SchoolsFirst Credit Union Yuba City CA: Affordable Auto Loans & Personal Banking

Introduction

Welcome to Schoolsfirst at our Yuba City branch, where we believe in empowering our members through exceptional service and community support. Located at 1055 Gray Ave, Yuba City, CA 95991, we have been a trusted partner for financial solutions since our establishment in 1934. With a strong commitment to our members, we proudly serve over 1.4 million individuals, providing them with the tools they need to achieve their financial goals. At Schoolsfirst, we're not just about numbers; we're about people. Our total assets stand impressively at $31,084,507,740, and our dedicated team of 2,880 employees works tirelessly to ensure that your banking experience is both personal and effective. We manage $3,063,823,932 in deposits and have issued more than 1,064,008 loans and leases to help our members realize their dreams whether that's buying a home or financing a vehicle. While you can visit us at our Yuba City location for friendly service and assistance with your financial needs, any official correspondence should be directed to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. Our leadership is here to guide you every step of the way. Under the vision of CEO Bill Cheney and Board President Marc Ecker, we continue to foster a welcoming environment focused on your success. We're proud of our community roots and strive to make a positive impact wherever we can. Whether you're looking for personal banking options like checking accounts and auto loans or business services such as merchant services and business loans, Schoolsfirst has you covered. Don't hesitate to reach out! Call us today at 800-462-8328 or visit us online at Schoolsfirst FCU to learn more about how we can assist you on your financial journey. Your future starts here!

Branch History & Mission

Join Us Today!

As we look toward the future, we invite you to join us on this incredible journey. Whether you're looking for a checking account, an auto loan, or simply want guidance on your financial journey, Schoolsfirst is here for you every step of the way. Experience firsthand how being part of our community-focused credit union can change your financial landscape for the better! For more information or to become a member today, call us at 800-462-8328 or visit Schoolsfirst. Together, let's build a brighter future!

Our Evolution

From our humble beginnings, Schoolsfirst has evolved significantly. We opened our doors with a mission to provide affordable financial solutions tailored for educators and their families. As we grew, so did our range of services now encompassing personal banking, auto loans, mortgages, and business banking solutions. Every milestone has been marked by an unwavering dedication to our members' needs and aspirations. Over the years, we have embraced technology to enhance accessibility and convenience. Our digital banking options allow members to manage their finances anytime and anywhere. Moreover, we ensure that all our services meet ADA compliance standards so that everyone can benefit from what we offer.

Our Mission Statement

Our mission is simple yet powerful: to empower our members through exceptional financial services while making a positive impact in our community. We believe in supporting not just individual financial success but also the growth of the neighborhoods we serve. This commitment is evident in our outreach programs and partnerships with local organizations aimed at enhancing education and community well-being. While you can visit us at 1055 Gray Ave, official correspondence should be directed to P.O. Box 11547, Santa Ana, CA 92711 if necessary. We are here for you during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM.

Branch Location & Accessibility

Convenient Access

Finding us is easy! We are situated in a vibrant part of Yuba City, making it simple for you to drop by. Our branch features ample parking, ensuring that you can park without hassle. We also prioritize accessibility; our facilities comply with ADA standards, complete with ramps for anyone who may need them.

Get in Touch!

If you have questions or want more information about our services, don't hesitate to call us at 800-462-8328. We invite you to visit our Yuba City branch soon your financial journey starts here! While members can visit us at 1055 Gray Ave Yuba City Ca 95991, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711. We look forward to welcoming you into our community!

Operating Hours

We understand that your schedule can be busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9 AM to 5 PM, on Fridays until 6 PM, and even on Saturdays from 9 AM to 2 PM. We're here when you need us!

Services Just for You

At Schoolsfirst, we offer a variety of services tailored to meet your financial needs. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we have you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Schoolsfirst, we believe that everyone deserves a place to belong, and becoming a member is your first step into our supportive community. To join us at our branch located at 1055 Gray Ave Yuba City Ca 95991, you simply need to meet a few friendly eligibility requirements. Whether you're an employee of a participating school district, a family member of a current member, or someone who lives or works in the area, you might be eligible to enjoy all the benefits we offer. We pride ourselves on being inclusive and accessible, so if you want to learn more about specific criteria, please visit our detailed eligibility page at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Once you've confirmed your eligibility, opening an account is straightforward! You can easily start your membership journey online by visiting https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal. If you have any questions along the way, feel free to reach out to us at (800) 462-8328. Joining Schoolsfirst not only gives you access to exceptional financial services but also connects you with a community focused on your success and well-being. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services can make all the difference. Imagine being able to process payments seamlessly while keeping track of your sales effortlessly. Our merchant services are designed to simplify transactions, allowing you to focus on what you do best running your business. Visit us at 1055 Gray Ave Yuba City Ca 95991 in Yuba City, CA, or give us a call at (800) 462-8328 to learn more about how we can help you grow your business.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we understand that managing finances is crucial for success. Our business banking services include merchant services and business loans designed to help your enterprise thrive. We're here to support local businesses by providing the financial tools necessary for growth.

