everyday spending more rewarding.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts from anywhere at any time. With options like mobile payments and person-to-person transfers, accessing your money has never been easier.

Get In Touch!

We invite you to explore all these services at Seaboard. If you have questions or need assistance, don't hesitate to call us at 207-848-9995 during our operating hours: Monday through Friday from 8:00 am - 4:30 pm and Saturday from 8:00 am - 12:00 pm. Join us today and discover how we can help you achieve your financial goals! Visit us online at Seaboard for more information about membership and account opening options!

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer Checking & Savings Accounts that fit various lifestyles and goals. Imagine having the freedom to access your funds easily while earning interest on your savings our accounts make that possible. When it comes to financing a vehicle, our Auto Loans & Vehicle Financing options are tailored to ensure you can drive away with the car you want without breaking the bank. Plus, if you're thinking about buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing solutions can help simplify the process. For those unexpected expenses or plans that require some extra cash, consider our Personal Loans & Debt Consolidation services. We aim to provide you with flexible repayment terms and competitive rates so that you can focus on what truly matters.

Digital & Online Banking

Convenient Features

Our online banking platform is user-friendly and packed with features that help you manage your money effortlessly. You can check your balance, transfer funds, and pay bills all from the comfort of your home or while you're out and about. Plus, with our mobile application, you have everything you need right at your fingertips. Enjoy the freedom of mobile payments so you can make purchases quickly and easily without needing cash or cards.

Enhanced Security

Security is our top priority. With electronic signature authorization available, signing documents online is both safe and convenient. We also provide e-statements, allowing you to review your financial information securely without the hassle of paper statements.

Real-Time Management

Need to send money to a friend? Our person-to-person transfer feature makes it a breeze! You can send funds instantly, ensuring that help is just a few taps away when someone needs it. Whether it's splitting the bill for dinner or sending a gift, managing transactions has never been simpler. At Seaboard, we're committed to providing accessible and easy-to-use digital banking options that put you in control of your finances. Explore all our services today by visiting https://www.seaboardfcu.com/ and experience banking that fits into your life seamlessly!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 27,937, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $506,854. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Seaboard is your trusted partner. Visit us at 2410 Route 2 Hermon Me 04401 or call (207) 848-9995 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $47,999,350 in share certificates and $40,042,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $327,825, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinforcing Our Commitment to You

With $19,406,842 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $2,003 in used auto loans and $142,168,997 in total loans and leases.

Solid Financial Health

With a net worth of $19,406,842, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $32,644,434 in used vehicle loans and $8,593,009 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our financing options can make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $6,156,665 provide the capital needed to grow and expand. Whether you need funds for inventory purchases or equipment upgrades, we have solutions tailored specifically for small businesses. At Seaboard, we pride ourselves on offering competitive rates and personalized service to ensure you find the best loan option for your needs. For more information about refinancing or to check your eligibility for any of our loan products, feel free to reach out. You can visit us at 2410 Route 2 Hermon Me 04401 or give us a call at 207-848-9995 during our operating hours: Monday-Friday from 8:00 am - 4:30 pm and Saturday from 8:00 am - 12:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $16,122,692, providing flexible terms that can fit various financial situations. If you're considering refinancing your current mortgage or are unsure about your eligibility for a new loan, our team is here to guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $3,069,583 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that enhance your everyday spending experience.

Loan Aggregator

Benefits of Using LendMesh

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SEABOARD FEDERAL CREDIT UNION - Hermon, ME

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Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Convenient Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Tailored Loan Solutions

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking Services

Credit Card Rewards

Digital Banking Convenience

Get In Touch!

Personal Banking Solutions

Digital & Online Banking

Convenient Features

Enhanced Security

Real-Time Management

Financial Strength

A Growing Community

Member-Centric Savings Options

Operational Efficiency

Reinforcing Our Commitment to You

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

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