SchoolsFirst Credit Union Valencia CA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Schoolsfirst, your trusted financial partner located at 27067 Mcbean Pkwy, Valencia, CA 91355. Established in 1934, we have proudly served our community for nearly nine decades, building a strong foundation based on trust and member satisfaction. With a total membership of over 1.4 million, we are dedicated to providing personalized banking solutions that cater to your unique financial needs. At Schoolsfirst, we understand that every member has different goals and dreams. That's why we offer a comprehensive range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our commitment extends beyond just banking; we aim to support our members in achieving financial wellness. Our branch is equipped with assets totaling an impressive $31 billion, allowing us to maintain robust lending capabilities with over 1 million loans and leases issued. We take pride in managing $3 billion in total deposits, reflecting the trust our members place in us. The leadership team, headed by CEO Bill Cheney and Board President Marc Ecker, is committed to fostering an environment where members feel valued and supported. While you can visit us at our Valencia branch for all your banking needs, please note that official correspondence should be directed to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. With a staff of approximately 2,880 employees, we are here to assist you every step of the way. Whether you prefer visiting us in person or using our online services like mobile banking and e-statements, we ensure a convenient experience tailored just for you. Ready to take the next step? Give us a call at 800-462-8328 or explore more about what Schoolsfirst has to offer by visiting our website at schoolsfirstfcu.org. We look forward to helping you achieve your financial goals!

Branch History & Mission

Community Engagement

We recognize that being a good neighbor means actively participating in community outreach efforts. Over the years, Schoolsfirst has partnered with local organizations to support educational programs, financial workshops, and charity events. This engagement not only strengthens bonds within the community but also enriches the lives of those around us.

Looking Ahead

With operating hours designed for your convenience Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM we ensure that help is always available when you need it most. While we don't currently offer drive-thru banking at this location, we do provide ATM services for quick cash withdrawals and balance checks. Join us at Schoolsfirst and experience a supportive banking environment where your financial well-being is our top priority. Together, let's build a brighter future for you and our community! For more information or to become a member today, please call us at (800) 462-8328 or visit our website at https://www.schoolsfirstfcu.org.

Our Mission

At Schoolsfirst, our mission goes beyond just providing financial services; we aim to empower our members and uplift our community. We believe that everyone deserves access to quality banking solutions that fit their needs be it checking and savings accounts, auto loans, or credit cards with rewards. Our goal is to foster financial literacy and offer personalized guidance so every member can achieve their dreams. As part of our commitment to serve you better, we have embraced digital advancements such as online banking and mobile payments. We are also proud of our ADA compliance initiatives, ensuring that all members can enjoy accessible services without barriers.

Branch Location & Accessibility

Accessibility Features

We take pride in making our services available to everyone. The branch is ADA compliant, featuring ramps and easily accessible entrances to ensure that all members can visit us comfortably.

Call to Action

We invite you to stop by Schoolsfirst today! If you have any questions or would like more information about our services, feel free to give us a call at 800-462-8328. Our team looks forward to helping you achieve your financial goals!

Nearby Landmarks

Our branch is situated near popular spots such as the Westfield Valencia Town Center and the scenic Central Park, making it easy for you to combine a visit to us with your errands or a leisurely day out. We offer ample parking right outside the branch, so you can come in and out without any hassle.

Operating Hours

We understand that life can get busy. That's why we've designed our operating hours for your convenience! Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you prefer early morning visits or need some extra time on weekends, we've got you covered.

Services Offered

At Schoolsfirst, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, there's something for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks.

Member Eligibility

At Schoolsfirst, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We embrace individuals from all walks of life, offering our members a range of financial services tailored to their needs. To dive deeper into the eligibility criteria, feel free to check out more details at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Joining Schoolsfirst means gaining access to personalized banking options, low rates on loans, and a host of other benefits designed to empower your financial journey. Opening an account is just as easy just visit our website for step-by-step guidance at https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal or give us a call at (800) 462-8328 for any questions. We're excited to have you on board!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services is essential for smooth operations. Imagine processing payments quickly and efficiently while ensuring your cash flow remains steady. Our merchant services allow you to accept payments seamlessly whether it's through credit cards, mobile payments, or online transactions giving you more time to focus on what matters most: running your business. Located at 27067 Mcbean Pkwy Valencia Ca 91355 in Valencia, CA, we're here to provide tailored solutions that meet your unique needs. Reach out to us at (800) 462-8328 and discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For those running their own ventures, our Business Banking services offer essential tools like Merchant Services & Business Loans. We understand that managing a business comes with its unique challenges, and our team is here to support you every step of the way.

