Sea West Coast Guard Credit Union Oakland CA

Introduction

Welcome to Sea West Coast Guard, your trusted financial partner in the heart of Oakland, California. Established in 1959, our credit union has been dedicated to serving our community for over six decades. With a rich history and a commitment to member satisfaction, we are proud to support 11,637 members with tailored financial solutions that meet their unique needs. At our main office located at 8750 Mountain Blvd, Oakland, CA 94605, we invite you to experience the personalized service that sets us apart. Our team is here to help you navigate your financial journey, whether you're looking for loans, deposits, or expert advice. You can reach us at 510-568-4100 during our lobby hours from 8:30 AM to 4:30 PM on weekdays. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 4949, Oakland, CA 94605. This ensures that your communications are handled promptly and efficiently. With total assets of $396,236,301 and total deposits reaching $35,110,032, Sea West Coast Guard stands strong as a pillar of financial stability in our community. Our net worth of $76,422,636 reflects our commitment to sound financial practices and responsible growth. Led by CEO Michael Kenny and Board President Jerry Doherty, our team is dedicated to enhancing the lives of our members through various services including personal loans (with a total of 5,501 loans currently), auto loans, and much more. Join us today by visiting our website or calling us directly. Discover how Sea West Coast Guard can help you achieve your financial goals while making a positive impact in the community!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to become part of the Sea West Coast Guard family. Experience personalized service and the many benefits that come with membership. Whether you're looking for loans or simply want reliable banking options, we're here for you every step of the way. For more information about becoming a member or opening an account with us online, please visit Sea West Coast Guard. Let's build a prosperous future together!

Modern Services

In keeping with modern demands, we offer a variety of digital services such as online banking and mobile applications. Our aim is to make banking convenient for you while ensuring compliance with accessibility standards. Even though we currently do not have ATM or drive-thru services available at this branch location, our focus remains on delivering high-quality member service during lobby hours from 8:30 AM to 4:30 PM on weekdays.

Our Journey

From our humble beginnings, Sea West Coast Guard has grown into a trusted financial partner for more than 11,600 members. We have witnessed significant milestones throughout our history, from expanding our services to embracing digital advancements. Today, with total assets reaching an impressive $396,236,301, we are committed to providing exceptional financial products and services tailored to our members' lives. Our headquarters in Oakland serves as the heart of our operations, allowing us to connect deeply with the local community. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 4949, Oakland, CA 94605.

Our Mission

At Sea West Coast Guard, our mission is straightforward: to empower our members through accessible financial services and dedicated community support. We believe in the importance of building lasting relationships based on trust and transparency. Whether it's offering loans for new vehicles or providing assistance with personal banking needs, we strive to enhance the financial well-being of everyone we serve. Our commitment goes beyond just banking; we actively participate in local outreach efforts and partnerships that uplift the communities around us. We understand that supporting one another leads to stronger neighborhoods and brighter futures.

Branch Location & Accessibility

Welcome to the Sea West Coast Guard branch, located conveniently at 8750 Mountain Blvd in beautiful Oakland, CA. Nestled in Alameda County, our branch is easily accessible for all members and potential members. Whether you're visiting us for a quick transaction or to discuss your financial needs, you'll find our location welcoming and convenient. If you need to send any official correspondence, please note that our mailing address is P.O. Box 4949, Oakland, CA 94605. This way, you can ensure your documents reach us promptly. Our branch is close to local landmarks such as the scenic Joaquin Miller Park and the bustling Montclair Village, making it easy to stop by while you're out enjoying the community. We prioritize accessibility for all our members. The building is ADA compliant, with ramps available for those who need them. When you visit us during our operating hours from 8:30 AM to 4:30 PM, Monday through Friday, you'll be greeted by our friendly staff ready to assist you. While we do not have an ATM or drive-thru service at this location, we offer a variety of services inside the branch tailored to meet your financial needs. Parking is available nearby for your convenience. If you have any questions or would like to learn more about becoming a member of our credit union, feel free to give us a call at 510-568-4100. We look forward to serving you!

