Sea Air Credit Union Los Alamitos CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sea Air, your trusted community credit union located at 11210 Lexington Dr Bldg 242, Los Alamitos, CA 90720. Since our establishment in 1952, we have proudly served our members with a commitment to personal and financial growth. With over 6,210 members and total assets of $122,168,180, we're dedicated to providing tailored financial solutions that meet the diverse needs of our community. At Sea Air, we understand that banking is more than just transactions; it's about building relationships. Our team, led by CEO Michael Pardon and Board President Lawrence Jorgenson, is here to ensure you receive the highest level of service. We believe in transparency and trust, which is why we share key financial details like our total deposits of $3,926,320 and net worth of $29,626,514. These figures reflect not only our stability but also our commitment to you. While members can visit us at our Los Alamitos branch for all their banking needs, official correspondence should be sent to 11210 Lexington Dr, Los Alamitos, CA 90720. Our branch is equipped with modern services including personal banking accounts, auto loans, mortgage options, and business banking solutions all designed to help you achieve your financial goals. Experience the difference of a member-focused credit union where your success matters. With a friendly team ready to assist you from 9:30 AM to 4:00 PM on weekdays and 9:00 AM to 2:00 PM on Saturdays, feel free to reach out at 888-732-2471 or explore more on our website at seaairfcu.org. Join us today and be part of a community that cares!

Branch History & Mission

Commitment to Accessibility

As we move forward into a digital era, Sea Air is dedicated to making banking accessible for everyone. We provide online and mobile banking services so you can manage your accounts anytime and anywhere. Additionally, our facilities comply with ADA standards to ensure all members can access our services comfortably. For those who prefer traditional banking methods, we're here for you too! Our operating hours are convenient: Monday through Friday from 9:30 AM to 4:00 PM and Saturday from 9:00 AM to 2:00 PM. While members can visit us at our physical location for direct assistance, official correspondence should be sent to 11210 Lexington Dr, Los Alamitos, CA 90720 if different from our branch address.

Join Us

If you're looking for a financial partner that truly cares about your needs and aspirations, look no further than Sea Air. We invite you to join our growing family where your financial goals become ours. Experience the benefits of being part of a credit union dedicated to serving you with integrity and respect. For more information about how you can become a member or learn about our services, don't hesitate to reach out at 888-732-2471 or visit us online at seaairfcu.org. Together, let's build a brighter future!

Our Mission

At Sea Air, our mission is clear: we strive to empower our members by offering personalized banking solutions that promote financial well-being. We understand that each member's journey is unique. That's why we offer a wide range of services from personal banking options like checking and savings accounts to auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We also prioritize community involvement. Our outreach programs aim to support local initiatives and ensure that we are not just a financial institution but an integral part of the fabric of Los Alamitos. Whether it's sponsoring local events or partnering with schools for financial education, we believe in giving back.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is essential for all our members. Our branch is designed to be welcoming and inclusive, featuring ADA-compliant entrances and ramps for easy access. You'll find ample parking available right outside, making your visit hassle-free.

Call to Action

Ready to experience the benefits of being part of our community? We invite you to visit us or give us a call at (888) 732-2471 today! Our friendly staff is eager to help you with all your banking needs.

Operating Hours

Our team is here to assist you Monday through Friday from 9:30 AM to 4:00 PM, and on Saturdays from 9:00 AM to 2:00 PM. Whether you have questions about your accounts or need assistance with loans and other services, we're here during these hours to help you.

Services Offered

At Sea Air, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage financing, we've got you covered. Plus, with ATM availability right at our location, accessing cash is quick and straightforward. While members can visit us at 11210 Lexington Dr Bldg 242 Los Alamitos Ca 90720, official correspondence should be sent to 11210 Lexington Dr, Los Alamitos, CA 90720 for your convenience.

Member Eligibility

At Sea Air, we believe that joining our community should feel welcoming and straightforward. To become a member, you simply need to meet a few friendly criteria, which include being an employee or family member of certain organizations or living in specific areas around Los Alamitos. This means that if you connect with our mission and values, there's a good chance you're eligible! You can find all the detailed eligibility information at http://www.seaairfcu.org/about_us#membership , ensuring you're well-informed about what it takes to join our supportive family. Once you confirm your eligibility, opening an account is a breeze! Just visit us at our branch located at 11210 Lexington Dr Bldg 242 Los Alamitos Ca 90720 or check out our easy online application process at http://www.seaairfcu.org/apply . If you have any questions along the way, don't hesitate to give us a call at (888) 732-2471. We're here to help you every step of the way as you take this exciting step toward better financial wellbeing with us at Sea Air.

