Scott Credit Union Lebanon IL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Scott Credit Union's Lebanon Branch, where we pride ourselves on building a strong community and providing exceptional financial services. Since our establishment in 1943, we've dedicated ourselves to serving the needs of our members, currently totaling over 143,922 individuals who trust us with their financial journeys. Located at 107 E Schuetz St, Lebanon, IL 62254, we are here to help you achieve your financial goals. At Scott Credit Union, we understand that every member's financial situation is unique. That's why we offer a wide range of services tailored to meet your individual needs, from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. Our total assets stand at an impressive $1,717,822,188, reflecting our commitment to stability and growth for our members. We also take pride in our community involvement and strive to make a positive impact in the lives of those around us. With a net worth of $168,213,711 and total deposits reaching $270,795,505, you can feel confident knowing that your finances are in good hands. Our leadership team is committed to fostering an environment that prioritizes your satisfaction. Under the guidance of our CEO, Frank Padak, and Board President Lawrence Haffner, we work diligently to ensure that our services align with your needs. Whether you're looking for a new loan or just need some advice on managing your finances, our friendly staff is always ready to assist you. While you can visit us at our Lebanon branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 101 Credit Union Way, Edwardsville, IL 62025. We invite you to reach out by calling us at 618-659-7148 or visiting our website at scu.org for more information about how we can help you today! Your financial success is our mission let's achieve it together!

Branch History & Mission

At Scott, located in the heart of Lebanon, IL, we have a rich history that dates back to 1943. Since our inception, we have been dedicated to serving our community with integrity and compassion. Our branch at 107 E Schuetz St is not just a place for transactions; it's where relationships flourish and dreams take shape. Over the years, Scott has grown significantly, now proudly serving over 143,000 members. With total assets reaching an impressive $1,717,822,188, we have established ourselves as a trusted financial partner in the region. Our mission is clear: to provide exceptional financial services while fostering community support and engagement. We believe that when our members thrive, so does our community. Our commitment to accessibility is evident in our operating hours. We are open Monday through Friday from 8:30 am to 6:00 pm and Saturday from 8:30 am to 12:00 pm, making it convenient for you to stop by whether it's before work or on the weekend. We also offer ATM services and drive-thru banking for those who prefer quick transactions without leaving their vehicles. While members can visit us at 107 E Schuetz St Lebanon Il 62254, official correspondence should be sent to our mailing address at 101 Credit Union Way, Edwardsville, IL 62025 in Edwardsville, IL. This ensures that all communications are handled promptly and efficiently. Scott's mission extends beyond just banking; we actively engage with local organizations and initiatives that enhance the well-being of Lebanon and its surrounding areas. Whether it's sponsoring community events or partnering with local schools, we are committed to making a positive impact. As we continue to embrace digital advancements like online banking and mobile payments, our focus remains on providing customer-centric services that meet your needs. We are proud of our ADA compliance efforts, ensuring everyone can access our services comfortably. Join us at Scott and experience the benefits of being part of a credit union that truly cares about its members and their communities. Together, let's build a brighter future! For more information or to become a member, call us at (618) 659-7148 or visit our website.

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is key for our members. Our branch is designed with ADA compliance in mind, featuring ramps and accessible parking spots to ensure everyone can visit us comfortably. Ample parking is available right outside our doors, so you won't have to worry about finding a spot when you arrive.

Call-to-Action

We invite you to visit us today! Whether you're looking for personal banking solutions or simply want to chat with one of our friendly staff members about how we can serve you better, we're excited to welcome you at the Scott Credit Union Lebanon Branch. Stop by or give us a call; we're here for you!

Operating Hours

Our dedicated team is ready to assist you during our convenient operating hours. We're open Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM until noon. Whether you're stopping by for personal banking or need assistance with loans and credit cards, we're here to help during these hours.

Services Offered

At the Scott Credit Union Lebanon Branch, we offer a range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgage refinancing, we strive to meet all your financial needs. For those on the go, enjoy the convenience of our drive-thru banking services where you can handle deposits and withdrawals quickly without leaving your car. Plus, our ATM is available around the clock for cash withdrawals and balance checks whenever you need them.

Member Eligibility

Joining the Scott community is more than just opening an account; it's about becoming part of a supportive family that genuinely cares about your financial well-being. To become a member of our branch, you'll need to meet some simple eligibility criteria that reflect our commitment to serving the local community. Generally, anyone who lives, works, worships, or attends school in the area can join us. This means we welcome individuals from various backgrounds and walks of life! If you want to know all the details or see if you qualify, feel free to check out our eligibility requirements at https://www.scu.org/membership/. Once you're ready to take the next step, opening an account with us is straightforward and welcoming. You can start your journey toward membership by visiting us online at https://app.loanspq.com/apply.aspx?lenderref=scottcu072120&noencrypt=&list=sastcchexaplvlcb, or if you prefer a more personal touch, give us a call at (618) 659-7148. Our friendly team at 107 E Schuetz St Lebanon Il 62254 is excited to help you every step of the way and provide you with the tools and resources to achieve your financial goals. Welcome to a brighter financial future with Scott!

