Sea Comm Credit Union South Burlington VT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sea Comm, your trusted partner in financial wellness since 1963! Located at 1680 Shelburne Rd, South Burlington, VT 05403, we are dedicated to serving our community with a range of financial services tailored to meet your needs. With a robust membership of over 55,000 and total assets exceeding $787 million, we pride ourselves on being a reliable resource for both personal and business banking. At Sea Comm, we believe in empowering our members through accessible financial solutions. Whether you're looking for auto loans, mortgages, or everyday banking services, we've got you covered. Our total deposits stand at $24,337,568, reflecting the trust our members place in us. We also manage a healthy loan portfolio with 30,974 loans and leases in circulation. Our leadership team is here to support you every step of the way. Under the guidance of CEO Scott Wilson and Board President Myron Burns, our dedicated staff of 131 employees works diligently to ensure that you receive top-notch service and support. If you ever need assistance or have questions about our offerings, don't hesitate to reach out at 800-764-0566. While members can visit us at our branch location, official correspondence should be sent to the same address: 1680 Shelburne Rd, South Burlington, VT 05403-7718. Join us today and experience a credit union that truly cares about your financial future! Explore more about our services or get started with your account by visiting us online at Sea Comm. Your journey towards financial empowerment begins here!

Branch History & Mission

Welcome to Sea Comm, a credit union that has proudly served the community of South Burlington, Vermont, since its establishment in 1963. Over the decades, we have evolved from a small financial cooperative into a trusted institution with a total membership of over 55,000 and assets exceeding $787 million. Our journey is marked by dedication to our members and commitment to enhancing their financial well-being. Located at 1680 Shelburne Rd, South Burlington, VT 05403, our branch stands as a beacon of support and service. We're easily accessible for residents and visitors alike, making it convenient to stop by for all your banking needs. While members can visit us at this address, official correspondence should be sent to 1680 Shelburne Rd, South Burlington, VT 05403-7718. At Sea Comm, our mission is simple yet powerful: to provide exceptional financial services while actively supporting our local community. We strive to empower individuals and families through a variety of offerings including personal banking, auto loans, mortgage financing, and business banking solutions. We believe that strong financial education and access to resources can lead to brighter futures for everyone in our community. As we look back on our history, we are proud of the milestones we've achieved. From introducing digital banking options that cater to modern lifestyles to ensuring ADA compliance so that everyone can access our services comfortably, we are committed to innovation while honoring our roots. Our drive-thru service and ATM availability make banking even easier for those on the go. We also take pride in our partnerships with local organizations and community outreach efforts aimed at improving lives beyond just banking. Whether it's sponsoring events or providing financial literacy workshops, we believe in giving back as much as we can. Join us at Sea Comm today and discover how you can benefit from becoming a member. Experience first-hand the personalized service that has made us a cornerstone in South Burlington for over 60 years. Together, let's build a stronger future! For more information or assistance, feel free to call us at 800-764-0566 or visit our website at seacomm.org.

Branch Location & Accessibility

Welcome to Sea Comm, located at 1680 Shelburne Rd in beautiful South Burlington, Vermont! Our branch is conveniently positioned just a short drive from local landmarks like the vibrant shopping areas and parks that make our community so special. Whether you're coming from downtown or nearby neighborhoods, you'll find us easily accessible. At Sea Comm, we prioritize making your banking experience smooth and enjoyable. We offer ample parking and ensure that our facilities are ADA compliant, featuring ramps and easy access for everyone. If you prefer to bank from your car, our drive-thru service is here to help with deposits, withdrawals, and simple transactions without needing to leave your vehicle. Our doors are open for you Monday through Thursday from 8:00 a.m. to 5:00 p.m., and on Fridays, we're here until 6:00 p.m. Please note that we are closed on Saturdays. If you need assistance or have questions about our services, don't hesitate to give us a call at 800-764-0566. For your convenience, we also have an ATM available on-site, ensuring you can access cash whenever you need it. While members can visit us at 1680 Shelburne Rd, official correspondence should be sent to the same address as well. We invite you to explore all that Sea Comm has to offer whether it's personal banking options like checking and savings accounts or loans for your next vehicle or home. Come visit us today and let our friendly team assist you with all your banking needs!

