Scient Credit Union Groton CT | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Scient, your trusted financial partner located at 60 Colver Ave, Groton, CT 06340. Since our establishment in 1983, we have proudly served our community, growing to support over 19,000 members with a commitment to their financial well-being. With total assets of $350,283,892 and a net worth of $32,155,488, we are here to provide you with the tools and services you need to achieve your financial goals. At Scient, we believe that banking should be more than just transactions; it should be a relationship built on trust. Our dedicated team, led by CEO Chris Maynard and Board President Karen Walters, is focused on delivering personalized service tailored to your needs. Whether you're looking for auto loans, personal banking services, or mortgage options, we offer a wide range of solutions designed to meet the diverse needs of our members. While you can visit us at our Groton branch for all your banking needs, official correspondence should be sent to our mailing address: 60 Colver Avenue, Groton, CT 6340. If you have any questions or want to learn more about how we can assist you financially, don't hesitate to reach out! Call us at 860-445-1060 or explore our website at scientfcu.org for more information. Join us at Scient and experience the difference of community-focused banking!

Branch History & Mission

Our Mission

At Scient, our mission is more than just providing financial services; it's about building lasting relationships within our community. We aim to enhance the lives of our members by offering affordable products and personalized service while fostering an environment of trust and support. We are dedicated to making banking easier through advancements like online and mobile banking giving you the tools you need to manage your finances on your terms. We also understand the importance of community involvement. That's why we actively participate in local events and initiatives designed to uplift Groton and its residents. From sponsoring local sports teams to hosting financial literacy workshops, we strive to make a positive impact beyond traditional banking. While members can visit us at 60 Colver Ave Groton Ct 06340, official correspondence should be sent to 60 Colver Avenue, Groton, CT 6340. You can reach us at 860-445-1060 during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. As we look ahead, we're excited about the future of Scient and the continued growth of our membership base. We invite you to join us on this journey! Experience firsthand the benefits of being part of a credit union that truly cares about its members. Whether you're looking for competitive loan rates or exceptional customer service, Scient is here for you every step of the way. Visit us today or explore more about membership at our website.

Branch Location & Accessibility

Welcome to Scient, your friendly neighborhood credit union located at 60 Colver Ave in Groton, CT. We understand that convenience is key when it comes to banking, and our branch is designed with you in mind. Nestled near local landmarks and easily accessible from main roads, we're here to serve you with a smile. At Scient, we pride ourselves on being accessible to all members of the community. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services comfortably. Plus, we offer ample parking for your convenience. Our operating hours are designed to fit your busy schedule. Visit us Monday through Thursday from 8:30 AM to 4:30 PM, Friday until 6:00 PM, or on Saturday from 9:00 AM to 12:00 PM. Whether you need help with personal banking, auto loans, or mortgage options, our dedicated staff is ready to assist you during these hours. For those who prefer online banking or need quick cash, we also have an ATM on-site and drive-thru banking available for simple transactions like deposits and withdrawals. If you're a member of a partner credit union, take advantage of our shared service center for additional banking options. While members can visit us at 60 Colver Ave, official correspondence should be sent to our mailing address at 60 Colver Avenue, Groton, CT 6340. Don't hesitate to reach out! Give us a call at 860-445-1060 if you have any questions or want to know more about our services. We look forward to welcoming you soon!

Member Eligibility

At Scient, we believe that becoming a member means joining a caring community where your financial well-being matters. If you're looking to become part of our family, you'll be pleased to know that eligibility is open to individuals who live, work, worship, or attend school in our service area. This means that many people in and around Groton can enjoy the benefits of membership! We're dedicated to providing you with personalized banking solutions tailored just for you, making it easier for you to achieve your financial goals. For more detailed information on eligibility requirements, feel free to check out this resource. When you're ready to take the next step, opening an account with us is a breeze! Simply visit our account opening page at this link or give us a call at (860) 445-1060. Our friendly team is here to guide you through every step of the process!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine your customers enjoying a smooth checkout experience while you manage your cash flow effortlessly. Our merchant services enable you to accept payments easily, whether online or in-store. By streamlining transactions, we help you focus on what truly matters growing your business. Partner with Scient today to explore how our Business Banking & Commercial Services can help you thrive in today's competitive market! For more information, visit us online at Scient or give us a call at (860) 445-1060.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Cash Withdrawal Services

Need cash in a pinch? Our network includes ATMs for quick withdrawals and balance checks. For those who prefer face-to-face interactions, our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car.

Business Banking Services

For entrepreneurs and business owners, we offer specialized services that help your business thrive. Our business banking solutions, including merchant services and business loans, ensure that your company has the resources it needs to grow. We know how important it is for small businesses to have reliable banking support.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we prioritize easy access through our online and mobile banking features. Manage your accounts, pay bills, transfer funds, and even make deposits all from the comfort of your home or on-the-go using our mobile app.

