SchoolsFirst Credit Union San Juan Capistrano CA: Best Auto Loans & Online Banking

Introduction

Welcome to Schoolsfirst, your trusted financial partner located at 31876 Del Obispo St Ste 101, San Juan Capistrano, CA 92675. Established in 1934, we are proud to serve our vibrant community with a commitment to financial well-being and support. With a membership base of over 1,435,595, we focus on providing personalized services that cater to the unique needs of each individual. At Schoolsfirst, we understand that managing your finances can sometimes feel overwhelming. That's why we offer a variety of services designed to simplify your banking experience. From checking and savings accounts to auto loans and credit cards with rewards, we strive to make your financial journey as smooth as possible. Our total assets stand at an impressive $31,084,507,740, ensuring that we have the resources to back our members every step of the way. Our dedicated team of 2,880 employees is led by CEO Bill Cheney and Board President Marc Ecker, who are both passionate about enhancing the financial health of our members. Whether you're looking for a mortgage loan or need assistance with business banking solutions, you can count on us to provide expert guidance and support. For those who prefer to manage their finances digitally, our online and mobile banking options allow you to access your accounts anytime, anywhere. Plus, with total deposits exceeding $3,063,823,932 and net worth reaching $3,111,512,312, you can trust that your money is safe with us. While members can visit us at our branch address for in-person assistance, official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We invite you to explore all that Schoolsfirst has to offer. Call us today at 800-462-8328 or visit our website at www.schoolsfirstfcu.org to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Embracing Modern Banking

As part of our dedication to serving you better, we have embraced modern banking technologies. Our digital offerings include online banking, mobile payments, e-statements, and electronic signatures all designed to make your banking experience as convenient as possible. At Schoolsfirst, we understand the importance of accessibility and have ensured that our services are compliant with ADA standards. While we currently do not have drive-thru services or shared service centers available at this location, we do provide ATM access for your convenience.

Join Us Today!

As we look forward to the future, we invite you to become part of our growing family at Schoolsfirst. Experience firsthand how we can support you on your financial journey while contributing positively to the community around us. For more information or to open an account today, please visit us online at Schoolsfirst or give us a call at 800-462-8328. Together, let's build a brighter tomorrow!

Milestones and Achievements

Over the years, Schoolsfirst has achieved numerous milestones that reflect our commitment to service and growth. With an impressive total membership of 1,435,595, we've established ourselves as a leader in member-focused banking solutions. We offer a range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking services. Our commitment extends beyond financial transactions; we actively engage with our community through various outreach initiatives. Whether it's partnering with local schools or supporting local charities, we strive to make a difference where it matters most.

Our Mission

Our mission at Schoolsfirst is simple yet powerful: to provide exceptional financial services while making a positive impact in our community. We believe in supporting our members not just through banking products but also through meaningful community outreach programs. We aim to empower individuals and families to achieve their financial goals and build brighter futures. While members can visit us at 31876 Del Obispo St Ste 101, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711. This dual address ensures that all communications are handled efficiently.

Branch Location & Accessibility

A Hub for Financial Services

Our branch isn't just about convenience; it's also a hub for various financial services tailored for your needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and even credit cards with rewards our team is ready to help you find the right solutions. While members can visit us at our branch address for all their banking needs, please note that any official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711. So why wait? Come visit us at Schoolsfirst in San Juan Capistrano today! We look forward to welcoming you into our community of satisfied members.

Convenient Access

At Schoolsfirst, we understand how important it is for you to access your finances without hassle. Our branch features ample parking and is ADA compliant, ensuring everyone can visit us comfortably. While our drive-thru service isn't available, we do have an ATM on-site for quick cash withdrawals and balance checks.

Hours That Fit Your Schedule

We want to be here when you need us! Our operating hours are designed with your busy life in mind. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. If you have any questions or need assistance, don't hesitate to give us a call at 800-462-8328.

Member Eligibility

Joining the Schoolsfirst community is more than just opening an account; it's about becoming part of a supportive family that prioritizes your financial well-being. If you live, work, or attend school in the areas we serve, you're likely eligible to become a member! We welcome individuals from various backgrounds, including educators and their families, making it easy for you to take advantage of our personalized services and benefits. To learn more about specific eligibility requirements, check out this resource: Eligibility Details. Becoming a member at Schoolsfirst means access to competitive rates on loans, savings accounts, and so much more. The process is straightforward and inclusive just visit us at 31876 Del Obispo St Ste 101 San Juan Capistrano Ca 92675, or give us a call at (800) 462-8328. We're here to help guide you through opening your account easily. Discover the difference that being part of our community can make in your financial journey! For further details on how to open an account, feel free to visit Account Opening.

