Scient Credit Union Groton CT | Best Auto Loans & Business Banking

Introduction

Welcome to Scient, your trusted financial partner located at 445 Eastern Point Rd, Groton, CT 06340. Established in 1983, we have proudly served our community for over 40 years, building strong relationships with our 19,039 members. At Scient, we understand that every dollar counts, which is why we're committed to providing you with personalized services and competitive rates that help you achieve your financial goals. Our branch holds a solid position in the community with total assets of $350,283,892 and total deposits amounting to $16,709,891. We offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, and personal loans. With 54 dedicated employees, led by our CEO Chris Maynard and Board President Karen Walters, we strive to create an environment where members feel valued and understood. For those needing assistance or wishing to inquire about our offerings, please feel free to reach out at 860-715-5328. While you can visit us at our branch for immediate service, any official correspondence should be sent to 60 Colver Ave, Groton, CT 6340. We invite you to explore how Scient can support you on your financial journey. Whether you're looking for a new loan or want to open an account online at Scient's website, we're here for you every step of the way!

Branch History & Mission

Community Engagement

We believe that being part of a community means giving back. Scient actively engages in outreach programs that support local initiatives and charities. Our partnerships help foster a sense of togetherness and mutual support among residents in Groton. As we continue on this path of growth and service, we invite you to be part of our story. Join Scient today and experience firsthand how we can help you achieve your financial goals while contributing positively to our community. For more information about becoming a member or exploring our services, please visit Scient's website or call us at 860-715-5328. Together, let's build a brighter future!

Our Mission

Our mission is simple yet powerful: to enhance the financial well-being of our members through exceptional service and innovative solutions. We aim to provide personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we support local businesses through merchant services and business loans. While we invite you to visit us during our lobby hours on Monday and Wednesday from 9:00 AM to 2:00 PM, you can also access your accounts anytime via our online banking platform or mobile application. We are committed to making banking easier for everyone. In keeping with our commitment to accessibility and inclusivity, Scient is proud to offer ADA-compliant facilities and shared service center availability. This allows us to cater effectively to all members of the community.

Branch Location & Accessibility

Accessibility Features

At Scient, we prioritize accessibility for all our members. Our branch complies with ADA standards, ensuring that everyone can access our services comfortably. Plus, we offer convenient parking options right outside the door.

Convenient Location

You can easily spot us near popular local landmarks, making it simple for you to drop in. While our physical address is 445 Eastern Point Rd, please remember that any official correspondence should be sent to our mailing address at 60 Colver Ave, Groton, CT 6340.

Join Us Today!

If you're looking for a credit union that truly cares about its members, come visit Scient today! Our team is excited to welcome you and answer any questions you may have. Feel free to call us at 860-715-5328 if you need assistance or want more information about our services. We can't wait to meet you!

Operating Hours and Services

Our doors are open on Mondays and Wednesdays from 9:00 AM to 2:00 PM, making it convenient for you to visit during the week. We provide a wide range of services including checking and savings accounts, auto loans, mortgage loans, and business banking options. Need cash? We have an ATM available on-site for your convenience. While we don't currently offer drive-thru banking, our friendly staff is always ready to assist you inside.

Member Eligibility

Joining the Scient family is like stepping into a community that truly cares about your financial well-being. To become a member, you'll need to meet some simple eligibility criteria. If you live, work, worship, or attend school in the area around Groton, CT, you're already on your way! The process is straightforward and welcoming; it's designed to make you feel right at home. Plus, being a member means you gain access to a variety of benefits tailored just for you, including competitive rates on loans and savings accounts. If you're ready to take the next step, opening an account at Scient is easy! You can find all the details you need by visiting our membership page. Should you have any questions or need assistance along the way, don't hesitate to call us at (860) 715-5328. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While currently we don't have member or non-member commercial loans available, we recognize the importance of flexible financing solutions. We aim to create pathways for businesses to secure funding as they grow.

Merchant Services That Make Life Easier

Imagine running your business without worrying about payment processing. Our merchant services are designed to simplify transactions, allowing you to focus on what matters most your customers. By providing easy-to-use payment options, you can enhance customer satisfaction while streamlining your operations. For any inquiries or assistance, visit us at 445 Eastern Point Rd Groton Ct 06340 in Groton, CT, or call us at (860) 715-5328. Let's work together to build your business's future!

Comprehensive List Of Services

ATM Services and Shared Branch Transactions

Need cash? Our ATM services allow for easy withdrawals and balance checks without hassle. Plus, if you're a member of partner credit unions, basic shared branch transactions like deposits and withdrawals are available as well. In summary, at Scient, we're not just about transactions; we're about relationships and building a better financial future together. With our wide array of services from personal banking to business solutions you're sure to find exactly what you need. Ready to take the next step? Visit us at Pfizer Groton or call us at (860) 715-5328 today! We're excited to help you achieve your financial goals!

