Scott Credit Union Saint Louis MO | Top Checking & Quick Personal Loans

Introduction

Welcome to Scott at our Ladue Branch, located at 8866 Ladue Rd, Saint Louis, MO 63124! Since our establishment in 1943, we've been dedicated to providing quality financial services tailored to the needs of our community. With a commitment to building lasting relationships, we proudly serve over 143,922 members, ensuring that each individual receives personalized attention and support. At Scott, we believe in empowering our members with the resources they need to achieve their financial goals. Our total assets stand strong at an impressive $1,717,822,188, showcasing our stability and commitment to your financial well-being. We understand that accessing funds when needed is crucial; that's why we offer a total loan portfolio of 103,270 loans, helping you secure everything from auto financing to personal loans. Your trust is paramount to us. With total deposits exceeding $270,795,505 and a net worth of $168,213,711, we ensure your money is in safe hands. Plus, with $11,690,865 in cash readily available for member services, you can rest easy knowing we're prepared for your banking needs. While members can visit us at our branch for everyday banking needs and enjoy amenities such as ATM access and drive-thru services, official correspondence should be sent to our mailing address: 8866 Ladue Rd, Saint Louis, MO 63124-2325. Our team is here for you Monday through Friday from 9 AM to 6 PM and Saturdays from 9 AM to 12 PM. Under the guidance of CEO Frank Padak and Board President Lawrence Haffner, our team of 342 employees is dedicated to enhancing your banking experience. We invite you to reach out at 800-888-4728 or explore more about what we offer on our website at www.scu.org. Join us today and discover how Scott can help you thrive financially!

Branch History & Mission

Commitment to Excellence

We are dedicated to ensuring our facilities are accessible for everyone, reflecting our commitment to inclusivity. Our operating hours are designed for your convenience: Monday through Friday from 9:00 AM - 6:00 PM and Saturday from 9:00 AM - 12:00 PM for lobby services. Drive-thru services are available Monday through Friday from 8:00 AM - 6:00 PM and Saturday from 8:00 AM - 12:00 PM. As part of our ongoing efforts to connect with members, we invite you to explore what it means to be part of the Scott family. Join us today and experience firsthand the benefits of being a member-focused credit union that truly cares about your financial well-being. For more information or assistance, don't hesitate to call us at (800) 888-4728 or visit our website at Scott Credit Union. Let's work together toward achieving your financial goals!

Our Journey

Our journey began with a simple mission: to provide accessible financial services that empower individuals and families. As we evolved, we embraced new technologies while maintaining our commitment to personal service. Today, we offer a variety of products tailored to meet the needs of our diverse membership from checking and savings accounts to auto loans and mortgage refinancing. Throughout our history, we've made it a priority to remain connected to our community. Whether through partnerships with local organizations or outreach programs designed to educate and support our members, we strive to make a positive impact in every way possible.

Our Mission

At Scott Credit Union, our mission goes beyond just banking; it's about fostering growth and stability within our community. We believe in providing not only financial services but also educational resources that help our members make informed decisions about their financial futures. Our dedicated team is here to listen and assist you every step of the way. While members can visit us at 8866 Ladue Rd Saint Louis Mo 63124, official correspondence should be sent to 8866 Ladue Rd, Saint Louis, MO 63124-2325. We are proud to offer modern conveniences like online banking and mobile payments alongside traditional services such as drive-thru banking and ATM access. You can count on us for all your banking needs.

Branch Location & Accessibility

Connect With Us

We invite you to stop by our Ladue Branch or give us a call at 800-888-4728 if you have any questions. Our team looks forward to welcoming you and helping you achieve your financial goals!

Directions and Accessibility

Getting to our branch is a breeze, with plenty of parking available right out front. We also ensure that everyone feels welcome with ADA-compliant features, including ramps for easy access. Whether you're stopping by for a quick transaction or planning a more extensive visit, we've got you covered.

Operating Hours

Our doors are open to serve you from 9:00 am to 6:00 pm on weekdays and from 9:00 am to 12:00 pm on Saturdays. If you prefer drive-thru banking, we offer those services Monday through Friday from 8:00 am to 6:00 pm and on Saturday from 8:00 am to 12:00 pm. We understand that your time is valuable, so we aim to provide flexible hours that fit your schedule.

Services Offered

At Scott's Ladue Branch, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Whether you're looking to manage day-to-day finances or make significant investments, our friendly staff is here to assist you every step of the way. Plus, enjoy the convenience of our ATM for quick cash withdrawals or balance checks. While members can visit us at 8866 Ladue Rd for all their banking needs, official correspondence should be sent to the same address as our mailing address remains unchanged.