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Alongside our loan offerings, our merchant services simplify payment processing for businesses of all sizes. Whether you're a local shop or a growing enterprise, our solutions enable you to accept payments easily and securely, so you can focus on what matters most serving your customers. Visit us at 31876 Del Obispo St Ste 101 San Juan Capistrano Ca 92675 or call us at (800) 462-8328 to explore how our business banking and commercial services can help your business flourish!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash is straightforward with our ATM & Cash Withdrawal Services. With ATMs conveniently located throughout San Juan Capistrano, withdrawing cash or checking balances is quick and easy. At Schoolsfirst, we believe in providing not just financial products but also peace of mind. Our friendly staff is always ready to assist you with any questions or concerns. To learn more about how we can support your financial journey, visit us at 31876 Del Obispo St Ste 101 San Juan Capistrano Ca 92675, call us at (800) 462-8328, or check out our website at https://www.schoolsfirstfcu.org. Join us today and experience the difference in community-focused banking!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options offer competitive rates that make driving away in your dream car a reality. Picture yourself behind the wheel without breaking the bank! We also provide refinancing solutions if you want to lower your monthly payments or improve your loan terms.

Business Banking

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans tailored to meet your unique needs. Whether you're starting a new venture or expanding an existing one, we have flexible financing options available.

Credit Cards with Rewards

We also offer Credit Cards with Rewards, making everyday purchases more rewarding. Imagine earning cash back or points for travel just by using your card for regular expenses!

Mortgage Loans & Refinancing

For those ready to invest in a home, our Mortgage Loans & Refinancing services are here to help you navigate the journey. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates, we'll guide you through every step of the process.

Personal Banking

Our Personal Banking options include checking and savings accounts designed with you in mind. Imagine having easy access to your funds and earning interest while you save. With online and mobile banking at your fingertips, managing your accounts is as simple as a few taps on your smartphone. You can check balances, transfer money, and even make payments all from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation can assist in easing financial burdens. This service allows you to consolidate multiple debts into one manageable payment plan, simplifying your finances and helping you regain control.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to sign documents electronically. With Yes, you can quickly and securely complete transactions without the hassle of printing and mailing paperwork. This feature not only saves you time but also helps reduce clutter. Additionally, our e-statements service, available through Yes, allows you to view your account statements online instead of waiting for them to arrive in the mail. This way, you can easily track your spending and stay organized without any paper waste. If you're looking for convenience in payments, check out our mobile payments feature. With Yes, making purchases or sending money has never been easier simply use your smartphone for quick transactions.

Stay Connected On-the-Go

To enhance your banking experience further, we offer a mobile application that provides all the functionality of online banking right in your pocket. Whether you're checking account balances or making person-to-person transfers with Yes, our app keeps everything at your fingertips. In today's fast-paced world, having access to real-time account management is crucial. At Schoolsfirst, we prioritize accessibility and ease-of-use in all our digital offerings so that you can focus on what matters most while knowing your finances are secure. Join us today and discover how easy banking can be!

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a solid foundation of financial strength that you can rely on. With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We proudly support your financial goals with $196,498 in used auto loans and $19,809,905,938 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 3,655,716, showcasing a growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 31876 Del Obispo St Ste 101 San Juan Capistrano Ca 92675 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our flexible terms can help you get behind the wheel without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand your business. We understand that every enterprise has unique needs, and we're here to support you with customized solutions. At Schoolsfirst, we believe that everyone deserves access to affordable financing options. Our friendly team is here to discuss your specific needs and guide you through the application process. Feel free to reach out at (800) 462-8328 or visit us at our branch located at 31876 Del Obispo St Ste 101 San Juan Capistrano Ca 92675 in San Juan Capistrano, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can empower you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We provide guidance throughout the process, ensuring you feel confident every step of the way. If you're considering refinancing your existing mortgage, we can assist with eligibility options tailored to your situation.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. With a total of $1,321,159,802 in loans helping members manage their finances effectively, our credit cards come with features designed to suit your lifestyle while keeping costs low.

Loan Aggregator

Benefits of Using LendMesh

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Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Embracing Modern Banking

Join Us Today!

Milestones and Achievements

Our Mission

Branch Location & Accessibility

A Hub for Financial Services

Convenient Access

Hours That Fit Your Schedule

Member Eligibility

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Practical Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Stay Connected On-the-Go

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community