Sea Air Credit Union Norco CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sea Air, your trusted financial partner in Norco, CA. Since our establishment in 1952, we have been dedicated to serving our community with integrity and care. Located at 1999 4Th St Bldg 502, we pride ourselves on creating a welcoming environment for all of our members. With over 6,210 members relying on us, our commitment to supporting your financial goals is stronger than ever. At Sea Air, we understand that each member's needs are unique. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions tailored just for you. As of now, our total assets stand at an impressive $122,168,180, backed by $3,926,320 in deposits and a solid net worth of $29,626,514. With a dedicated team of 18 employees led by our CEO Michael Pardon and Board President Lawrence Jorgenson, you can trust that your financial well-being is in capable hands. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 1999 4th St Bldg 502, Norco, CA 92860-3634. We invite you to explore how Sea Air can help enhance your financial future. Whether you're looking to save for a dream vacation or need assistance with a home loan, we're here to support you every step of the way. For more information or to get started today, call us at 888-732-2417 or visit our website at www.seaairfcu.org. Your journey towards financial success begins here!

Branch History & Mission

At Sea Air, we take pride in our rich history and steadfast mission to serve the community. Established in 1952, our Norco branch has been a cornerstone for financial services in the region. Located at 1999 4Th St Bldg 502, Norco, CA 92860, we have grown alongside our community, adapting to meet the needs of over 6,210 members who rely on us for their financial well-being. Since our inception, we have focused on providing accessible financial solutions that empower individuals and families. With total assets reaching an impressive $122,168,180, we ensure that our members have access to a range of services including personal banking, auto loans, mortgage financing, and credit card rewards. Our commitment goes beyond just numbers; it's about building lasting relationships with our members. Our mission is clear: to provide exceptional financial services while fostering community support and growth. We believe in the power of community banking where every member is valued and every interaction matters. By prioritizing member needs and focusing on customer service, we strive to make banking a positive experience for everyone. As we continue to embrace modern technology and advancements in digital banking, we remain committed to making our services accessible to all. Our branch offers online banking options and mobile payments, allowing members to manage their finances conveniently from anywhere. While we currently do not have ATM or drive-thru services available, our team is dedicated to serving you during our lobby hours: Monday through Friday from 9:30 AM to 2:00 PM. At Sea Air, we also believe in giving back to the community that supports us. We engage in various outreach efforts and partnerships aimed at uplifting local organizations and initiatives. This dedication ensures that we are not only a financial institution but also an active participant in making Norco a better place for everyone. While members can visit us at 1999 4Th St Bldg 502, official correspondence should be sent to our mailing address at 1999 4th St Bldg 502, Norco, CA 92860-3634. Join us at Sea Air and discover how you can benefit from personalized banking services designed with your needs in mind. We invite you to become part of our family experience the difference of being a member at Sea Air! For more information or to open an account, please contact us at 888-732-2417 or visit our website at Sea Air FCU.

Branch Location & Accessibility

Convenient Access for All

At Sea Air, we prioritize accessibility for our members. Our branch is ADA compliant, ensuring that everyone can comfortably visit us. Ample parking is available for your convenience, making it easy to stop by whether you're on your way to work or running errands. While our lobby hours are from 9:30 AM to 2:00 PM on Monday, Tuesday, Thursday, and Friday, we encourage you to plan your visit during these times for the best service.

Let's Connect!

Have questions or want more information? Feel free to reach out by calling us at 888-732-2417. We're always happy to help! Come visit Sea Air today and discover how we can support your financial journey.

Services Tailored to You

Although we currently do not offer ATM services or drive-thru banking at this location, our team is here to assist with a range of services designed just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. We also provide business banking solutions if you're looking to grow your enterprise. If you need to send official correspondence, please note that while you can visit us at our branch address, our mailing address is slightly different: 1999 4th St Bldg 502, Norco, CA 92860-3634.

Member Eligibility

At Sea Air, we believe that everyone deserves a supportive community to help them reach their financial goals. Becoming a member is simple and welcoming! If you're a resident or work in our local area, you're likely eligible to join us. We strive to create an inclusive environment, making it easy for you to access the services and support you need. Joining means you'll have access to a range of benefits, including personalized banking solutions designed with your best interests in mind. To find out more about the specific eligibility criteria, check out our detailed resource at http://www.seaairfcu.org/about_us#membership. Ready to take the next step? Opening an account is just as straightforward! You can start the process by visiting us online at http://www.seaairfcu.org/apply or give us a call at (888) 732-2417 if you have any questions. We're excited to welcome you to the Sea Air family at 1999 4Th St Bldg 502 Norco Ca 92860!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In addition to loans, we offer merchant services tailored for your everyday operations. Picture your customers easily making payments through various methods, boosting satisfaction and loyalty. With our merchant services, you can streamline transactions and focus more on what you do best running your business. Join us at our branch located at 1999 4Th St Bldg 502 Norco Ca 92860 in Norco, CA. Let's work together to take your business to new heights! For more information, give us a call at (888) 732-2417.

