SCOTT CREDIT UNION - Breese, IL

Welcome to Scott Credit Union, your trusted financial partner since 1943. Located at 301 N 4Th St, Breese, IL 62230, we pride ourselves on being more than just a credit union; we are a community hub dedicated to serving our 143,922 members with personalized banking solutions that meet their unique needs. At Scott Credit Union, we understand that managing your finances can sometimes feel overwhelming. That's why we offer a range of services designed to make banking easier and more accessible. With total assets exceeding $1.7 billion, and total deposits of $270,795,505, our solid financial foundation allows us to provide competitive rates on loans and savings accounts. While members can visit us at our Breese location for all their banking needs, official correspondence should be sent to 101 Credit Union Way, Edwardsville, IL 62025. Our dedicated team of 342 employees is here to assist you with everything from personal checking and savings accounts to auto loans and business financing. Under the leadership of CEO Frank Padak and Board President Lawrence Haffner, our commitment to exceptional service has never been stronger. We invite you to explore the benefits of membership with Scott Credit Union. Whether you're looking to purchase a new vehicle or save for your future, we're here to support you every step of the way. Feel free to reach out at (618) 685-6449 or visit our website at scu.org for more information. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

At Scott, we believe that everyone deserves access to financial services in a welcoming and supportive community. Becoming a member is easy! If you live, work, or worship in the areas we serve, or if you have a family member who is already part of our credit union, you're likely eligible to join us. We're proud to offer a range of benefits to our members, including personalized service, competitive rates on loans and savings accounts, and various financial products tailored to your needs. To learn more about the specific eligibility criteria and see if you qualify, feel free to visit our website at https://www.scu.org/membership/ . When you're ready to take the next step, opening an account is straightforward. You can apply online through this link: https://app.loanspq.com/apply.aspx?lenderref=scottcu072120&noencrypt=&list=sastcchexaplvlcb . If you have any questions or need assistance, don't hesitate to call us at (618) 685-6449. We're here to help you every step of the way!

At Scott, we understand that your time is valuable, and managing your finances should be as easy and secure as possible. That's why we offer a comprehensive suite of digital and online banking services designed to fit your lifestyle. With our services, you can access your accounts anytime, anywhere, ensuring you have the tools you need right at your fingertips. Our online banking platform is available 24/7 at https://www.scu.org/ , allowing you to check balances, transfer funds, pay bills, and much more all from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with our mobile application available for download, banking has never been more convenient. Security is a top priority for us at Scott. We utilize electronic signature authorization to ensure that all transactions are safe and secure. You can also opt for e-statements, which not only help you stay organized but also reduce paper waste making it an eco-friendly choice! If you enjoy using mobile payment options, you'll be pleased to know that we support mobile payments as well. Whether you're shopping in-store or online, paying with your phone is a breeze. Managing your accounts in real-time means you're always in control of your financial health. With user-friendly features and robust security measures in place, you can bank confidently knowing that Scott has your back every step of the way. Experience the ease of digital banking today!

At Scott, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reassures you of our commitment to being a reliable partner for your banking needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $168,213,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $978 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $342,757,828 in share certificates and $146,114,532 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strong earnings reflect our commitment to serving you better. With $155,172,338 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $52,597 in used auto loans and $1,165,972,875 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our success is also evident through our operational efficiency; our $7,743,293 allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 341 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,311,582. Total Share and Deposit Accounts: 263,424, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Scott is your trusted partner. Visit us at 301 N 4Th St Breese Il 62230 or call (618) 685-6449 to learn more about how we can help you achieve your financial goals.