Sea Comm Credit Union Canton NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sea Comm, your trusted financial partner located at 101 E Main St, Canton, NY 13617. Since our establishment in 1963, we have been dedicated to serving our community with a personal touch and a commitment to your financial well-being. With a strong membership base of 55,187 members and total assets reaching an impressive $787,112,156, we are proud to be a cornerstone of financial support in the region. At Sea Comm, we understand that every member has unique needs. That's why we offer a variety of services designed just for you, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our goal is to provide reliable financial products that help you achieve your dreams while ensuring that you feel valued and supported every step of the way. Under the leadership of CEO Scott Wilson and Board President Myron Burns, our team of 131 employees works tirelessly to create an environment where trust and community thrive. Whether you're looking for assistance with loans or seeking advice on managing your finances, we're here to help. While members can visit us at 101 E Main St, official correspondence should be sent to our mailing address: 101 East Main Street, Canton, NY 13617. You can reach us at (315) 764-0566 or explore more about our offerings on our website at www.seacomm.org. Join us today and experience the Sea Comm difference where your financial future matters!

Branch History & Mission

Community Commitment

At Sea Comm, our mission goes beyond just providing financial products; it's about fostering relationships within the community. We actively engage in local outreach programs and partnerships that uplift those around us. Whether it's sponsoring events or supporting local charities, we believe in giving back to the community that supports us. While members can visit us at 101 E Main St, official correspondence should be sent to 101 East Main Street, Canton, NY 13617 if different from our branch address. Our operating hours are designed with your convenience in mind: Monday through Thursday from 8 AM to 5 PM; Friday from 8 AM to 6 PM; and Saturday from 9 AM to 12 PM.

Join Us

As we continue this journey together, we invite you to experience the benefits of being part of Sea Comm. Whether you need assistance with loans or wish to explore new banking options, we're here for you every step of the way. Stop by today or call us at 315-764-0566 for more information on how we can help meet your financial goals. Join Sea Comm where you're not just a member; you're family!

Our Journey

Sea Comm began with a simple mission: to provide accessible financial services to our local community. Over the years, we've expanded our offerings while staying true to our roots. From humble beginnings, we have embraced change and growth, leading us to become a full-service credit union that caters to personal banking needs like checking and savings accounts, auto loans, mortgages, and more. Our commitment to innovation is evident in our range of digital services including online and mobile banking. We ensure that you can manage your finances anytime, anywhere. Additionally, we are proud to maintain ADA compliance so that all members of our community can access our services comfortably.

Branch Location & Accessibility

A Welcoming Location

Nestled in the heart of Canton, our branch is easily accessible. You can find us near local landmarks that make it simple to pop in during your day. Parking is available right outside the building, ensuring that you won't have to wander far to reach us. Plus, our location is ADA compliant, featuring ramps and accessibility options for everyone.

Convenient Services

At Sea Comm, we understand that life can be busy. That's why we offer a variety of services tailored to fit your schedule. Our operating hours are Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to noon. With a drive-thru service available, you can handle deposits or withdrawals without even leaving your vehicle!

Stay Connected

Need cash on the go? We have an ATM conveniently located at our branch for quick access to your funds anytime you need them. If you're looking for more information about our services like checking and savings accounts or loans feel free to give us a call at 315-764-0566. Our team is ready and eager to assist you. While members can visit us at 101 E Main St, official correspondence should be sent to our mailing address at 101 East Main Street, Canton, NY 13617. We invite you to stop by Sea Comm today! Experience personalized service and discover how we can help you achieve your financial goals right here in Canton.

Member Eligibility

At Sea Comm, we believe that becoming a member is like joining a family where your financial well-being is our top priority. If you're looking to be part of a welcoming community, you'll be glad to know that eligibility is open to anyone who lives, works, or worships in our area. We also embrace those affiliated with local educational institutions and even certain organizations. Membership brings you access to various benefits, including competitive rates on loans and accounts, personalized service, and a commitment to help you achieve your financial goals. Ready to take the next step? Opening an account is simple! You can find all the details about membership eligibility, which provides up-to-date information to help guide you through the process. If you're eager to start, visit our account opening page at https://app.loanspq.com/apply.aspx?lenderref=seacommfcu021621&list=ccplvlcbst or give us a call at (315) 764-0566. We're here to support you every step of the way!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to our loan offerings, we provide essential merchant services that simplify daily operations. Imagine being able to accept payments quickly and securely, ensuring that your cash flow remains steady. Our services are tailored for businesses of all sizes, allowing you to focus on what you do best running your business. Visit us at 101 E Main St Canton Ny 13617 in Canton, NY, or call us at (315) 764-0566 to learn how we can partner with you for success!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $37 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,523,829, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing options make it easy and affordable to drive away in the car of your dreams. With competitive rates and flexible terms, we aim to simplify the borrowing process so you can focus on what really matters: enjoying your new ride.