Business Banking & Commercial Services

Merchant Services That Make Transactions Easy

In today's fast-paced market, having reliable merchant services is crucial. Picture this: you're serving customers at your cafe, and they want to pay quickly with their mobile device. Our merchant services ensure smooth transactions, allowing you to focus on what matters most growing your business. If you're looking for a partner that truly understands your needs, visit us at 11210 Lexington Dr Bldg 242 Los Alamitos Ca 90720 or call us at (888) 732-2471. Let's work together to take your business to the next level!

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital to invest in new equipment or expand your operations. With our competitive loan options, you can turn those aspirations into reality.

Comprehensive List Of Services

Business Banking

For our business members, we offer specialized services such as merchant services that simplify payment processing and help your business thrive. Additionally, our business loans are designed to support your growth ambitions. Whatever stage your business is in, we're here to provide the financial backing you need.

Convenient Access

To ensure you have access to your finances whenever you need them, we provide comprehensive ATM services for cash withdrawals and balance checks. With our commitment to digital banking, accessing these services online or through our mobile app is quick and convenient ideal for busy lifestyles. At Sea Air, we pride ourselves on being more than just a financial institution; we're a community partner dedicated to helping our members achieve their financial goals. If you'd like to learn more about any of these services or discuss how we can assist you further, don't hesitate to reach out at (888) 732-2471 or visit us online at Los Alamitos. We're excited to help you take control of your financial future!

Loans and Credit

Need assistance managing debt or making a big purchase? Our personal loans can help consolidate debts or fund important life events. Plus, with our credit cards with rewards, every purchase can earn you points towards future benefits. If homeownership is on your radar, explore our mortgage loans and refinancing options, which can provide you with flexible terms and competitive rates.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that come with competitive interest rates and easy access through our robust online and mobile banking platforms. Imagine effortlessly checking your balance or transferring funds right from your smartphone it's that simple! If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options make it easy to drive away in the car of your dreams.

Digital & Online Banking

Key Services

Our online banking platform allows you to manage your accounts with ease. You can view balances, transfer funds, pay bills, and even set up e-statements for a more streamlined approach to your finances. Plus, with our electronic signature authorization feature, signing documents is quick and easy no need to visit the branch! Do you want the flexibility of banking on-the-go? Our mobile application is here to help. It's not just about checking your balance; you can also make mobile payments and send money directly to friends or family with our person-to-person transfer feature. This means whether you're at home or out running errands, your bank is right in your pocket.

Security & Accessibility

We prioritize your security while providing these convenient features. Our online banking system uses advanced security measures to protect your information so you can feel safe while managing your finances. And with easy navigation, you'll find that accessing what you need is as simple as tapping a few buttons. No matter where life takes you, Sea Air ensures that managing your money is straightforward and accessible. Join us today and discover how our digital banking options can enhance your financial experience!

Financial Strength

Growing Membership Base

Total Share Accounts: 10,409, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sea Air is your trusted partner. Visit us at 11210 Lexington Dr Bldg 242 Los Alamitos Ca 90720 or call (888) 732-2471 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $28,158,413 in share certificates and $13,933,855 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $17,967,707 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as we have $640 in used auto loans and $43,244,887 in total loans and leases to support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $29,626,514, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,424 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,101,929 in used vehicle loans and $10,589,824 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got you covered.

Credit Lines

If you need extra flexibility for unexpected expenses, our total credit lines available are $18,188,650. This option allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,700,491, make buying or refinancing simple. We can guide you through the process and help find the right fit for your budget and lifestyle.

Refinancing Options

We also provide refinancing options across various loan types. If you're considering reducing your monthly payments or consolidating debt, our team can assist you in exploring eligibility and potential savings. For any questions regarding our loan products or to discuss which option might be best for you, please don't hesitate to reach out at (888) 732-2471. Our operating hours are 9:30 AM to 4:00 PM Monday through Friday and 9:00 AM to 2:00 PM on Saturdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sea Air, we're committed to providing personalized service and support as you take your next financial step!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,075,734 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs to enhance your spending power.

Loan Aggregator

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SEA AIR FEDERAL CREDIT UNION - Los Alamitos, CA