Debt Management

Life can sometimes bring unexpected expenses, which is why we also provide Personal Loans & Debt Consolidation solutions. These loans can help ease financial stress by combining multiple debts into one manageable payment, making it easier for you to stay on track.

Digital Access

In today's fast-paced world, having access to your financial information anytime is crucial. That's why we prioritize our digital banking features. With options such as Online & Mobile Banking, you can check balances, transfer funds, and pay bills right from your phone or computer. Our ATM services ensure that cash withdrawal is straightforward and secure, offering basic access for withdrawals and balance checks whenever you need it.

Join Us Today!

Ready to explore how we can help you achieve your financial goals? Visit us online at https://www.schoolsfirstfcu.org or stop by our branch at 27067 Mcbean Pkwy Valencia Ca 91355 in Valencia, CA. We're excited to welcome you into the Schoolsfirst family!

Personal Banking

Our Personal Banking services include a variety of Checking & Savings Accounts designed to help you manage your money effectively. Imagine effortlessly accessing your funds through online banking or our user-friendly mobile app while earning rewards on your purchases with our Credit Cards with Rewards. If you're looking to purchase a new car, our Auto Loans & Vehicle Financing options can get you behind the wheel quickly and affordably. Plus, if you're thinking about home ownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services offer competitive rates and personalized support.

Your Financial Partner

At Schoolsfirst, we strive not just to be a financial institution but a partner in your journey toward achieving financial wellness. Our knowledgeable staff is always ready to assist you with any questions or concerns. Don't hesitate to reach out at (800) 462-8328 or visit us in person at our branch.

Digital & Online Banking

Accessibility and Ease-of-Use

At Schoolsfirst, we believe that banking should fit into your lifestyle seamlessly. Our user-friendly interface ensures that navigating through services is straightforward, whether you're tech-savvy or just starting out with online banking. Real-time account management means you can keep track of your transactions as they happen, giving you complete control over your finances. With all these features at your disposal, managing money has never felt more secure or more convenient. Explore all that our digital banking services have to offer at https://www.schoolsfirstfcu.org today!

Key Features

Imagine being able to send money to friends or family with just a few taps on your phone! Our person-to-person transfer feature allows you to do just that. It's a quick and easy way to share expenses or help out someone in need. Security is a top priority for us. With electronic signature authorization, you can sign documents digitally, saving you time and ensuring your information remains protected. And if you prefer going paperless, our e-statements option keeps your financial records organized and accessible online. Want to make payments on the go? Our mobile payments feature lets you pay for purchases directly from your smartphone. Say goodbye to carrying cash or cards; everything you need is right in the palm of your hand.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 3,655,716, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 27067 Mcbean Pkwy Valencia Ca 91355 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals.

Commitment to Stability

With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing in Your Future

With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $196,498 in used auto loans and $19,809,905,938 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans to help our members get on the road. We provide financing for both new and used vehicles with straightforward application processes and favorable terms.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans total $8,646. These loans are tailored to support your business needs effectively. We also recognize that sometimes life takes unexpected turns; that's why we have refinancing options available for many of our loan products. If you're considering refinancing or want to know more about eligibility options for any of our loan offerings, feel free to reach out. Our dedicated team is ready to assist you! Give us a call at 800-462-8328 during our operating hours (Monday - Thursday: 9 AM - 5 PM; Friday: 9 AM - 6 PM; Saturday: 9 AM - 2 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We look forward to helping you achieve your financial aspirations!

Credit Lines and Unsecured Loans

For added flexibility in managing your finances, we offer total credit lines of $7,744,971,084. Additionally, we provide unsecured credit card loans with a total of $1,321,159,802, giving you access to funds when you need them most without collateral requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $1,990,910,680. Whether you are purchasing a home for the first time or looking to refinance an existing mortgage, our team is here to guide you through every step.

Loan Aggregator

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Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Looking Ahead

Our Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Nearby Landmarks

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Debt Management

Digital Access

Join Us Today!

Personal Banking

Your Financial Partner

Digital & Online Banking

Accessibility and Ease-of-Use

Key Features

Financial Strength

A Growing Community

Commitment to Stability

Investing in Your Future

Secure Savings for Members

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Why Choose LendMesh?

Join Our Community