Business Banking

For our entrepreneurial members, Business Banking services are vital. From Merchant Services to secure Business Loans, we provide tools that help businesses thrive in today's competitive market.

Convenient Access

At Sea Comm, we believe that banking should be convenient. That's why we offer various ways to access your accounts, including ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick transactions like deposits and withdrawals. Whether you're visiting us at our branch located at 101 E Main St Canton Ny 13617 or reaching out via phone at (315) 764-0566, we're here to assist you every step of the way. Explore all the services we offer by visiting our website at Branch - Canton. Join us today and experience how Sea Comm can be a part of your financial journey!

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn while you spend! Enjoy benefits like cashback and points redeemable for travel or merchandise. This way, every purchase brings you closer to rewards that enhance your lifestyle.

Mortgage Loans & Refinancing

If owning a home is part of your future plans, our Mortgage Loans & Refinancing services provide the guidance and support needed to make informed decisions. We will walk you through every step, ensuring that whether you're buying your first home or refinancing an existing mortgage, you're set up for success.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services, including checking and savings accounts designed to help you save for what matters most. Imagine having easy access to your funds whenever you need them this is made possible with our online and mobile banking options. You can manage your accounts from the comfort of your home or on-the-go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options are here to help you navigate these challenges with ease. By consolidating high-interest debts into one manageable payment, you can regain control over your financial situation.

Digital & Online Banking

Key Features

With our online banking, you can access your account anytime, anywhere. Need to check your balance or review transactions? It's all just a few clicks away. Plus, our mobile application provides the same great features right in your pocket! You can transfer funds quickly with our person-to-person transfers, making it easier than ever to send money to friends or family without hassle. For those who prefer going paperless, we offer e-statements, so you can keep track of your finances while reducing clutter. Security is a top priority for us, which is why we use advanced encryption methods to protect your personal information.

User-Friendly Experience

Navigating through our online banking platform is straightforward. You won't need a degree in technology to manage your accounts effectively. And if you're interested in mobile payments, our system supports them too allowing you to pay with just a tap of your phone! While we do not currently support electronic signature authorization, our other features ensure that you have everything you need for efficient banking right at your fingertips. With Sea Comm, enjoy the freedom of real-time account management and the peace of mind that comes from knowing your financial information is safe and secure. Visit us today at https://www.seacomm.org/ and experience how easy banking can be!

Financial Strength

At Sea Comm, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation that supports your needs and aspirations. With a net worth of $121,411,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $184,095,402 in share certificates and $137,845,251 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,206,366, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $120,283,884 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $5,363 in used auto loans and $436,952,913 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $2,750,805, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 125 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $496,982. Total Share and Deposit Accounts: 130,817, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sea Comm is your trusted partner. Visit us at 101 E Main St Canton Ny 13617 or call (315) 764-0566 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $96,275,616 in used vehicle loans and $83,187,712 in new vehicle loans already helping members get on the road. We provide financing options tailored to fit your budget and lifestyle. Whether you're interested in purchasing a brand-new vehicle or a reliable used one, our team is ready to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $51,523,829 provide the capital needed to grow and expand your enterprise. We understand the unique challenges faced by small businesses and are committed to offering solutions that help them thrive. At Sea Comm, we're dedicated to making borrowing easy and accessible. We also offer refinancing options for those looking to lower their monthly payments or consolidate existing debts. If you're interested in exploring eligibility options or learning more about our loan offerings, don't hesitate to reach out. Feel free to contact us at 315-764-0566 or visit us at 101 E Main St Canton NY 13617 for more information on how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,935,480, make buying or refinancing simple. We work with you to find a solution that suits your financial situation. Our mortgage specialists are available to guide you through the process and answer any questions you may have.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,128,914 in loans helping members manage their finances effectively. These credit cards provide an excellent way for you to handle unexpected expenses or consolidate debt without requiring collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every loan offer presented on the platform is fair and transparent. By relying on verified information, users can trust that they are getting accurate comparisons without hidden agendas.

SEA COMM FEDERAL CREDIT UNION - Canton, NY

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Canton, NY (13617)