Scott Credit Union Waterloo IL | Affordable Vehicle Loans & ATM Access

Introduction

Community Commitment

At Scott, we believe in making a positive impact in the communities we serve. Our board president, Lawrence Haffner, alongside our CEO, Frank Padak, leads a team of 342 dedicated employees who are passionate about helping you navigate your financial journey. Whether you're seeking personal banking services or business solutions, we are here to support you every step of the way.

Stay Connected

While members can visit us at the branch for all their banking needs, official correspondence should be sent to the same address: 1019 N Illinois Route 3, Waterloo, IL 62298-3288. You can reach us at 800-888-4728 during our lobby hours: Monday through Tuesday and Thursday through Friday from 9 AM to 6 PM; Wednesday from 10 AM to 6 PM; and Saturday from 9 AM to 1 PM. We invite you to explore what Scott has to offer by visiting our website at scu.org. Join us as we continue to grow together and make strides toward a brighter financial future!

Branch History & Mission

Community Commitment

Community is at the core of what we do. Our partnerships with local organizations allow us to give back through outreach programs that support education, health initiatives, and economic development. We believe in creating a positive impact where it matters most right here in Waterloo. While members can visit us at 1019 N Illinois Route 3, official correspondence should be sent to 1019 N Illinois Route 3, Waterloo, IL 62298-3288 if different from our branch address. As you explore your options for banking services, we invite you to join the Scott family. Experience firsthand how being part of a credit union can make a difference in your life. Visit us during our operating hours Monday through Friday from 9 AM to 6 PM (10 AM on Wednesdays) or Saturday from 9 AM to 1 PM and let us help you achieve your financial goals. For any inquiries or assistance, feel free to call us at 800-888-4728. Join us today and discover the benefits that await you at Scott!

Our Mission

At Scott, our mission goes beyond just providing financial services. We strive to empower our members by offering tools and resources that promote financial literacy and independence. We understand that each member's journey is unique; therefore, we personalize our services to fit your specific needs. Our team is dedicated to making banking easier through innovative digital solutions like online banking and mobile payments. We take pride in our ADA-compliant facilities which ensure everyone can access our services comfortably. With features such as ATM availability and drive-thru banking for quick transactions, we prioritize convenience without sacrificing quality.

Branch Location & Accessibility

Contact Us

Have questions or need assistance? Don't hesitate to give us a call at 800-888-4728. We're here to support you every step of the way! Come visit us today at Scott Waterloo Branch; we look forward to serving you!

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. You can visit us Monday, Tuesday, Thursday, and Friday from 9 AM to 6 PM. On Wednesdays, we open a bit later at 10 AM but stay until 6 PM. And if Saturdays work better for you, our drive-thru service is available from 9 AM to 1 PM!

Our Location

At Scott, we pride ourselves on our welcoming environment. Our branch features convenient parking and is fully ADA compliant, ensuring everyone can access our services without any hassle. If you prefer drive-thru banking, we've got you covered with a dedicated drive-thru service, perfect for quick transactions without leaving your vehicle. While members can visit us at our branch address, official correspondence should be sent to the same address: 1019 N Illinois Route 3, Waterloo, IL 62298-3288.

Services Offered

At Scott Waterloo Branch, we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Need cash? Our ATM is available for withdrawals and balance checks anytime you need it. Whether you're looking for financial advice or just want to make a simple transaction, our friendly staff is here to help.

Member Eligibility

At Scott, we believe that becoming a member means joining a caring community where your financial needs are prioritized. If you're looking to join us at our Waterloo branch, located at 1019 N Illinois Route 3 Waterloo Il 62298, we welcome individuals who live, work, or worship in the surrounding areas. This inclusive approach means that many people can benefit from our services, whether you're seeking a personal loan, savings account, or simply a place to manage your finances with ease. Getting started is simple! To learn more about the specific eligibility requirements, you can visit our website at https://www.scu.org/membership/ . If you feel ready to take the next step, opening an account is just as easy check out the details on how to apply at https://app.loanspq.com/apply.aspx?lenderref=scottcu072120&noencrypt=&list=sastcchexaplvlcb . Should you have any questions or need assistance, don't hesitate to reach out to us at (800) 888-4728. We're here for you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $62 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,134,267, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment options is crucial. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Imagine a busy Saturday at your local café; with our point-of-sale systems, customers can pay quickly and easily, ensuring a smooth experience that keeps them coming back. Visit us at 1019 N Illinois Route 3 Waterloo Il 62298 in Waterloo, IL, or give us a call at (800) 888-4728 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? We have an ATM available, along with basic drive-thru banking for deposits, withdrawals, and other simple transactions. This ensures quick access to your funds without the hassle. At Scott Credit Union in Waterloo, IL, we're proud to offer these comprehensive services designed for every member of our community. If you have any questions or want to learn more about how we can assist you financially, don't hesitate to reach out at 800-888-4728 or visit us online at scu.org. Let us help you achieve your financial goals today!

