Scott Credit Union Mascoutah IL | Affordable Vehicle Loans & Business Banking

Introduction

At Scott Credit Union, we believe that banking should be more than just transactions; it should be a part of your community and your life. Established in 1943, our Mascoutah Branch at 1248 W Main St, Mascoutah, IL 62258 has been a trusted partner for over 143,922 members seeking financial solutions tailored to their needs. With total assets exceeding $1.7 billion and total deposits reaching $270,795,505, we take pride in our stability and commitment to serving our members well. Our dedicated team, led by CEO Frank Padak and Board President Lawrence Haffner, is here to ensure you receive personalized service every time you visit us or reach out. Whether you are looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we have the tools to help you achieve your financial goals. Additionally, with over 342 employees, we are committed to providing exceptional service that goes beyond the numbers. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1248 W Main St, Mascoutah, IL 62258-1060. We invite you to explore our range of services by visiting our website at www.scu.org or give us a call at 800-888-4728. Let us support your financial journey today!

Branch History & Mission

Community Engagement

We understand that true success comes from community engagement. That's why Scott takes pride in its outreach efforts, partnering with local organizations and initiatives aimed at making Mascoutah an even better place to live. We are dedicated to creating opportunities for all community members through various programs and partnerships. While members can visit us at our main location for all their banking needs, official correspondence should be sent to our mailing address: 1248 W Main St, Mascoutah, IL 62258-1060. As we continue moving forward into the future, we invite you to become a part of our vibrant community. Join Scott today and experience firsthand how we can help you achieve your financial goals while remaining committed to serving those around us. For more information or to open an account online, visit our website. Together, let's build a brighter future!

Our Mission

At Scott, our mission is simple yet profound: to provide exceptional financial services while actively supporting the community we serve. We believe in empowering our members by offering a wide range of products like personal banking accounts, auto loans, mortgages, and credit cards with rewards. But it's not just about banking; it's about building relationships. We pride ourselves on being more than just a credit union we are a part of your journey toward financial well-being. Our operating hours are designed to meet your needs: Monday through Tuesday and Thursday through Friday from 9 AM to 6 PM, Wednesday from 10 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you prefer visiting us in person or using our convenient ATM services available right here at the branch you can always count on us.

Branch Location & Accessibility

Welcome to Scott's Mascoutah Branch, conveniently located at 1248 W Main St, Mascoutah, IL 62258. Whether you're a long-time member or new to our community, you'll find that our branch is designed with your needs in mind. Nestled in the heart of Mascoutah, we are close to local landmarks like Mascoutah Community Park and the historic downtown area, making it easy for you to stop by while running errands or enjoying a day out. At Scott, we pride ourselves on accessibility. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can enjoy our services without hassle. Plus, parking is readily available right outside our doors, so you won't have to worry about finding a spot. Our operating hours are tailored to fit your busy schedule: we're open Monday, Tuesday, Thursday, and Friday from 9 AM to 6 PM; Wednesday from 10 AM to 6 PM; and Saturday from 9 AM to 1 PM for drive-thru banking. This means you can easily drop in during your lunch break or on your way home from work. When you visit us at the Mascoutah Branch, you'll have access to a variety of banking services including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. We also offer convenient ATM services for quick cash withdrawals and balance checks whenever you need them. If you're looking for drive-thru banking options, we've got that covered too! You can handle deposits and simple transactions without leaving your vehicle. While members can visit us at 1248 W Main St for all their banking needs, please note that official correspondence should be sent to the same address as our mailing address: 1248 W Main St, Mascoutah, IL 62258-1060. We invite you to come see us soon! If you have any questions or need assistance before visiting, feel free to call us at 800-888-4728. Your financial journey is important to us at Scott Credit Union!

Member Eligibility

At Scott, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area around 1248 W Main St Mascoutah Il 62258, you're likely eligible to join us. We want to make sure our membership reflects the vibrant community we serve, so just check out our eligibility criteria for more details at https://www.scu.org/membership/ . Being part of Scott means you'll enjoy personalized financial services tailored just for you, from checking accounts to loans with competitive rates. Ready to take the next step? Opening an account is a breeze! You can find all the information you need about starting your journey with us by visiting https://app.loanspq.com/apply.aspx?lenderref=scottcu072120&noencrypt=&list=sastcchexaplvlcb . If you have any questions or need assistance, don't hesitate to give us a call at (800) 888-4728. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $62 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,134,267, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions so you can focus on what matters most running your business. Imagine being able to accept payments seamlessly from customers without worrying about complex processes. Our services allow you to set up payment solutions quickly, whether it's online or in-person, making it easier for your customers to shop while enhancing your bottom line. Visit us at 1248 W Main St Mascoutah Il 62258 in Mascoutah, IL, or give us a call at (800) 888-4728 to learn how we can help elevate your business today!