Comprehensive List Of Services

Business Banking Solutions

We understand the unique challenges faced by small businesses. That's why our business banking services include merchant services and business loans designed to support growth and streamline operations. Whether you're starting fresh or expanding an existing venture, we're here to assist.

Credit Options

At Sea Air, we offer credit cards with rewards that allow you to earn points on everyday purchases. This means every swipe can bring you closer to exciting rewards or cash back, making your spending work for you.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills with just a few taps on your smartphone. Plus, our ATM services ensure that accessing cash is never a hassle. For those who prefer face-to-face interactions, our branch hours are convenient too! We're open from 9:30 AM to 2:00 PM on Mondays, Tuesdays, Thursdays, and Fridays. We invite you to explore all the ways Sea Air can assist you in achieving your financial goals. To learn more about our services or speak with a representative, give us a call at (888) 732-2417 or visit us online at Corona. Your financial journey begins here!

Personal Banking Services

Our personal banking options include checking and savings accounts designed to help you manage your money effectively. With features like no monthly fees and competitive interest rates, your savings can grow while you enjoy easy access to your funds. For those considering a new vehicle, our auto loans offer flexible terms and competitive rates that make financing simple and affordable. If homeownership is your goal, we provide mortgage loans and refinancing solutions tailored to fit your lifestyle. Our personal loans are also available for debt consolidation or any unexpected expenses that life may throw your way.

Digital & Online Banking

At Sea Air, we understand that your time is valuable. That's why we've made it easy and secure for you to manage your finances anytime, anywhere with our digital and online banking services. Whether you're at home or on the go, accessing your accounts has never been more convenient. With just a few clicks at https://www.seaairfcu.org/, you can enjoy 24/7 online banking services. Check your account balances, pay bills, and transfer money with ease. Plus, our mobile application ensures that all these features are right in your pocket. You can even make person-to-person transfers quickly and securely, allowing you to send money to friends or family whenever needed. Security is a top priority for us. Our electronic signature authorization feature makes signing documents simple while keeping your information safe. You can also opt for e-statements, which not only help the environment but allow you to access your account statements at any time without waiting for them in the mail. We know that managing finances can be overwhelming sometimes, but our user-friendly interface makes it straightforward. With features like mobile payments, paying for groceries or dining out is as simple as tapping your phone. At Sea Air, we're here to support you every step of the way with accessible tools designed for real-time account management. Dive into our digital offerings today and experience banking that fits your lifestyle!

Financial Strength

At Sea Air, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, ensuring that your money is in safe hands. With a net worth of $29,626,514, we demonstrate our solid financial foundation, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,424 reflects our ability to withstand economic fluctuations, ensuring that we can continue providing loans and competitive savings rates without interruption. Members' savings are secured through $28,158,413 in share certificates and $13,933,855 in money market shares, providing stable and rewarding opportunities for financial growth. Unlike traditional banks, we prioritize our members' interests. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates and exclusive perks. Our strong undivided earnings amounting to $17,967,707 enable us to reinvest in innovative banking tools and stronger lending options. With $640 in used auto loans and $43,244,887 in total loans and leases, we support members' financial goals across various sectors. Although our net income stands at $0, this reflects our commitment to managing resources effectively so we can continue offering competitive products. We also take pride in having 15 full-time employees and 3 part-time employees who are dedicated to serving you with knowledge and care. The total number of share accounts stands at 10,409, indicating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sea Air is your trusted partner. Visit us at 1999 4Th St Bldg 502 Norco Ca 92860 or call (888) 732-2417 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

In addition to auto and mortgage loans, we also offer credit lines totaling $18,188,650 for those who need extra financial flexibility. These lines can be used for unexpected expenses or planned purchases. For those interested in refinancing options or eligibility requirements for any of our loan products, please reach out to us directly at 888-732-2417. Our team is here to help you understand your options and find the right fit for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Stop by our branch located at 1999 4Th St Bldg 502 Norco Ca 92860 or visit us online at Sea Air to learn more about how we can assist you in reaching your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,101,929 in used vehicle loans and $10,589,824 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you can drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,700,491, make buying or refinancing simple. We guide you through the process every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,075,734 in loans helping members manage their finances effectively. This gives you the freedom to make purchases without worrying about high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers. By relying solely on verified financial institutions, LendMesh ensures that all loan comparisons are based on accurate and up-to-date information.

Sea Air