Member Eligibility

At Sea West Coast Guard, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is straightforward and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We also extend membership to family members of current members, making it easy for your loved ones to benefit from our services too. To find out more about the specific eligibility requirements, feel free to visit our website at http://www.seawest.coop/become-a-member. Once you confirm your eligibility, opening an account is a breeze! You can start the process online by visiting https://onlinebanking.seawest.coop/auth/enrollment, or you can give us a call at (510) 568-4100 if you have any questions. We're excited to welcome you into the Sea West Coast Guard family and support you on your financial journey!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine being able to process payments easily and securely while you focus on running your business. Our merchant services streamline transactions, ensuring you can serve your customers without hassle. From credit card processing to online payment solutions, we provide tools that help make daily operations smoother. Whether you're based at 8750 Mountain Blvd Oakland Ca 94605 in Oakland, CA, or looking to connect with us remotely, we're here to provide the resources you need to thrive. Let's work together to build a successful future for your business!

Comprehensive List Of Services

Banking Services Designed for You

One of our key offerings includes ATM Services Only. This means you can easily access your funds whenever you need them, whether you're out shopping or on the go. Imagine being able to withdraw cash or check your balance without having to step into a branch! With our ATM services, convenience is just around the corner. We understand that in today's fast-paced world, digital banking features are important. That's why we also offer online banking options, allowing you to manage your accounts from the comfort of your home or while you're out. You can easily transfer money, pay bills, and monitor your account activity with just a few clicks. Plus, with mobile payment options available, making transactions has never been simpler.

Join Us Today

Ready to take advantage of what Sea West Coast Guard has to offer? Explore our services and see how they can benefit your financial journey. Whether it's utilizing our ATM services or accessing digital banking features, we're dedicated to making your experience as smooth as possible. For more information on becoming a member or opening an account, visit us online at https://seawest.coop/. We look forward to serving you!

Personal Touch and Support

At Sea West Coast Guard, we believe in providing personalized support as well. Our friendly staff is always ready to assist you with any questions or concerns you might have about our services. Whether you're new to banking or looking to switch accounts, we'll guide you through every step of the process. Our branch operates from 8:30 AM to 4:30 PM, Monday through Friday, ensuring that you can reach us when it's most convenient for you. If you ever have a question outside of these hours, don't hesitate to give us a call at (510) 568-4100. We're here to help!

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can check your balance, pay bills, and transfer funds anytime, day or night. This means no more rushing to the bank before it closes; you have access to your accounts whenever you need it. Plus, our user-friendly interface ensures that even those who are not tech-savvy can navigate easily.

Go Paperless with E-Statements

Say goodbye to piles of paper! With e-statements available, you can access your account statements digitally. This not only helps the environment but also allows for quicker access to your financial records right from your device.

On-the-Go Banking with Our Mobile App

Our mobile application puts banking in the palm of your hand. Whether you're making mobile payments or sending money through person-to-person transfers, managing your finances has never been easier. Enjoy the convenience of banking on the go while keeping everything secure and organized. At Sea West Coast Guard, we strive to make banking simple and accessible for everyone. Discover how our digital and online banking services can enhance your financial journey today!

Secure Transactions at Your Fingertips

Security is our top priority. We offer electronic signature authorization for a fast and safe way to approve transactions without the hassle of printing or mailing documents. You can rest assured that your personal information is protected while using our online services.

Financial Strength

Commitment to Member Savings

Members' savings are secured through $117,601,278 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Investing in Your Future

With $72,481,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $783 in used auto loans and $254,238,069 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand strong at 20,386, showing a growing member base that trusts us with their finances. This trust is what drives us to maintain the highest standards of service while ensuring your money is secure. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sea West Coast Guard is your trusted partner. Visit us at 8750 Mountain Blvd Oakland Ca 94605 or call (510) 568-4100 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 39 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $76,422,636, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,929 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $13,022,793 in used vehicle loans and $38,554,422 in new vehicle loans, helping members get on the road with ease. If you're considering financing a vehicle, our team can assist you in finding the right option that fits your budget.

Credit Lines

For those who prefer flexibility, our credit lines amounting to $27,285,553 provide members with access to funds whenever necessary. This option allows you to borrow what you need when you need it without applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,427,311. Whether you are purchasing your first home or refinancing an existing mortgage, we simplify the process to help make your dream a reality.

Refinancing Options

If you're currently paying higher interest rates on your existing loans or mortgages, consider our refinancing options. We can work with you to determine eligibility and find ways to lower your monthly payments. Our branch is conveniently located at 8750 Mountain Blvd Oakland Ca 94605, and we're here to answer any questions you may have. Feel free to reach out at 510-568-4100 during our lobby hours from 8:30 AM to 4:30 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a wide variety of loan products tailored just for you, Sea West Coast Guard is committed to helping our members thrive financially.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $5,925,300 in loans available, our unsecured credit cards can help you manage your finances effectively while providing you with the convenience and security you need.

Loan Aggregator

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