Scott Credit Union Trenton IL | Low Mortgage Rates & Auto Loans

Introduction

At Scott Credit Union, we believe in building strong financial foundations for our members and the community. Established in 1943, our Trenton Branch at 28 W Broadway, Trenton, IL 62293 has been a trusted partner for over 143,000 members who rely on us for their banking needs. With total assets of $1,717,822,188 and total deposits reaching $270,795,505, we are committed to providing personalized financial solutions that help you achieve your goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 101 Credit Union Way, Edwardsville, IL 62025. Our dedicated team of 342 employees, led by CEO Frank Padak and Board President Lawrence Haffner, is here to ensure you receive exceptional service every time you connect with us. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have a variety of services tailored just for you. We also support local businesses with lending options that empower growth in our community. With a net worth of $168,213,711 and a strong cash reserve of $11,690,865, you can trust that your finances are in safe hands. Our commitment extends beyond numbers; it's about being there when you need us most. If you have any questions or need assistance, feel free to reach out at (618) 685-6448. We invite you to visit our website at https://www.scu.org for more information or to start your membership journey today. Join us as we continue to make a positive impact in Trenton and beyond!

Branch History & Mission

Community Commitment

Scott Credit Union believes in giving back. We actively engage in various community outreach initiatives aimed at uplifting those around us. Whether it's sponsoring local events or collaborating with non-profits, we strive to make a positive impact beyond our walls. We also embrace technological advancements to enhance member experience. From online banking and mobile payments to ATMs available for convenient access, we ensure our services are user-friendly and accessible for everyone. Our commitment to ADA compliance means that all members can navigate their financial journeys comfortably. While members can visit us at 28 W Broadway Trenton Il 62293, official correspondence should be sent to 101 Credit Union Way, Edwardsville, IL 62025 for any inquiries or concerns.

Join Us

As we continue this journey together, we invite you to become part of the Scott Credit Union family. Experience firsthand how we put members first through personalized service and community dedication. Visit us today or explore more about membership benefits at Scott Credit Union. Call us at (618) 685-6448 for any questions we're here for you!

Our Evolution

From our inception, Scott Credit Union has dedicated itself to empowering individuals and families through sound financial services. Over the decades, we've achieved significant milestones that reflect our growth and adaptability. Today, we offer a comprehensive range of services tailored to meet the diverse needs of our members from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking options. Our headquarters in Edwardsville, IL serves as a hub for innovation and support. We pride ourselves on being more than just a financial institution; we're a part of the community fabric. Our mission is clear: to provide accessible financial solutions while fostering relationships built on trust and integrity.

Branch Location & Accessibility

Convenient Location and Accessibility Features

Our branch is nestled right in the vibrant community of Trenton, making it convenient for residents and visitors alike. Nearby, you'll find popular spots that are part of your daily routine, ensuring that banking fits seamlessly into your schedule. Parking is readily available, and we've made sure our facilities are accessible for everyone. We take pride in being ADA compliant with ramps and other features to assist those who need them.

Get in Touch!

We invite you to visit us at Scott or give us a call at 618-685-6448 with any questions you might have. Our team looks forward to serving you and helping you achieve your financial goals! While members can visit us at 28 W Broadway, official correspondence should be sent to our mailing address at 101 Credit Union Way in Edwardsville. Come see how easy banking can be!

Operating Hours That Work for You

At Scott, we understand that life can be busy. That's why we offer flexible operating hours: Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to noon. Whether you need to open an account, apply for a loan, or simply ask a question, we're here when you need us most.

Services Tailored to Your Needs

When you visit us at the Trenton Branch, you'll have access to a range of financial services designed just for you. From checking and savings accounts to auto loans and mortgages, we've got something for everyone. Plus, enjoy the convenience of our drive-thru service for simple transactions like deposits and withdrawals without leaving your vehicle. And if you're on the go, don't worry our ATM is readily available for quick cash withdrawals or balance checks anytime you need it.

Member Eligibility

Becoming a member of Scott means joining a friendly community where your financial well-being is our priority. If you live, work, or go to school in the area surrounding 28 W Broadway Trenton Il 62293, you're already on your way to enjoying the benefits of membership! We welcome individuals who share our values and are looking for a supportive place to manage their finances. The eligibility criteria are straightforward and designed to include as many people as possible. For more detailed information on what it takes to join, feel free to visit our website at https://www.scu.org/membership/. Once you're ready to take the next step, opening an account at Scott is a breeze! You can easily start the process online by visiting https://app.loanspq.com/apply.aspx?lenderref=scottcu072120&noencrypt=&list=sastcchexaplvlcb. If you have any questions or need assistance, don't hesitate to reach out at (618) 685-6448. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Our merchant services are crafted with your day-to-day operations in mind. From easy payment processing to reliable customer support, we ensure you can focus on what matters most growing your business. Let us partner with you as you navigate the challenges of entrepreneurship. Visit us at 28 W Broadway Trenton Il 62293 in Trenton, IL, or call us at (618) 685-6448 to learn more about how we can assist your business journey!