Comprehensive List Of Services

Business Banking

Running a business requires reliable banking solutions, and that's where we come in. At Scott, our Business Banking services include essential tools like Merchant Services and tailored Business Loans to support your growth ambitions. We know how important it is for business owners to have access to the right resources.

Connecting with Us

At Scott, we're not just about transactions; we're about relationships. Our friendly team is here to guide you through every step of your financial journey. If you're ready to explore how we can help meet your banking needs or if you have any questions about our services, don't hesitate to reach out! You can contact us at 800-888-4728 or visit us in person at our Mascoutah location during lobby hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 6 PM; Wednesday from 10 AM to 6 PM; and Saturday from 9 AM to 1 PM. Join us today at Scott and discover how we can help make managing your finances easier than ever!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. With our mobile application, you can check balances, transfer funds, and even make deposits from the comfort of your home. Need cash on the go? Our ATM & Cash Withdrawal Services ensure you're never far from accessing your money. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car a perfect solution for busy days.

Personal Banking

We offer various personal banking options that make managing your finances simple and accessible. Our Checking & Savings Accounts come with features designed to help you reach your financial goals. Need a new car? Our Auto Loans & Vehicle Financing provide competitive rates and flexible terms, ensuring you drive away in the vehicle you want without breaking the bank. When it comes to homeownership, our Mortgage Loans & Refinancing services are tailored to suit your individual circumstances. We understand that every member's needs are unique, which is why we work closely with you to find the best solution for buying or refinancing your home. For those unexpected expenses or projects, consider our Personal Loans & Debt Consolidation options. We aim to provide easy access to funds while helping you manage existing debts effectively. And don't forget about our Credit Cards with Rewards, offering benefits that can enhance your spending power while earning rewards along the way.

Digital & Online Banking

Key Services

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of e-statements, which provide an environmentally friendly way to keep track of your financial records without the clutter of paper statements. For those who prefer using mobile technology, our mobile application makes it simple to manage your accounts on the go. With features like person-to-person transfers, sending money to friends and family has never been easier. Need to sign documents? No problem! We offer electronic signature authorization for a smooth and secure signing process. Plus, if you're interested in making purchases directly from your phone, our mobile payments feature allows you to do just that.

Security and Accessibility

Your security is our priority. Our online banking system uses robust encryption methods to ensure that your information remains safe. You can rest easy knowing that your personal data is protected while you manage your finances from home or on the move. Whether you're checking your balance or transferring money, everything is user-friendly and accessible. Our goal at Scott is to empower you with real-time account management tools that simplify your banking experience. Experience the ease and security of digital banking today with Scott! Visit https://www.scu.org/ for more information on how we can help you take control of your finances.

Financial Strength

Investments in Your Future

With $155,172,338 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $7,743,293 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $342,757,828 in share certificates and $146,114,532 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $168,213,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $978 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $52,597 in used auto loans and $1,165,972,875 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We also take pride in having 341 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 263,424, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Scott is your trusted partner. Visit us at 1248 W Main St Mascoutah Il 62258 or call (800) 888-4728 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Options and Support

We also offer refinancing options for existing loans, allowing you to take advantage of better rates or terms if your financial situation changes. If you're not sure about your eligibility for any of our products, feel free to reach out we're here to help! For more information about our loan offerings or to discuss which option might be best for you, don't hesitate to contact us at (800) 888-4728 or visit us at 1248 W Main St Mascoutah Il 62258 in Mascoutah, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,233,995 in used vehicle loans and $150,769,463 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we can tailor a loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $15,134,267 provide the capital needed to grow and expand your operations. We know how crucial funding is for achieving success in business, and our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $62,549,849, make buying or refinancing simple. We provide competitive rates and flexible terms that can help ease the burden of monthly payments.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $40,814,381 in loans helping members manage their finances effectively, our credit cards come with features designed to fit your lifestyle.

Loan Aggregator

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SCOTT CREDIT UNION - Mascoutah, IL

Type of Loan Offerings

Personal Loans

Vehicle Loans