SchoolsFirst Credit Union Victorville CA: Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Schoolsfirst, your trusted financial partner located at 13605 Bear Valley Rd Ste 102, Victorville, CA 92392. Since our establishment in 1934, we have proudly served our community with a commitment to excellence and member-focused services. With over 1,435,595 members, we're more than just a credit union; we're a family dedicated to helping you achieve your financial goals. At Schoolsfirst, we understand that every member's needs are unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our total assets stand at an impressive $31,084,507,740, showcasing our stability and ability to support our members' financial journeys. We manage total deposits of $3,063,823,932 and have issued 1,064,008 loans and leases to date. Our leadership team is committed to fostering a supportive environment for all members. Under the guidance of CEO Bill Cheney and Board President Marc Ecker, we prioritize your needs and work tirelessly to provide exceptional service. With a dedicated staff of 2,880 employees, we ensure that help is always available when you need it. While members can visit us at our branch location in Victorville, official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We invite you to explore all that Schoolsfirst has to offer by visiting our website at schoolsfirstfcu.org or calling us directly at 800-462-8328. Whether you're looking for assistance with personal banking or business loans, our friendly team is ready to help you succeed!

Branch History & Mission

Community Commitment

As part of our dedication to inclusivity, we ensure that all members have access to modern banking solutions like online banking and mobile payments. We also focus on being ADA compliant so that everyone can comfortably use our services. While we currently do not offer drive-thru service or shared service centers, our ATMs are available for easy cash withdrawals and balance checks. Join us today at Schoolsfirst and discover how we can help you achieve your financial goals while making a positive impact in the community. Together, let's build a brighter future!

Our Mission

At Schoolsfirst, our mission is clear: we are dedicated to providing exceptional financial services while supporting our members' aspirations and the local community. We believe that every member deserves access to reliable banking options and personalized support. From checking and savings accounts to auto loans and mortgage refinancing, our services are tailored to meet your unique needs. We take pride in being more than just a financial institution; we actively engage in community outreach efforts and partnerships that uplift those around us. Our commitment extends beyond mere transactions; it's about building relationships based on trust and mutual respect.

Branch Location & Accessibility

Accessibility Features

At Schoolsfirst, we prioritize your comfort and convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and easy parking options. You'll find ample space to park your vehicle without hassle, ensuring a smooth visit every time.

Connect with Us

Have questions? Want to learn more about our services? Don't hesitate to give us a call at 800-462-8328. We can't wait to help you achieve your financial goals! Visit us today at Schoolsfirst in Victorville where community meets convenience!

Operating Hours

We understand that life gets busy! That's why our lobby hours are tailored to fit your schedule: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you prefer an early morning visit or need some time on the weekend, we're here for you!

Services Offered

At Schoolsfirst, we offer a wide range of services to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, enjoy the convenience of ATM access right at our branch. While we currently do not have drive-thru banking available, our dedicated staff is ready to assist you inside.

Member Eligibility

Becoming a member of Schoolsfirst is like joining a close-knit family where your financial well-being is our top priority. If you live, work, or attend school in the areas we serve, you're likely eligible to join us! We welcome individuals from various backgrounds and professions, ensuring that everyone has access to our community-focused services. Plus, when you become a member at Schoolsfirst, you gain access to exclusive benefits, including competitive rates on loans and savings accounts, personalized financial advice, and a range of convenient banking services. The process to open an account is straightforward and friendly. You can check out the detailed eligibility criteria by visiting https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Once you're ready to take the next step, simply head over to https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal to start your membership journey. If you have any questions or need assistance, don't hesitate to call us at (800) 462-8328. We're excited to welcome you into our community at 13605 Bear Valley Rd Ste 102 Victorville Ca 92392!

Business Banking & Commercial Services

At Schoolsfirst, we understand that every business has unique needs and ambitions. Whether you're a small startup or an established company, our business banking and commercial services are designed to help you thrive. Imagine having the financial support you need to expand your operations, invest in new technology, or even hire additional staff. Our commercial loan options can make this vision a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify transactions so you can focus on what matters most running your business. From accepting various payment methods to streamlining cash flow, we provide practical solutions that enhance your operational efficiency. Visit us at 13605 Bear Valley Rd Ste 102 Victorville Ca 92392 in Victorville, CA, or call us at (800) 462-8328 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are crafted to help you grow your enterprise. Whether it's expanding operations or managing cash flow, we've got solutions tailored for businesses of all sizes.