Member Eligibility

At Scott, we believe that everyone deserves a chance to be part of a caring and supportive community. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals who share our commitment to making financial decisions that benefit not just themselves but also their families and neighbors. For detailed information about our eligibility requirements, feel free to check out this link. Becoming a member at Scott is simple and rewarding. Not only will you gain access to a wide range of financial services tailored to your needs, but you'll also enjoy the perks of being part of a credit union that prioritizes its members over profits. Opening an account is straightforward just visit our account opening page or give us a call at (800) 888-4728 for assistance. We're excited to welcome you into our family at 8866 Ladue Rd Saint Louis Mo 63124!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running a bustling café and needing a reliable way for customers to pay. Our merchant services simplify transactions, making it easy for you to accept credit cards and digital payments. This means more sales and happier customers essential ingredients for any thriving business. Visit us at 8866 Ladue Rd Saint Louis Mo 63124, Saint Louis, MO, or call us at (800) 888-4728 to learn how our business banking and commercial services can help your venture grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $62 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,134,267, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM services available 24/7, accessing cash when you need it is simple and stress-free. Whether it's early morning coffee runs or late-night emergencies, we're here for you.

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, look no further! Our auto loans and vehicle financing options provide competitive rates that can fit any budget. Picture yourself driving off in the car of your dreams without breaking the bank. We'll work with you to find a loan that suits your needs.

Business Banking

For small business owners, we offer a suite of business banking services including merchant services and business loans tailored to meet your company's specific needs. Running a business requires flexibility and support, and our dedicated team is ready to assist you in achieving your goals.

Credit Cards with Rewards

Maximize your spending power with our credit cards featuring rewards programs. As you make everyday purchases, earn points that can be redeemed for travel, cash back, or gift cards turning routine spending into exciting opportunities.

Drive-Thru Banking

For those who prefer face-to-face interactions but want quick service, our drive-thru banking allows for easy deposits and withdrawals without leaving your car. We invite you to visit us at 8866 Ladue Rd Saint Louis Mo 63124 or call us at (800) 888-4728 to learn more about how Scott can assist you in achieving your financial goals. Discover all the ways we can serve you today!

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing an existing mortgage? Our mortgage loans offer flexible terms tailored to your financial situation. We understand that purchasing a home is one of the biggest decisions you'll ever make. That's why our experienced staff is here to guide you through every step of the process, ensuring you get the best deal possible.

Personal Banking

Our personal banking options include checking and savings accounts designed to help you manage your money effectively. Imagine effortlessly tracking your spending with our user-friendly online and mobile banking platforms. You can check balances, transfer funds, and even make person-to-person payments right from your smartphone. Plus, with features like e-statements and electronic signature authentication, accessing your finances has never been more convenient.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's for home improvements, medical expenses, or consolidating debt, we can help you find a solution that fits your life. With straightforward terms and quick access to funds, you'll feel relief knowing support is just around the corner.

Digital & Online Banking

Accessibility and Real-Time Management

At Scott, we believe in providing you with accessible tools for real-time account management. Our robust online banking system lets you stay updated on your financial situation with just a few taps or clicks. Whether you're depositing a check or monitoring spending habits, everything is designed to empower you as a member. With features like mobile payments and person-to-person transfers at your fingertips, managing your money has never been easier or more secure. Join us today at https://www.scu.org/ to explore all these fantastic digital services!

Key Features

Our online banking platform is user-friendly and secure, making it easy for you to manage your money. Enjoy the peace of mind that comes with electronic signature authorization sign documents online safely without the hassle of paperwork. Plus, with e-statements available, you can say goodbye to clutter and keep your records organized digitally. For those on the go, our mobile application allows you to perform banking tasks right from your smartphone. You can make mobile payments effortlessly and send money to friends or family through our person-to-person transfer feature. It's simple and quick, ensuring that your financial needs are met without any delays.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 263,424, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,311,582. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Scott is your trusted partner. Visit us at 8866 Ladue Rd Saint Louis Mo 63124 or call (800) 888-4728 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by our $7,743,293, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 341 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $155,172,338 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $52,597 in used auto loans and $1,165,972,875 in total loans and leases.

Secure Savings Options

Members' savings are secured through $342,757,828 in share certificates and $146,114,532 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $168,213,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $978 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Products

In addition to auto and mortgage loans, we also provide credit lines totaling $458,418,723 for those who need extra flexibility. For business owners looking to grow and expand, our outstanding commercial loans totaling $15,134,267 provide the capital needed for success. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at 800-888-4728 during our operating hours: 9:00 am - 6:00 pm Monday through Friday and 9:00 am - 12:00 pm Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan product that suits your needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,233,995 in used vehicle loans and $150,769,463 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our competitive rates make it easy to finance your next automobile.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $62,549,849, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing everyday expenses can be made easier with our flexible terms on unsecured credit card loans. With a total of $40,814,381 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when you need them.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means every offer you see has passed strict guidelines designed to protect consumers and promote fair lending practices. By focusing on verified financial institutions, LendMesh guarantees transparency in the loan comparison process.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring users get trustworthy options. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results for users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across various institutions, empowering them to make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the platform's reliability and effectiveness in helping individuals secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SCOTT CREDIT UNION - Saint Louis, MO

Type of Loan Offerings

Personal Loans

Vehicle Loans