Scient Credit Union New Haven CT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Scient! Located at 50 Brewery St, New Haven, CT 06511, our credit union has been a trusted financial partner since 1983. With over 19,000 members, we pride ourselves on providing personalized banking solutions tailored to the needs of our community. At Scient, we're not just about numbers; we're about people. Our total assets of $350,283,892 and total deposits of $16,709,891 reflect our strong commitment to serving you. Whether you're looking for auto loans where we've facilitated over 11,289 loans or savings accounts that help you grow your wealth, we're here to support your financial journey. We understand that trust is earned, which is why our dedicated team of 54 employees, led by our CEO Chris Maynard and Board President Karen Walters, works tirelessly to ensure your banking experience is exceptional. We are proud to offer a variety of services including personal banking, mortgage loans, and even business banking solutions. While members can visit us at our branch location, official correspondence should be sent to the same address: 50 Brewery St, New Haven, CT 6511. If you have any questions or need assistance, don't hesitate to reach out via phone at 800-585-5943. Join us today and experience the difference that community-focused banking can make in your life. Visit our website at scientfcu.org or stop by we're ready to help you achieve your financial goals!

Branch History & Mission

At Scient, we take pride in our rich history and commitment to serving the community of New Haven, Connecticut. Since opening our doors in 1983, we've grown from a small credit union into a trusted financial partner for over 19,000 members. Our branch, located at 50 Brewery St, New Haven, CT 06511, has become a cornerstone of support and empowerment for individuals and families looking to achieve their financial goals. Our journey began with a simple yet powerful mission: to provide accessible financial services while fostering a sense of community. Over the years, we have expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgages, and business banking services. With total assets now exceeding $350 million, we are well-equipped to meet the diverse needs of our membership. Scient's mission is centered around enhancing the financial well-being of our members while actively contributing to the local community. We believe that by offering competitive rates and personalized service, we can help our members thrive financially. Our dedication extends beyond traditional banking; we are committed to providing community support through various outreach programs and partnerships that uplift those around us. While members can visit us at our physical location on Brewery Street, official correspondence should be sent to our mailing address at 50 Brewery St, New Haven, CT 06511. We also understand the importance of convenience in today's fast-paced world. That's why we offer digital banking options like online banking and mobile payments, ensuring you can manage your finances anytime and anywhere. In addition to our extensive range of services, we are proud to provide ATM access for quick cash withdrawals and basic shared branch transactions for partner credit union members. Although we do not have a drive-thru service available at this location, our friendly staff is always ready to assist you during operating hours: Monday through Thursday from 9 AM to 3 PM and Friday from 7 AM to 4 PM. As we look toward the future, our focus remains on innovation and customer satisfaction. We continuously seek ways to improve accessibility and ADA compliance so that everyone can benefit from our services without barriers. Join us at Scient as we continue this journey together! Experience firsthand how being a member of Scient can empower you with the tools you need for financial success. For more information or to become a member today, please call us at 800-585-5943 or visit our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to reach out! You can give us a call at 800-585-5943 or visit us during our operating hours. We look forward to welcoming you into our branch soon! While members can visit us at 50 Brewery St New Haven Ct 06511, official correspondence should be sent to 50 Brewery St, New Haven, CT 6511 if it's different. Thank you for choosing Scient we're excited to help you with all your banking needs!

Getting Here and Parking

We understand that accessibility is key for our members. Our branch has ample parking available, ensuring that you can stop by without the hassle of searching for a spot. Plus, we are committed to being accessible for everyone with ADA-compliant features in place.

Operating Hours

Your time matters to us! We're open Monday through Thursday from 9:00 AM to 3:00 PM, and on Fridays from 7:00 AM to 4:00 PM. This flexible schedule allows you to visit us at a time that works best for you.

Services Offered

At Scient's New Haven branch, we offer a variety of personal banking services designed to meet your needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks. While we don't have drive-thru banking, our friendly staff is ready to assist you inside. If you're a member of another credit union, don't worry! We also participate in shared services, allowing basic transactions like deposits and withdrawals for partner credit union members.

Member Eligibility

At Scient, we're excited to welcome you into our community! Becoming a member is a simple and rewarding process that opens doors to a range of financial services designed just for you. If you live, work, worship, or attend school in the New Haven area, you're likely eligible to join us. We also welcome family members of existing members, making it easy for your loved ones to benefit from our offerings too. To get all the details on eligibility and see if you qualify, feel free to check out our website at https://www.scientfcu.org/explore/membership. Ready to take the next step? Opening an account with us is quick and straightforward. You can start the process online by visiting https://scientfcu.mymortgage-online.com/?_gl=1*1nto78n*_gcl_au*mta3ntq4mjm1ny4xnzi1mzy3odu2*_ga*nzgynzm3ntcylje3mji0ntgymta.*_ga_nwjbbfxj83*mtcyntm3otayny40ny4xlje3mjuznzkxodgumc4wlja., or if you prefer speaking to someone directly, give us a call at (800) 585-5943. We're here to help you every step of the way as you join our supportive community at Scient, located at 50 Brewery St New Haven Ct 06511.