Credit Solutions

For those looking to manage existing debt or make a large purchase, our personal loans and debt consolidation services are designed to provide relief and flexibility. You can take charge of your finances without feeling overwhelmed. Additionally, our credit cards with rewards allow you to earn points on everyday purchases. Picture yourself enjoying perks like cashback or travel rewards just by using your card for things you already buy!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services that let you manage your accounts from anywhere at any time. You can check balances, transfer funds, and even pay bills with just a few clicks on your smartphone or computer. Need cash? Our ATM & cash withdrawal services are readily available to ensure you have access when needed most. With basic ATM access for withdrawals and balance checks, managing your money has never been simpler.

Get Started Today!

We invite you to explore all that Schoolsfirst has to offer! Whether you're visiting us at our branch or accessing our digital services online at https://www.schoolsfirstfcu.org, we're here to support every step of your financial journey. Have questions? Feel free to give us a call at (800) 462-8328 we're always happy to help!

Home Financing

Buying a home is one of the most significant decisions you'll ever make, and we're here to guide you through it. With our mortgage loans and refinancing options, we make homeownership attainable. Our knowledgeable staff will walk you through the entire process, helping you find the perfect loan that fits your budget.

Personal Banking

Managing your personal finances has never been easier. We offer checking and savings accounts that fit any lifestyle, whether you're saving for a vacation or managing everyday expenses. Our members enjoy competitive interest rates and low fees, making it simple to grow your savings. If you're in the market for a new vehicle, our auto loans and vehicle financing options can help you get behind the wheel quickly. Imagine cruising down the highway in a car you love, all while knowing you secured an excellent rate with us!

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.schoolsfirstfcu.org, you can check your account balance, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, managing your money has never been simpler. Plus, our user-friendly mobile application allows you to handle transactions right from your smartphone.

Innovative Features for Modern Banking

Need to send money to a friend? Our person-to-person transfers make it easy to send cash instantly with just a few taps on your phone. And if you're someone who loves the convenience of mobile payments, you'll be pleased to know that we support this feature as well, allowing you to make purchases quickly and safely.

Secure and Efficient Transactions

Your security is our top priority. With electronic signature authorization available, signing documents online is safe and straightforward. You can also enjoy the peace of mind that comes with e-statements. This means no more paper clutter; your statements are accessible anytime in a secure digital format.

Stay In Control

At Schoolsfirst, we empower you to take charge of your finances. Our online banking tools enable real-time account management, so you can monitor transactions and stay on top of your budget without any hassle. Explore all these features and more by visiting us at https://www.schoolsfirstfcu.org today! Your financial freedom is just a click away.

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial position is robust and designed to serve your needs effectively. With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $2,721,881,223 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant with $196,498 in used auto loans and $19,809,905,938 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands strong at 3,655,716, showing a growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, underscoring our commitment to making your money work harder for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 13605 Bear Valley Rd Ste 102 Victorville Ca 92392 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have financing options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand your business operations. We understand the challenges faced by small businesses and are committed to supporting your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you find the right solution for your housing needs.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we also offer refinancing options across many of our loan products. This can help ease your financial burden and improve cash flow. For more information on any of our loan offerings or to discuss eligibility options, please call us at (800) 462-8328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans available to help our members maintain control over their spending and build their credit.

Loan Aggregator

Transparency and Reliability

LendMesh prioritizes transparency in its operations. Here are some key features that help build trust: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh actively works to benefit its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Accessibility Features

Connect with Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Business Banking

Credit Solutions

Digital Banking Convenience

Get Started Today!

Home Financing

Personal Banking

Digital & Online Banking

Easy Access Anytime, Anywhere

Innovative Features for Modern Banking

Secure and Efficient Transactions

Stay In Control

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Transparency and Reliability

Join Our Community