Personal Banking Solutions

We understand that managing finances can be overwhelming at times. That's why we offer a range of personal banking services designed to make your life easier. You can choose from various checking and savings accounts tailored to fit your lifestyle. If you're looking to purchase a vehicle, our auto loans and vehicle financing options can help you hit the road without breaking the bank. For those planning to buy a home, our mortgage loans and refinancing services are available, providing competitive rates and terms that suit your budget.

Shared Branching Options

If you're traveling or find yourself away from home, don't worry! With basic shared branch transactions available, you can perform deposits and withdrawals at partner credit unions easily. At Scient, we strive to create an accessible banking experience for everyone in our community. Visit us at 60 Colver Ave Groton Ct 06340 or give us a call at (860) 445-1060 if you have any questions about how we can assist you further. Let us help you navigate your financial journey today!

Support for Your Financial Goals

Life brings unexpected expenses, and having a safety net is crucial. Our personal loans and debt consolidation options allow you to take control of your finances when needed most. Plus, our credit cards with rewards give you an added benefit with every purchase whether it's earning cash back or points towards future travel.

Digital & Online Banking

Key Services

Our online banking platform at https://www.scientfcu.org/ allows you to view your balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of electronic statements, making it easy to keep track of your transactions without the clutter of paper. Plus, with electronic signature authorization available, signing important documents is quick and hassle-free. Do you want to send money to a friend or family member? Our person-to-person transfer feature makes it simple. Just a few taps on your mobile device, and you're done! Speaking of mobile devices, be sure to check out our user-friendly mobile application. It supports mobile payments so you can shop securely from your phone.

Security and Accessibility

Your security is our top priority. We use advanced technology to keep your information safe while you bank online. With features like two-factor authentication and encryption, you can have peace of mind knowing your data is protected. Whether you're checking your balance before heading out or managing your budget on the go, our digital banking services are designed for real-time account management that fits into your lifestyle. Experience the ease and flexibility that comes with modern banking at Scient! For more information on how to get started with our digital services, visit us at https://www.scientfcu.org/ today!

Financial Strength

At Scient, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our branch located at 60 Colver Ave, Groton, CT 06340, we strive to maintain a solid foundation that supports your financial needs. Our financial health is robust, highlighted by a net worth of $32,155,488. This strong position enables us to provide better rates and lower fees, ensuring you receive exceptional member services. Our net worth ratio of 916 underscores our solid capital base, guaranteeing that we can continue to offer loans and competitive savings rates even during challenging economic conditions. Members' savings are secure through $72,132,925 in share certificates and $51,169,986 in money market shares, presenting stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members; with non-member deposits totaling $30,286,000, our resources are focused on benefiting you directly through better loan rates and exclusive perks. With $30,748,434 in undivided earnings, we continuously reinvest in innovative banking tools and enhanced security measures to serve you better. Our lending capacity is significant as well boasting $28,351,759 in total loans and leases, including $5,873 in used auto loans supporting your financial goals across various sectors. Our operational efficiency is reflected in our current status of having no net income reported this period; however, our commitment to providing solid financial products remains unwavering. We proudly employ 54 full-time staff members, ensuring that we're always ready to assist you with knowledgeable service. As of now, we have successfully built a trustful community with 35,796 total share accounts, demonstrating our growing member base who rely on us for their financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving for the future or looking to borrow for your next big purchase, Scient is your trusted partner. Visit us at 60 Colver Ave or call us at 860-445-1060 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $49,099,425 in new vehicle loans and $90,043,055 in used vehicle loans, helping our members get on the road with confidence. Whether you are purchasing a new model or a reliable used vehicle, we are here to assist you with flexible terms and straightforward processes.

Credit Lines and Business Loans

For those looking for more flexibility in their borrowing options, our total credit lines amount to $162,136,496. This gives you access to funds when you need them most without having to apply for a new loan each time. If you're considering refinancing options or want to know more about eligibility requirements for any of these products, please feel free to reach out to us at 860-445-1060 or visit us at our branch located at 60 Colver Ave Groton CT 06340. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our dedicated team is ready to help you navigate through your financial journey with clarity and support.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $31,651,789. Our experienced team can guide you through the process to ensure you find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We also offer flexible terms on unsecured credit card loans. Although currently there are no unsecured credit card loans issued, our members benefit from competitive rates and easy management options when they do choose this route.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you are seeing fair and transparent offers without hidden agendas.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you receive reflects current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that genuinely reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can make informed decisions quickly, saving both time and money. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and reliable the service can be in achieving better financial outcomes.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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