Scott Credit Union Saint Louis MO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Scott, your trusted financial partner at the Ball Park Village Branch located at 6 Cardinal Way Ste 130, Saint Louis, MO 63102. Since our establishment in 1943, we have been dedicated to serving our community with integrity and commitment. With a thriving membership of over 143,922 individuals, we pride ourselves on creating meaningful relationships that empower our members financially. At Scott, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, from personal banking and auto loans to mortgage financing and business banking solutions. Our total assets stand impressive at $1,717,822,188, ensuring that we have the resources to support your ambitions. With total deposits of $270,795,505, our community's trust fuels our growth and ability to serve you better. Under the leadership of CEO Frank Padak and Board President Lawrence Haffner, our dedicated team of 342 employees is here to provide you with exceptional service every step of the way. Whether you're looking for a new vehicle or planning for your future with a mortgage, we're committed to helping you achieve your goals. While members can visit us at our branch location, official correspondence should be sent to 101 Credit Union Way, Edwardsville, IL 62025. We invite you to explore all that Scott has to offer by visiting our website at scu.org. Feel free to give us a call at 314-655-2530 during our lobby hours from Monday to Friday between 9:00 AM and 5:00 PM. Join us today as we continue building a brighter financial future together!

Branch History & Mission

Join Us

As we continue on this journey of growth and service since 1943, we invite you to become part of the Scott family. Experience firsthand how we can help you achieve your financial goals while supporting your community. For more information about joining or accessing our services, please call us at 314-655-2530 or visit our website at www.scu.org. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, Scott has made significant strides in fostering financial security and accessibility for all. Located at 6 Cardinal Way Ste 130, just steps away from the bustling activity of downtown Saint Louis, we are ideally situated to serve our members. Our location is easily accessible, making it convenient for individuals and families seeking reliable banking solutions. Throughout the years, we've embraced technological advancements to enhance member experience while maintaining our core values of trust and community support. Our commitment to accessibility is reflected in our ADA-compliant facilities and various digital services including online banking, mobile payments, and e-statements. We aim to ensure that every member can access their accounts easily and securely.

Our Mission

At the heart of Scott's mission is a dedication to empower our members through excellent financial services while giving back to the community. We believe that everyone deserves a chance to achieve their dreams without the burden of financial stress. Whether it's through auto loans, mortgage refinancing, or personal loans with competitive rates, we strive to provide products that align with your goals. In addition to offering a comprehensive range of banking services including credit cards with rewards and business banking we actively engage in community outreach initiatives. We partner with local organizations and support events that uplift those around us. This deep-rooted connection with the community drives everything we do. While members can visit us at 6 Cardinal Way Ste 130, official correspondence should be sent to 101 Credit Union Way, Edwardsville, IL 62025 if different needs arise.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members of our community. The Scott branch is compliant with ADA standards, featuring ramps and designated parking spots for individuals with disabilities. We want everyone to feel comfortable while using our services.

Contact Us Today!

Have questions? Don't hesitate to give us a call at 314-655-2530. Our dedicated team is ready to assist you with any inquiries or guidance you may need. We look forward to welcoming you at the Scott branch!

Convenient Location

Nestled in a vibrant area, the Scott branch is close to notable landmarks and attractions, making it a convenient stop during your day. Just a short stroll from local parks and dining options, you can make your banking visit part of your daily routine. Plus, we offer ample parking to ensure that you have a hassle-free experience when you arrive.

Operating Hours & Services

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, providing you with plenty of opportunities to stop by during your busy week. While you're here, take advantage of our wide range of services from checking and savings accounts to auto loans and credit cards with rewards. And if you're on the go, we also offer ATM access right at the branch for quick withdrawals and balance checks. While members can visit us at 6 Cardinal Way Ste 130, official correspondence should be sent to our mailing address at 101 Credit Union Way, Edwardsville, IL 62025.

Member Eligibility

At Scott, we believe that everyone deserves a place in our supportive community. Becoming a member is not just about opening an account; it's about joining a family that cares for your financial well-being. If you're a resident of the area or work at a local business, you might be eligible to join us! We welcome individuals from various backgrounds, and the process is designed to be straightforward and welcoming. You can find more specific details about eligibility on our website at https://www.scu.org/membership/ . Once you confirm your eligibility, opening an account with Scott is simple! Our friendly team is ready to assist you every step of the way. Whether you prefer visiting us in person at our branch located at 6 Cardinal Way Ste 130 Saint Louis Mo 63102 or want to start online, we have options tailored for you. If you have any questions, don't hesitate to reach out at (314) 655-2530. Join us today and discover the many benefits that come with being a part of our community!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine your customers enjoying a smooth checkout experience while you effortlessly manage transactions. Our tools help streamline your operations, letting you focus on what truly matters growing your business. Visit us at 6 Cardinal Way Ste 130 Saint Louis Mo 63102 in Saint Louis, MO, or give us a call at (314) 655-2530 to learn more about how we can help fuel your business's success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $62 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,134,267, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