Business Banking

If you're a small business owner, our Business Banking services are tailored just for you. From Merchant Services that make transactions simple to Business Loans that support growth and expansion, we're committed to helping local businesses thrive.

Credit Cards

Enjoy shopping rewards with our Credit Cards with Rewards program. You can earn points for every dollar spent, making it even more rewarding to use your card for everyday purchases.

Home Financing

Thinking about buying a home? Our Mortgage Loans & Refinancing options provide competitive rates and terms tailored to fit your budget. We understand that every member's situation is unique, which is why we take the time to discuss your specific needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions that allow you to check balances, transfer funds, and pay bills from anywhere at any time. With features like mobile payments and person-to-person transfers, managing your finances has never been easier.

Personal Banking

We offer various personal banking options to help you manage your money effectively. Our Checking & Savings Accounts are designed with flexibility in mind, allowing you to access your funds easily while earning interest on your savings. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing services can get you on the road quickly and affordably.

Personal Loans

For those times when life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can help ease financial stress. With straightforward terms and flexible repayment plans, getting back on track has never been easier.

Digital & Online Banking

Key Features

Our online banking system is user-friendly and secure, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can even authorize electronic signatures, making it simple to complete transactions without the hassle of paper forms. Plus, with e-statements available, you can access your account statements anytime, which helps reduce clutter and keep your financial records organized. For those who prefer mobile access, our dedicated mobile application brings all these features right to your fingertips. Enjoy the convenience of mobile payments, enabling you to make purchases quickly and securely using your smartphone. And if you need to send money to friends or family, our person-to-person transfer feature allows you to do so effortlessly.

Security and Accessibility

Your security is our priority. All transactions are protected with advanced encryption technology, giving you peace of mind every time you log in. We also ensure that our online services are easy to navigate so that you can manage your finances without any stress. With Scott's digital banking options, staying on top of your financial goals has never been easier. Explore all these services today by visiting our website and experience the freedom of banking at your convenience!

Financial Strength

A Solid Foundation

With a net worth of $168,213,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $978 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Investing Back into Our Community

With $155,172,338 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to keep pace with changing financial needs while enhancing your overall experience.

Lending Capacity to Support Your Goals

Our lending capacity is robust, with $52,597 in used auto loans and $1,165,972,875 in total loans and leases, supporting members' financial goals across various sectors. Whether you're looking for an auto loan or personal financing options, we're here to help you achieve your dreams.

Member Trust

Total Share and Deposit Accounts stand at 263,424, showing a strong and growing member base that trusts us with their finances. Our commitment to serving our community is unwavering. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Scott is your trusted partner. Visit us at 1019 N Illinois Route 3 Waterloo Il 62298 or call (800) 888-4728 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our strong performance is reflected in our $7,743,293, showcasing operational efficiency that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 341 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $342,757,828 in share certificates and $146,114,532 in money market shares, offering stable and rewarding financial growth opportunities. This means that when you save with us, your money is working hard while being protected.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $426,233,995 in used vehicle loans and $150,769,463 in new vehicle loans to help members get on the road confidently. Whether you're interested in financing a brand-new vehicle or a reliable used one, we can assist you every step of the way.

Credit Lines and More

In addition to these key offerings, Scott provides various credit lines totaling $458,418,723. These lines can serve as safety nets for emergencies or planned purchases. If you are considering refinancing options or want to learn more about eligibility criteria for any of our products, don't hesitate to reach out! Our knowledgeable staff is here to assist you with any questions you may have. Feel free to give us a call at 800-888-4728 or visit us during our operating hours Monday through Friday from 9 AM - 6 PM (Wednesday from 10 AM - 6 PM and Saturday from 9 AM - 1 PM). We're committed to helping you achieve your financial dreams with confidence. For performance insights and more detailed information about our services and products based on the latest results from the National Credit Union Administration (NCUA), please visit www.ncua.gov. Take the first step towards better financial health today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward and accessible. With Junior Lien 1-4 Family Residential Properties loans totaling $62,549,849, we provide flexible solutions that cater to your housing needs. Our team is ready to guide you through the process and help you find the best mortgage solution.

Unsecured Credit Card Loans

Managing finances effectively can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $40,814,381 in loans available to our members. This option provides added convenience for unexpected expenses and day-to-day purchases without the worry of collateral.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key advantages for those seeking loans: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options available. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing for informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data helps ensure that users receive fair and transparent offers when comparing loans.

SCOTT CREDIT UNION - Waterloo, IL

Type of Loan Offerings

Personal Loans

Vehicle Loans

Introduction

Community Commitment

Stay Connected

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Contact Us

Operating Hours

Our Location

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking

Credit Cards

Home Financing

Online & Mobile Banking

Personal Banking

Personal Loans

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

A Solid Foundation

Focused on Members

Investing Back into Our Community

Lending Capacity to Support Your Goals

Member Trust

Operational Efficiency

Secure Savings Opportunities

Loan Offering

Auto Loans

Credit Lines and More

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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