Tailored Loan Options

Imagine having the financial support to seize new opportunities. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $62 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,134,267, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our network of ATMs provides easy access for withdrawals and balance checks. Plus, our basic drive-thru banking service allows for deposits and simple transactions without leaving your car. At Scott, we pride ourselves on being more than just a financial institution; we're part of the community. If you're ready to explore how our comprehensive services can benefit you or if you have any questions about our offerings, don't hesitate to reach out at 618-685-6448 or visit us today! Let's work together toward achieving your financial goals!

Auto Loans & Vehicle Financing

If you're in the market for a new car, our Auto Loans and Vehicle Financing options will help get you on the road without breaking the bank. We provide competitive rates and flexible terms to suit your budget. Picture driving home in your dream car with a payment plan that fits comfortably within your monthly expenses.

Business Banking

For entrepreneurs and business owners, we offer robust Business Banking services, including merchant services and business loans tailored to help grow your enterprise. No matter what stage your business is in, we're committed to supporting its success.

Credit Cards with Rewards

Our Credit Cards with Rewards program is designed for those who want more from their spending. Earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back! Enjoy all these benefits while building credit responsibly.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. Our Mortgage Loans and Refinancing options offer support through every step of the process. Whether you're a first-time buyer or looking to refinance an existing mortgage, we're here to guide you. Let us help turn the key on your new front door while ensuring you get the best rate possible.

Online & Mobile Banking

In today's fast-paced world, convenience matters. Our Online and Mobile Banking features allow you to manage your accounts anytime, anywhere. You can pay bills, transfer funds, and even deposit checks right from your smartphone making banking as easy as possible.

Personal Banking

We understand that managing your day-to-day finances is crucial. That's why we offer Personal Banking services that include checking and savings accounts designed to help you achieve your financial goals. Imagine having a checking account that not only keeps your funds secure but also offers easy online access for transactions. With our savings accounts, you can watch your money grow over time, preparing for future needs.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses at us. That's where our Personal Loans and Debt Consolidation solutions come into play. We provide quick access to funds when you need them most, making it easier for you to manage existing debt and regain control over your finances.

Digital & Online Banking

Key Features

Our mobile application provides a powerful tool for managing your money on the go. With features like mobile payments, you can easily make purchases using just your smartphone no need to carry cash or cards! Additionally, if you ever need to send money to friends or family, our person-to-person transfers feature allows for quick and hassle-free transactions. Security is a top priority for us. With electronic signature authorization, signing documents online is not only easy but also safe. Plus, our 24/7 online banking services mean that you can access your account whenever it suits you day or night. At Scott, we aim to make banking as accessible and straightforward as possible. We believe that managing your finances shouldn't be a chore; it should empower you. Join us today and discover how our digital banking tools can enhance your financial experience!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 263,424, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,311,582, further emphasizing our capability to support your financial endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Scott is your trusted partner. Visit us at 28 W Broadway Trenton Il 62293 or call (618) 685-6448 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity is significant with $52,597 in used auto loans and $1,165,972,875 in total loans and leases. This means we're well-positioned to help you achieve your dreams whether it's buying a car or financing a home.

Member-Centric Approach

We prioritize our members above all else. Currently, we have $342,757,828 in share certificates and $146,114,532 in money market shares, offering you stable and rewarding financial growth opportunities. Unlike traditional banks, our focus is on benefiting our members through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $5,179,841 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 341 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $155,172,338 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals more effectively.

Solid Foundations

With a net worth of $168,213,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We also have personal loan options available for various needs such as debt consolidation or unexpected expenses. If you're interested in refinancing any existing loans or exploring eligibility options tailored to your situation, our dedicated team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're ready to explore any of these exciting loan offerings or have questions about what we can do for you at Scott Credit Union, don't hesitate to give us a call at 618-685-6448. We're here to help you secure your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,233,995 in used vehicle loans and $150,769,463 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $15,134,267 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to support you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $62,549,849, make buying or refinancing simple. We offer competitive rates and flexible terms that cater to first-time buyers and seasoned homeowners alike.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,814,381 in loans helping members manage their finances effectively. These cards are ideal for everyday purchases and can help you build your credit score while enjoying rewards.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer displayed is both fair and transparent, helping users make informed decisions without hidden agendas.

SCOTT CREDIT UNION - Trenton, IL

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Trenton, IL (62293)