Business Banking Solutions

If you're a business owner, our business banking services can help you thrive. We offer merchant services and business loans designed to support your company's growth. We know how important it is for businesses to have reliable banking solutions, so our team is dedicated to helping you succeed.

Digital Banking Features

We recognize the importance of convenience in today's fast-paced world. That's why we provide online and mobile banking services that give you access to your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or making payments, our digital tools make managing your finances easier than ever.

Home Financing

Buying a home is a significant milestone, and we're here to help you every step of the way. Our mortgage loans and refinancing options allow you to find the right solution for your housing needs. Our experienced staff will guide you through the process, ensuring you understand each step and feel confident in your decisions.

Personal Banking

Whether you're just starting out or looking to manage your finances more effectively, our personal banking services are designed for everyone. We offer various checking and savings accounts that make it easy to save for that special purchase or build your emergency fund. If you need a vehicle, consider our auto loans and vehicle financing options; we strive to provide competitive rates and flexible terms that fit your budget.

Personal Loans and Credit Options

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can tackle them head-on. Plus, we offer credit cards with rewards that let you earn while you spend perfect for everyday purchases or special occasions.

Digital & Online Banking

Accessibility Anytime

Whether you're at home or out and about, managing your accounts is as easy as tapping a button. With real-time account management available through our services, you'll always be updated on your financial status. Experience hassle-free banking at Scient because we believe that taking care of your money should be simple and secure. Feel free to explore all these amazing features by visiting us online at https://www.scientfcu.org/ today!

Key Services

With our online banking platform, accessible at https://www.scientfcu.org/ , you can take control of your accounts from the comfort of your home or on the go. Our 24/7 online banking services ensure that you can check balances, transfer funds, and pay bills whenever it fits your schedule. Plus, with electronic signature authorization available, signing important documents has never been easier or more secure.

User-Friendly Features

We know that keeping track of your finances can sometimes feel overwhelming. That's why we've made sure our mobile application is user-friendly and packed with features like person-to-person transfers. You can send money to friends or family instantly, making it a breeze to share expenses or lend a hand when needed. Additionally, opting for e-statements means you can say goodbye to piles of paper clutter. Enjoy quick access to your statements online while contributing to a greener planet. And if you're someone who prefers using mobile payments, we've got you covered! Our mobile payments feature lets you make transactions directly from your smartphone.

Financial Strength

Commitment to Member Savings

Members' savings are secured through $72,132,925 in share certificates and $51,169,986 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,286,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Trust

Total Share Accounts stand at 35,796, demonstrating a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $688,350, we are well-equipped to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Scient is your trusted partner. Visit us at 445 Eastern Point Rd Groton Ct 06340 or call (860) 715-5328 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $30,748,434 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity includes $5,873 in used auto loans and $283,517,598 in total loans and leases. This means we're ready to support your financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees and 0 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment.

Strong Financial Health

With a net worth of $32,155,488, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're a business owner looking for capital to grow and expand, we're here for you too! Although there are currently no outstanding commercial loans available through our branch, we encourage you to inquire about future opportunities. For any questions about our loan products or how to apply, don't hesitate to reach out. You can contact us at 860-715-5328 or visit us at 445 Eastern Point Rd Groton CT 06340 during our lobby hours on Monday and Wednesday from 9:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Scient, we're dedicated to providing transparent information and support so you can make informed decisions about your finances. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $90,043,055 in used vehicle loans and $49,099,425 in new vehicle loans already helping members get on the road, we are committed to making your car-buying experience as smooth as possible. We also provide flexible terms and refinancing options to help you manage your payments effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $31,651,789, making it easier than ever to invest in your future. If you're considering refinancing an existing mortgage or exploring eligibility options for a new one, our knowledgeable staff is here to assist you every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. While currently there are no unsecured credit card loans issued at this moment, our team is ready to discuss how we can help you meet your financial needs with practical solutions when the time is right.

Loan Aggregator

Benefits of Using LendMesh

One significant advantage of using LendMesh is its commitment to Verified Data. All loan offers are sourced from trusted financial institutions, promoting a level of transparency that users can rely on. Additionally, there are No Sponsored Listings; LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results for all users. Another key feature is the Real-Time Rate Comparisons available on the platform. Users benefit from up-to-date loan rates from multiple institutions, which helps them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of LendMesh in serving its users' needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SCIENT FEDERAL CREDIT UNION - Groton, CT