Sea Comm Credit Union Ogdensburg NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sea Comm, where your financial journey is our priority. Located at 3001 Ford Street Ext, Ogdensburg, NY 13669, we have been serving our community since 1963. With a robust membership base of over 55,187 individuals and families, we are dedicated to fostering relationships built on trust and transparency. At Sea Comm, we take pride in our strong financial standing. Our total assets amount to an impressive $787,112,156, with total deposits reaching $24,337,568. This solid foundation allows us to offer a variety of services tailored to meet the diverse needs of our members. Whether you're looking for personal banking options like checking and savings accounts or seeking financing through auto loans and mortgages, we've got you covered. Under the leadership of our CEO, Scott Wilson, and Board President, Myron Burns, we strive to create a welcoming environment for everyone who walks through our doors. Our friendly team of 131 employees is here to assist you with any questions or concerns you may have. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 3001 Ford Street Extension, Ogdensburg, NY 13669. Feel free to reach out at 315-764-0566 or explore our website at Sea Comm for more information about our offerings. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Join Us

As we look towards the future, Sea Comm remains committed to being your trusted partner in financial success. We invite you to join us on this journey become part of an organization that prioritizes your needs while actively contributing to the well-being of the Ogdensburg community. Discover how you can benefit from membership today! For more information or assistance, feel free to reach out at 315-764-0566 or explore our website at Sea Comm.

Our Evolution

Since opening our doors, Sea Comm has evolved significantly. With total assets now exceeding $787 million, we have consistently adapted to meet the needs of our members while maintaining a strong commitment to community involvement. We pride ourselves on providing valuable services such as checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our growth reflects not only financial success but also our deep-rooted dedication to serving Ogdensburg and its residents. Throughout our history, we have embraced advancements in technology while ensuring accessibility for everyone. Our digital offerings include online banking and mobile payments, making it easier for members to manage their finances anytime and anywhere. Additionally, we are committed to ADA compliance, ensuring that all members can access our services comfortably.

Our Mission

At Sea Comm, our mission is clear: to offer exceptional financial services while fostering a strong sense of community. We believe that by supporting our members' financial journeys, we can help build a brighter future for everyone in Ogdensburg. This mission drives us to participate in various outreach programs and partnerships aimed at enhancing the quality of life in our area. Our commitment extends beyond traditional banking; we aim to be a resource for financial education and empowerment. Whether through workshops or one-on-one consultations, we provide tools and knowledge that help our members make informed decisions about their finances. For those who wish to visit us in person, we invite you during our operating hours: Monday through Thursday from 8 AM to 5 PM, and Friday from 8 AM to 6 PM. We also offer convenient ATM access and drive-thru banking for quick transactions. While members can visit us at 3001 Ford Street Ext, official correspondence should be sent to 3001 Ford Street Extension, Ogdensburg, NY 13669.

Branch Location & Accessibility

Welcome to Sea Comm, your friendly neighborhood credit union located at 3001 Ford Street Ext in Ogdensburg, NY! Our branch is conveniently situated near local landmarks, making it easy for you to stop by for all your banking needs. Whether you're heading to a nearby park or visiting family in the area, we're just around the corner. At Sea Comm, we prioritize accessibility for all our members. Our location features ADA-compliant entrances and ramps, ensuring everyone can access our services comfortably. Plus, we offer ample parking right outside, so you won't have to worry about finding a spot. Our operating hours are designed with your schedule in mind. We're open Monday through Thursday from 8 AM to 5 PM and extend our hours until 6 PM on Fridays. Whether you need to make a quick deposit or discuss loan options, our friendly team is here to assist you during these hours. Need cash? No problem! We have an ATM available for quick withdrawals and balance checks whenever you need them. For those who prefer the convenience of drive-thru banking, we also offer this service for simple transactions like deposits and withdrawals. While members can visit us at 3001 Ford Street Ext, please note that official correspondence should be sent to our mailing address at 3001 Ford Street Extension, Ogdensburg, NY 13669. Feel free to reach out at 315-764-0566 if you have any questions or would like more information about our services. We look forward to welcoming you into our community and helping you achieve your financial goals!

Member Eligibility

Joining Sea Comm is like becoming part of a caring community that prioritizes your financial well-being. At our branch located at 3001 Ford Street Ext Ogdensburg Ny 13669, we welcome anyone who lives, works, or worships in the areas we serve. This means you can easily become a member if you share our values and commitment to supporting each other. Our members enjoy a range of benefits, including competitive loan rates and personalized service tailored to your needs. To learn more about our eligibility criteria, feel free to visit our detailed resource. When you're ready to open an account, just head over to https://app.loanspq.com/apply.aspx?lenderref=seacommfcu021621&list=ccplvlcbst or give us a call at (315) 764-0566 we're here to help you every step of the way!

Business Banking & Commercial Services

Financing Solutions That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $37 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,523,829, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer comprehensive merchant services designed to simplify payment processing for your business. Imagine being able to accept payments seamlessly whether your customers are shopping online or visiting your storefront. Our services not only streamline transactions but also provide valuable insights into customer behavior, enabling you to make informed decisions that can boost sales and enhance customer satisfaction. Located at 3001 Ford Street Ext Ogdensburg Ny 13669 in Ogdensburg, NY, our team is ready to partner with you on your journey to success. Contact us at (315) 764-0566 or visit our website for more information on how we can help your business flourish!

Comprehensive List Of Services

Accessibility and Convenience

At Sea Comm, accessibility is key. With an ATM on-site and drive-thru banking available for quick transactions like deposits and withdrawals, we ensure that managing your finances is as easy as possible. Plus, our friendly team is always ready to assist you during lobby hours from 8 AM to 5 PM Monday through Thursday, and until 6 PM on Fridays. In today's fast-paced world, having reliable digital banking options is essential. That's why we prioritize features like online banking and person-to-person payments giving you the freedom to manage your finances whenever it suits you best.

Business Services

For entrepreneurs and business owners, we offer specialized services like merchant services and business loans. We understand that running a business requires financial flexibility, so we're here to support your growth and success.

Credit Options

Don't forget about our credit cards with rewards! You can earn points for everyday purchases that can be redeemed for exciting perks just one more way we aim to add value to your membership.

Home Financing

Thinking about homeownership? Our mortgage loans and refinancing options can pave the way for you to own that cozy space you've always wanted. We pride ourselves on guiding you through the process, ensuring you feel confident in every decision.

Join Us Today!

With so much to offer at Sea Comm, there's never been a better time to become a member. Whether you're looking for personal banking solutions or seeking ways to enhance your business operations, we have the tools and expertise to help you thrive. Feel free to reach out at (315) 764-0566 or visit us online at Branch - Ogdensburg for more information about how we can serve you today!

Personal Banking

Starting with personal banking, we offer various checking and savings accounts tailored to fit your lifestyle. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms. With features like e-statements and mobile payments, managing your money has never been simpler or more convenient. For those looking to finance a new ride, our auto loans and vehicle financing options make it easy to hit the road without breaking the bank. We understand that sometimes life throws curveballs, which is why our personal loans and debt consolidation services can help you regain control of your finances.

Digital & Online Banking

Enhanced Convenience

One of the standout features of our digital banking is the ability to make person-to-person transfers. Need to split a bill with friends? Just send money directly through our platform! Additionally, if you prefer using mobile payments, we've got you covered there too. Our services allow for quick and secure transactions right from your phone. In today's fast-paced world, having control over your finances shouldn't be complicated. With the user-friendly features provided by Sea Comm, managing your money has never been easier or more accessible. Join us in embracing the convenience of modern banking by visiting https://www.seacomm.org/ today!

Key Features

Our online banking platform gives you the tools you need for real-time account management. You can check balances, pay bills, and transfer funds with just a few clicks. Plus, our mobile application makes it even more convenient to bank on the go. Whether you're commuting or relaxing at home, your financial information is always at your fingertips. Security is a top priority at Sea Comm. While we don't currently support electronic signature authorization, our systems are designed to keep your data safe. You can feel confident knowing that your information is protected as you take advantage of our e-statements feature. Enjoy paperless statements that are not only eco-friendly but also help you keep track of your transactions easily.

Financial Strength

At Sea Comm, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which underscores our commitment to providing the best services for you. With a net worth of $121,411,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $184,095,402 in share certificates and $137,845,251 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,206,366, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strong earnings reflect our commitment to reinvesting in our services; with $120,283,884 in undivided earnings, we enhance banking tools and security measures to serve our members better. We have provided $5,363 in used auto loans and $436,952,913 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is evident as well; our $2,750,805 enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 125 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 130,817, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sea Comm is your trusted partner. Visit us at 3001 Ford Street Ext Ogdensburg Ny 13669 or call (315) 764-0566 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $96,275,616 in used vehicle loans and $83,187,712 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car buying experience straightforward and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $51,523,829 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to scale an existing business, we have tailored solutions to fit your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $22,935,480, making buying or refinancing simple. We aim to support your journey towards owning your own home with transparent terms and competitive rates.

Refinancing Options

If you're considering refinancing any of these loans, we are here to help you explore your options. Refinancing can often lead to better rates and lower monthly payments. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Reach out today or visit us online at Sea Comm for more details on how our loan products can fit into your plans!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,128,914 in loans helping members manage their finances effectively. These cards can be a great tool for everyday purchases while building your credit.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers.

SEA COMM FEDERAL CREDIT UNION - Ogdensburg, NY

Type of Loan Offerings

Personal Loans

Vehicle Loans

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