Business Banking & Commercial Services

At Scott, located at 107 E Schuetz St in Lebanon, IL, we understand that running a business is both rewarding and challenging. That's why our business banking and commercial services are designed to help you thrive. Imagine having the financial support you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $62 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,134,267, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify payment processing for your operations. Picture a busy day at your shop where customers can easily pay with their cards or mobile devices enhancing their experience while boosting your sales. Let us partner with you on your journey toward success. Reach out today at 618-659-7148 or visit us online at scu.org to learn more about how we can support your business needs!

Comprehensive List Of Services

ATM Services

Need cash? Our ATM and cash withdrawal services ensure easy access to your funds whenever you need them. We also provide basic drive-thru banking for quick deposits, withdrawals, and simple transactions perfect for those busy days when you're on the go.

Business Banking

For local business owners, our Business Banking services include essential tools like Merchant Services & Business Loans that can help you grow your enterprise. We understand that running a business comes with its own set of challenges, which is why we aim to support our local entrepreneurs with tailored financial solutions.

Loans and Credit

In addition to vehicle financing, we provide Personal Loans & Debt Consolidation solutions that can help you manage your finances more effectively. Whether you're facing unexpected expenses or simply want to streamline your debt payments, we're here for you. Plus, our Credit Cards with Rewards program gives you the flexibility to earn points on everyday purchases while enjoying the benefits of a reliable credit option.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why at Scott, we offer comprehensive Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With capabilities such as mobile payments and person-to-person transfers, you can handle your banking tasks quickly and securely right from your smartphone.

Personal Banking

Starting with our Personal Banking options, members can choose from various checking and savings accounts tailored to fit different lifestyles and needs. For those dreaming of hitting the road in a new car or truck, our Auto Loans & Vehicle Financing make it simple to get behind the wheel without breaking the bank. If you're planning to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services offer competitive rates and personalized support every step of the way.

Visit Us Today!

We invite you to come by Scott in Lebanon or give us a call at 618-659-7148. Our operating hours are Monday through Friday from 8:30 am to 6:00 pm and Saturday from 8:30 am to 12:00 pm. Let us be your trusted partner in achieving your financial goals explore all that we have to offer! Visit us online at scu.org for more information about becoming a member today!

Digital & Online Banking

Key Features

Need to send money to a friend? Our person-to-person transfers make it quick and easy. Just enter their details, and you're all set! Plus, if you prefer using your mobile device for transactions, our mobile application offers a seamless experience for making payments and checking account information on the go. For those who value security, we offer electronic signature authorization, allowing you to sign documents securely from the comfort of your home. You can also enjoy the peace of mind that comes with our e-statements availability, which helps you keep track of your financial activity without the clutter of paper statements. Want to make purchases hassle-free? Our mobile payments feature lets you pay with just a tap of your phone. Whether you're grabbing coffee or shopping for groceries, convenience is always within reach. At Scott, we are committed to providing accessible and real-time account management solutions. With our comprehensive digital banking tools, staying on top of your finances is not only easy but secure too. Explore all these fantastic features today by visiting https://www.scu.org/!

Financial Strength

Growing Member Base

Total Share Accounts stand at 263,424, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,311,582, further showcasing our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Scott is your trusted partner. Visit us at 107 E Schuetz St Lebanon Il 62254 or call (618) 659-7148 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $5,179,841 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 341 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Better Services

With $155,172,338 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $52,597 in used auto loans and $1,165,972,875 in total loans and leases.

Secure Savings Options

Members' savings are secured through $342,757,828 in share certificates and $146,114,532 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $168,213,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

At Scott, we also offer refinancing options that allow you to adjust your loan terms based on your current financial situation. If you're unsure about eligibility or have any questions regarding our services, don't hesitate to reach out. You can contact us at (618) 659-7148 or visit us at our branch located at 107 E Schuetz St Lebanon Il 62254 in Lebanon, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way as you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,233,995 in used vehicle loans and $150,769,463 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever for you to drive home your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $15,134,267 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to offering personalized solutions tailored to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $62,549,849, make buying or refinancing simple. We offer guidance through every step of the process, so whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to help.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $40,814,381 in loans helping members manage their finances effectively. With these credit cards, you can enjoy benefits like rewards programs and easy access to funds when you need them.

Loan Aggregator

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SCOTT CREDIT UNION - Lebanon, IL

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Lebanon, IL (62254)