For quick cash needs, our ATM services allow for easy withdrawals and balance checks without any hassle. With access to ATMs nationwide, you can rest assured knowing that your money is accessible whenever you need it. At Scott, we believe in making banking simple and accessible for everyone in our community. If you're ready to explore all that we have to offer or if you have any questions about our services, don't hesitate to reach out! Give us a call at (314) 655-2530 or visit us today at 6 Cardinal Way Ste 130 Saint Louis Mo 63102 in Saint Louis, MO. We look forward to serving you!

Business Banking

If you own a business, we understand how important it is to have reliable financial support. Our business banking services include merchant services and business loans designed to help your company thrive. Whether you're just starting out or looking to expand, we are here to assist you every step of the way.

Loans and Financing

When it comes to financing, we offer a variety of options tailored for different needs. If you're thinking about buying a new car, our auto loans provide flexible terms that can fit any budget. For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with competitive rates and personalized service to guide you through the process. Need cash for unexpected expenses? Our personal loans can help cover those costs without breaking the bank. We also provide credit cards with rewards, allowing you to earn points on your everyday purchases perfect for those who love travel or dining out.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why Scott offers robust online and mobile banking features. With our online banking platform, you can manage your accounts from anywhere check balances, transfer funds, and pay bills all at your fingertips. Plus, our mobile app includes features like mobile payments and person-to-person transfers, making it easier than ever to handle your finances on the go.

Personal Banking

Our personal banking services are designed to make managing your money easy and convenient. Whether you are looking for checking or savings accounts, we've got you covered. Imagine having a checking account that not only allows you to make purchases but also earns interest over time. Our savings accounts offer competitive rates, helping you build your nest egg while enjoying the peace of mind that comes with secure banking.

Digital & Online Banking

Key Features

You can say goodbye to paper clutter with our e-statements feature. Enjoy the ease of receiving your monthly statements electronically, allowing you to keep track of your finances without the hassle of paper. And if you need to sign documents quickly, our electronic signature authorization makes it easy just sign and send from the comfort of your home. Managing money has never been simpler with our mobile application. Download it today and enjoy features like mobile payments and person-to-person transfers. Want to send money to a friend? It's as easy as a few taps on your smartphone! Plus, with mobile payments, you can make purchases securely without reaching for your wallet. Rest assured, security is a top priority at Scott. Our digital banking services come equipped with advanced security measures to protect your information while providing a smooth user experience. In summary, our digital and online banking services empower you to manage your accounts effortlessly. Join us at Scott and experience the freedom of banking on your terms!

Financial Strength

Growing Membership Base

We currently manage a total of 263,424 share accounts, demonstrating the trust our growing member base places in us. With net shares totaling $1,311,582, we have ample funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Scott is your trusted partner. Visit us at 6 Cardinal Way Ste 130 Saint Louis Mo 63102 or call (314) 655-2530 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our strong financial standing is also reflected in our $7,743,293, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored to your needs. Additionally, we take pride in having 341 full-time employees and 1 part-time employees dedicated to serving you with knowledge and commitment.

Reinvesting in Member Services

With $155,172,338 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $52,597 in used auto loans and a total of $1,165,972,875 in loans and leases available to our members.

Secure Savings Options

Members' savings are secured through $342,757,828 in share certificates and $146,114,532 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $168,213,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $978 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,233,995 in used vehicle loans and $150,769,463 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can find an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $15,134,267 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to supporting our local entrepreneurs. At Scott, we aim to provide transparent lending options tailored to your needs. If you're interested in refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out! Feel free to contact us at (314) 655-2530 or visit us at 6 Cardinal Way Ste 130 Saint Louis Mo 63102 in Saint Louis, MO during our operating hours (Monday - Friday, 9:00 am to 5:00 pm) for more information. For performance insights and financial data regarding our services, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,814,381 in loans helping members manage their finances effectively. Our credit cards come with various features designed to help you make purchases confidently while staying within your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $62,549,849, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process and help you secure a loan that aligns with your financial goals.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that all loan offers presented are fair and transparent. Each lender listed has been vetted to ensure they meet stringent quality criteria, allowing users to trust the information they receive.

SCOTT CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans