SEA COMM FEDERAL CREDIT UNION - Massena, NY

Welcome to Sea Comm, your trusted partner in financial well-being, located at 30 Stearns St, Massena, NY 13662. Since our establishment in 1963, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the unique needs of our members. With over 55,000 members and total assets exceeding $787 million, we are dedicated to making a positive impact on the lives of those we serve. At Sea Comm, we offer a wide range of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our robust portfolio includes a total loan balance of 30,974 loans and leases that help our members achieve their financial goals. We also maintain healthy deposits totaling $24,337,568, ensuring that your money is safe and accessible when you need it. Our leadership team is here to support you every step of the way. Led by CEO Scott Wilson and Board President Myron Burns, our dedicated staff of 131 employees is committed to providing personalized service that puts you first. Whether you're visiting us in person or using our convenient online and mobile banking options, we strive to make your experience as seamless as possible. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 30 Stearns Street, Massena, NY 13662. If you have any questions or need assistance, don't hesitate to reach out at 315-764-0566. Join us today and discover how Sea Comm can help you build a brighter financial future! Visit our website at seacomm.org for more information or to open an account online. Your journey towards better banking starts here!

At Sea Comm, we believe that becoming a member is more than just opening an account; it's about joining a community that supports your financial goals. If you're looking to become part of our family, we welcome individuals who live, work, or attend school in our local area, as well as their family members. This inclusive approach ensures that everyone has the opportunity to enjoy the benefits of membership. You'll find that being a member at Sea Comm comes with numerous advantages, from competitive rates on loans to personalized service tailored just for you. Ready to take the next step? Opening an account is simple! Just visit us at 30 Stearns St Massena Ny 13662 or give us a call at (315) 764-0566 for more information. For detailed eligibility criteria, feel free to check out our website at . We can't wait to help you start your journey with us!

At Sea Comm, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency, so let's dive into the solid financial foundation that supports our credit union. With a net worth of $121,411,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This impressive net worth helps ensure that your deposits are safe and sound while providing you with the best possible returns. Our net worth ratio of $1,541 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio reflects our commitment to maintaining a strong cushion against any potential financial challenges. Members' savings are secured through $184,095,402 in share certificates and $137,845,251 in money market shares, offering stable and rewarding financial growth opportunities. These options not only enhance your savings but also help us lend responsibly to our community. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,206,366, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored to meet your needs. Our commitment extends beyond just numbers. With $120,283,884 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Your success is intertwined with ours, which is why we continuously strive for improvement. With $5,363 in used auto loans and $436,952,913 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to purchase a vehicle or fund other important life events, we're here to help you every step of the way. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We believe that strong management translates into reliable service for you. We also take pride in having 125 full-time employees and 6 part-time employees who are always ready to assist you with a knowledgeable and committed team. Our staff is dedicated to ensuring you have the support you need when navigating your financial journey. With Net Shares (Funds available for lending and investments) at $496,982, we are well-positioned to support the needs of our growing member base. Speaking of growth, we proudly serve 130,817 share accounts an indication of the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sea Comm is your trusted partner. Visit us at 30 Stearns St Massena Ny 13662 or call (315) 764-0566 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.