Member Eligibility

At Sea Comm, we believe that everyone deserves a chance to be part of a community that truly cares about their financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in our local area, you're likely eligible to join us at our branch located at 1680 Shelburne Rd South Burlington Vt 05403. We take pride in offering our members a range of services designed to help you thrive financially, whether it's personal banking, loans, or credit cards with rewards. If you're ready to start your journey with us, opening an account is just a few clicks away! You can find all the details on how to join and what's required by visiting our eligibility page here. If you have any questions or need assistance, don't hesitate to reach out at (800) 764-0566. We're excited to welcome you into the Sea Comm family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, Sea Comm offers merchant services designed to simplify transactions for your business. Whether you need payment processing solutions or tools to manage cash flow effectively, we are here to help. Imagine being able to accept payments seamlessly from customers while having access to real-time financial insights all backed by our dedicated support team. With Sea Comm's business banking and commercial services, you can focus on what matters most: growing your business. Contact us today at 800-764-0566 or visit our website at Sea Comm for more information!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $37 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,523,829, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Welcoming Community

At Sea Comm, we pride ourselves not just on our financial products but also on being part of the South Burlington community. With friendly staff ready to assist you at our branch located at 1680 Shelburne Rd, you can always reach us at 800-764-0566 during our operating hours: Monday through Thursday from 8:00 a.m. to 5:00 p.m., and Friday from 8:00 a.m. to 6:00 p.m. Whether you're interested in opening an account or learning more about our services, we invite you to visit us or check out our website at www.seacomm.org. Let Sea Comm be your trusted partner in achieving your financial goals!

Business Banking Opportunities

For small businesses and entrepreneurs, Sea Comm offers robust Business Banking options including Merchant Services & Business Loans. We understand that running a business is challenging, so we strive to provide the financial tools necessary for success.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we offer comprehensive Online & Mobile Banking services. You can manage your accounts anytime and anywhere through our user-friendly mobile application. From checking balances to making transfers or paying bills, everything is just a click away. Our members also benefit from access to an ATM & Cash Withdrawal Services, ensuring you have quick access to your funds when needed. For those who prefer face-to-face interactions but still want convenience, our Basic Drive-Thru Banking allows for deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

For those seeking to manage their finances more effectively, our Personal Banking services offer a variety of options. You can open checking and savings accounts that suit your lifestyle. Need a new car? Our Auto Loans & Vehicle Financing make it easy to get on the road without breaking the bank. If you're considering purchasing a home, our Mortgage Loans & Refinancing services provide flexible solutions tailored to your circumstances. Additionally, if you find yourself juggling multiple debts, our Personal Loans & Debt Consolidation can help streamline your payments. And for those who love rewards, our Credit Cards with Rewards allow you to earn points on your everyday purchases.

Digital & Online Banking

Key Features

We've made it easy for you to stay connected to your finances. Need to send money to a friend? Our person-to-person transfer feature allows you to do that quickly and securely. If you prefer going paperless, take advantage of our e-statements available now so you can keep track of your accounts without the clutter. Security is a top priority at Sea Comm. While we currently don't offer electronic signature authorization, rest assured that all your transactions are protected with advanced security measures. And if you're someone who enjoys the convenience of mobile payments, we've got you covered! Our commitment is to provide accessible financial solutions that fit into your lifestyle. With features like mobile payments and a comprehensive mobile application, managing your finances has never been more straightforward. Experience the ease of banking at Sea Comm today! For more information on our digital services, visit us online at https://www.seacomm.org/ or give us a call at (800) 764-0566. Your financial well-being is just a click away!

Financial Strength

Growing Together

As of now, we have a total of 130,817 share accounts. This shows a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) stand at $496,982, further illustrating our commitment to supporting your needs. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sea Comm is your trusted partner. Visit us at 1680 Shelburne Rd South Burlington Vt 05403 or call (800) 764-0566 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $184,095,402 in share certificates and $137,845,251 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,206,366, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,750,805 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 125 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $121,411,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $120,283,884 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is also strong; with $5,363 in used auto loans and $436,952,913 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $96,275,616 in used vehicle loans and $83,187,712 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms and competitive rates make it easy for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $51,523,829 provide the capital needed to grow and expand. We know how essential it is for businesses to have access to quick funding solutions that match their operational needs. At Sea Comm, we believe in empowering our members with the right tools and resources. If you're considering refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out! You can contact us at 800-764-0566 during our operating hours: Monday - Thursday from 8:00 a.m. to 5:00 p.m., and Friday from 8:00 a.m. to 6:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to learn more about how Sea Comm can support your financial journey!

Credit Cards and Personal Financing

We also offer flexible terms on unsecured credit card loans, with a total of $27,128,914 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your everyday purchases while keeping costs low.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $22,935,480, making buying or refinancing simple. We aim to provide straightforward processes and personalized service so you can focus on what matters most making your house a home.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources means that users receive fair and transparent offers without any hidden agendas.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented is current and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see the best options without influence from advertising dollars. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed decisions. Whether you're looking for a mortgage or an auto loan, you'll have access to the most recent data. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in securing better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SEA COMM FEDERAL CREDIT UNION - South Burlington, VT

Type of Loan Offerings

Personal Loans

Vehicle Loans

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