Community Engagement

At Schoolsfirst, we're not just about transactions; we care about building relationships within our community. We invite you to explore all that we have to offer by visiting us or giving us a call at (800) 462-8328. To learn more about how we can assist you with your financial needs or if you're ready to open an account, please check out our website at 61 - Yuba City or visit us in person at 1055 Gray Ave Yuba City Ca 95991. Your journey toward financial wellness starts here!

Credit Cards and Rewards

We know how important it is to have flexible spending options, which is why we offer credit cards with rewards tailored to your spending habits. Enjoy benefits that fit your lifestyle while managing expenses effectively.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts anytime, anywhere through our secure platforms. With ATM and cash withdrawal services available, accessing your funds has never been easier whether you're checking balances or withdrawing cash on the go.

Personal Banking Services

For individuals seeking everyday banking solutions, our personal banking services are tailored just for you. You can open a checking or savings account that suits your lifestyle, allowing you to manage your finances easily. If you're considering purchasing a vehicle, our auto loans and vehicle financing options offer competitive rates to help make your dreams a reality. Homeownership is also within reach with our mortgage loans and refinancing solutions. Our team is ready to guide you through the process, ensuring you find the right fit for your budget. Need some extra cash? Our personal loans and debt consolidation options can provide the support you need during life's unexpected moments.

Digital & Online Banking

Key Features

Our online banking service allows you to view balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of electronic signature authorization, making it easy to sign documents without the hassle of printing or mailing. Plus, with e-statements available, you'll receive your account statements electronically, helping to keep everything organized and reducing paper waste. For those who prefer mobile transactions, our mobile application offers all the functionality you need right in your pocket. You can make person-to-person transfers quickly and securely, ensuring that sending money to friends or family is as easy as a text message. And yes, if you're someone who enjoys the convenience of modern payment methods, our mobile payments feature lets you pay directly from your phone.

Security and Accessibility

Your security is our top priority. We use advanced technology to protect your personal information while making sure that managing your finances is straightforward. Whether you're checking your balance late at night or transferring funds during your lunch break, our systems are designed to keep your data safe. With real-time account management at your fingertips through Yes, you can stay updated on all your transactions and financial activity whenever it suits you. Enjoy peace of mind knowing that Schoolsfirst is here to support you every step of the way in achieving your financial goals with ease and confidence.

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is robust, reflecting our commitment to serving you with reliability and care. With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $196,498 in used auto loans and a total of $19,809,905,938 in loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees ready to assist you with knowledgeable service. Net Shares (Funds available for lending and investments) stand at $0. The trust you've placed in us is shown by our total share accounts of 3,655,716, highlighting a strong and growing member base that chooses Schoolsfirst as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 1055 Gray Ave Yuba City Ca 95991 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got options that will meet your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We strive to provide competitive rates and flexible terms so you can secure the home of your dreams.

Refinancing Options

If you're looking to lower your monthly payments or take advantage of better rates, consider our refinancing options. We can help you explore eligibility for refinancing across various types of loans to ensure you're getting the best deal possible. For any questions or to learn more about our loan offerings, feel free to reach out at (800) 462-8328. You can also visit us online at https://www.schoolsfirstfcu.org for more information or apply for membership today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit your daily spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which empowers them to make well-informed choices regarding their financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the reliability and effectiveness of the platform in helping consumers secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for users looking to secure a loan. By working exclusively with verified financial institutions, LendMesh maintains a commitment to accuracy in its comparisons.

Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us Today!

Our Evolution

Our Mission Statement

Branch Location & Accessibility

Convenient Access

Get in Touch!

Operating Hours

Services Just for You

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Community Engagement

Credit Cards and Rewards

Digital Banking Features

Personal Banking Services

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community