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a partner who understands your payment processing needs. Our merchant services simplify transactions for your customers while giving you the tools to manage sales efficiently. Whether you run a brick-and-mortar store or an online shop, we provide reliable solutions that fit your operations seamlessly. Let Scient be your trusted ally in navigating the world of business banking. Reach out today at 800-585-5943 to explore how our services can empower your business!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local entrepreneurs, Scient offers robust business banking solutions. From essential merchant services that help you accept payments to business loans tailored for growth, we're here to support your entrepreneurial journey.

Digital Banking Services

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, accessing your finances has never been easier. Our ATM services also ensure that cash withdrawals are just a few taps away.

Loans and Credit Options

In addition to auto and mortgage loans, we provide personal loans and debt consolidation services. These options are perfect for those looking to tackle unexpected expenses or streamline their debts into one manageable payment. And if you want to earn rewards while spending, check out our credit cards with rewards, which give you something back for every purchase.

Personal Banking

Our personal banking services are tailored to help you manage your day-to-day finances easily. You can choose from various checking and savings accounts that fit your lifestyle. For those planning to buy a new vehicle, we offer competitive auto loans and vehicle financing options that make it easier for you to drive off with your dream car. If you're thinking about purchasing a home or refinancing your existing mortgage, our mortgage loans and refinancing solutions can guide you through the process smoothly.

Shared Branch Transactions

For members who belong to partner credit unions, we provide basic shared branch transactions such as deposits and withdrawals. This means whether you're traveling or just need a little extra flexibility, we've got your back. At Scient, we are committed to delivering quality service with warmth and understanding. If you have questions about any of our offerings or want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out! Give us a call at (800) 585-5943 or visit us at our branch in New Haven. We invite you to explore all the ways we can assist you financially. Join us today and experience the difference at New Haven!

Digital & Online Banking

E-Statements and Mobile Payments

Say goodbye to paper clutter with our e-statements option! Enjoy the benefits of going green while keeping track of your financial activities effortlessly. You'll receive notifications directly in your inbox when new statements are available, making it easy to stay organized. For those who love using their smartphones, our mobile payments feature lets you pay for purchases right from your device. Coupled with our user-friendly mobile application, banking on the go is a breeze. Whether you're out shopping or grabbing coffee, you can make transactions quickly and securely.

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer service allows you to send funds instantly without any hassle. It's perfect for splitting bills or sending gifts just another way we strive to make managing money easier for you. At Scient, we're committed to providing a banking experience that fits seamlessly into your life. From convenient account management to robust security measures, our digital banking services are here to help you every step of the way. Explore more about what we offer by visiting us at https://www.scientfcu.org/ and experience the freedom of modern banking today!

Financial Strength

Community Trust

Total Share Accounts stand at 35,796, indicating a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $688,350, reinforcing our ability to support the community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Scient is your trusted partner. Visit us at 50 Brewery St New Haven Ct 06511 or call (800) 585-5943 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $72,132,925 in share certificates and $51,169,986 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,286,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efforts translate into results, as reflected by our $0, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees who are ready to serve you with expertise and dedication.

Reinvestment for Growth

With $30,748,434 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,873 in used auto loans and a total of $283,517,598 in loans and leases.

Strong Financial Health

With a net worth of $32,155,488, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing your existing loans or exploring eligibility options for any of our products, our team is ready to assist. We believe in making financial solutions accessible and straightforward. For more information about our offerings and how we can support your financial journey, visit us online at Scient FCU or stop by our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Scient help you navigate your borrowing needs with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $90,043,055 in used vehicle loans and $49,099,425 in new vehicle loans already helping members get on the road. Whether you're eyeing a reliable used car or the latest model, our financing options can fit your budget.

Credit Lines and Personal Loans

For those needing extra funds for personal projects or emergencies, we have competitive credit lines available. Currently, our total credit lines stand at $162,136,496, ensuring that members have access to the funds they need when they need them. We also provide unsecured credit card loans with flexible terms to help manage finances effectively; however, currently there are no outstanding amounts in this category.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $31,651,789, providing flexible terms to help you secure the home of your dreams without added stress.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures that all loan offers presented are fair and transparent. Users can trust that they are looking at accurate information when comparing their options.

Scient